Civic Intelligence

Elevated Landing Certified Development Company

990 • Fiscal year 2017 • EIN 85-0400026

Oct 01, 2016 to Sep 30, 2017 • Filed on Feb 01, 2018

6500 Jefferson NE Suite 200Albuquerque, NM 87109

(505) 843-9232

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

51st percentile

0.12x

Higher debt load relative to assets than 51% of similar nonprofits.

2017 filings • NTEE S • $500k-$1M nonprofits • Source year 2017

Liabilities / Revenue

57th percentile

0.11x

Higher debt load relative to revenue than 57% of similar nonprofits.

2017 filings • NTEE S • $500k-$1M nonprofits • Source year 2017

Net Margin

27th percentile

-3.8%

Higher net margin than 27% of similar nonprofits.

2017 filings • NTEE S • $500k-$1M nonprofits • Source year 2017

Top Officer Pay

81st percentile

$124,629

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 14.0% of source-year revenue.

2017 filings • NTEE S • $500k-$1M nonprofits • Source year 2017

Asset Growth

23rd percentile

-7.5%

Faster asset growth than 23% of similar nonprofits.

2017 filings • NTEE S • $500k-$1M nonprofits • Annualized from 2016 to 2017

Revenue Growth

57th percentile

7.5%

Faster revenue growth than 57% of similar nonprofits.

2017 filings • NTEE S • $500k-$1M nonprofits • Annualized from 2016 to 2017

Assets

Down

$807,013

Down $65,764 (-7.5%) from 2016

Net Assets

Down

$711,188

Down $34,025 (-4.6%) from 2016

Liabilities

Down

$95,825

Down $31,739 (-25%) from 2016

Revenue

Up

$892,478

Up $62,497 (+7.5%) from 2016

Expenses

Up

$926,503

Up $58,296 (+6.7%) from 2016

Net Income

Up

-$34,025

Up $4,201 (+11%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0M$1.5M$1.0M$500K$0Assets 2010: $1,535,229Liabilities 2010: $322,330Net Assets 2010: $1,212,8992010Assets 2011: $1,237,991Liabilities 2011: $320,531Net Assets 2011: $917,4602011Assets 2012: $1,167,303Liabilities 2012: $379,540Net Assets 2012: $787,7632012Assets 2013: $915,502Liabilities 2013: $216,413Net Assets 2013: $699,0892013Assets 2014: $895,169Liabilities 2014: $191,211Net Assets 2014: $703,9582014Assets 2015: $939,956Liabilities 2015: $156,517Net Assets 2015: $783,4392015Assets 2016: $872,777Liabilities 2016: $127,564Net Assets 2016: $745,2132016Assets 2017: $807,013Liabilities 2017: $95,825Net Assets 2017: $711,1882017Assets 2018: $688,316Liabilities 2018: $99,060Net Assets 2018: $589,2562018Assets 2019: $830,131Liabilities 2019: $107,200Net Assets 2019: $722,9312019Assets 2020: $882,637Liabilities 2020: $113,042Net Assets 2020: $769,5952020Assets 2021: $994,069Liabilities 2021: $158,662Net Assets 2021: $835,4072021Assets 2022: $1,050,394Liabilities 2022: $122,492Net Assets 2022: $927,9022022Assets 2023: $953,424Liabilities 2023: $159,981Net Assets 2023: $793,4432023Assets 2024: $1,060,195Liabilities 2024: $149,201Net Assets 2024: $910,9942024Assets 2025: $1,239,521Liabilities 2025: $372,783Net Assets 2025: $866,7382025

