Civic Intelligence

Consumer Education and Training Services

EIN 91-2061723 • 501(c)3 • Seattle, WA

Profile

Consumer bankruptcy education

PMB 215 10002 Aurora Ave N APT 36Seattle, WA 98133

www.centsprogram.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

74th percentile

0.19x

Higher debt load relative to assets than 74% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

82nd percentile

0.32x

Higher debt load relative to revenue than 82% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Net Margin

60th percentile

9.7%

Higher net margin than 60% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

99th percentile

$89,529

Higher top officer pay than 99% of similar nonprofits.

Top officer pay equals 69.1% of source-year revenue.

501(c)3 • $500k-$1M nonprofits • Source year 2017

Asset Growth

75th percentile

19%

Faster asset growth than 75% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

19th percentile

-16%

Faster revenue growth than 19% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Assets

Up

$509,218

Up $79,679 (+19%) from 2023

Liabilities

Up

$96,295

Up $50,312 (+109%) from 2023

Net Assets

Up

$412,923

Up $29,367 (+7.7%) from 2023

Revenue

Down

$303,551

Down $56,254 (-16%) from 2023

Expenses

Down

$274,185

Down $1,140 (-0.4%) from 2023

Net Income

Down

$29,366

Down $55,114 (-65%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2011: $172,414Liabilities 2011: $02011Assets 2012: $199,008Liabilities 2012: $02012Assets 2013: $223,831Liabilities 2013: $0Net Assets 2013: $223,8312013Assets 2014: $216,491Net Assets 2014: $216,4912014Assets 2015: $168,213Net Assets 2015: $168,2132015Assets 2016: $191,838Net Assets 2016: $191,8382016Assets 2017: $187,273Net Assets 2017: $187,2732017Assets 2018: $253,390Liabilities 2018: $0Net Assets 2018: $253,3902018Assets 2019: $277,307Liabilities 2019: $0Net Assets 2019: $277,3072019Assets 2020: $346,560Liabilities 2020: $33,492Net Assets 2020: $313,0682020Assets 2021: $276,555Liabilities 2021: $10,504Net Assets 2021: $266,0512021Assets 2022: $325,804Liabilities 2022: $26,728Net Assets 2022: $299,0762022Assets 2023: $429,539Liabilities 2023: $45,983Net Assets 2023: $383,5562023Assets 2024: $509,218Liabilities 2024: $96,295Net Assets 2024: $412,9232024

Highlighted filing

2024

Assets$509,218
Liabilities$96,295
Net Assets$412,923

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200KRevenue 2011: $104,350Expenses 2011: $113,739Net Income 2011: -$9,3892011Revenue 2012: $107,758Expenses 2012: $81,164Net Income 2012: $26,5942012Revenue 2013: $197,151Expenses 2013: $172,328Net Income 2013: $24,8232013Revenue 2014: $135,091Expenses 2014: $142,431Net Income 2014: -$7,3402014Revenue 2015: $112,001Expenses 2015: $160,279Net Income 2015: -$48,2782015Revenue 2016: $182,815Expenses 2016: $159,439Net Income 2016: $23,3762016Revenue 2017: $129,531Expenses 2017: $134,096Net Income 2017: -$4,5652017Revenue 2018: $201,562Expenses 2018: $135,445Net Income 2018: $66,1172018Revenue 2019: $215,705Expenses 2019: $191,788Net Income 2019: $23,9172019Revenue 2020: $198,195Expenses 2020: $162,434Net Income 2020: $35,7612020Revenue 2021: $228,882Expenses 2021: $211,131Net Income 2021: $17,7512021Revenue 2022: $253,952Expenses 2022: $220,927Net Income 2022: $33,0252022Revenue 2023: $359,805Expenses 2023: $275,325Net Income 2023: $84,4802023Revenue 2024: $303,551Expenses 2024: $274,185Net Income 2024: $29,3662024

