Liabilities / Assets
51st percentile
Higher debt load relative to assets than 51% of similar nonprofits.
990 • Fiscal year 2017 • EIN 85-0400026
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
51st percentile
Higher debt load relative to assets than 51% of similar nonprofits.
Liabilities / Revenue
57th percentile
Higher debt load relative to revenue than 57% of similar nonprofits.
Net Margin
27th percentile
Higher net margin than 27% of similar nonprofits.
Top Officer Pay
81st percentile
Higher top officer pay than 81% of similar nonprofits.
Top officer pay equals 14.0% of source-year revenue.
Asset Growth
23rd percentile
Faster asset growth than 23% of similar nonprofits.
Revenue Growth
57th percentile
Faster revenue growth than 57% of similar nonprofits.
Assets
Down$807,013
Down $65,764 (-7.5%) from 2016
Net Assets
Down$711,188
Down $34,025 (-4.6%) from 2016
Liabilities
Down$95,825
Down $31,739 (-25%) from 2016
Revenue
Up$892,478
Up $62,497 (+7.5%) from 2016
Expenses
Up$926,503
Up $58,296 (+6.7%) from 2016
Net Income
Up-$34,025
Up $4,201 (+11%) from 2016
To assist in the growth and development of small business concerns in the state of new mexico
To assist in the growth and development of small business concerns in the state of new mexico.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $628,253 | $584,114 | ▼ $44,139 |
| Cash and Non-Interest-Bearing Accounts | $148,191 | $136,561 | ▼ $11,630 |
| Accounts Receivable | $52,543 | $51,876 | ▼ $667 |
| Prepaid Expenses and Deferred Charges | $20,875 | $20,892 | ▲ $17 |
| Land, Buildings, and Equipment, Net | $15,566 | $6,221 | ▼ $9,345 |
| Total Assets | $872,777 | $807,013 | ▼ $65,764 |
| Other Assets Total | $7,349 | $7,349 | → $0 |
| Liabilities | |||
| Other Liabilities | $95,114 | $75,143 | ▼ $19,971 |
| Accounts Payable and Accrued Expenses | $22,549 | $20,182 | ▼ $2,367 |
| Deferred Revenue | $9,901 | $500 | ▼ $9,401 |
| Total Liabilities | $127,564 | $95,825 | ▼ $31,739 |
| Net Assets / Fund Balance | |||
| Unrestricted Net Assets | $745,213 | $711,188 | ▼ $34,025 |
| Total Net Assets Fund Balance | $745,213 | $711,188 | ▼ $34,025 |
| Total Liabilities and Net Assets / Fund Balance | $872,777 | $807,013 | ▼ $65,764 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $6,221 | $267,565 | $273,786 |
| Leasehold Improvements | - | $22,899 | $22,899 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Ronald D Brown | Executive Di | FT | $118,500 | $6,129 | $124,629 |
| Alexis Hamilton | Assistant Se | FT | $57,410 | $9,354 | $66,764 |
| Kelly Eggleston | Assistant Se | - | $48,910 | $8,075 | $56,985 |
| Name | Title |
|---|---|
| John Sanchez | President |
| Alan C Shettlesworth | Director |
| Bob Dunn | Director |
| Chez Steel | Director |
| Deirdre M Firth | Director |
| Eugene Simmons - Retired 1016 | Director |
| Fabian Trujillo | Director |
| James Easley | Director |
| Johanna Nelson | Director |
| Patricia Sullivan | Director |
| Dennis Sterosky | Secretary |
| Clemente Sanchez | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $660,692 |
| Other Expenses | $265,811 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $308,786 | - | - | $308,786 |
| Current Officers, Directors, Trustees, and Key Employees | $152,386 | $120,729 | - | $273,115 |
| Occupancy | $70,810 | $18,628 | - | $89,438 |
| Payroll Taxes | $32,805 | - | - | $32,805 |
| Other Employee Benefits | $30,954 | - | - | $30,954 |
| Travel | $23,070 | $2,006 | - | $25,076 |
| Insurance | $19,044 | $2,116 | - | $21,160 |
| Office Expenses | $18,303 | $2,540 | - | $20,843 |
| Fees for Services Accounting | $13,035 | $2,300 | - | $15,335 |
| Pension Plan Contributions | $15,032 | - | - | $15,032 |
| Information Technology | $13,054 | $1,450 | - | $14,504 |
| Depreciation Depletion | $8,410 | $934 | - | $9,344 |
| Advertising | $8,088 | - | - | $8,088 |
| All Other Expenses | $4,920 | $191 | - | $5,111 |
| Other Expenses | $4,346 | $5,198 | - | $4,346 |
| Fees for Services Other | $1,217 | $2,839 | - | $4,056 |
| Fees for Services Legal | $531 | - | - | $531 |
| Total Functional Expenses | $767,572 | $158,931 | $0 | $926,503 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $926,503 |
| Total Expenses per Audited Statements | $926,503 |
| Total Expenses per Form 990 | $926,503 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Loan Servicing Loss Reserve | $75,143 |
“The organization does have members.”