Highlighted filing

2017

Assets$807,013
Liabilities$95,825
Net Assets$711,188

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,066,8032010Expenses 2011: $1,146,1102011Expenses 2012: $1,173,6122012Expenses 2013: $1,186,9002013Revenue 2014: $997,308Expenses 2014: $992,439Net Income 2014: $4,8692014Revenue 2015: $949,512Expenses 2015: $870,031Net Income 2015: $79,4812015Revenue 2016: $829,981Expenses 2016: $868,207Net Income 2016: -$38,2262016Revenue 2017: $892,478Expenses 2017: $926,503Net Income 2017: -$34,0252017Revenue 2018: $865,602Expenses 2018: $987,534Net Income 2018: -$121,9322018Revenue 2019: $981,924Expenses 2019: $859,318Net Income 2019: $122,6062019Revenue 2020: $813,311Expenses 2020: $748,949Net Income 2020: $64,3622020Revenue 2021: $790,092Expenses 2021: $768,295Net Income 2021: $21,7972021Revenue 2022: $993,953Expenses 2022: $901,458Net Income 2022: $92,4952022Revenue 2023: $746,858Expenses 2023: $881,317Net Income 2023: -$134,4592023Revenue 2024: $757,250Expenses 2024: $639,699Net Income 2024: $117,5512024Revenue 2025: $698,654Expenses 2025: $742,910Net Income 2025: -$44,2562025

Highlighted filing

2017

Revenue$892,478
Expenses$926,503
Net Income-$34,025
Jump To
Filing Snapshot
Filing Period
Oct 1, 2016 to Sep 30, 2017
Signed
Feb 1, 2018
Return Version
2016v3.1
Gross Receipts
$892,478
Mission and Program Overview

Mission

To assist in the growth and development of small business concerns in the state of new mexico

To assist in the growth and development of small business concerns in the state of new mexico.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$628,253$584,114▼ $44,139
Cash and Non-Interest-Bearing Accounts$148,191$136,561▼ $11,630
Accounts Receivable$52,543$51,876▼ $667
Prepaid Expenses and Deferred Charges$20,875$20,892▲ $17
Land, Buildings, and Equipment, Net$15,566$6,221▼ $9,345
Total Assets$872,777$807,013▼ $65,764
Other Assets Total$7,349$7,349→ $0
Liabilities
Other Liabilities$95,114$75,143▼ $19,971
Accounts Payable and Accrued Expenses$22,549$20,182▼ $2,367
Deferred Revenue$9,901$500▼ $9,401
Total Liabilities$127,564$95,825▼ $31,739
Net Assets / Fund Balance
Unrestricted Net Assets$745,213$711,188▼ $34,025
Total Net Assets Fund Balance$745,213$711,188▼ $34,025
Total Liabilities and Net Assets / Fund Balance$872,777$807,013▼ $65,764

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$6,221$267,565$273,786
Leasehold Improvements-$22,899$22,899
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Ronald D BrownExecutive DiFT$118,500$6,129$124,629
Alexis HamiltonAssistant SeFT$57,410$9,354$66,764
Kelly EgglestonAssistant Se-$48,910$8,075$56,985

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$855,453
Investment Income
$36,901
Other Revenue
$124
Change in Net Assets
$-34,025

Audited Revenue Reconciliation

Revenue per Audited Statements
$892,478
Total Revenue per Audited Statements
$892,478
Total Revenue per Form 990
$892,478
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$660,692
Other Expenses$265,811
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$308,786--$308,786
Current Officers, Directors, Trustees, and Key Employees$152,386$120,729-$273,115
Occupancy$70,810$18,628-$89,438
Payroll Taxes$32,805--$32,805
Other Employee Benefits$30,954--$30,954
Travel$23,070$2,006-$25,076
Insurance$19,044$2,116-$21,160
Office Expenses$18,303$2,540-$20,843
Fees for Services Accounting$13,035$2,300-$15,335
Pension Plan Contributions$15,032--$15,032
Information Technology$13,054$1,450-$14,504
Depreciation Depletion$8,410$934-$9,344
Advertising$8,088--$8,088
All Other Expenses$4,920$191-$5,111
Other Expenses$4,346$5,198-$4,346
Fees for Services Other$1,217$2,839-$4,056
Fees for Services Legal$531--$531
Total Functional Expenses$767,572$158,931$0$926,503

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$926,503
Total Expenses per Audited Statements$926,503
Total Expenses per Form 990$926,503
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Loan Servicing Loss Reserve$75,143
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

The organization does have members.

Form 990, Page 6, Part VI, Line 7A

The organization's membership has the power to elect members of the governing body.

Form 990, Page 6, Part VI, Line 11B

Form 990 is reviewed at a board meeting by the members of the governing body before filing the return.