Highlighted filing

2024

Revenue$303,551
Expenses$274,185
Net Income$29,366

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.09$0.96$4.13$3.04$2.74$0.29
2023Summary only. Only limited summary data is available for this year.$4.30$0.46$3.84$3.60$2.75$0.84
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.26$0.27$2.99$2.54$2.21$0.33
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.77$0.11$2.66$2.29$2.11$0.18
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.47$0.33$3.13$1.98$1.62$0.36
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.77$0.00$2.77$2.16$1.92$0.24
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.53$0.00$2.53$2.02$1.35$0.66
2017Detailed filing. Detailed filing data is available for this year.$1.87$1.87$1.30$1.34$0.05
2016Detailed filing. Detailed filing data is available for this year.$1.92$1.92$1.83$1.59$0.23
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.68$1.68$1.12$1.60$0.48
2014Detailed filing. Detailed filing data is available for this year.$2.16$2.16$1.35$1.42$0.07
2013Detailed filing. Detailed filing data is available for this year.$2.24$0.00$2.24$1.97$1.72$0.25
2012Summary only. Only limited summary data is available for this year.$1.99$0.00$1.08$0.81$0.27
2011Summary only. Only limited summary data is available for this year.$1.72$0.00$1.04$1.14$0.09
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 2, 2025
Return Version
2024v5.2
Gross Receipts
$317,141
Mission and Program Overview

Mission

Consumer bankruptcy education

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$202,022$469,011▲ $266,989
Rtn Earn Endowment Incm Other Fnds$383,556$412,923▲ $29,367
Cash and Non-Interest-Bearing Accounts$212,149$31,331▼ $180,818
Land, Buildings, and Equipment, Net$10,302$7,386▼ $2,916
Total Assets$429,539$509,218▲ $79,679
Other Assets Total$5,066$1,490▼ $3,576
Liabilities
Deferred Revenue$45,000$95,000▲ $50,000
Accounts Payable and Accrued Expenses$983$1,295▲ $312
Total Liabilities$45,983$96,295▲ $50,312
Net Assets / Fund Balance
Total Net Assets Fund Balance$383,556$412,923▲ $29,367
Total Liabilities and Net Assets / Fund Balance$429,539$509,218▲ $79,679

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$7,386$8,942$16,328
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Tony LeahyExecutive DirectorFT$100,000$104,541$204,541

Board Members and Trustees

NameTitle
Aditi ParanjpyeDirector President
Dan YoungblutDirector Vice President
Alicia ThomasDirector
Brian FreeDirector
Christy Tobin-PresserDirector
Dan HagenDirector
David NeuDirector
Fayre RaschDirector
Hilary MohrDirector
Hugh McCulloughDirector
James ZackDirector
Jane PearsonDirector
Jennifer AspaasDirector
John KaplanDirector
Latife NeuDirector
Mallory SatreDirector
Melissa HuelsmanDirector
Sandra JonesDirector
Thomas BufordDirector
Todd TracyDirector
Vincente BarrazaDirector
Will CorbitDirector
William MalaierDirector
David PapiezDirector and Secretary
Kern GilletteTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$246,374
Program Service Revenue
$0
Investment Income
$7,983
Other Revenue
$49,194
All Other Contributions
$127,861
Change in Net Assets
$29,366
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$226,721
Other Expenses$47,464
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$164,677$47,951-$204,541
Payroll Taxes$11,346$2,746-$14,092
Other Salaries and Wages---$8,088
Travel-$6,642-$6,642
Insurance-$6,105-$6,105
Fees for Services Accounting-$4,701-$4,701
All Other Expenses-$3,933-$3,933
Depreciation Depletion-$2,916-$2,916
Conferences and Meetings-$2,494-$2,494
Other Expenses$7,537$1,991-$1,991
Office Expenses-$1,596-$1,596
Information Technology-$1,080-$1,080
Advertising-$150-$150
Total Functional Expenses$183,560$90,624$0$274,185
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
Yes

