Liabilities / Assets
57th percentile
Higher debt load relative to assets than 57% of similar nonprofits.
990 • Fiscal year 2016 • EIN 85-0400026
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
57th percentile
Higher debt load relative to assets than 57% of similar nonprofits.
Liabilities / Revenue
64th percentile
Higher debt load relative to revenue than 64% of similar nonprofits.
Net Margin
29th percentile
Higher net margin than 29% of similar nonprofits.
Top Officer Pay
86th percentile
Higher top officer pay than 86% of similar nonprofits.
Top officer pay equals 15.2% of source-year revenue.
Asset Growth
21st percentile
Faster asset growth than 21% of similar nonprofits.
Revenue Growth
23rd percentile
Faster revenue growth than 23% of similar nonprofits.
Assets
Down$872,777
Down $67,179 (-7.1%) from 2015
Net Assets
Down$745,213
Down $38,226 (-4.9%) from 2015
Liabilities
Down$127,564
Down $28,953 (-18%) from 2015
Revenue
Down$829,981
Down $119,531 (-13%) from 2015
Expenses
Down$868,207
Down $1,824 (-0.2%) from 2015
Net Income
Down-$38,226
Down $117,707 (-148%) from 2015
To assist in the growth and development of small business concerns in the state of new mexico
To assist in the growth and development of small business concerns in the state of new mexico.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $626,217 | $628,253 | ▲ $2,036 |
| Cash and Non-Interest-Bearing Accounts | $229,796 | $148,191 | ▼ $81,605 |
| Accounts Receivable | $39,230 | $52,543 | ▲ $13,313 |
| Prepaid Expenses and Deferred Charges | $24,264 | $20,875 | ▼ $3,389 |
| Land, Buildings, and Equipment, Net | $13,100 | $15,566 | ▲ $2,466 |
| Total Assets | $939,956 | $872,777 | ▼ $67,179 |
| Other Assets Total | $7,349 | $7,349 | → $0 |
| Liabilities | |||
| Other Liabilities | $108,287 | $95,114 | ▼ $13,173 |
| Accounts Payable and Accrued Expenses | $32,272 | $22,549 | ▼ $9,723 |
| Deferred Revenue | $15,958 | $9,901 | ▼ $6,057 |
| Total Liabilities | $156,517 | $127,564 | ▼ $28,953 |
| Net Assets / Fund Balance | |||
| Unrestricted Net Assets | $783,439 | $745,213 | ▼ $38,226 |
| Total Net Assets Fund Balance | $783,439 | $745,213 | ▼ $38,226 |
| Total Liabilities and Net Assets / Fund Balance | $939,956 | $872,777 | ▼ $67,179 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $12,514 | $261,272 | $273,786 |
| Leasehold Improvements | $3,052 | $19,847 | $22,899 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Ronald D Brown | Executive Di | FT | $120,000 | $6,129 | $126,129 |
| Alexis Hamilton | Assistant Se | FT | $49,689 | $9,497 | $59,186 |
| Kelly Eggleston | Assistant Se | FT | $37,614 | $5,611 | $43,225 |
| Name | Title |
|---|---|
| John Sanchez | President |
| Alan C Shettlesworth | Director |
| Chez Steel | Director |
| Deirdre M Firth | Director |
| Eugene Simmons | Director |
| James Easley | Director |
| Johanna Nelson | Director |
| Patricia Sullivan | Director |
| Dennis Sterosky | Secretary |
| Clemente Sanchez | Treasurer |
| Fabian Trujillo | Vice Preside |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $600,620 |
| Other Expenses | $267,587 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | $149,410 | $118,674 | - | $268,084 |
| Other Salaries and Wages | $264,946 | - | - | $264,946 |
| Occupancy | $66,162 | $17,296 | - | $83,458 |
| Travel | $34,350 | $2,987 | - | $37,337 |
| Payroll Taxes | $30,141 | - | - | $30,141 |
| Other Employee Benefits | $22,417 | - | - | $22,417 |
| Office Expenses | $19,264 | $2,725 | - | $21,989 |
| Insurance | $17,258 | $1,918 | - | $19,176 |
| Information Technology | $16,785 | $1,865 | - | $18,650 |
| Fees for Services Accounting | $12,856 | $2,269 | - | $15,125 |
| Pension Plan Contributions | $15,032 | - | - | $15,032 |
| Depreciation Depletion | $10,507 | $1,167 | - | $11,674 |
| Advertising | $10,203 | - | - | $10,203 |
| Fees for Services Other | $1,163 | $2,714 | - | $3,877 |
| All Other Expenses | $3,265 | $267 | - | $3,532 |
| Other Expenses | $3,478 | $5,262 | - | $3,478 |
| Fees for Services Legal | $1,825 | - | - | $1,825 |
| Total Functional Expenses | $711,063 | $157,144 | $0 | $868,207 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $868,207 |
| Total Expenses per Audited Statements | $868,207 |
| Total Expenses per Form 990 | $868,207 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Loan Servicing Loss Reserve | $95,114 |
“The organization does have members.”