Form 990, Page 6, Part VI, Line 12C

The organization regularly and consistently monitors and enforces the conflict of interest policy through annual disclosure requirements.

Form 990, Page 6, Part VI, Line 15A

The process for determining compensation of the executive director is a comparison with industry data. This process is performed periodically as part of the budgeting process.

Form 990, Page 6, Part VI, Line 15B

The compensation of officers and key employees, if any, is performed annually as part of the budgeting process.

Form 990, Page 6, Part VI, Line 19

Governing documents are made available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Enchantment Land Certified
EIN
85-0400026
Phone
5058439232
Address
6500 JEFFERSON NE SUITE 200, ALBUQUERQUE, NM 87109

Signing Officer

Name
Ronald D Brown
Title
Executive Director
Phone
5058439232
Signed
2018-02-01
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Ronald D Brown
Formed
1988
Legal Domicile
Nm
Voting Board Members
11
Independent Board Members
11
Employees
10
Volunteers
21

Preparer

Firm
Loftis Group LLC
Address
4811 HARDWARE RD NE STE E-4, ALBUQUERQUE, NM 87109-2023
Preparer
Nick Loftis
Phone
5052935009
Supplemental Narrative

Financial Statement Notes

Schedule D, Page 3, Part X

Elcdc is exempt from state and federal income tax under section 501(c)(3) of the internal revenue code and has been classified by the internal revenue service as an organization that is not a private foundation. Accounting principles generally accepted in the united states of america require elcdc to evaluate tax positions taken or expected to be taken and recognize a tax liability if elcdc has taken an uncertain tax position that more likely than not would not be sustained upon examination by the internal revenue service. Management has analyzed the tax positions taken by elcdc, and has concluded that as of september 30, 2017 and 2016, there are no uncertain tax positions taken or expected to be taken that would require recognition of a liabiltiy or disclosure in the financial statements. Elcdc is subject to routine audits by taxing jurisdictions; however there are currently no audits for any tax periods in progress. Elcdc's open tax periods are for the years ended september 30, 2015 and thereafter.