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$62,784
Fundraising Direct Expenses$13,590
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Annual dinner gala$89,188$55,675$3,478$52,197
Bowling event$7,109$7,109-$7,109
Total Events$96,297$62,784$13,590$49,194
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Federal income taxes-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Consumer Education and Training Services
EIN
91-2061723
Phone
2062677017
Address
PMB 215 10002 Aurora Ave N APT 36, Seattle, WA 98133

Signing Officer

Name
Kern Gillette
Title
Treasurer
Phone
2062677017
Signed
2025-11-02
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kern Gillette
Formed
2000
Legal Domicile
Wa
Voting Board Members
29
Independent Board Members
29
Employees
2

Preparer

Firm
Richard N GInnis CPA
Address
PO Box 30081, Seattle, WA 98113
Preparer
Richard N Ginnis
Phone
2067836588
Supplemental Narrative

Additional Explanations

Form 990, Part III, Line 4D

Program Service Expenses 1,182, Grants and allocations 0, Revenue 0 DEBT CLINIC The Debt Clinic has continued to offer telephonic or remote assistance. CENTS helps recruit and train the volunteer attorneys for the King County Bar Associations Debt Clinic, which provides people the opportunity to speak to an experienced bankruptcy attorney free-of-charge for 30 minutes. In a typical year, the Debt Clinic helps approximately 500 people obtain pro bono legal advice.

Form 990, Part III, Line 4D

Program Service Expenses 5,585, Grants and allocations 0, Revenue 0 CANCER AND FINANCES RESEARCH CENTS partnered with the Fred Hutchinson Cancer Research Center the Hutch on several human-subjects research projects to study the impact a cancer diagnosis has on the physical, mental, and financial health of patients. The research projects provide the patients and their families with classes, counseling, educational videos and resources to mitigate negative outcomes from a cancer diagnosis and treatment.

Form 990, Part III, Line 4D

Program Service Expenses 1,719, Grants and allocations 0, Revenue 0 MONEY STEPS CENTS partnered with the U.S. Probation and Pretrial Services to create a financial education reentry program for people who have experienced incarceration. The program consists of classes, educational videos, resources, and a website. Since May of 2023, CENTS has completed 12 in-person class series for people who have experienced incarceration. www.moneystepsproject.org.

Form 990, Part III, Line 4D

Program Service Expenses 12,138, Grants and allocations 0, Revenue 0 VETERAN FINANCIAL EDUCATION AND LEGAL CLINIC In 2025 CENTS will be launching a program to provide free financial education and legal clinics to U.S.military veterans. The program will consist of classes, digital media, and legal materials and resources.

Form 990, Part IX, Line 9

Other changes in net assets, rounding difference, of 1.

