Civic Intelligence

Microloans of Belize

990EZ • Fiscal year 2020 • EIN 82-3733488

Jan 01, 2020 to Dec 31, 2020 • Filed on May 12, 2021

Organization Profile
143 Lyons RdChurch Hill, TN 37642-5110

(423) 293-8075

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

55th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

55th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Net Margin

72nd percentile

23%

Higher net margin than 72% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Top Officer Pay

76th percentile

$0

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Asset Growth

83rd percentile

65%

Faster asset growth than 83% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

92nd percentile

82%

Faster revenue growth than 92% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets55th percentile

Assets

Up

$4,643

Up $1,822 (+65%) from 2019

Net Assets

$4,643

No earlier filing loaded for comparison.

Liabilities

Flat

$0

Flat from 2019

Revenue And Expenses
Liabilities / Revenue55th percentileNet Margin72nd percentile

Revenue

Up

$8,000

Up $3,600 (+82%) from 2019

Expenses

Up

$6,178

Up $3,604 (+140%) from 2019

Net Income

Down

$1,822

Down $4 (-0.2%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth83rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$8.0K$6.0K$4.0K$2.0K$0Assets 2019: $2,821Liabilities 2019: $02019Assets 2020: $4,643Liabilities 2020: $0Net Assets 2020: $4,6432020Assets 2021: $3,319Liabilities 2021: $0Net Assets 2021: $3,3192021Assets 2022: $2,885Liabilities 2022: $0Net Assets 2022: $2,8852022Assets 2023: $2,096Liabilities 2023: $0Net Assets 2023: $2,0962023Assets 2024: $6,308Liabilities 2024: $500Net Assets 2024: $5,8082024

Highlighted filing

2020

Assets$4,643
Liabilities$0
Net Assets$4,643
Open 2020 Filing

Operations Trend

Revenue Growth92nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20K$15K$10K$5.0K$0-$5.0KRevenue 2019: $4,400Expenses 2019: $2,574Net Income 2019: $1,8262019Revenue 2020: $8,000Expenses 2020: $6,178Net Income 2020: $1,8222020Revenue 2021: $6,000Expenses 2021: $7,324Net Income 2021: -$1,3242021Revenue 2022: $15,100Expenses 2022: $15,534Net Income 2022: -$4342022Revenue 2023: $6,367Expenses 2023: $7,156Net Income 2023: -$7892023Revenue 2024: $15,000Expenses 2024: $11,288Net Income 2024: $3,7122024

Highlighted filing

2020

Revenue$8,000
Expenses$6,178
Net Income$1,822
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
May 12, 2021
Return Version
2020v4.1
Gross Receipts
$8,000
Mission and Program Overview

Mission

Health and education needs in belize

Program Services

DescriptionGrantsExpenses
EXPENDITURES FOR FURTHERING EDUCATION AND SPECIFIC HEALTH NEEDS IN BELIZE-$6,178
Compensation and Service Providers
Top Officer Pay76th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JOSEPH F SMIDDYPresident-$0--
FRANK WALDOSecretary-$0--
DON ROYSTONTreasurer-$0--
Filing and Contact Details

Filer

Filer Name
Microloans of Belize
EIN
82-3733488
Address
143 LYONS RD, Church Hill, TN 37642-5110

Signing Officer

Name
Charles D Royston CPA
Title
treasurer
Phone
4232920271
Signed
2021-05-12
Discuss with paid preparer
No

Preparer

Firm
C Don Royston CPA
Address
1083 HIDDEN VALLEY RD, Kingsport, TN 37663
Preparer
C Don Royston CPA
Phone
4232920271
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description AmountEDUCATION AND MEDICAL EXPENSES 6,178”

Raw XML Appendix125 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0JOSEPH F SMIDDY
IRS990EZ/BooksInCareOfDetail/PhoneNum04232938075
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0143 LYONS RD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Church Hill
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0376425110
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt02821
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt04643
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt08000
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt01822
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt02821
IRS990EZ/Form990TotalAssetsGrp/EOYAmt04643
IRS990EZ/GrossReceiptsAmt08000
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt02821
IRS990EZ/NetAssetsOrFundBalancesEOYAmt04643
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt02821
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt04643
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JOSEPH F SMIDDY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1FRANK WALDO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2DON ROYSTON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt06178
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0HEALTH AND EDUCATION NEEDS IN BELIZE
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0EXPENDITURES FOR FURTHERING EDUCATION AND SPECIFIC HEALTH NEEDS IN BELIZE
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt06178
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0TN
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt06178
IRS990EZ/TotalProgramServiceExpensesAmt06178
IRS990EZ/TotalRevenueAmt08000
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleA/First5Years509Ind0X
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt08000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt04400
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt012400
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportTotal509Amt012400
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt08000
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt04400
IRS990ScheduleA/Total509Grp/TotalAmt012400
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt08000
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt04400
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt012400
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description AmountEDUCATION AND MEDICAL EXPENSES 6,178
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd000
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd00
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0CHARLES D ROYSTON CPA
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum04232920271
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-05-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MICROLOANS OF BELIZE
ReturnHeader/Filer/BusinessNameControlTxt0MICR
ReturnHeader/Filer/EIN0823733488
ReturnHeader/Filer/USAddress/AddressLine1Txt0143 LYONS RD
ReturnHeader/Filer/USAddress/CityNm0Church Hill
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TN
ReturnHeader/Filer/USAddress/ZIPCd0376425110
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0C DON ROYSTON CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01083 HIDDEN VALLEY RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Kingsport
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd037663
ReturnHeader/PreparerPersonGrp/PhoneNum04232920271
ReturnHeader/PreparerPersonGrp/PreparationDt02021-05-10
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0C Don Royston CPA
ReturnHeader/ReturnTs02021-05-10T15:24:17-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0CHARLES
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0ROYSTON
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$4,643
Liabilities
$0
Net assets
$4,643
Revenue
$8,000
Expenses
$6,178
Net income
$1,822
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$6.31$0.50$5.81$15.0$11.3$3.71
2023Detailed filing. Detailed filing data is available for this year.$2.10$0.00$2.10$6.37$7.16$0.79
2022Detailed filing. Detailed filing data is available for this year.$2.89$0.00$2.89$15.1$15.5$0.43
2021Detailed filing. Detailed filing data is available for this year.$3.32$0.00$3.32$6.00$7.32$1.32
2020Detailed filing. Detailed filing data is available for this year.$4.64$0.00$4.64$8.00$6.18$1.82
2019Summary only. Only limited summary data is available for this year.$2.82$0.00$4.40$2.57$1.83