Civic Intelligence

Microloans of Belize

990EZ • Fiscal year 2023 • EIN 82-3733488

Jan 01, 2023 to Dec 31, 2023 • Filed on Mar 17, 2024

Organization Profile
143 Lyons RdChurch Hill, TN 37642-5110

(423) 293-8075

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

58th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Liabilities / Revenue

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Net Margin

25th percentile

-12%

Higher net margin than 25% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Top Officer Pay

78th percentile

$0

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Asset Growth

19th percentile

-27%

Faster asset growth than 19% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

9th percentile

-58%

Faster revenue growth than 9% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets58th percentile

Assets

Down

$2,096

Down $789 (-27%) from 2022

Net Assets

Down

$2,096

Down $789 (-27%) from 2022

Liabilities

Flat

$0

Flat from 2022

Revenue And Expenses
Liabilities / Revenue59th percentileNet Margin25th percentile

Revenue

Down

$6,367

Down $8,733 (-58%) from 2022

Expenses

Down

$7,156

Down $8,378 (-54%) from 2022

Net Income

Down

-$789

Down $355 (-82%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth19th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$8.0K$6.0K$4.0K$2.0K$0Assets 2019: $2,821Liabilities 2019: $02019Assets 2020: $4,643Liabilities 2020: $0Net Assets 2020: $4,6432020Assets 2021: $3,319Liabilities 2021: $0Net Assets 2021: $3,3192021Assets 2022: $2,885Liabilities 2022: $0Net Assets 2022: $2,8852022Assets 2023: $2,096Liabilities 2023: $0Net Assets 2023: $2,0962023Assets 2024: $6,308Liabilities 2024: $500Net Assets 2024: $5,8082024

Highlighted filing

2023

Assets$2,096
Liabilities$0
Net Assets$2,096
Open 2023 Filing

Operations Trend

Revenue Growth9th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20K$15K$10K$5.0K$0-$5.0KRevenue 2019: $4,400Expenses 2019: $2,574Net Income 2019: $1,8262019Revenue 2020: $8,000Expenses 2020: $6,178Net Income 2020: $1,8222020Revenue 2021: $6,000Expenses 2021: $7,324Net Income 2021: -$1,3242021Revenue 2022: $15,100Expenses 2022: $15,534Net Income 2022: -$4342022Revenue 2023: $6,367Expenses 2023: $7,156Net Income 2023: -$7892023Revenue 2024: $15,000Expenses 2024: $11,288Net Income 2024: $3,7122024

Highlighted filing

2023

Revenue$6,367
Expenses$7,156
Net Income-$789
Open 2023 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
Mar 17, 2024
Return Version
2023v5.0
Gross Receipts
$6,367
Mission and Program Overview

Mission

Health and education needs in belize

Program Services

DescriptionGrantsExpenses
EXPENDITURES FOR FURTHERING EDUCATION AND SPECIFIC HEALTH NEEDS IN BELIZE--
Compensation and Service Providers
Top Officer Pay78th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JOSEPH F SMIDDYPresident-$0--
FRANK WALDOSecretary-$0--
DON ROYSTONTreasurer-$0--
Filing and Contact Details

Filer

Filer Name
Microloans of Belize
EIN
82-3733488
Address
143 LYONS RD, Church Hill, TN 37642-5110

Signing Officer

Name
Charles D Royston
Title
treasurer
Phone
4232920271
Signed
2024-03-17
Discuss with paid preparer
No

Preparer

Firm
C Don Royston CPA
Address
1083 HIDDEN VALLEY RD, Kingsport, TN 37663
Preparer
C Don Royston CPA
Phone
4232920271
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description AmountEDUCATION AND MEDICAL EXPENSES 6,702BANK FEES 99VOLUNTEER MEETING EXPENSE 355”

Raw XML Appendix136 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0JOSEPH F SMIDDY
IRS990EZ/BooksInCareOfDetail/PhoneNum04232938075
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0143 LYONS RD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Church Hill
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0376425110
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt02885
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt02096
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt06367
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-789
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt02885
IRS990EZ/Form990TotalAssetsGrp/EOYAmt02096
IRS990EZ/GrossReceiptsAmt06367
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt02885
IRS990EZ/NetAssetsOrFundBalancesEOYAmt02096
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt02885
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt02096
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JOSEPH F SMIDDY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1FRANK WALDO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2DON ROYSTON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt07156
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0HEALTH AND EDUCATION NEEDS IN BELIZE
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0EXPENDITURES FOR FURTHERING EDUCATION AND SPECIFIC HEALTH NEEDS IN BELIZE
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0TN
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt07156
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt06367
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt06367
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt015100
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt06000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt08000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt04400
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt039867
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct00.00000
IRS990ScheduleA/PublicSupportTotal509Amt039867
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt06367
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt015100
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt06000
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt08000
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt04400
IRS990ScheduleA/Total509Grp/TotalAmt039867
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt06367
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt015100
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt06000
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt08000
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt04400
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt039867
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description AmountEDUCATION AND MEDICAL EXPENSES 6,702BANK FEES 99VOLUNTEER MEETING EXPENSE 355
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL2
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd000
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0CHARLES D ROYSTON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum04232920271
ReturnHeader/BusinessOfficerGrp/SignatureDt02024-03-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MICROLOANS OF BELIZE
ReturnHeader/Filer/BusinessNameControlTxt0MICR
ReturnHeader/Filer/EIN0823733488
ReturnHeader/Filer/USAddress/AddressLine1Txt0143 LYONS RD
ReturnHeader/Filer/USAddress/CityNm0Church Hill
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TN
ReturnHeader/Filer/USAddress/ZIPCd0376425110
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0C DON ROYSTON CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01083 HIDDEN VALLEY RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Kingsport
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd037663
ReturnHeader/PreparerPersonGrp/PhoneNum04232920271
ReturnHeader/PreparerPersonGrp/PreparationDt02024-04-06
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0C Don Royston CPA
ReturnHeader/ReturnTs02024-04-06T12:20:56-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0CHARLES
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0ROYSTON
ReturnHeader/TaxPeriodBeginDt02023-01-01
ReturnHeader/TaxPeriodEndDt02023-12-31
ReturnHeader/TaxYr02023

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2023 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$2,096
Liabilities
$0
Net assets
$2,096
Revenue
$6,367
Expenses
$7,156
Net income
-$789
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$6.31$0.50$5.81$15.0$11.3$3.71
2023Detailed filing. Detailed filing data is available for this year.$2.10$0.00$2.10$6.37$7.16$0.79
2022Detailed filing. Detailed filing data is available for this year.$2.89$0.00$2.89$15.1$15.5$0.43
2021Detailed filing. Detailed filing data is available for this year.$3.32$0.00$3.32$6.00$7.32$1.32
2020Detailed filing. Detailed filing data is available for this year.$4.64$0.00$4.64$8.00$6.18$1.82
2019Summary only. Only limited summary data is available for this year.$2.82$0.00$4.40$2.57$1.83