Liabilities / Assets
71st percentile
Higher debt load relative to assets than 71% of similar nonprofits.
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.07x
Liabilities / Revenue
73rd percentile
Higher debt load relative to revenue than 73% of similar nonprofits.
Net Margin
80th percentile
Higher net margin than 80% of similar nonprofits.
Top Officer Pay
96th percentile
Higher top officer pay than 96% of similar nonprofits.
Top officer pay equals 25.5% of source-year revenue.
Asset Growth
79th percentile
Faster asset growth than 79% of similar nonprofits.
Revenue Growth
95th percentile
Faster revenue growth than 95% of similar nonprofits.
Balance Sheet
Assets
Up$182,870
Up $57,761 (+46%) from 2019
Net Assets
Up$169,874
Up $51,215 (+43%) from 2019
Liabilities
Up$12,996
Up $6,546 (+101%) from 2019
Revenue And Expenses
Revenue
Up$159,002
Up $90,662 (+133%) from 2019
Expenses
Up$107,787
Up $22,550 (+26%) from 2019
Net Income
Up$51,215
Up $68,112 (+403%) from 2019
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2020 to Dec 31, 2020
- Signed
- Nov 15, 2021
- Return Version
- 2020v4.1
- Gross Receipts
- $159,002
Mission and Program Overview
Mission
To provide relief to the poor, distressed and underprivileged, specifically through programs of financial assistance in the form of affordable financial products and services as well as financial education and coaching services for low income individuals and families.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| PROVIDED FINANCIAL ASSISTANCE TO LOW-INCOME INDIVIDUALS THROUGHNEW & REFINANCED CONSUMER LOANS TOTALING $78,925. --A TOTAL SAVINGSOF APPROXIMATELY $129,918 COMPARED TO TYPICAL TITLE PLEDGE LOANS. | $0 | $51,207 |
| PROVIDED PANDEMIC RELIEF BY CREATING AND DISTRIBUTING OVER1,600 FREE MASKS AND BY PROVIDING UTILITY AND RENT ASSISTANCE TO 26 LOW-INCOME INDIVIDUALS | $0 | $9,221 |
| PROVIDED FREE TAX SERVICES FOR 54 LOCAL RESIDENTS, SECURINGOVER $44,700 IN REFUNDS. | $0 | $7,214 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| AUGUSTINE HOSCH NON-VOTING | Acting Secretary, Executive Director | FT | $40,568 | - | $40,568 |
| JEANNINE CLEMENTS | Board Chair & President | - | $0 | - | - |
| JOHN GOODSON | Vice-Chair | - | $0 | - | - |
| SARAH LODGE | Director | - | $0 | - | - |
| NICHOLAS BABSON | Director | - | $0 | - | - |
| JERRY ADAMS | Director | - | $0 | - | - |
| JAY FISHER | Director | - | $0 | - | - |
| NICOLETTE HAMILTON | Director | - | $0 | - | - |
| WILLIAM TITUS | Director | - | $0 | - | - |
| CHARLINE BUTNER | Director | - | $0 | - | - |
| BARRY ROLLINS | Treasurer | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- BetterFi
- EIN
- 82-3083483
- Phone
- 9313139942
- Address
- PO Box 27, Coalmont, TN 37313
Signing Officer
- Name
- Jeannine Clements
- Title
- President
- Phone
- 9313139942
- Signed
- 2021-11-15
- Discuss with paid preparer
- Yes
Preparer
- Firm
- England CPA Pllc
- Address
- 4279 MAIN STREET, JASPER, TN 37347
- Preparer
- Jerome C England CPA CGMA
- Phone
- 4239421066
Supplemental Narrative
Additional Explanations
Form 990EZ, Part I, Line 8
“CREDIT CARD REWARDS 738.”
Form 990EZ, Part I, Line 16
“BANK FEES 226.”
Form 990EZ, Part I, Line 16
“INSURANCE 9394.”
Form 990EZ, Part I, Line 16
“Office supplies and equipment 919.”
