Civic Intelligence

Microloans of Belize

990EZ • Fiscal year 2022 • EIN 82-3733488

Jan 01, 2022 to Dec 31, 2022 • Filed on Apr 20, 2023

Organization Profile
143 Lyons RdChurch Hill, TN 37642-5110

(423) 293-8075

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

58th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

Liabilities / Revenue

58th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

Net Margin

35th percentile

-2.9%

Higher net margin than 35% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

Top Officer Pay

78th percentile

$0

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

Asset Growth

28th percentile

-13%

Faster asset growth than 28% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Annualized from 2021 to 2022

Revenue Growth

89th percentile

152%

Faster revenue growth than 89% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets58th percentile

Assets

Down

$2,885

Down $434 (-13%) from 2021

Net Assets

Down

$2,885

Down $434 (-13%) from 2021

Liabilities

Flat

$0

Flat from 2021

Revenue And Expenses
Liabilities / Revenue58th percentileNet Margin35th percentile

Revenue

Up

$15,100

Up $9,100 (+152%) from 2021

Expenses

Up

$15,534

Up $8,210 (+112%) from 2021

Net Income

Up

-$434

Up $890 (+67%) from 2021

Historical Trend

Balance Sheet Trend

Asset Growth28th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$8.0K$6.0K$4.0K$2.0K$0Assets 2019: $2,821Liabilities 2019: $02019Assets 2020: $4,643Liabilities 2020: $0Net Assets 2020: $4,6432020Assets 2021: $3,319Liabilities 2021: $0Net Assets 2021: $3,3192021Assets 2022: $2,885Liabilities 2022: $0Net Assets 2022: $2,8852022Assets 2023: $2,096Liabilities 2023: $0Net Assets 2023: $2,0962023Assets 2024: $6,308Liabilities 2024: $500Net Assets 2024: $5,8082024

Highlighted filing

2022

Assets$2,885
Liabilities$0
Net Assets$2,885
Open 2022 Filing

Operations Trend

Revenue Growth89th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20K$15K$10K$5.0K$0-$5.0KRevenue 2019: $4,400Expenses 2019: $2,574Net Income 2019: $1,8262019Revenue 2020: $8,000Expenses 2020: $6,178Net Income 2020: $1,8222020Revenue 2021: $6,000Expenses 2021: $7,324Net Income 2021: -$1,3242021Revenue 2022: $15,100Expenses 2022: $15,534Net Income 2022: -$4342022Revenue 2023: $6,367Expenses 2023: $7,156Net Income 2023: -$7892023Revenue 2024: $15,000Expenses 2024: $11,288Net Income 2024: $3,7122024

Highlighted filing

2022

Revenue$15,100
Expenses$15,534
Net Income-$434
Open 2022 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Apr 20, 2023
Return Version
2022v5.0
Gross Receipts
$15,100
Mission and Program Overview

Mission

Health and education needs in belize

Program Services

DescriptionGrantsExpenses
EXPENDITURES FOR FURTHERING EDUCATION AND SPECIFIC HEALTH NEEDS IN BELIZE$15,100$15,534
Compensation and Service Providers
Top Officer Pay78th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JOSEPH F SMIDDYPresident-$0--
FRANK WALDOSecretary-$0--
DON ROYSTONTreasurer-$0--
Filing and Contact Details

Filer

Filer Name
Microloans of Belize
EIN
82-3733488
Address
143 LYONS RD, Church Hill, TN 37642-5110

Signing Officer

Name
Charles D Royston
Title
treasurer
Phone
4232920271
Signed
2023-04-20
Discuss with paid preparer
No

Preparer

Firm
C Don Royston CPA
Address
1083 HIDDEN VALLEY RD, Kingsport, TN 37663
Preparer
C Don Royston CPA
Phone
4232920271
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description AmountEDUCATION AND MEDICAL EXPENSES 15,044BANK FEES 416MEETING EXPENSE 74”

Raw XML Appendix131 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0JOSEPH F SMIDDY
IRS990EZ/BooksInCareOfDetail/PhoneNum04232938075
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0143 LYONS RD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Church Hill
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0376425110
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt03319
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt02885
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt015100
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-434
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt03319
IRS990EZ/Form990TotalAssetsGrp/EOYAmt02885
IRS990EZ/GrossReceiptsAmt015100
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt03319
IRS990EZ/NetAssetsOrFundBalancesEOYAmt02885
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt03319
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt02885
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JOSEPH F SMIDDY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1FRANK WALDO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2DON ROYSTON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt015534
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0HEALTH AND EDUCATION NEEDS IN BELIZE
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0EXPENDITURES FOR FURTHERING EDUCATION AND SPECIFIC HEALTH NEEDS IN BELIZE
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt015100
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt015534
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0TN
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt015534
IRS990EZ/TotalProgramServiceExpensesAmt015534
IRS990EZ/TotalRevenueAmt015100
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleA/First5Years509Ind0X
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt015100
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt06000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt08000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt04400
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt033500
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportTotal509Amt033500
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt015100
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt06000
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt08000
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt04400
IRS990ScheduleA/Total509Grp/TotalAmt033500
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt015100
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt06000
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt08000
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt04400
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt033500
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description AmountEDUCATION AND MEDICAL EXPENSES 15,044BANK FEES 416MEETING EXPENSE 74
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL2
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd000
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd00
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0CHARLES D ROYSTON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum04232920271
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-04-20
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MICROLOANS OF BELIZE
ReturnHeader/Filer/BusinessNameControlTxt0MICR
ReturnHeader/Filer/EIN0823733488
ReturnHeader/Filer/USAddress/AddressLine1Txt0143 LYONS RD
ReturnHeader/Filer/USAddress/CityNm0Church Hill
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TN
ReturnHeader/Filer/USAddress/ZIPCd0376425110
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0C DON ROYSTON CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01083 HIDDEN VALLEY RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Kingsport
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd037663
ReturnHeader/PreparerPersonGrp/PhoneNum04232920271
ReturnHeader/PreparerPersonGrp/PreparationDt02023-04-23
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0C Don Royston CPA
ReturnHeader/ReturnTs02023-04-23T20:05:23-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0CHARLES
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0ROYSTON
ReturnHeader/TaxPeriodBeginDt02022-01-01
ReturnHeader/TaxPeriodEndDt02022-12-31
ReturnHeader/TaxYr02022

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2022 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$2,885
Liabilities
$0
Net assets
$2,885
Revenue
$15,100
Expenses
$15,534
Net income
-$434
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$6.31$0.50$5.81$15.0$11.3$3.71
2023Detailed filing. Detailed filing data is available for this year.$2.10$0.00$2.10$6.37$7.16$0.79
2022Detailed filing. Detailed filing data is available for this year.$2.89$0.00$2.89$15.1$15.5$0.43
2021Detailed filing. Detailed filing data is available for this year.$3.32$0.00$3.32$6.00$7.32$1.32
2020Detailed filing. Detailed filing data is available for this year.$4.64$0.00$4.64$8.00$6.18$1.82
2019Summary only. Only limited summary data is available for this year.$2.82$0.00$4.40$2.57$1.83