Civic Intelligence

Consumer Education and Training Services

990EZ • Fiscal year 2016 • EIN 91-2061723

Jan 01, 2016 to Dec 31, 2016 • Filed on Aug 14, 2017

1200 Fifth Ave Room 700Seattle, WA 98101

(206) 267-7017

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2016

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2016

Net Margin

68th percentile

13%

Higher net margin than 68% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Top Officer Pay

99th percentile

$137,690

Higher top officer pay than 99% of similar nonprofits.

Top officer pay equals 75.3% of source-year revenue.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Asset Growth

67th percentile

14%

Faster asset growth than 67% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

89th percentile

63%

Faster revenue growth than 89% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Annualized from 2015 to 2016

Assets

Up

$191,838

Up $23,625 (+14%) from 2015

Net Assets

Up

$191,838

Up $23,625 (+14%) from 2015

Liabilities

-

No earlier filing loaded for comparison.

Revenue

Up

$182,815

Up $70,814 (+63%) from 2015

Expenses

Down

$159,439

Down $840 (-0.5%) from 2015

Net Income

Up

$23,376

Up $71,654 (+148%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2011: $172,414Liabilities 2011: $02011Assets 2012: $199,008Liabilities 2012: $02012Assets 2013: $223,831Liabilities 2013: $0Net Assets 2013: $223,8312013Assets 2014: $216,491Net Assets 2014: $216,4912014Assets 2015: $168,213Net Assets 2015: $168,2132015Assets 2016: $191,838Net Assets 2016: $191,8382016Assets 2017: $187,273Net Assets 2017: $187,2732017Assets 2018: $253,390Liabilities 2018: $0Net Assets 2018: $253,3902018Assets 2019: $277,307Liabilities 2019: $0Net Assets 2019: $277,3072019Assets 2020: $346,560Liabilities 2020: $33,492Net Assets 2020: $313,0682020Assets 2021: $276,555Liabilities 2021: $10,504Net Assets 2021: $266,0512021Assets 2022: $325,804Liabilities 2022: $26,728Net Assets 2022: $299,0762022Assets 2023: $429,539Liabilities 2023: $45,983Net Assets 2023: $383,5562023Assets 2024: $509,218Liabilities 2024: $96,295Net Assets 2024: $412,9232024

Highlighted filing

2016

Assets$191,838
Liabilities-
Net Assets$191,838

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$200K$0-$200KRevenue 2011: $104,350Expenses 2011: $113,739Net Income 2011: -$9,3892011Revenue 2012: $107,758Expenses 2012: $81,164Net Income 2012: $26,5942012Revenue 2013: $197,151Expenses 2013: $172,328Net Income 2013: $24,8232013Revenue 2014: $135,091Expenses 2014: $142,431Net Income 2014: -$7,3402014Revenue 2015: $112,001Expenses 2015: $160,279Net Income 2015: -$48,2782015Revenue 2016: $182,815Expenses 2016: $159,439Net Income 2016: $23,3762016Revenue 2017: $129,531Expenses 2017: $134,096Net Income 2017: -$4,5652017Revenue 2018: $201,562Expenses 2018: $135,445Net Income 2018: $66,1172018Revenue 2019: $215,705Expenses 2019: $191,788Net Income 2019: $23,9172019Revenue 2020: $198,195Expenses 2020: $162,434Net Income 2020: $35,7612020Revenue 2021: $228,882Expenses 2021: $211,131Net Income 2021: $17,7512021Revenue 2022: $253,952Expenses 2022: $220,927Net Income 2022: $33,0252022Revenue 2023: $359,805Expenses 2023: $275,325Net Income 2023: $84,4802023Revenue 2024: $303,551Expenses 2024: $274,185Net Income 2024: $29,3662024

Highlighted filing

2016

Revenue$182,815
Expenses$159,439
Net Income$23,376
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Aug 14, 2017
Return Version
2016v3.0
Gross Receipts
$193,287
Mission and Program Overview

Mission

Consumer bankruptcy education

Program Services

DescriptionGrantsExpenses
The organization is developing a program called Money Steps, a financial education program for those recently released from prison.-$54,997
Hutch/Financial Navigation for Patients with Cancer. The organization designed a sixty minute prresentation with accompanying handout materials for patients recently diagnosed with cancer.-$16,397
Senior Money. The organization provided videos, website, and presentations to help senior citizens avoid becoming victimized by scams.-$12,499
Debt Slapped. The organization developed a program to help high school students learn how to wisely finance their post-high school educations and avoid credit card debt. It reaches over 1000 students per year.-$11,998
Student Loan Project. The organization operated a Pro Bono attorney program to assist those with student debt.-$10,000
Financial Coaching. The organization provided financial coaching/money management trainings in King and Snohomish Counties.-$5,999
Credit counseling Innovo. The organization provided its online credit counseling class for bankruptcy filers and its Innovo personal financial management course for bankruptcy filers to 579 people.-$4,822
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Tony LeahyExecutive DirectorFT$127,038$10,652$137,690
Robert AmkrautPresident-$0--
Sandra JonesSecretary-$0--
Eric OrseTreasurer-$0--
Jennifer AspaasDirector-$0--
Mark BaileyDirector-$0--
David NeuDirector-$0--
Antoinette DavisDirector-$0--
Brian FreeDirector-$0--
Mary Jo HestonDirector-$0--
Dick HooperDirector-$0--
Melissa HuelsmanDirector-$0--
Raelene JefferyDirector-$0--
John KaplanDirector-$0--
William MalaierDirector-$0--
Hugh McCulloughVice-President-$0--
Lisa McMahon-MyhranDirector-$0--
Andrew MortonDirector-$0--
Marcia FreyDirector-$0--
Margaret PowersDirector-$0--
Todd TracyDirector-$0--
Faith StevelmanDirector-$0--
Christian WeinmannDirector-$0--
Michelle KaplanDirector-$0--
Katy SamiljanDirector-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Bowling party$17,830---
Dinner/Auction$73,711$16,544$220$16,324
Total Events$91,541$16,544$10,472$6,072
Filing and Contact Details

