Civic Intelligence

Naifa Arizona

990EZ • Fiscal year 2016 • EIN 86-6051127

Jul 01, 2015 to Jun 30, 2016 • Filed on Oct 27, 2016

P O Box 4728Scottsdale, AZ 85261

(480) 661-6393

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

99th percentile

2.87x

Higher debt load relative to assets than 99% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Liabilities / Revenue

92nd percentile

0.40x

Higher debt load relative to revenue than 92% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Net Margin

50th percentile

2.5%

Higher net margin than 50% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Top Officer Pay

91st percentile

$67,070

Higher top officer pay than 91% of similar nonprofits.

Top officer pay equals 54.0% of source-year revenue.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Asset Growth

68th percentile

12%

Faster asset growth than 68% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

68th percentile

9.5%

Faster revenue growth than 68% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Annualized from 2015 to 2016

Assets

Up

$17,476

Up $1,828 (+12%) from 2015

Net Assets

Up

-$32,717

Up $3,116 (+8.7%) from 2015

Liabilities

Down

$50,193

Down $1,288 (-2.5%) from 2015

Revenue

Up

$124,263

Up $10,811 (+9.5%) from 2015

Expenses

Up

$121,147

Up $2,018 (+1.7%) from 2015

Net Income

Up

$3,116

Up $8,793 (+155%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100K$50K$0-$50KAssets 2011: $46,973Liabilities 2011: $46,0062011Assets 2012: $45,968Liabilities 2012: $50,000Net Assets 2012: -$4,0322012Assets 2013: $26,953Liabilities 2013: $50,067Net Assets 2013: -$23,1142013Assets 2014: $26,917Liabilities 2014: $51,481Net Assets 2014: -$24,5642014Assets 2015: $15,648Liabilities 2015: $51,481Net Assets 2015: -$35,8332015Assets 2016: $17,476Liabilities 2016: $50,193Net Assets 2016: -$32,7172016Assets 2017: $23,838Liabilities 2017: $51,744Net Assets 2017: -$27,9062017Assets 2018: $17,447Liabilities 2018: $51,199Net Assets 2018: -$33,7522018Assets 2019: $19,294Liabilities 2019: $698Net Assets 2019: $18,5962019Assets 2020: $23,773Liabilities 2020: $1,619Net Assets 2020: $22,1542020Assets 2021: $49,717Liabilities 2021: $1,108Net Assets 2021: $48,6092021Assets 2022: $37,400Liabilities 2022: $1,104Net Assets 2022: $36,2962022Assets 2023: $24,969Liabilities 2023: $1,106Net Assets 2023: $23,8632023Assets 2024: $14,112Net Assets 2024: $14,1122024

Highlighted filing

2016

Assets$17,476
Liabilities$50,193
Net Assets-$32,717

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2011: $123,147Expenses 2011: $121,131Net Income 2011: $2,0162011Revenue 2012: $119,685Expenses 2012: $119,837Net Income 2012: -$1522012Revenue 2013: $107,411Expenses 2013: $126,223Net Income 2013: -$18,8122013Revenue 2014: $112,190Expenses 2014: $117,537Net Income 2014: -$5,3472014Revenue 2015: $113,452Expenses 2015: $119,129Net Income 2015: -$5,6772015Revenue 2016: $124,263Expenses 2016: $121,147Net Income 2016: $3,1162016Revenue 2017: $122,126Expenses 2017: $117,315Net Income 2017: $4,8112017Revenue 2018: $113,010Expenses 2018: $118,856Net Income 2018: -$5,8462018Revenue 2019: $105,367Expenses 2019: $102,961Net Income 2019: $2,4062019Revenue 2020: $114,507Expenses 2020: $110,949Net Income 2020: $3,5582020Revenue 2021: $123,086Expenses 2021: $96,818Net Income 2021: $26,2682021Revenue 2022: $88,791Expenses 2022: $101,104Net Income 2022: -$12,3132022Revenue 2023: $86,949Expenses 2023: $98,823Net Income 2023: -$11,8742023Revenue 2024: $92,177Expenses 2024: $101,928Net Income 2024: -$9,7512024

Highlighted filing

2016

Revenue$124,263
Expenses$121,147
Net Income$3,116
Jump To
Filing Snapshot
Filing Period
Jul 1, 2015 to Jun 30, 2016
Signed
Oct 27, 2016
Return Version
2015v2.1
Gross Receipts
$124,760
Mission and Program Overview

