Liabilities / Assets
55th percentile
Higher debt load relative to assets than 55% of similar nonprofits.
990 • Fiscal year 2019 • EIN 85-0400026
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
55th percentile
Higher debt load relative to assets than 55% of similar nonprofits.
Liabilities / Revenue
57th percentile
Higher debt load relative to revenue than 57% of similar nonprofits.
Net Margin
68th percentile
Higher net margin than 68% of similar nonprofits.
Top Officer Pay
86th percentile
Higher top officer pay than 86% of similar nonprofits.
Top officer pay equals 13.4% of source-year revenue.
Asset Growth
74th percentile
Faster asset growth than 74% of similar nonprofits.
Revenue Growth
67th percentile
Faster revenue growth than 67% of similar nonprofits.
Assets
Up$830,131
Up $141,815 (+21%) from 2018
Net Assets
Up$722,931
Up $133,675 (+23%) from 2018
Liabilities
Up$107,200
Up $8,140 (+8.2%) from 2018
Revenue
Up$981,924
Up $116,322 (+13%) from 2018
Expenses
Down$859,318
Down $128,216 (-13%) from 2018
Net Income
Up$122,606
Up $244,538 (+201%) from 2018
To assist in the growth and development of small business concerns in the state of new mexico
To assist in the growth and development of small business concerns in the state of new mexico.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Cash and Non-Interest-Bearing Accounts | $121,730 | $424,562 | ▲ $302,832 |
| Savings and Temporary Cash Investments | $458,475 | $255,370 | ▼ $203,105 |
| Accounts Receivable | $64,522 | $111,034 | ▲ $46,512 |
| Prepaid Expenses and Deferred Charges | $21,834 | $22,383 | ▲ $549 |
| Land, Buildings, and Equipment, Net | $14,406 | $9,433 | ▼ $4,973 |
| Total Assets | $688,316 | $830,131 | ▲ $141,815 |
| Other Assets Total | $7,349 | $7,349 | → $0 |
| Liabilities | |||
| Other Liabilities | $77,601 | $66,624 | ▼ $10,977 |
| Accounts Payable and Accrued Expenses | $20,959 | $38,576 | ▲ $17,617 |
| Deferred Revenue | $500 | $2,000 | ▲ $1,500 |
| Total Liabilities | $99,060 | $107,200 | ▲ $8,140 |
| Net Assets / Fund Balance | |||
| Unrestricted Net Assets | $589,256 | $722,931 | ▲ $133,675 |
| Total Net Assets Fund Balance | $589,256 | $722,931 | ▲ $133,675 |
| Total Liabilities and Net Assets / Fund Balance | $688,316 | $830,131 | ▲ $141,815 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $9,433 | $280,715 | $290,148 |
| Leasehold Improvements | - | $22,899 | $22,899 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Ronald D Brown | Executive Di | FT | $125,000 | $6,407 | $131,407 |
| Justin Hyde | Executive Di | FT | $58,333 | $8,664 | $66,997 |
| Name | Title |
|---|---|
| Alan Shettlesworth | President |
| Bob Dunn | Director |
| Chez Steel | Director |
| Fabian Trujillo | Director |
| James Easley | Director |
| John Sanchez | Director |
| Patricia Sullivan | Director |
| Dennis Sterosky | Secretary |
| Clemente Sanchez | Treasurer |
| Johanna Nelson | Vice Preside |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $583,795 |
| Other Expenses | $275,523 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $300,187 | $38,135 | - | $338,322 |
| Current Officers, Directors, Trustees, and Key Employees | $77,136 | $77,136 | - | $154,272 |
| Occupancy | $86,080 | $23,264 | - | $109,344 |
| Payroll Taxes | $28,182 | $8,479 | - | $36,661 |
| Other Employee Benefits | $25,679 | $4,897 | - | $30,576 |
| Travel | $23,622 | $2,054 | - | $25,676 |
| Pension Plan Contributions | $20,425 | $3,539 | - | $23,964 |
| Information Technology | $19,072 | $2,119 | - | $21,191 |
| Insurance | $18,301 | $2,033 | - | $20,334 |
| Fees for Services Accounting | $15,054 | $2,657 | - | $17,711 |
| Office Expenses | $9,615 | $1,523 | - | $11,138 |
| Fees for Services Other | $2,127 | $4,963 | - | $7,090 |
| Depreciation Depletion | $4,476 | $497 | - | $4,973 |
| Other Expenses | $4,607 | - | - | $4,607 |
| All Other Expenses | $2,576 | $1,286 | - | $3,862 |
| Advertising | $2,999 | - | - | $2,999 |
| Fees for Services Legal | $2,757 | - | - | $2,757 |
| Total Functional Expenses | $686,736 | $172,582 | $0 | $859,318 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $859,318 |
| Total Expenses per Audited Statements | $859,318 |
| Total Expenses per Form 990 | $859,318 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Loan Servicing Loss Reserve | $66,624 |
“The organization does have members.”