“The organization's membership has the power to elect members of the governing body.”
“Form 990 is reviewed at a board meeting by the members of the governing body before filing the return.”
“The organization regularly and consistently monitors and enforces the conflict of interest policy through annual disclosure requirements.”
“The process for determining compensation of the executive director is a comparison with industry data. This process is performed periodically as part of the budgeting process.”
“The compensation of officers and key employees, if any, is performed annually as part of the budgeting process.”
“Governing documents are made available to the public upon request.”
“Elcdc is exempt from state and federal income tax under section 501(c)(3) of the internal revenue code and has been classified by the internal revenue service as an organization that is not a private foundation. Accounting principles generally accepted in the united states of america require elcdc to evaluate tax positions taken or expected to be taken and recognize a tax liability if elcdc has taken an uncertain tax position that more likely than not would not be sustained upon examination by the internal revenue service. Management has analyzed the tax positions taken by elcdc, and has concluded that as of september 30, 2017 and 2016, there are no uncertain tax positions taken or expected to be taken that would require recognition of a liabiltiy or disclosure in the financial statements. Elcdc is subject to routine audits by taxing jurisdictions; however there are currently no audits for any tax periods in progress. Elcdc's open tax periods are for the years ended september 30, 2015 and thereafter.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 22549 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 20182 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 52543 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 51876 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | TO ASSIST IN THE GROWTH AND DEVELOPMENT OF SMALL BUSINESS CONCERNS IN THE STATE OF NEW MEXICO. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 8088 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 8088 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 191 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 4920 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 5111 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | ALEXIS HAMILTON |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5058439232 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 6500 JEFFERSON STREET NE SUITE 200 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | ALBUQUERQUE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | NM |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 87109 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 148191 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 136561 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 120729 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 152386 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 273115 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 36901 |
| IRS990/CYOtherExpensesAmt | 0 | 265811 |
| IRS990/CYOtherRevenueAmt | 0 | 124 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 855453 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -34025 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 660692 |
| IRS990/CYTotalExpensesAmt | 0 | 926503 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 892478 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 9901 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 500 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 934 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 8410 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 9344 |
| IRS990/Desc | 0 | SBA 504 LOAN PROGRAM - THE OBJECTIVE OF THE SBA 504 LOAN PROGRAM IS TO ACHIEVE COMMUNITY ECONOMIC DEVELOPMENT THROUGH JOB CREATION AND RETENTION BY PROVIDING LONG-TERM, LOW DOWN PAYMENT, REASONABLY PRICED, FIXED ASSETS FINANCING TO EXPAND SMALL AND MEDIUM SIZED BUSINESSES. ELCDC MARKETS SBA LOAN PROGRAMS, SCREENS PROJECTS FOR PROGRAM APPLICABILITY, PACKAGES LOAN PROPOSALS, WORKS WITH PRIVATE LENDERS TO SECURE COMMITMENTS, COORDINATES THE SALE OF SBA GUARANTEED DEBENTURES FOR 504 LOANS, AND SERVICES APPROVED 504 LOANS. ELCDC SERVICED LOANS WITH FUNDED AMOUNTS TOTALING APPROXIMATELY 122,323,000 AT SEPTEMBER 30, 2017, WITH MATURITIES RANGING FROM 2017 TO 2037. THE ORGANIZATION RECEIVES .625%, PER ANNUM, OF PRINCIPAL OUTSTANDING AS A LOAN-SERVICING FEE. |
| IRS990/DescribedInSection501c3Ind | 0 | true |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 10 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 767572 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 2300 |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 13035 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 15335 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 531 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 531 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 2839 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 1217 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 4056 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form1098CFiledInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form8899Filedind | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 11 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 6129 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 9354 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 8075 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JOHN SANCHEZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | CLEMENTE SANCHEZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | DENNIS STEROSKY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JAMES EASLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | DEIRDRE M FIRTH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JOHANNA NELSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | ALAN C SHETTLESWORTH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | EUGENE SIMMONS - RETIRED 1016 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | PATRICIA SULLIVAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | CHEZ STEEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | FABIAN TRUJILLO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | BOB DUNN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | RONALD D BROWN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | ALEXIS HAMILTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | KELLY EGGLESTON |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 118500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 57410 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 48910 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | EXECUTIVE DI |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | ASSISTANT SE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | ASSISTANT SE |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1988 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 11 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 892478 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | true |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 11 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt | 0 | 1450 |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 13054 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 14504 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 2116 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 19044 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 21160 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 36901 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 36901 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 3 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 290464 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 15566 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 6221 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 296685 |
| IRS990/LegalDomicileStateCd | 0 | NM |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TO ASSIST IN THE GROWTH AND DEVELOPMENT OF SMALL BUSINESS CONCERNS IN THE STATE OF NEW MEXICO. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 745213 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 711188 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 18628 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 70810 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 89438 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 2540 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 18303 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 20843 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 7349 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 7349 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 30954 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 30954 |