“The organization's membership has the power to elect members of the governing body.”
“Form 990 is reviewed at a board meeting by the members of the governing body before filing the return.”
“The organization regularly and consistently monitors and enforces the conflict of interest policy through annual disclosure requirements.”
“The process for determining compensation of the executive director is a comparison with industry data. This process is performed periodically as part of the budgeting process.”
“The compensation of officers and key employees, if any, is performed annually as part of the budgeting process.”
“Governing documents are made available to the public upon request.”
“Elcdc is exempt from state and federal income tax under section 501(c)(3) of the internal revenue code and has been classified by the internal revenue service as an organization that is not a private foundation. Accounting principles generally accepted in the united stated of america require elcdc to evaluate tax positions taken or expected to be taken and recognize a tax liability if elcdc has taken an uncertain tax position that more likely than not would not be sustained upon examination by the internal revenue service. Management has analyzed the tax positions taken by elcdc, and has concluded that as of september 30, 2016 and 2015, there are no uncertain tax positions taken or expected to be taken that would require recognition of a liability or disclosure in the financial statements. Elcdc is subject to routine audits by taxing jurisdictions; however there are currently no audits for any tax periods in progress. Elcdc's open tax periods are for the years ended september 30, 2014 and thereafter.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 32272 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 22549 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 39230 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 52543 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | TO ASSIST IN THE GROWTH AND DEVELOPMENT OF SMALL BUSINESS CONCERNS IN THE STATE OF NEW MEXICO. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 10203 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 10203 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 267 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 3265 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 3532 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | ALEXIS HAMILTON |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5058439232 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 6500 JEFFERSON STREET NE SUITE 200 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | ALBUQUERQUE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | NM |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 87109 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 229796 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 148191 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 118674 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 149410 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 268084 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 45474 |
| IRS990/CYOtherExpensesAmt | 0 | 267587 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 784507 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -38226 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 600620 |
| IRS990/CYTotalExpensesAmt | 0 | 868207 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 829981 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 15958 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 9901 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 1167 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 10507 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 11674 |
| IRS990/Desc | 0 | SBA 504 LOAN PROGRAM - THE OBJECTIVE OF THE SBA 504 LOAN PROGRAM IS TO ACHIEVE COMMUNITY ECONOMIC DEVELOPMENT THROUGH JOB CREATION AND RETENTION BY PROVIDING LONG-TERM, LOW DOWN PAYMENT, REASONABLY PRICED, FIXED ASSETS FINANCING TO EXPAND SMALL AND MEDIUM SIZED BUSINESSES. ELCDC MARKETS SBA LOAN PROGRAMS, SCREENS PROJECTS FOR PROGRAM APPLICABILITY, PACKAGES LOAN PROPOSALS, WORKS WITH PRIVATE LENDERS TO SECURE COMMITMENTS, COORDINATES THE SALE OF SBA GUARANTEED DEBENTURES FOR 504 LOANS, AND SERVICES APPROVED 504 LOANS. ELCDC SERVICED LOANS WITH FUNDED AMOUNTS TOTALING APPROXIMATELY 108,250,000 AT SEPTEMBER 30, 2016, WITH MATURITIES RANGING FROM 2016 TO 2036. THE ORGANIZATION RECEIVES .625%, PER ANNUM, OF PRINCIPAL OUTSTANDING AS A LOAN-SERVICING FEE. |
| IRS990/DescribedInSection501c3Ind | 0 | true |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 11 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 711063 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 2269 |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 12856 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 15125 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 1825 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 1825 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 2714 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 1163 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 3877 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form1098CFiledInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form8899Filedind | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 6129 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 9497 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 5611 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JOHN SANCHEZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | FABIAN TRUJILLO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | CLEMENTE SANCHEZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | DENNIS STEROSKY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JAMES EASLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | DEIRDRE M FIRTH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JOHANNA NELSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | ALAN C SHETTLESWORTH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | EUGENE SIMMONS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | PATRICIA SULLIVAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | CHEZ STEEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | RONALD D BROWN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | ALEXIS HAMILTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | KELLY EGGLESTON |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 120000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 49689 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 37614 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE PRESIDE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | EXECUTIVE DI |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | ASSISTANT SE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | ASSISTANT SE |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1988 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 11 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 829981 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | true |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 11 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt | 0 | 1865 |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 16785 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 18650 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 1918 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 17258 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 19176 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 45474 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 45474 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 3 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 281119 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 13100 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 15566 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 296685 |
| IRS990/LegalDomicileStateCd | 0 | NM |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TO ASSIST IN THE GROWTH AND DEVELOPMENT OF SMALL BUSINESS CONCERNS IN THE STATE OF NEW MEXICO. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 783439 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 745213 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 17296 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 66162 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 83458 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 2725 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 19264 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 21989 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 7349 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 7349 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 22417 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 22417 |