Raw XML AppendixShowing 400 of 491 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt022549
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt020182
IRS990/AccountsReceivableGrp/BOYAmt052543
IRS990/AccountsReceivableGrp/EOYAmt051876
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO ASSIST IN THE GROWTH AND DEVELOPMENT OF SMALL BUSINESS CONCERNS IN THE STATE OF NEW MEXICO.
IRS990/AdvertisingGrp/ProgramServicesAmt08088
IRS990/AdvertisingGrp/TotalAmt08088
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt0191
IRS990/AllOtherExpensesGrp/ProgramServicesAmt04920
IRS990/AllOtherExpensesGrp/TotalAmt05111
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0ALEXIS HAMILTON
IRS990/BooksInCareOfDetail/PhoneNum05058439232
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt06500 JEFFERSON STREET NE SUITE 200
IRS990/BooksInCareOfDetail/USAddress/CityNm0ALBUQUERQUE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NM
IRS990/BooksInCareOfDetail/USAddress/ZIPCd087109
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0148191
IRS990/CashNonInterestBearingGrp/EOYAmt0136561
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt0120729
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0152386
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0273115
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt036901
IRS990/CYOtherExpensesAmt0265811
IRS990/CYOtherRevenueAmt0124
IRS990/CYProgramServiceRevenueAmt0855453
IRS990/CYRevenuesLessExpensesAmt0-34025
IRS990/CYSalariesCompEmpBnftPaidAmt0660692
IRS990/CYTotalExpensesAmt0926503
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0892478
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DeferredRevenueGrp/BOYAmt09901
IRS990/DeferredRevenueGrp/EOYAmt0500
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt0934
IRS990/DepreciationDepletionGrp/ProgramServicesAmt08410
IRS990/DepreciationDepletionGrp/TotalAmt09344
IRS990/Desc0SBA 504 LOAN PROGRAM - THE OBJECTIVE OF THE SBA 504 LOAN PROGRAM IS TO ACHIEVE COMMUNITY ECONOMIC DEVELOPMENT THROUGH JOB CREATION AND RETENTION BY PROVIDING LONG-TERM, LOW DOWN PAYMENT, REASONABLY PRICED, FIXED ASSETS FINANCING TO EXPAND SMALL AND MEDIUM SIZED BUSINESSES. ELCDC MARKETS SBA LOAN PROGRAMS, SCREENS PROJECTS FOR PROGRAM APPLICABILITY, PACKAGES LOAN PROPOSALS, WORKS WITH PRIVATE LENDERS TO SECURE COMMITMENTS, COORDINATES THE SALE OF SBA GUARANTEED DEBENTURES FOR 504 LOANS, AND SERVICES APPROVED 504 LOANS. ELCDC SERVICED LOANS WITH FUNDED AMOUNTS TOTALING APPROXIMATELY 122,323,000 AT SEPTEMBER 30, 2017, WITH MATURITIES RANGING FROM 2017 TO 2037. THE ORGANIZATION RECEIVES .625%, PER ANNUM, OF PRINCIPAL OUTSTANDING AS A LOAN-SERVICING FEE.
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt010
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/ExpenseAmt0767572
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt02300
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt013035
IRS990/FeesForServicesAccountingGrp/TotalAmt015335
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt0531
IRS990/FeesForServicesLegalGrp/TotalAmt0531
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt02839
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt01217
IRS990/FeesForServicesOtherGrp/TotalAmt04056
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form1098CFiledInd0false
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form8899Filedind0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt02.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1340.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt126129
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt139354
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt148075
IRS990/Form990PartVIISectionAGrp/PersonNm0JOHN SANCHEZ
IRS990/Form990PartVIISectionAGrp/PersonNm1CLEMENTE SANCHEZ
IRS990/Form990PartVIISectionAGrp/PersonNm2DENNIS STEROSKY
IRS990/Form990PartVIISectionAGrp/PersonNm3JAMES EASLEY
IRS990/Form990PartVIISectionAGrp/PersonNm4DEIRDRE M FIRTH
IRS990/Form990PartVIISectionAGrp/PersonNm5JOHANNA NELSON
IRS990/Form990PartVIISectionAGrp/PersonNm6ALAN C SHETTLESWORTH
IRS990/Form990PartVIISectionAGrp/PersonNm7EUGENE SIMMONS - RETIRED 1016
IRS990/Form990PartVIISectionAGrp/PersonNm8PATRICIA SULLIVAN
IRS990/Form990PartVIISectionAGrp/PersonNm9CHEZ STEEL
IRS990/Form990PartVIISectionAGrp/PersonNm10FABIAN TRUJILLO
IRS990/Form990PartVIISectionAGrp/PersonNm11BOB DUNN
IRS990/Form990PartVIISectionAGrp/PersonNm12RONALD D BROWN
IRS990/Form990PartVIISectionAGrp/PersonNm13ALEXIS HAMILTON
IRS990/Form990PartVIISectionAGrp/PersonNm14KELLY EGGLESTON
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12118500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1357410
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1448910
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12EXECUTIVE DI
IRS990/Form990PartVIISectionAGrp/TitleTxt13ASSISTANT SE
IRS990/Form990PartVIISectionAGrp/TitleTxt14ASSISTANT SE
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01988
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0892478
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0true
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt011
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt01450
IRS990/InformationTechnologyGrp/ProgramServicesAmt013054
IRS990/InformationTechnologyGrp/TotalAmt014504
IRS990/InsuranceGrp/ManagementAndGeneralAmt02116
IRS990/InsuranceGrp/ProgramServicesAmt019044
IRS990/InsuranceGrp/TotalAmt021160
IRS990/InvestmentIncomeGrp/ExclusionAmt036901
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt036901
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt03
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0290464
IRS990/LandBldgEquipBasisNetGrp/BOYAmt015566
IRS990/LandBldgEquipBasisNetGrp/EOYAmt06221
IRS990/LandBldgEquipCostOrOtherBssAmt0296685
IRS990/LegalDomicileStateCd0NM
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO ASSIST IN THE GROWTH AND DEVELOPMENT OF SMALL BUSINESS CONCERNS IN THE STATE OF NEW MEXICO.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0745213
IRS990/NetAssetsOrFundBalancesEOYAmt0711188
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt018628
IRS990/OccupancyGrp/ProgramServicesAmt070810
IRS990/OccupancyGrp/TotalAmt089438
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt02540
IRS990/OfficeExpensesGrp/ProgramServicesAmt018303
IRS990/OfficeExpensesGrp/TotalAmt020843
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt07349
IRS990/OtherAssetsTotalGrp/EOYAmt07349
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt030954
IRS990/OtherEmployeeBenefitsGrp/TotalAmt030954
IRS990/OtherExpensesGrp/Desc0MEMBERSHIPS & DUES
IRS990/OtherExpensesGrp/Desc1MISCELLANEOUS
IRS990/OtherExpensesGrp/Desc2STAFF TRAINING
IRS990/OtherExpensesGrp/Desc3CREDIT REPORTING
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt05198
IRS990/OtherExpensesGrp/ProgramServicesAmt030515
IRS990/OtherExpensesGrp/ProgramServicesAmt15198
IRS990/OtherExpensesGrp/ProgramServicesAmt27068
IRS990/OtherExpensesGrp/ProgramServicesAmt34346
IRS990/OtherExpensesGrp/TotalAmt030515
IRS990/OtherExpensesGrp/TotalAmt110396
IRS990/OtherExpensesGrp/TotalAmt27068
IRS990/OtherExpensesGrp/TotalAmt34346
IRS990/OtherLiabilitiesGrp/BOYAmt095114
IRS990/OtherLiabilitiesGrp/EOYAmt075143
IRS990/OtherRevenueMiscGrp/BusinessCd0525990
IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0124
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0124
IRS990/OtherRevenueTotalAmt0124
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0308786
IRS990/OtherSalariesAndWagesGrp/TotalAmt0308786
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ProgramServicesAmt032805
IRS990/PayrollTaxesGrp/TotalAmt032805
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt015032
IRS990/PensionPlanContributionsGrp/TotalAmt015032
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt020875
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt020892
IRS990/PrincipalOfficerNm0RONALD D BROWN
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0525990
IRS990/ProgramServiceRevenueGrp/BusinessCd1525990
IRS990/ProgramServiceRevenueGrp/BusinessCd2525990
IRS990/ProgramServiceRevenueGrp/BusinessCd3525990
IRS990/ProgramServiceRevenueGrp/BusinessCd4525990
IRS990/ProgramServiceRevenueGrp/Desc0LOAN SERVICING FEES
IRS990/ProgramServiceRevenueGrp/Desc1LOAN PROCESSING FEES
IRS990/ProgramServiceRevenueGrp/Desc2LOAN LOSS RESERVE ADJUSTMENT
IRS990/ProgramServiceRevenueGrp/Desc3APPLICATION FEES
IRS990/ProgramServiceRevenueGrp/Desc4CLOSING FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0647974
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1168420
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt220417
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt313000
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt43967
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0647974
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1168420
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt220417
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt313000
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt43967
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt045474
IRS990/PYOtherExpensesAmt0267587
IRS990/PYProgramServiceRevenueAmt0784507
IRS990/PYRevenuesLessExpensesAmt0-38226
IRS990/PYSalariesCompEmpBnftPaidAmt0600620
IRS990/PYTotalExpensesAmt0868207
IRS990/PYTotalRevenueAmt0829981
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0-34025
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0855453
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0628253
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0584114
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt036901
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt045474
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt027192
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt041036
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt019859
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt0170462
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0855577
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0784507
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0922320
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt0956272
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt01078367
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt04597043
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt036901
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt045474
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt027192
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt041036
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt019859
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt0170462
IRS990ScheduleA/InvestmentIncomeCYPct00.04000
IRS990ScheduleA/InvestmentIncomePYPct00.03000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.96420
IRS990ScheduleA/PublicSupportPY509Pct00.97150
IRS990ScheduleA/PublicSupportTotal509Amt04597043
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0855577
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0784507
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0922320
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0956272
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt01078367
IRS990ScheduleA/Total509Grp/TotalAmt04597043
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0892478
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0829981
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0949512
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0997308
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt01098226
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt04767505
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt06221
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0267565
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0273786
IRS990ScheduleD/ExpensesSubtotalAmt0926503
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt022899
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt022899
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt075143
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0LOAN SERVICING LOSS RESERVE
IRS990ScheduleD/RevenueSubtotalAmt0892478
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0ELCDC IS EXEMPT FROM STATE AND FEDERAL INCOME TAX UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE AND HAS BEEN CLASSIFIED BY THE INTERNAL REVENUE SERVICE AS AN ORGANIZATION THAT IS NOT A PRIVATE FOUNDATION. ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REQUIRE ELCDC TO EVALUATE TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN AND RECOGNIZE A TAX LIABILITY IF ELCDC HAS TAKEN AN UNCERTAIN TAX POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY THE INTERNAL REVENUE SERVICE. MANAGEMENT HAS ANALYZED THE TAX POSITIONS TAKEN BY ELCDC, AND HAS CONCLUDED THAT AS OF SEPTEMBER 30, 2017 AND 2016, THERE ARE NO UNCERTAIN TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN THAT WOULD REQUIRE RECOGNITION OF A LIABILTIY OR DISCLOSURE IN THE FINANCIAL STATEMENTS. ELCDC IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. ELCDC'S OPEN TAX PERIODS ARE FOR THE YEARS ENDED SEPTEMBER 30, 2015 AND THEREAFTER.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 3, PART X
IRS990ScheduleD/TotalBookValueLandBuildingsAmt06221
IRS990ScheduleD/TotalExpensesPerForm990Amt0926503
IRS990ScheduleD/TotalLiabilityAmt075143
IRS990ScheduleD/TotalRevenuePerForm990Amt0892478
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0892478
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0926503
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION DOES HAVE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION'S MEMBERSHIP HAS THE POWER TO ELECT MEMBERS OF THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2FORM 990 IS REVIEWED AT A BOARD MEETING BY THE MEMBERS OF THE GOVERNING BODY BEFORE FILING THE RETURN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION REGULARLY AND CONSISTENTLY MONITORS AND ENFORCES THE CONFLICT OF INTEREST POLICY THROUGH ANNUAL DISCLOSURE REQUIREMENTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE PROCESS FOR DETERMINING COMPENSATION OF THE EXECUTIVE DIRECTOR IS A COMPARISON WITH INDUSTRY DATA. THIS PROCESS IS PERFORMED PERIODICALLY AS PART OF THE BUDGETING PROCESS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE COMPENSATION OF OFFICERS AND KEY EMPLOYEES, IF ANY, IS PERFORMED ANNUALLY AS PART OF THE BUDGETING PROCESS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6GOVERNING DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 11B