Form 990EZ, Part I, Line 16
“Provision for loan loss 25584.”
Form 990EZ, Part I, Line 16
“TAXES & LICENSES 5416.”
Form 990EZ, Part I, Line 16
“TRAVEL EXPENSE 474.”
Form 990EZ, Part I, Line 16
“Miscellaneous expense 569.”
Form 990EZ, Part I, Line 16
“Pandemic relief to individuals 9221.”
Form 990EZ, Part I, Line 16
“SOFTWARE EXPENSE 4865.”
Form 990EZ, Part I, Line 16
“Amortization 669.”
Form 990EZ, Part II, Line 24
“Accrued interest receivable 1182. 490.”
Form 990EZ, Part II, Line 24
“Loans receivable (net of allowance for loan loss) 50716. 35819.”
Form 990EZ, Part II, Line 24
“Serviced loans receivable 5258. 2806.”
Form 990EZ, Part II, Line 24
“Prepaid insurance & software 5217. 3442.”
Form 990EZ, Part II, Line 24
“Pledges receivable 0. 30000.”
Form 990EZ, Part II, Line 24
“Intangible asset (net of accumulated amortization) 4120. 1951.”
Form 990EZ, Part II, Line 26
“ACCOUNTS PAYABLE 0. 979.”
Form 990EZ, Part II, Line 26
“Serviced loans liability 6450. 5517.”
Form 990EZ, Part II, Line 26
“Payroll protection program loan 0. 6500.”
Raw XML Appendix255 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
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| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | AUGUSTINE HOSCH |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 9313139942 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 9933 TN-56 |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | COALMONT |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 37313 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 58616 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 108362 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 153154 |
| IRS990EZ/CostOfGoodsSoldAmt | 0 | 0 |
| IRS990EZ/CostOrOtherBasisExpenseSaleAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 51215 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 8700 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 125109 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 182870 |
| IRS990EZ/FundraisingGrossIncomeAmt | 0 | 0 |
| IRS990EZ/GainOrLossFromSaleOfAssetsAmt | 0 | 0 |
| IRS990EZ/GrossProfitLossSlsOfInvntryAmt | 0 | 0 |
| IRS990EZ/GrossReceiptsAmt | 0 | 159002 |
| IRS990EZ/GrossReceiptsForPublicUseAmt | 0 | 0 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InitiationFeesAndCapContriAmt | 0 | 0 |
| IRS990EZ/InvestmentIncomeAmt | 0 | 0 |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MembershipDuesAmt | 0 | 0 |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 118659 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 169874 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 118659 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 169874 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 1182 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 3.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 40.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 8 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 9 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 10 | 3.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 40568 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 10 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 10 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 10 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | JEANNINE CLEMENTS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | JOHN GOODSON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | SARAH LODGE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | AUGUSTINE HOSCH NON-VOTING |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | NICHOLAS BABSON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | JERRY ADAMS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | JAY FISHER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | NICOLETTE HAMILTON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 8 | WILLIAM TITUS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 9 | CHARLINE BUTNER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 10 | BARRY ROLLINS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | BOARD CHAIR & PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | VICE-CHAIR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | ACTING SECRETARY, EXECUTIVE DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 8 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 9 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 10 | TREASURER |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 66493 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 74508 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 57337 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 738 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | TO PROVIDE RELIEF TO THE POOR, DISTRESSED AND UNDERPRIVILEGED, SPECIFICALLY THROUGH PROGRAMS OF FINANCIAL ASSISTANCE IN THE FORM OF AFFORDABLE FINANCIAL PRODUCTS AND SERVICES AS WELL AS FINANCIAL EDUCATION AND COACHING SERVICES FOR LOW INCOME INDIVIDUALS AND FAMILIES. |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 5110 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | PROVIDED FINANCIAL ASSISTANCE TO LOW-INCOME INDIVIDUALS THROUGHNEW & REFINANCED CONSUMER LOANS TOTALING $78,925. --A TOTAL SAVINGSOF APPROXIMATELY $129,918 COMPARED TO TYPICAL TITLE PLEDGE LOANS. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | PROVIDED FREE TAX SERVICES FOR 54 LOCAL RESIDENTS, SECURINGOVER $44,700 IN REFUNDS. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 2 | PROVIDED PANDEMIC RELIEF BY CREATING AND DISTRIBUTING OVER1,600 FREE MASKS AND BY PROVIDING UTILITY AND RENT ASSISTANCE TO 26 LOW-INCOME INDIVIDUALS |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 1 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 2 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 51207 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 1 | 7214 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 2 | 9221 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 40568 |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 0 |
| IRS990EZ/SpecialEventsNetIncomeLossAmt | 0 | 0 |
