Civic Intelligence

Naifa Arizona

990EZ • Fiscal year 2017 • EIN 86-6051127

Jul 01, 2016 to Jun 30, 2017 • Filed on Sep 25, 2017

P O Box 4728Scottsdale, AZ 85261

(480) 661-6393

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

99th percentile

2.17x

Higher debt load relative to assets than 99% of similar nonprofits.

2017 filings • 501(c)6 • <$500k nonprofits • Source year 2017

Liabilities / Revenue

93rd percentile

0.42x

Higher debt load relative to revenue than 93% of similar nonprofits.

2017 filings • 501(c)6 • <$500k nonprofits • Source year 2017

Net Margin

54th percentile

3.9%

Higher net margin than 54% of similar nonprofits.

2017 filings • 501(c)6 • <$500k nonprofits • Source year 2017

Top Officer Pay

92nd percentile

$70,440

Higher top officer pay than 92% of similar nonprofits.

Top officer pay equals 57.7% of source-year revenue.

2017 filings • 501(c)6 • <$500k nonprofits • Source year 2017

Asset Growth

87th percentile

36%

Faster asset growth than 87% of similar nonprofits.

2017 filings • 501(c)6 • <$500k nonprofits • Annualized from 2016 to 2017

Revenue Growth

44th percentile

-1.7%

Faster revenue growth than 44% of similar nonprofits.

2017 filings • 501(c)6 • <$500k nonprofits • Annualized from 2016 to 2017

Assets

Up

$23,838

Up $6,362 (+36%) from 2016

Net Assets

Up

-$27,906

Up $4,811 (+15%) from 2016

Liabilities

Up

$51,744

Up $1,551 (+3.1%) from 2016

Revenue

Down

$122,126

Down $2,137 (-1.7%) from 2016

Expenses

Down

$117,315

Down $3,832 (-3.2%) from 2016

Net Income

Up

$4,811

Up $1,695 (+54%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100K$50K$0-$50KAssets 2011: $46,973Liabilities 2011: $46,0062011Assets 2012: $45,968Liabilities 2012: $50,000Net Assets 2012: -$4,0322012Assets 2013: $26,953Liabilities 2013: $50,067Net Assets 2013: -$23,1142013Assets 2014: $26,917Liabilities 2014: $51,481Net Assets 2014: -$24,5642014Assets 2015: $15,648Liabilities 2015: $51,481Net Assets 2015: -$35,8332015Assets 2016: $17,476Liabilities 2016: $50,193Net Assets 2016: -$32,7172016Assets 2017: $23,838Liabilities 2017: $51,744Net Assets 2017: -$27,9062017Assets 2018: $17,447Liabilities 2018: $51,199Net Assets 2018: -$33,7522018Assets 2019: $19,294Liabilities 2019: $698Net Assets 2019: $18,5962019Assets 2020: $23,773Liabilities 2020: $1,619Net Assets 2020: $22,1542020Assets 2021: $49,717Liabilities 2021: $1,108Net Assets 2021: $48,6092021Assets 2022: $37,400Liabilities 2022: $1,104Net Assets 2022: $36,2962022Assets 2023: $24,969Liabilities 2023: $1,106Net Assets 2023: $23,8632023Assets 2024: $14,112Net Assets 2024: $14,1122024

Highlighted filing

2017

Assets$23,838
Liabilities$51,744
Net Assets-$27,906

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2011: $123,147Expenses 2011: $121,131Net Income 2011: $2,0162011Revenue 2012: $119,685Expenses 2012: $119,837Net Income 2012: -$1522012Revenue 2013: $107,411Expenses 2013: $126,223Net Income 2013: -$18,8122013Revenue 2014: $112,190Expenses 2014: $117,537Net Income 2014: -$5,3472014Revenue 2015: $113,452Expenses 2015: $119,129Net Income 2015: -$5,6772015Revenue 2016: $124,263Expenses 2016: $121,147Net Income 2016: $3,1162016Revenue 2017: $122,126Expenses 2017: $117,315Net Income 2017: $4,8112017Revenue 2018: $113,010Expenses 2018: $118,856Net Income 2018: -$5,8462018Revenue 2019: $105,367Expenses 2019: $102,961Net Income 2019: $2,4062019Revenue 2020: $114,507Expenses 2020: $110,949Net Income 2020: $3,5582020Revenue 2021: $123,086Expenses 2021: $96,818Net Income 2021: $26,2682021Revenue 2022: $88,791Expenses 2022: $101,104Net Income 2022: -$12,3132022Revenue 2023: $86,949Expenses 2023: $98,823Net Income 2023: -$11,8742023Revenue 2024: $92,177Expenses 2024: $101,928Net Income 2024: -$9,7512024