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.24$0.37$0.87$0.70$0.74$0.04
2024Detailed filing. Detailed filing data is available for this year.$1.06$0.15$0.91$0.76$0.64$0.12
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.95$0.16$0.79$0.75$0.88$0.13
2022Detailed filing. Detailed filing data is available for this year.$1.05$0.12$0.93$0.99$0.90$0.09
2021Detailed filing. Detailed filing data is available for this year.$0.99$0.16$0.84$0.79$0.77$0.02
2020Detailed filing. Detailed filing data is available for this year.$0.88$0.11$0.77$0.81$0.75$0.06
2019Detailed filing. Detailed filing data is available for this year.$0.83$0.11$0.72$0.98$0.86$0.12
2018Detailed filing. Detailed filing data is available for this year.$0.69$0.10$0.59$0.87$0.99$0.12
2017Detailed filing. Detailed filing data is available for this year.$0.81$0.10$0.71$0.89$0.93$0.03
2016Detailed filing. Detailed filing data is available for this year.$0.87$0.13$0.75$0.83$0.87$0.04
2015Detailed filing. Detailed filing data is available for this year.$0.94$0.16$0.78$0.95$0.87$0.08
2014Detailed filing. Detailed filing data is available for this year.$0.90$0.19$0.70$1.00$0.99$0.00
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.92$0.22$0.70$1.19
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.17$0.38$0.79$1.17
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.24$0.32$0.92$1.15
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.54$0.32$1.21$1.07