| IRS990/OtherExpensesGrp/Desc | 0 | MEMBERSHIPS & DUES |
| IRS990/OtherExpensesGrp/Desc | 1 | MISCELLANEOUS |
| IRS990/OtherExpensesGrp/Desc | 2 | STAFF TRAINING |
| IRS990/OtherExpensesGrp/Desc | 3 | CREDIT REPORTING |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 5198 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 30515 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 5198 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 7068 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 4346 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 30515 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 10396 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 7068 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 4346 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 95114 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 75143 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 525990 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | MISCELLANEOUS INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 124 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 124 |
| IRS990/OtherRevenueTotalAmt | 0 | 124 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 308786 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 308786 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 32805 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 32805 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 15032 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 15032 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 20875 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 20892 |
| IRS990/PrincipalOfficerNm | 0 | RONALD D BROWN |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 525990 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 525990 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 525990 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 525990 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 525990 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN SERVICING FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | LOAN PROCESSING FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | LOAN LOSS RESERVE ADJUSTMENT |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | APPLICATION FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | CLOSING FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 647974 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 168420 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 20417 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 13000 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 4 | 3967 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 647974 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 168420 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 20417 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 13000 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 3967 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 45474 |
| IRS990/PYOtherExpensesAmt | 0 | 267587 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 784507 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -38226 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 600620 |
| IRS990/PYTotalExpensesAmt | 0 | 868207 |
| IRS990/PYTotalRevenueAmt | 0 | 829981 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -34025 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RevenueAmt | 0 | 855453 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 628253 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 584114 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt | 0 | 36901 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt | 0 | 45474 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 27192 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 41036 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 19859 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt | 0 | 170462 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 855577 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 784507 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt | 0 | 922320 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt | 0 | 956272 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt | 0 | 1078367 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 4597043 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt | 0 | 36901 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt | 0 | 45474 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt | 0 | 27192 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt | 0 | 41036 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt | 0 | 19859 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt | 0 | 170462 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.04000 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.03000 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 0.96420 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 0.97150 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 4597043 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 855577 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 784507 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 922320 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 956272 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 1078367 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 4597043 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 892478 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 829981 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 949512 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 997308 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 1098226 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 4767505 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 6221 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 267565 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 273786 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 926503 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 22899 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 22899 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 75143 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | LOAN SERVICING LOSS RESERVE |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 892478 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | ELCDC IS EXEMPT FROM STATE AND FEDERAL INCOME TAX UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE AND HAS BEEN CLASSIFIED BY THE INTERNAL REVENUE SERVICE AS AN ORGANIZATION THAT IS NOT A PRIVATE FOUNDATION. ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REQUIRE ELCDC TO EVALUATE TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN AND RECOGNIZE A TAX LIABILITY IF ELCDC HAS TAKEN AN UNCERTAIN TAX POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY THE INTERNAL REVENUE SERVICE. MANAGEMENT HAS ANALYZED THE TAX POSITIONS TAKEN BY ELCDC, AND HAS CONCLUDED THAT AS OF SEPTEMBER 30, 2017 AND 2016, THERE ARE NO UNCERTAIN TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN THAT WOULD REQUIRE RECOGNITION OF A LIABILTIY OR DISCLOSURE IN THE FINANCIAL STATEMENTS. ELCDC IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. ELCDC'S OPEN TAX PERIODS ARE FOR THE YEARS ENDED SEPTEMBER 30, 2015 AND THEREAFTER. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE D, PAGE 3, PART X |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 6221 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 926503 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 75143 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 892478 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 892478 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 926503 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION DOES HAVE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE ORGANIZATION'S MEMBERSHIP HAS THE POWER TO ELECT MEMBERS OF THE GOVERNING BODY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | FORM 990 IS REVIEWED AT A BOARD MEETING BY THE MEMBERS OF THE GOVERNING BODY BEFORE FILING THE RETURN. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE ORGANIZATION REGULARLY AND CONSISTENTLY MONITORS AND ENFORCES THE CONFLICT OF INTEREST POLICY THROUGH ANNUAL DISCLOSURE REQUIREMENTS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE PROCESS FOR DETERMINING COMPENSATION OF THE EXECUTIVE DIRECTOR IS A COMPARISON WITH INDUSTRY DATA. THIS PROCESS IS PERFORMED PERIODICALLY AS PART OF THE BUDGETING PROCESS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE COMPENSATION OF OFFICERS AND KEY EMPLOYEES, IF ANY, IS PERFORMED ANNUALLY AS PART OF THE BUDGETING PROCESS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | GOVERNING DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 11B |
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Displayed year
2017 • Form 990Detailed filing. Detailed filing data is available for this year.