Filer

Filer Name
Consumer Education and Training Services
EIN
91-2061723
Phone
2062677017
Address
1200 Fifth Ave Room 700, Seattle, WA 98101

Signing Officer

Name
Tony Leahy
Title
Executive Director
Signed
2017-08-14
Discuss with paid preparer
No

Preparer

Preparer
Richard N Ginnis
Phone
2067836588
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part III, Line 31

Senior Money. The organization provided videos, website, and presentations to help senior citizens avoid becoming victimized by scams. Grants and allocations 0, Program service expenses 12,499

Form 990-EZ, Part III, Line 31

Hutch/Financial Navigation for Patients with Cancer. The organization designed a sixty minute prresentation with accompanying handout materials for patients recently diagnosed with cancer. Grants and allocations 0, Program service expenses 16,397

Form 990-EZ, Part III, Line 31

Financial Coaching. The organization provided financial coaching/money management trainings in King and Snohomish Counties. Grants and allocations 0, Program service expenses 5,999

Form 990-EZ, Part III, Line 31

Student Loan Project. The organization operated a Pro Bono attorney program to assist those with student debt. Grants and allocations 0, Program service expenses 10,000

Form 990-EZ, Part I, Line 16, Other Expenses

Administrative services 1,000

Form 990-EZ, Part I, Line 16, Other Expenses

Bank charges 1,316

Form 990-EZ, Part I, Line 16, Other Expenses

Licenses and fees 200

Form 990-EZ, Part I, Line 16, Other Expenses

Parking 337

Form 990-EZ, Part I, Line 16, Other Expenses

Insurance 1,631

Form 990-EZ, Part I, Line 16, Other Expenses

Payroll Taxes 5,907

Form 990-EZ, Part I, Line 16, Other Expenses

Website 199

Raw XML Appendix285 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1The organization is developing a program called Money Steps, a financial education program for those recently released from prison.
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IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt016544
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt016544
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt06072
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt0220
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt0220
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent1Amt010252
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsTotalEventsAmt010252
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Senior Money. The organization provided videos, website, and presentations to help senior citizens avoid becoming victimized by scams. Grants and allocations 0, Program service expenses 12,499
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Hutch/Financial Navigation for Patients with Cancer. The organization designed a sixty minute prresentation with accompanying handout materials for patients recently diagnosed with cancer. Grants and allocations 0, Program service expenses 16,397
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Financial Coaching. The organization provided financial coaching/money management trainings in King and Snohomish Counties. Grants and allocations 0, Program service expenses 5,999
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Student Loan Project. The organization operated a Pro Bono attorney program to assist those with student debt. Grants and allocations 0, Program service expenses 10,000
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Administrative services 1,000
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Bank charges 1,316
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Licenses and fees 200
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Parking 337
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Insurance 1,631
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Payroll Taxes 5,907
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Website 199
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part III, Line 31
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part III, Line 31
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part III, Line 31
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990-EZ, Part III, Line 31
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990-EZ, Part I, Line 16, Other Expenses
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0Tony Leahy
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Director
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-08-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Consumer Education and Training Services
ReturnHeader/Filer/BusinessNameControlTxt0CONS
ReturnHeader/Filer/EIN0912061723
ReturnHeader/Filer/PhoneNum02062677017
ReturnHeader/Filer/USAddress/AddressLine1Txt01200 Fifth Ave Room 700
ReturnHeader/Filer/USAddress/CityNm0Seattle
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WA
ReturnHeader/Filer/USAddress/ZIPCd098101
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0D7B704FAD9B0CC9B61076E0068D17DAF9A6858C1
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0D7B704FAD9B0CC9B61076E0068D17DAF9A6858C1
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt024.22.242.232
ReturnHeader/FilingSecurityInformation/IPDt02017-08-14
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0PD
ReturnHeader/FilingSecurityInformation/IPTm021:05:01
ReturnHeader/PreparerPersonGrp/PhoneNum02067836588
ReturnHeader/PreparerPersonGrp/PreparationDt02017-08-14
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Richard N Ginnis
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02017-08-14T04:50:29-00:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.09$0.96$4.13$3.04$2.74$0.29
2023Summary only. Only limited summary data is available for this year.$4.30$0.46$3.84$3.60$2.75$0.84
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.26$0.27$2.99$2.54$2.21$0.33
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.77$0.11$2.66$2.29$2.11$0.18
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.47$0.33$3.13$1.98$1.62$0.36
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.77$0.00$2.77$2.16$1.92$0.24
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.53$0.00$2.53$2.02$1.35$0.66
2017Detailed filing. Detailed filing data is available for this year.$1.87$1.87$1.30$1.34$0.05
2016Detailed filing. Detailed filing data is available for this year.$1.92$1.92$1.83$1.59$0.23
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.68$1.68$1.12$1.60$0.48
2014Detailed filing. Detailed filing data is available for this year.$2.16$2.16$1.35$1.42$0.07
2013Detailed filing. Detailed filing data is available for this year.$2.24$0.00$2.24$1.97$1.72$0.25
2012Summary only. Only limited summary data is available for this year.$1.99$0.00$1.08$0.81$0.27
2011Summary only. Only limited summary data is available for this year.$1.72$0.00$1.04$1.14$0.09