“The organization's membership has the power to elect members of the governing body.”
“Form 990 is reviewed at a board meeting by the members of the governing body before filing the return.”
“The organization regularly and consistently monitors and enforces the conflict of interest policy through annual disclosure requirements.”
“The process for determining compensation of the executive director is a comparison with industry data. This process is performed periodically as part of the budgeting process.”
“The compensation of officers and key employees, if any, is performed annually as part of the budgeting process.”
“Governing documents are made available to the public upon request.”
“Loan servicing reserve adj 11,069”
“Elcdc is exempt from federal and state income tax under section 501(c)(3) of the internal revenue code and has been classified by the internal revenue service as an organization that is not a private foundation. Accounting principles generally accepted in the united stated of america require elcdc to evaluate tax positions taken or expected to be taken and recognize a tax liability if elcdc has taken an uncertain tax position that more likely than not would not be sustained upon examination by the internal revenue service. Management has analyzed the tax positions taken by elcdc, and has concluded that as of september 30, 2019, and 2018, there are no uncertain tax positions taken or expected to be taken that would require recognition of a liability or disclosure in the financial statements. Elcdc is subject to routine audits by taxing jurisdictions; however there are currently no audits for any tax periods in progress. Elcdc's open tax periods are for the years ended september 30, 2016 and thereafter.”
“Loan servicing reserve adj 11,069”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 20959 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 38576 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 64522 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 111034 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | TO ASSIST IN THE GROWTH AND DEVELOPMENT OF SMALL BUSINESS CONCERNS IN THE STATE OF NEW MEXICO. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 2999 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 2999 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 1286 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 2576 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 3862 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | JUSTIN HYDE |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5058439232 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 6500 JEFFERSON STREET NE SUITE 200 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | ALBUQUERQUE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | NM |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 87109 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 121730 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 424562 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 77136 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 77136 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 154272 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 100846 |
| IRS990/CYOtherExpensesAmt | 0 | 275523 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 881078 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 122606 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 583795 |
| IRS990/CYTotalExpensesAmt | 0 | 859318 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 981924 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 500 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 2000 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 497 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 4476 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 4973 |
| IRS990/Desc | 0 | SBA 504 LOAN PROGRAM - THE OBJECTIVE OF THE SBA 504 LOAN PROGRAM IS TO ACHIEVE COMMUNITY ECONOMIC DEVELOPMENT THROUGH JOB CREATION AND RETENTION BY PROVIDING LONG-TERM, LOW DOWN PAYMENT, REASONABLY PRICED, FIXED ASSETS FINANCING TO EXPAND SMALL AND MEDIUM SIZED BUSINESSES. ELCDC MARKETS SBA LOAN PROGRAMS, SCREENS PROJECTS FOR PROGRAM APPLICABILITY, PACKAGES LOAN PROPOSALS, WORKS WITH PRIVATE LENDERS TO SECURE COMMITMENTS, COORDINATES THE SALE OF SBA GUARANTEED DEBENTURES FOR 504 LOANS, AND SERVICES APPROVED 504 LOANS. ELCDC SERVICED LOANS WITH FUNDED AMOUNTS TOTALING APPROXIMATELY 102,483,000 AT SEPTEMBER 30, 2019, WITH MATURITIES RANGING FROM 2019 TO 2044. THE ORGANIZATION RECEIVES .625%, PER ANNUM, OF PRINCIPAL OUTSTANDING AS A LOAN-SERVICING FEE. |
| IRS990/DescribedInSection501c3Ind | 0 | true |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 10 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 686736 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 2657 |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 15054 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 17711 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 2757 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 2757 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 4963 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 2127 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 7090 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form1098CFiledInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form8899Filedind | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 6407 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 8664 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | ALAN SHETTLESWORTH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | CLEMENTE SANCHEZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | DENNIS STEROSKY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JAMES EASLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | BOB DUNN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JOHANNA NELSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | PATRICIA SULLIVAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | CHEZ STEEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | FABIAN TRUJILLO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | JOHN SANCHEZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | RONALD D BROWN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | JUSTIN HYDE |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 125000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 58333 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | VICE PRESIDE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | EXECUTIVE DI |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | EXECUTIVE DI |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1988 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 10 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 981924 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | true |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 10 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt | 0 | 2119 |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 19072 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 21191 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 2033 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 18301 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 20334 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 100846 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 100846 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 3 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 303614 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 14406 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 9433 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 313047 |
| IRS990/LegalDomicileStateCd | 0 | NM |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TO ASSIST IN THE GROWTH AND DEVELOPMENT OF SMALL BUSINESS CONCERNS IN THE STATE OF NEW MEXICO. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 589256 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 722931 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 23264 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 86080 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 109344 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 1523 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 9615 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 11138 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 7349 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 7349 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 11069 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 4897 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 25679 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 30576 |
| IRS990/OtherExpensesGrp/Desc | 0 | MEMBERSHIPS & DUES |
| IRS990/OtherExpensesGrp/Desc | 1 | STAFF TRAINING |
| IRS990/OtherExpensesGrp/Desc | 2 | BAD DEBT |