Mission

Insurance underwriters advocacy education

Program Services

DescriptionGrantsExpenses
NAIFA OF AZ HOSTS SEVERAL EDUCATION EVENTS INCLUDING AN ANNUAL CONFERENCE. ADDITIONALLY THE ASSOCIATION PRODUCES AN ANNUAL MEMBERSHIP DIRECTORY AND PROVIDES UPDATES AND REPORTS ON LEGISLATION AFFECTING THE INDUSTRY.-$97,660
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
PATRICIA A CHESEBROUGHChief Executive OfficerFT$59,500$7,570$67,070
D MICHAEL FORDPresident-$0--
SETH KRASNEVice President-$0--
DAVID KROLLTreasurer-$0--
JIM BENNETTDirector-$0--
JUDY AGUILAR WOERTZDirector-$0--
MICHAEL SANDOVALDirector-$0--
DAVID SEWELLDirector-$0--
MICHAEL KLEINDirector-$0--
TRACY JONESDirector-$0--
PHILIP SOLINSKYDirector-$0--
Political and Lobbying Activity
In-house lobbying only
Yes
Filing and Contact Details

Filer

Filer Name
Naifa Arizona
EIN
86-6051127
Phone
4806616393
Address
P O BOX 4728, SCOTTSDALE, AZ 85261

Signing Officer

Name
D Michael Ford
Title
President
Signed
2016-10-27
Discuss with paid preparer
Yes

Preparer

Firm
Sechler CPA Pc
Address
921 E ORANGE DR, PHOENIX, AZ 85014
Preparer
Carolyn S Sechler
Phone
6022302700
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 8, Other Revenue