Raw XML AppendixShowing 400 of 555 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0983
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01295
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0Consumer bankruptcy education
IRS990/AdvertisingGrp/ManagementAndGeneralAmt0150
IRS990/AdvertisingGrp/TotalAmt0150
IRS990/AllOtherContributionsAmt0127861
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt03933
IRS990/AllOtherExpensesGrp/TotalAmt03933
IRS990/AnnualDisclosureCoveredPrsnInd0false
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0Kern Gillette
IRS990/BooksInCareOfDetail/PhoneNum02068493826
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt02815 Eastlake Avenue E Suite 300
IRS990/BooksInCareOfDetail/USAddress/CityNm0Seattle
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd098102
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0212149
IRS990/CashNonInterestBearingGrp/EOYAmt031331
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt047951
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0164677
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0204541
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt02494
IRS990/ConferencesMeetingsGrp/TotalAmt02494
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/ContriRptFundraisingEventAmt033513
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0246374
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt07983
IRS990/CYOtherExpensesAmt047464
IRS990/CYOtherRevenueAmt049194
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt029366
IRS990/CYSalariesCompEmpBnftPaidAmt0226721
IRS990/CYTotalExpensesAmt0274185
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0303551
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DeferredRevenueGrp/BOYAmt045000
IRS990/DeferredRevenueGrp/EOYAmt095000
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt02916
IRS990/DepreciationDepletionGrp/TotalAmt02916
IRS990/Desc0DEBT SLAPPED CENTS designed a financial education curriculum to help high school students obtain critical information so they can make informed decisions about postsecondary education or training, The curriculum was used as the centerpiece of the statewide Student Loan Awareness Month SLAM campaign, which received a proclamation from Governor Jay Inslee. In the 2023-24 academic year, CENTS provided 84 Debt Slapped classes accross the state, focusing on areas with higher percentages of Latino/Latina/Latinix students, while enhancing the curriculum. www.debtslapped.org.
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt02
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/ExpenseAmt0157888
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt04701
IRS990/FeesForServicesAccountingGrp/TotalAmt04701
IRS990/FeesForServicesLegalGrp/TotalAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form8899Filedind0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt0060.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1001.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2001.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt3001.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt4001.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt5001.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt6001.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt7001.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt8001.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt9001.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10002.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11001.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12001.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt13001.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt14001.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt15002.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt16001.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt17001.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt18002.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt19001.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20002.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21001.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22001.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt23001.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt24001.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt25001.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd13X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd14X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd15X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd16X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd17X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd18X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd19X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd20X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd21X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd22X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd23X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd24X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd25X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt019541
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt180
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt190
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt200
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt210
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt220
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt230
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt240
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt250
IRS990/Form990PartVIISectionAGrp/PersonNm0Tony Leahy
IRS990/Form990PartVIISectionAGrp/PersonNm1Sandra Jones
IRS990/Form990PartVIISectionAGrp/PersonNm2Jennifer Aspaas
IRS990/Form990PartVIISectionAGrp/PersonNm3David Neu
IRS990/Form990PartVIISectionAGrp/PersonNm4Brian Free
IRS990/Form990PartVIISectionAGrp/PersonNm5Melissa Huelsman
IRS990/Form990PartVIISectionAGrp/PersonNm6John Kaplan
IRS990/Form990PartVIISectionAGrp/PersonNm7William Malaier
IRS990/Form990PartVIISectionAGrp/PersonNm8Hugh McCullough
IRS990/Form990PartVIISectionAGrp/PersonNm9Todd Tracy
IRS990/Form990PartVIISectionAGrp/PersonNm10David Papiez
IRS990/Form990PartVIISectionAGrp/PersonNm11James Zack
IRS990/Form990PartVIISectionAGrp/PersonNm12Jane Pearson
IRS990/Form990PartVIISectionAGrp/PersonNm13Alicia Thomas