Highlighted filing

2017

Revenue$122,126
Expenses$117,315
Net Income$4,811
Jump To
Filing Snapshot
Filing Period
Jul 1, 2016 to Jun 30, 2017
Signed
Sep 25, 2017
Return Version
2016v3.0
Gross Receipts
$122,126
Mission and Program Overview

Mission

Insurance underwriters advocacy education

Program Services

DescriptionGrantsExpenses
NAIFA OF AZ HOSTS SEVERAL EDUCATION EVENTS INCLUDING AN ANNUAL CONFERENCE. ADDITIONALLY THE ASSOCIATION PRODUCES AN ANNUAL MEMBERSHIP DIRECTORY AND PROVIDES UPDATES AND REPORTS ON LEGISLATION AFFECTING THE INDUSTRY.--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
PATRICIA A CHESEBROUGHExec Vice PresFT$60,000$10,440$70,440
SETH KRASNEPresident-$0--
MICHAEL P KLEINVice President-$0--
MICHAEL A SANDOVALTreasurer-$0--
DAVID R KROLLSecretary-$0--
JUDY AGUILAR WOERTZPres Elect-$0--
D MICHAEL FORDImm Past Pres-$0--
JIM L BENNETTNatl CTE Chair-$0--
DIANA BRETTAGERDirector-$0--
TRACY L JONESDirector-$0--
DAVID A SEWELLDirector-$0--
PHILIP L SOLINSKYDirector-$0--
Filing and Contact Details

Filer

Filer Name
Naifa Arizona
EIN
86-6051127
Phone
4806616393
Address
P O BOX 4728, SCOTTSDALE, AZ 85261

Signing Officer

Name
D Michael Ford
Title
President
Signed
2017-09-25
Discuss with paid preparer
Yes

Preparer

Firm
Sechler CPA Pc
Address
921 E ORANGE DR, PHOENIX, AZ 85014
Preparer
Carolyn S Sechler
Phone
6022302700
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 8, Other Revenue