DIRECTORY REVENUE 20,120

Form 990-EZ, Part I, Line 8, Other Revenue

SENTINEL PROGRAM 2,750

Form 990-EZ, Part I, Line 16, Other Expenses

Travel 476

Form 990-EZ, Part I, Line 16, Other Expenses

Conferences, conventions, and meetings 20,121

Form 990-EZ, Part I, Line 16, Other Expenses

Supplies 2,696

Form 990-EZ, Part I, Line 16, Other Expenses

Telephone 1,122

Form 990-EZ, Part I, Line 16, Other Expenses

Unrelated business income taxes 50

Form 990-EZ, Part I, Line 16, Other Expenses

Bank credit card charges 2,145

Form 990-EZ, Part I, Line 16, Other Expenses

DUES 526

Form 990-EZ, Part I, Line 16, Other Expenses

INSURANCE 1,664

Form 990-EZ, Part I, Line 16, Other Expenses

OFFICE EXPENSES 753

Form 990-EZ, Part I, Line 16, Other Expenses

PAYROLL TAXES 4,804

Form 990-EZ, Part I, Line 16, Other Expenses

TECHNOLOGY ADR 2,274

Form 990-EZ, Part II, Line 24, Other Assets

AZ BUILDER FUND Beginning of year 10,035, End of year 8,106

Form 990-EZ, Part II, Line 24, Other Assets

OPPENHEIMER FUND Beginning of year 2,841, End of year 5,091

Form 990-EZ, Part II, Line 26, Liabilities

DEFERRED REVENUE Beginning of year 50,000, End of year 50,000

Form 990-EZ, Part II, Line 26, Liabilities

PAYROLL LIABILITIES Beginning of year 1,481, End of year 193

Raw XML Appendix177 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum04806616393
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt011655 N 109th St
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Scottsdale
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0AZ
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd085259
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IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-32717
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IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-32717
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10040.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt1059500
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt07570
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0D MICHAEL FORD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1SETH KRASNE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2DAVID KROLL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JIM BENNETT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4JUDY AGUILAR WOERTZ
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6DAVID SEWELL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7MICHAEL KLEIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8TRACY JONES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9PHILIP SOLINSKY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10PATRICIA A CHESEBROUGH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9DIRECTOR
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IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0true
IRS990EZ/OrganizationHadUBIInd0true
IRS990EZ/OtherAssetsTotalDetail/BOYAmt012876
IRS990EZ/OtherAssetsTotalDetail/EOYAmt013197
IRS990EZ/OtherExpensesTotalAmt036631
IRS990EZ/OtherRevenueTotalAmt022870
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IRS990EZ/PrimaryExemptPurposeTxt0INSURANCE UNDERWRITERS ADVOCACY EDUCATION
IRS990EZ/PrintingPublicationsPostageAmt014910
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IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt097660
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt068781
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt0497
IRS990EZ/SpecialEventsNetIncomeLossAmt0933
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0AZ
IRS990EZ/SubjectToProxyTaxInd0true
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt051481
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt050193
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0121147
IRS990EZ/TotalProgramServiceExpensesAmt097660
IRS990EZ/TotalRevenueAmt0124263
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.naifa-az.org
IRS990ScheduleC/AggregateReportedDuesNtcAmt013491
IRS990ScheduleC/AgreeCarryoverPriorYearInd0true
IRS990ScheduleC/DuesAssessmentsAmt089944
IRS990ScheduleC/OnlyInHouseLobbyingInd0true
IRS990ScheduleC/SubstantiallyAllDuesNondedInd0true
IRS990ScheduleC/TaxableAmt0-13491
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DIRECTORY REVENUE 20,120
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1SENTINEL PROGRAM 2,750
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Travel 476
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Conferences, conventions, and meetings 20,121
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Supplies 2,696
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Telephone 1,122
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Unrelated business income taxes 50
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7BANK CREDIT CARD CHARGES 2,145
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8DUES 526
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9INSURANCE 1,664
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10OFFICE EXPENSES 753
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11PAYROLL TAXES 4,804
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12TECHNOLOGY ADR 2,274
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13AZ BUILDER FUND Beginning of year 10,035, End of year 8,106
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14OPPENHEIMER FUND Beginning of year 2,841, End of year 5,091
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15DEFERRED REVENUE Beginning of year 50,000, End of year 50,000
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16PAYROLL LIABILITIES Beginning of year 1,481, End of year 193
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 8, Other Revenue
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 8, Other Revenue
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990-EZ, Part II, Line 24, Other Assets
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990-EZ, Part II, Line 24, Other Assets
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Form 990-EZ, Part II, Line 26, Liabilities
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Form 990-EZ, Part II, Line 26, Liabilities
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0D MICHAEL FORD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-10-27
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NAIFA ARIZONA
ReturnHeader/Filer/BusinessNameControlTxt0NAIF
ReturnHeader/Filer/EIN0866051127
ReturnHeader/Filer/PhoneNum04806616393
ReturnHeader/Filer/USAddress/AddressLine1Txt0P O BOX 4728
ReturnHeader/Filer/USAddress/CityNm0SCOTTSDALE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0AZ
ReturnHeader/Filer/USAddress/ZIPCd085261
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0SECHLER CPA PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0921 E ORANGE DR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0PHOENIX
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0AZ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd085014
ReturnHeader/PreparerPersonGrp/PhoneNum06022302700
ReturnHeader/PreparerPersonGrp/PreparationDt02016-10-27
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CAROLYN S SECHLER
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02016-10-27T01:48:38-00:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02015-07-01
ReturnHeader/TaxPeriodEndDt02016-06-30
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.14$0.14$0.92$1.02$0.10
2023Detailed filing. Detailed filing data is available for this year.$0.25$0.01$0.24$0.87$0.99$0.12
2022Detailed filing. Detailed filing data is available for this year.$0.37$0.01$0.36$0.89$1.01$0.12
2021Detailed filing. Detailed filing data is available for this year.$0.50$0.01$0.49$1.23$0.97$0.26
2020Detailed filing. Detailed filing data is available for this year.$0.24$0.02$0.22$1.15$1.11$0.04
2019Detailed filing. Detailed filing data is available for this year.$0.19$0.01$0.19$1.05$1.03$0.02
2018Detailed filing. Detailed filing data is available for this year.$0.17$0.51$0.34$1.13$1.19$0.06
2017Detailed filing. Detailed filing data is available for this year.$0.24$0.52$0.28$1.22$1.17$0.05
2016Detailed filing. Detailed filing data is available for this year.$0.17$0.50$0.33$1.24$1.21$0.03
2015Detailed filing. Detailed filing data is available for this year.$0.16$0.51$0.36$1.13$1.19$0.06
2014Detailed filing. Detailed filing data is available for this year.$0.27$0.51$0.25$1.12$1.18$0.05
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.27$0.50$0.23$1.07$1.26$0.19
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.46$0.50$0.04$1.20$1.20$0.00
2011Summary only. Only limited summary data is available for this year.$0.47$0.46$1.23$1.21$0.02