| IRS990EZ/StatesWhereCopyOfReturnIsFldCd | 0 | TN |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 6450 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 12996 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 107787 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 67642 |
| IRS990EZ/TotalRevenueAmt | 0 | 159002 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | betterfi.co |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/First5Years509Ind | 0 | X |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt | 0 | 151154 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt | 0 | 63358 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 183663 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 850 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 399025 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 5110 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 4982 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt | 0 | 745 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 10837 |
| IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0 |
| IRS990ScheduleA/OtherSupportSumAmt | 0 | 0 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0 |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 0 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 409862 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 156264 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 68340 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 184408 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 850 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 409862 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 409862 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | CREDIT CARD REWARDS 738. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | BANK FEES 226. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | INSURANCE 9394. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | OFFICE SUPPLIES AND EQUIPMENT 919. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | PROVISION FOR LOAN LOSS 25584. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | TAXES & LICENSES 5416. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | TRAVEL EXPENSE 474. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | MISCELLANEOUS EXPENSE 569. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | PANDEMIC RELIEF TO INDIVIDUALS 9221. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | SOFTWARE EXPENSE 4865. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | Amortization 669. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | ACCRUED INTEREST RECEIVABLE 1182. 490. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 12 | LOANS RECEIVABLE (NET OF ALLOWANCE FOR LOAN LOSS) 50716. 35819. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 13 | SERVICED LOANS RECEIVABLE 5258. 2806. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 14 | PREPAID INSURANCE & SOFTWARE 5217. 3442. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 15 | PLEDGES RECEIVABLE 0. 30000. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 16 | INTANGIBLE ASSET (NET OF ACCUMULATED AMORTIZATION) 4120. 1951. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 17 | ACCOUNTS PAYABLE 0. 979. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 18 | SERVICED LOANS LIABILITY 6450. 5517. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 19 | PAYROLL PROTECTION PROGRAM LOAN 0. 6500. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990EZ, Part I, Line 8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Form 990EZ, Part II, Line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 12 | Form 990EZ, Part II, Line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 13 | Form 990EZ, Part II, Line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 14 | Form 990EZ, Part II, Line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 15 | Form 990EZ, Part II, Line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 16 | Form 990EZ, Part II, Line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 17 | Form 990EZ, Part II, Line 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 18 | Form 990EZ, Part II, Line 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 19 | Form 990EZ, Part II, Line 26 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd | 0 | AAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd | 0 | FAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd | 0 | IAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd | 0 | 3 |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Jeannine Clements |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9313139942 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2021-11-15 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | BetterFi |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | BETT |
| ReturnHeader/Filer/EIN | 0 | 823083483 |
| ReturnHeader/Filer/PhoneNum | 0 | 9313139942 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO Box 27 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Coalmont |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TN |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 37313 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | ENGLAND CPA PLLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 4279 MAIN STREET |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | JASPER |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | TN |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 37347 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 4239421066 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Jerome C England CPA CGMA |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2021-11-15T14:02:29-08:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | Jeannine |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | Clements |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2020-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2020-12-31 |
| ReturnHeader/TaxYr | 0 | 2020 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $182,870
- Liabilities
- $12,996
- Net assets
- $169,874
- Revenue
- $159,002
- Expenses
- $107,787
- Net income
- $51,215