DIRECTORY REVENUE 23,548

Form 990-EZ, Part I, Line 8, Other Revenue

SENTINEL PROGRAM 2,300

Form 990-EZ, Part I, Line 16, Other Expenses

Conferences, conventions, and meetings 29,763

Form 990-EZ, Part I, Line 16, Other Expenses

Telephone 998

Form 990-EZ, Part I, Line 16, Other Expenses

Bank credit card charges 2,058

Form 990-EZ, Part I, Line 16, Other Expenses

DUES 1,347

Form 990-EZ, Part I, Line 16, Other Expenses

INSURANCE 2,139

Form 990-EZ, Part I, Line 16, Other Expenses

OFFICE EXPENSES 1,860

Form 990-EZ, Part I, Line 16, Other Expenses

PAYROLL TAXES 4,546

Form 990-EZ, Part I, Line 16, Other Expenses

POSTAGE 1,310

Form 990-EZ, Part I, Line 16, Other Expenses

WEBSITE 1,729

Form 990-EZ, Part II, Line 24, Other Assets

AZ BUILDER FUND Beginning of year 8,106, End of year 6,783

Form 990-EZ, Part II, Line 24, Other Assets

OPPENHEIMER FUND Beginning of year 5,091, End of year 8,005

Form 990-EZ, Part II, Line 26, Liabilities

DEFERRED REVENUE Beginning of year 50,000, End of year 50,000

Form 990-EZ, Part II, Line 26, Liabilities

PAYROLL LIABILITIES Beginning of year 193, End of year 1,744

Form 990-EZ, Part V, Line 35B

Advertising income related to their annual publication results in ubit

Raw XML Appendix177 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PersonNm0Patty Chesebrough
IRS990EZ/BooksInCareOfDetail/PhoneNum04806616393
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt011655 N 109th St
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Scottsdale
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0AZ
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd085259
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IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-27906
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt1160000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt03000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt07440
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0SETH KRASNE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1MICHAEL P KLEIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2MICHAEL A SANDOVAL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3DAVID R KROLL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4JUDY AGUILAR WOERTZ
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5D MICHAEL FORD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6JIM L BENNETT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7DIANA BRETTAGER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8TRACY L JONES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9DAVID A SEWELL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10PHILIP L SOLINSKY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11PATRICIA A CHESEBROUGH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4PRES ELECT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5IMM PAST PRES
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10DIRECTOR
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IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0true
IRS990EZ/OrganizationHadUBIInd0true
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IRS990EZ/OtherAssetsTotalDetail/EOYAmt014788
IRS990EZ/OtherExpensesTotalAmt045750
IRS990EZ/OtherRevenueTotalAmt025848
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0INSURANCE UNDERWRITERS ADVOCACY EDUCATION
IRS990EZ/ProgramServiceRevenueAmt04455
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0NAIFA OF AZ HOSTS SEVERAL EDUCATION EVENTS INCLUDING AN ANNUAL CONFERENCE. ADDITIONALLY THE ASSOCIATION PRODUCES AN ANNUAL MEMBERSHIP DIRECTORY AND PROVIDES UPDATES AND REPORTS ON LEGISLATION AFFECTING THE INDUSTRY.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt070440
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0AZ
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt050193
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt051744
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0117315
IRS990EZ/TotalRevenueAmt0122126
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.naifa-az.org
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DIRECTORY REVENUE 23,548
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1SENTINEL PROGRAM 2,300
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Conferences, conventions, and meetings 29,763
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Telephone 998
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4BANK CREDIT CARD CHARGES 2,058
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5DUES 1,347
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6INSURANCE 2,139
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7OFFICE EXPENSES 1,860
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8PAYROLL TAXES 4,546
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9POSTAGE 1,310
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10WEBSITE 1,729
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11AZ BUILDER FUND Beginning of year 8,106, End of year 6,783
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12OPPENHEIMER FUND Beginning of year 5,091, End of year 8,005
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13DEFERRED REVENUE Beginning of year 50,000, End of year 50,000
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14PAYROLL LIABILITIES Beginning of year 193, End of year 1,744
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15ADVERTISING INCOME RELATED TO THEIR ANNUAL PUBLICATION RESULTS IN UBIT
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 8, Other Revenue
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 8, Other Revenue
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990-EZ, Part II, Line 24, Other Assets
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990-EZ, Part II, Line 24, Other Assets
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990-EZ, Part II, Line 26, Liabilities
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990-EZ, Part II, Line 26, Liabilities
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Form 990-EZ, Part V, Line 35b
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0D MICHAEL FORD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-09-25
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NAIFA ARIZONA
ReturnHeader/Filer/BusinessNameControlTxt0NAIF
ReturnHeader/Filer/EIN0866051127
ReturnHeader/Filer/PhoneNum04806616393
ReturnHeader/Filer/USAddress/AddressLine1Txt0P O BOX 4728
ReturnHeader/Filer/USAddress/CityNm0SCOTTSDALE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0AZ
ReturnHeader/Filer/USAddress/ZIPCd085261
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0E259EE71697CF24F78ABE1C588D8C1629087F991
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0E259EE71697CF24F78ABE1C588D8C1629087F991
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt024.56.6.144
ReturnHeader/FilingSecurityInformation/IPDt02017-09-26
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0MS
ReturnHeader/FilingSecurityInformation/IPTm000:09:50
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0SECHLER CPA PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0921 E ORANGE DR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0PHOENIX
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0AZ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd085014
ReturnHeader/PreparerPersonGrp/PhoneNum06022302700
ReturnHeader/PreparerPersonGrp/PreparationDt02017-09-25
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CAROLYN S SECHLER
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02017-09-25T05:13:09-00:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02016-07-01
ReturnHeader/TaxPeriodEndDt02017-06-30
ReturnHeader/TaxYr02016

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.14$0.14$0.92$1.02$0.10
2023Detailed filing. Detailed filing data is available for this year.$0.25$0.01$0.24$0.87$0.99$0.12
2022Detailed filing. Detailed filing data is available for this year.$0.37$0.01$0.36$0.89$1.01$0.12
2021Detailed filing. Detailed filing data is available for this year.$0.50$0.01$0.49$1.23$0.97$0.26
2020Detailed filing. Detailed filing data is available for this year.$0.24$0.02$0.22$1.15$1.11$0.04
2019Detailed filing. Detailed filing data is available for this year.$0.19$0.01$0.19$1.05$1.03$0.02
2018Detailed filing. Detailed filing data is available for this year.$0.17$0.51$0.34$1.13$1.19$0.06
2017Detailed filing. Detailed filing data is available for this year.$0.24$0.52$0.28$1.22$1.17$0.05
2016Detailed filing. Detailed filing data is available for this year.$0.17$0.50$0.33$1.24$1.21$0.03
2015Detailed filing. Detailed filing data is available for this year.$0.16$0.51$0.36$1.13$1.19$0.06
2014Detailed filing. Detailed filing data is available for this year.$0.27$0.51$0.25$1.12$1.18$0.05
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.27$0.50$0.23$1.07$1.26$0.19
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.46$0.50$0.04$1.20$1.20$0.00
2011Summary only. Only limited summary data is available for this year.$0.47$0.46$1.23$1.21$0.02