| IRS990/OtherExpensesGrp/Desc | 3 | CREDIT REPORTING |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 18415 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 18328 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 7098 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 4607 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 18415 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 18328 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 7098 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 4607 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 77601 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 66624 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 38135 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 300187 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 338322 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 8479 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 28182 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 36661 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 3539 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 20425 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 23964 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 21834 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 22383 |
| IRS990/PrincipalOfficerNm | 0 | JUSTIN HYDE |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 525990 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 525990 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 525990 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 525990 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 525990 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN SERVICING FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | LOAN PROCESSING FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | APPLICATION FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | LATE FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | OTHER FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 583417 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 287574 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 4500 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 3071 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 4 | 1500 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 583417 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 287574 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 4500 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 3071 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 1500 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 62889 |
| IRS990/PYOtherExpensesAmt | 0 | 319777 |
| IRS990/PYOtherRevenueAmt | 0 | 9 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 802704 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -121932 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 667757 |
| IRS990/PYTotalExpensesAmt | 0 | 987534 |
| IRS990/PYTotalRevenueAmt | 0 | 865602 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 122606 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RevenueAmt | 0 | 879578 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 458475 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 255370 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt | 0 | 100846 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt | 0 | 62889 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 36901 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 45474 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 27192 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt | 0 | 273302 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 881078 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 802713 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt | 0 | 855577 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt | 0 | 784507 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt | 0 | 922320 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 4246195 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt | 0 | 100846 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt | 0 | 62889 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt | 0 | 36901 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt | 0 | 45474 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt | 0 | 27192 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt | 0 | 273302 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.06000 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.05000 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 0.93950 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 0.95290 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 4246195 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 881078 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 802713 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 855577 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 784507 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 922320 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 4246195 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 981924 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 865602 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 892478 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 829981 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 949512 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 4519497 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 9433 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 280715 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 290148 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 859318 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 22899 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 22899 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 66624 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | LOAN SERVICING LOSS RESERVE |
| IRS990ScheduleD/OtherRevenueAmt | 0 | 11069 |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 11069 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 981924 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | ELCDC IS EXEMPT FROM FEDERAL AND STATE INCOME TAX UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE AND HAS BEEN CLASSIFIED BY THE INTERNAL REVENUE SERVICE AS AN ORGANIZATION THAT IS NOT A PRIVATE FOUNDATION. ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATED OF AMERICA REQUIRE ELCDC TO EVALUATE TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN AND RECOGNIZE A TAX LIABILITY IF ELCDC HAS TAKEN AN UNCERTAIN TAX POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY THE INTERNAL REVENUE SERVICE. MANAGEMENT HAS ANALYZED THE TAX POSITIONS TAKEN BY ELCDC, AND HAS CONCLUDED THAT AS OF SEPTEMBER 30, 2019, AND 2018, THERE ARE NO UNCERTAIN TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN THAT WOULD REQUIRE RECOGNITION OF A LIABILITY OR DISCLOSURE IN THE FINANCIAL STATEMENTS. ELCDC IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. ELCDC'S OPEN TAX PERIODS ARE FOR THE YEARS ENDED SEPTEMBER 30, 2016 AND THEREAFTER. |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 1 | LOAN SERVICING RESERVE ADJ 11,069 |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE D, PAGE 3, PART X |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | SCHEDULE D, PAGE 4, PART XI, LINE 2D |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 9433 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 859318 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 66624 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 981924 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 992993 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 859318 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION DOES HAVE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE ORGANIZATION'S MEMBERSHIP HAS THE POWER TO ELECT MEMBERS OF THE GOVERNING BODY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | FORM 990 IS REVIEWED AT A BOARD MEETING BY THE MEMBERS OF THE GOVERNING BODY BEFORE FILING THE RETURN. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE ORGANIZATION REGULARLY AND CONSISTENTLY MONITORS AND ENFORCES THE CONFLICT OF INTEREST POLICY THROUGH ANNUAL DISCLOSURE REQUIREMENTS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE PROCESS FOR DETERMINING COMPENSATION OF THE EXECUTIVE DIRECTOR IS A COMPARISON WITH INDUSTRY DATA. THIS PROCESS IS PERFORMED PERIODICALLY AS PART OF THE BUDGETING PROCESS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE COMPENSATION OF OFFICERS AND KEY EMPLOYEES, IF ANY, IS PERFORMED ANNUALLY AS PART OF THE BUDGETING PROCESS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | GOVERNING DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | LOAN SERVICING RESERVE ADJ 11,069 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART XI, LINE 9 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | NM |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 1 | TX |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
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Displayed year
2019 • Form 990Detailed filing. Detailed filing data is available for this year.
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