| IRS990/OtherExpensesGrp/Desc | 0 | MEMBERSHIPS & DUES |
| IRS990/OtherExpensesGrp/Desc | 1 | MISCELLANEOUS |
| IRS990/OtherExpensesGrp/Desc | 2 | STAFF TRAINING |
| IRS990/OtherExpensesGrp/Desc | 3 | CREDIT REPORTING |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 5262 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 18019 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 4948 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 9034 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 3478 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 18019 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 10210 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 9034 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 3478 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 108287 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 95114 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 264946 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 264946 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 30141 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 30141 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 15032 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 15032 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 24264 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 20875 |
| IRS990/PrincipalOfficerNm | 0 | RONALD D BROWN |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN SERVICING FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | LOAN PROCESSING FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | LOAN LOSS RESERVE ADJUSTMENT |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | APPLICATION FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | LATE FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 686238 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 72996 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 13173 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 6000 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 4 | 4178 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 686238 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 72996 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 13173 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 6000 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 4178 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 27192 |
| IRS990/PYOtherExpensesAmt | 0 | 272759 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 922320 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 79481 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 597272 |
| IRS990/PYTotalExpensesAmt | 0 | 870031 |
| IRS990/PYTotalRevenueAmt | 0 | 949512 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -38226 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RevenueAmt | 0 | 784507 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 626217 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 628253 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt | 0 | 45474 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt | 0 | 27192 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 41036 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 19859 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 6820 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt | 0 | 140381 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 784507 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 922320 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt | 0 | 956272 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt | 0 | 1078367 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt | 0 | 1037095 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 4778561 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt | 0 | 45474 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt | 0 | 27192 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt | 0 | 41036 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt | 0 | 19859 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt | 0 | 6820 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt | 0 | 140381 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.03000 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.02000 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 0.97150 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 0.97730 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 4778561 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 784507 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 922320 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 956272 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 1078367 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 1037095 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 4778561 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 829981 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 949512 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 997308 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 1098226 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 1043915 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 4918942 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 12514 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 261272 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 273786 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 868207 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 3052 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 19847 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 22899 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 95114 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | LOAN SERVICING LOSS RESERVE |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 829981 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | ELCDC IS EXEMPT FROM STATE AND FEDERAL INCOME TAX UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE AND HAS BEEN CLASSIFIED BY THE INTERNAL REVENUE SERVICE AS AN ORGANIZATION THAT IS NOT A PRIVATE FOUNDATION. ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATED OF AMERICA REQUIRE ELCDC TO EVALUATE TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN AND RECOGNIZE A TAX LIABILITY IF ELCDC HAS TAKEN AN UNCERTAIN TAX POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY THE INTERNAL REVENUE SERVICE. MANAGEMENT HAS ANALYZED THE TAX POSITIONS TAKEN BY ELCDC, AND HAS CONCLUDED THAT AS OF SEPTEMBER 30, 2016 AND 2015, THERE ARE NO UNCERTAIN TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN THAT WOULD REQUIRE RECOGNITION OF A LIABILITY OR DISCLOSURE IN THE FINANCIAL STATEMENTS. ELCDC IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. ELCDC'S OPEN TAX PERIODS ARE FOR THE YEARS ENDED SEPTEMBER 30, 2014 AND THEREAFTER. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE D, PAGE 3, PART X |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 15566 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 868207 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 95114 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 829981 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 829981 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 868207 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION DOES HAVE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE ORGANIZATION'S MEMBERSHIP HAS THE POWER TO ELECT MEMBERS OF THE GOVERNING BODY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | FORM 990 IS REVIEWED AT A BOARD MEETING BY THE MEMBERS OF THE GOVERNING BODY BEFORE FILING THE RETURN. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE ORGANIZATION REGULARLY AND CONSISTENTLY MONITORS AND ENFORCES THE CONFLICT OF INTEREST POLICY THROUGH ANNUAL DISCLOSURE REQUIREMENTS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE PROCESS FOR DETERMINING COMPENSATION OF THE EXECUTIVE DIRECTOR IS A COMPARISON WITH INDUSTRY DATA. THIS PROCESS IS PERFORMED PERIODICALLY AS PART OF THE BUDGETING PROCESS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE COMPENSATION OF OFFICERS AND KEY EMPLOYEES, IF ANY, IS PERFORMED ANNUALLY AS PART OF THE BUDGETING PROCESS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | GOVERNING DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | NM |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 1 | TX |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
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Displayed year
2016 • Form 990Detailed filing. Detailed filing data is available for this year.
Similar nonprofits based on the same Siviq industry and scale cohort. 2016 filings • NTEE S300 • $500k-$1M nonprofits
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