IRS990/Form990PartVIISectionAGrp/PersonNm14Hilary Mohr
IRS990/Form990PartVIISectionAGrp/PersonNm15Aditi Paranjpye
IRS990/Form990PartVIISectionAGrp/PersonNm16Vincente Barraza
IRS990/Form990PartVIISectionAGrp/PersonNm17Thomas Buford
IRS990/Form990PartVIISectionAGrp/PersonNm18Kern Gillette
IRS990/Form990PartVIISectionAGrp/PersonNm19Dan Hagen
IRS990/Form990PartVIISectionAGrp/PersonNm20Dan Youngblut
IRS990/Form990PartVIISectionAGrp/PersonNm21Latife Neu
IRS990/Form990PartVIISectionAGrp/PersonNm22Will Corbit
IRS990/Form990PartVIISectionAGrp/PersonNm23Fayre Rasch
IRS990/Form990PartVIISectionAGrp/PersonNm24Mallory Satre
IRS990/Form990PartVIISectionAGrp/PersonNm25Christy Tobin-Presser
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0185000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt240
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt250
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt240
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt250
IRS990/Form990PartVIISectionAGrp/TitleTxt0Executive Director
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10Director and Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt11Director
IRS990/Form990PartVIISectionAGrp/TitleTxt12Director
IRS990/Form990PartVIISectionAGrp/TitleTxt13Director
IRS990/Form990PartVIISectionAGrp/TitleTxt14Director
IRS990/Form990PartVIISectionAGrp/TitleTxt15Director President
IRS990/Form990PartVIISectionAGrp/TitleTxt16Director
IRS990/Form990PartVIISectionAGrp/TitleTxt17Director
IRS990/Form990PartVIISectionAGrp/TitleTxt18Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt19Director
IRS990/Form990PartVIISectionAGrp/TitleTxt20Director Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt21Director
IRS990/Form990PartVIISectionAGrp/TitleTxt22Director
IRS990/Form990PartVIISectionAGrp/TitleTxt23Director
IRS990/Form990PartVIISectionAGrp/TitleTxt24Director
IRS990/Form990PartVIISectionAGrp/TitleTxt25Director
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr02000
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0true
IRS990/FundraisingAmt033513
IRS990/FundraisingDirectExpensesAmt013590
IRS990/FundraisingGrossIncomeAmt062784
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt029
IRS990/GovernmentGrantsAmt085000
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0317141
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt029
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt01080
IRS990/InformationTechnologyGrp/TotalAmt01080
IRS990/InsuranceGrp/ManagementAndGeneralAmt06105
IRS990/InsuranceGrp/TotalAmt06105
IRS990/InterestGrp/TotalAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt07983
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt05
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt08942
IRS990/LandBldgEquipBasisNetGrp/BOYAmt010302
IRS990/LandBldgEquipBasisNetGrp/EOYAmt07386
IRS990/LandBldgEquipCostOrOtherBssAmt016328
IRS990/LegalDomicileStateCd0WA
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0CENTS is a financial education nonprofit organization with a mission of helping people to improve their financial health. In 1995, CENTS was founded by the Honorable Karen A. Overstreet, the first women bankruptcy judge in the history of Washington, and veteran attorneys and financial professionals. All of CENTS programs are provided free-of-charge
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0383556
IRS990/NetAssetsOrFundBalancesEOYAmt0412923
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt049194
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt01596
IRS990/OfficeExpensesGrp/TotalAmt01596
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt05066
IRS990/OtherAssetsTotalGrp/EOYAmt01490
IRS990/OtherChangesInNetAssetsAmt01
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0Merchant Chgs
IRS990/OtherExpensesGrp/Desc1Program Expenses
IRS990/OtherExpensesGrp/Desc2Payroll processing
IRS990/OtherExpensesGrp/Desc3Auto expenses
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt05010
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt13309
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt21991
IRS990/OtherExpensesGrp/ProgramServicesAmt07537
IRS990/OtherExpensesGrp/TotalAmt05010
IRS990/OtherExpensesGrp/TotalAmt17537
IRS990/OtherExpensesGrp/TotalAmt23309
IRS990/OtherExpensesGrp/TotalAmt31991
IRS990/OtherSalariesAndWagesGrp/TotalAmt08088
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt02746
IRS990/PayrollTaxesGrp/ProgramServicesAmt011346
IRS990/PayrollTaxesGrp/TotalAmt014092
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0Kern Gillette
IRS990/ProfessionalFundraisingInd0true
IRS990/ProgSrvcAccomActy2Grp/Desc0SENIOR MONEY CENTS partnered with Washington State Attorney General Bob Ferguson to create a project to help senior citizens identify and avoid scams. The project consists of in-person and virtual presentations educational videos articles written for the newsletters of senior citizens and further resources. CENTS wrote six articles and delivered two in-person presentions in 2024. www.seniormoneyproject.org.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt05048
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0323017
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt01602
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt074562
IRS990/PYOtherRevenueAmt035186
IRS990/PYRevenuesLessExpensesAmt084480
IRS990/PYSalariesCompEmpBnftPaidAmt0200763
IRS990/PYTotalExpensesAmt0275325
IRS990/PYTotalRevenueAmt0359805
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt029366
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0383556
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0412923
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0202022
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0469011
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0246374
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0323017
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0214289
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0171531
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0198098
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt01153309
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt07983
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt01602
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt031

Document Assets

No mirrored PDF or thumbnail assets are attached yet.