Liabilities / Assets
68th percentile
Higher debt load relative to assets than 68% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
68th percentile
Higher debt load relative to assets than 68% of similar nonprofits.
Liabilities / Revenue
76th percentile
Higher debt load relative to revenue than 76% of similar nonprofits.
Net Margin
8th percentile
Higher net margin than 8% of similar nonprofits.
Top Officer Pay
94th percentile
Higher top officer pay than 94% of similar nonprofits.
Top officer pay equals 42.5% of source-year revenue.
Asset Growth
22nd percentile
Faster asset growth than 22% of similar nonprofits.
Revenue Growth
14th percentile
Faster revenue growth than 14% of similar nonprofits.
Assets
Down$369,377
Down $98,493 (-21%) from 2022
Net Assets
Down$364,125
Down $100,559 (-22%) from 2022
Liabilities
Up$5,252
Up $2,066 (+65%) from 2022
Revenue
Down$136,745
Down $97,724 (-42%) from 2022
Expenses
Up$237,304
Up $56,158 (+31%) from 2022
Net Income
Down-$100,559
Down $153,882 (-289%) from 2022
To provide relief to the poor, distressed and underprivileged, specifically through programs of financial assistance in the form of affordable financial products and services as well as financial education and coaching services for low income individuals and families.
| Description | Grants | Expenses |
|---|---|---|
| PROVIDED FINANCIAL ASSISTANCE TO LOW-INCOME INDIVIDUALS THROUGH NEW & REFINANCED CONSUMER LOANS OFFERING LOWER INTEREST RATES AND LONGER PAYOFF. WE OFFER FREE INCOME TAX FILING AS WELL AS COACHING FOR BETTER BUDGETING OF PERSONAL FINANCES. | - | $140,415 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| AUGUSTINE HOSCH | Executive Director | FT | $58,096 | - | $58,096 |
| JEANNINE CLEMENTS | Vice-Chair | - | $0 | - | - |
| JOHN GOODSON | Director | - | $0 | - | - |
| BARRY ROLLINS | Director | - | $0 | - | - |
| NICOLETTE HAMILTON | Director | - | $0 | - | - |
| ANDY ANDERSON | Director | - | $0 | - | - |
| JAYNA JOHNSON | Director | - | $0 | - | - |
| JOHN SOLOMON | Treasurer | - | $0 | - | - |
| WILLIAM TITUS | President | - | $0 | - | - |
| JERRY ADAMS | Director | - | $0 | - | - |
| TINA WILLIAMS | Director | - | $0 | - | - |
| JAY FISHER | Director | - | $0 | - | - |
“Advertising and Promotion $5410”
“Travel $4603”
“Amortization $334”
“Insurance $8530”
“BAD DEBTS $28933”
“SUPPLIES $10517”
“Dues & subscriptions $9272”
“Provision for loan loss $6549”
“System development expense $5724”
“Client reimbursements $3585”
“Credit reporting & access $3526”
“UTILITIES $2799”
“DIRECT GIVING $2295”
“TAXES $1832”
“PRINTING $893”
“PAYROLL PROCESSING $524”
“CONTRACT LABOR $469”
“WEBSITE $316”
“STRIPE FEES $246”
“BANK CHARGES $67”
“Miscellaneous expense $65”
“TRAINING & EDUCATION $25”
“Intangible Assets - Beginning $613 Intangible Assets - Ending $279”
“ACCRUED INTEREST RECEIVABLE - Beginning $2689 ACCRUED INTEREST RECEIVABLE - Ending $3187”
“LOANS RECEIVABLE - Beginning $64473 LOANS RECEIVABLE - Ending $93494”
“Accounts Payable and Accrued Expenses - Beginning $1032 Accounts Payable and Accrued Expenses - Ending $2000”
“SERVICED LOANS LIABILITY - Beginning $304 SERVICED LOANS LIABILITY - Ending $304”
“PAYROLL PROTECTION PROGRAM LOAN - Beginning $1850 PAYROLL PROTECTION PROGRAM LOAN - Ending $976”
“ACCRUED VACATION EXPENSE - Beginning $0 ACCRUED VACATION EXPENSE - Ending $1972”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | AUGUSTINE HOSCH |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 9313139942 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 9933 TN-56 |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | COALMONT |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 37313 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 400095 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 272417 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 112566 |
| IRS990EZ/CostOfGoodsSoldAmt | 0 | 0 |
| IRS990EZ/CostOrOtherBasisExpenseSaleAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -100559 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 14252 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 467870 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 369377 |
| IRS990EZ/FundraisingGrossIncomeAmt | 0 | 0 |
| IRS990EZ/GrossReceiptsAmt | 0 | 136745 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 464684 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 364125 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 464684 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 364125 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 3.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 3.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 3.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 8 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 9 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 10 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 11 | 40.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 10 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 11 | 58096 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | JEANNINE CLEMENTS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | JOHN GOODSON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | BARRY ROLLINS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | NICOLETTE HAMILTON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | ANDY ANDERSON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | JAYNA JOHNSON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | JOHN SOLOMON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | WILLIAM TITUS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 8 | JERRY ADAMS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 9 | TINA WILLIAMS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 10 | JAY FISHER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 11 | AUGUSTINE HOSCH |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | VICE-CHAIR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | Treasurer |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | President |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 8 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 9 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 10 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 11 | EXECUTIVE DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 67775 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 96960 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 96514 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | TO PROVIDE RELIEF TO THE POOR, DISTRESSED AND UNDERPRIVILEGED, SPECIFICALLY THROUGH PROGRAMS OF FINANCIAL ASSISTANCE IN THE FORM OF AFFORDABLE FINANCIAL PRODUCTS AND SERVICES AS WELL AS FINANCIAL EDUCATION AND COACHING SERVICES FOR LOW INCOME INDIVIDUALS AND FAMILIES. |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 24179 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | PROVIDED FINANCIAL ASSISTANCE TO LOW-INCOME INDIVIDUALS THROUGH NEW & REFINANCED CONSUMER LOANS OFFERING LOWER INTEREST RATES AND LONGER PAYOFF. WE OFFER FREE INCOME TAX FILING AS WELL AS COACHING FOR BETTER BUDGETING OF PERSONAL FINANCES. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 140415 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 126538 |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 0 |
| IRS990EZ/StatesWhereCopyOfReturnIsFldCd | 0 | TN |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 3186 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 5252 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TaxImposedOnOrganizationMgrAmt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4912Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TaxReimbursedByOrganizationAmt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 237304 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 140415 |
| IRS990EZ/TotalRevenueAmt | 0 | 136745 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | BETTERFI.COM |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearAmt | 0 | 60764 |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus1YearAmt | 0 | 79000 |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus2YearsAmt | 0 | 114765 |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus3YearsAmt | 0 | 130500 |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus4YearsAmt | 0 | 50000 |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt | 0 | 435029 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt | 0 | 112566 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt | 0 | 221786 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 363737 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 151154 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 63358 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 912601 |
| IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 24179 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 12683 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt | 0 | 5420 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt | 0 | 5110 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt | 0 | 4982 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 52374 |
| IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.00000 |
| IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/OtherIncome509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/Post1975UBTIGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 0.54560 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 0.46380 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 526477 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearAmt | 0 | 60764 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus1YearAmt | 0 | 79000 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt | 0 | 115746 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt | 0 | 130500 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt | 0 | 52488 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt | 0 | 438498 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus2YearsAmt | 0 | 981 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus4YearsAmt | 0 | 2488 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt | 0 | 3469 |
| IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 136745 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 234469 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 369157 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 156264 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 68340 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 964975 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 136745 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 234469 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 369157 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 156264 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 68340 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 964975 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Advertising and Promotion $5410 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Travel $4603 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Amortization $334 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Insurance $8530 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | BAD DEBTS $28933 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | SUPPLIES $10517 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | DUES & SUBSCRIPTIONS $9272 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | PROVISION FOR LOAN LOSS $6549 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | SYSTEM DEVELOPMENT EXPENSE $5724 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | CLIENT REIMBURSEMENTS $3585 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | CREDIT REPORTING & ACCESS $3526 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | UTILITIES $2799 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 12 | DIRECT GIVING $2295 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 13 | TAXES $1832 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 14 | PRINTING $893 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 15 | PAYROLL PROCESSING $524 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 16 | CONTRACT LABOR $469 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 17 | WEBSITE $316 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 18 | STRIPE FEES $246 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 19 | BANK CHARGES $67 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 20 | MISCELLANEOUS EXPENSE $65 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 21 | TRAINING & EDUCATION $25 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 22 | Intangible Assets - Beginning $613 Intangible Assets - Ending $279 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 23 | ACCRUED INTEREST RECEIVABLE - Beginning $2689 ACCRUED INTEREST RECEIVABLE - Ending $3187 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 24 | LOANS RECEIVABLE - Beginning $64473 LOANS RECEIVABLE - Ending $93494 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 25 | Accounts Payable and Accrued Expenses - Beginning $1032 Accounts Payable and Accrued Expenses - Ending $2000 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 26 | SERVICED LOANS LIABILITY - Beginning $304 SERVICED LOANS LIABILITY - Ending $304 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 27 | PAYROLL PROTECTION PROGRAM LOAN - Beginning $1850 PAYROLL PROTECTION PROGRAM LOAN - Ending $976 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 28 | ACCRUED VACATION EXPENSE - Beginning $0 ACCRUED VACATION EXPENSE - Ending $1972 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Other Expenses.1001 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Other Expenses.1005 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Other Expenses.1010 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Other Expenses.1012 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Other Expenses.1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Other Expenses.2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Other Expenses.3 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Other Expenses.4 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Other Expenses.5 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Other Expenses.6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Other Expenses.7 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Other Expenses.8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 12 | Other Expenses.9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 13 | Other Expenses.10 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 14 | Other Expenses.11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 15 | Other Expenses.12 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 16 | Other Expenses.13 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 17 | Other Expenses.14 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 18 | Other Expenses.15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 19 | Other Expenses.16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 20 | Other Expenses.17 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 21 | Other Expenses.18 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 22 | Other Assets.1012 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 23 | Other Assets.1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 24 | Other Assets.2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 25 | Total Liabilities.1001 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 26 | Total Liabilities.1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 27 | Total Liabilities.2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 28 | Total Liabilities.3 |
| ReturnHeader/BuildTS | 0 | 2024-08-08 14:25:15Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | AUGUSTINE HOSCH |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | Executive Director |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2024-08-19 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | BETTERFI |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | BETT |
| ReturnHeader/Filer/EIN | 0 | 823083483 |
| ReturnHeader/Filer/PhoneNum | 0 | 9313139942 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 27 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | COALMONT |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TN |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 37313 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 621767845 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | Bean Rhoton & Kelley PLLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 300 South Jefferson Street |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Winchester |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | TN |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 37398 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9319670611 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | DELANNA M RHOTON CPA |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2024-08-19T06:11:48-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2023-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2023-12-31 |
| ReturnHeader/TaxYr | 0 | 2023 |
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Displayed year
2023 • Form 990EZDetailed filing. Detailed filing data is available for this year.