Liabilities / Assets
74th percentile
Higher debt load relative to assets than 74% of similar nonprofits.
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.05x
Liabilities / Revenue
82nd percentile
Higher debt load relative to revenue than 82% of similar nonprofits.
Net Margin
14th percentile
Higher net margin than 14% of similar nonprofits.
Top Officer Pay
87th percentile
Higher top officer pay than 87% of similar nonprofits.
Top officer pay equals 46.0% of source-year revenue.
Asset Growth
31st percentile
Faster asset growth than 31% of similar nonprofits.
Revenue Growth
7th percentile
Faster revenue growth than 7% of similar nonprofits.
Balance Sheet
Assets
Down$125,109
Down $10,874 (-8.0%) from 2018
Net Assets
Down$118,659
Down $16,897 (-12%) from 2018
Liabilities
Up$6,450
Up $6,023 (+1411%) from 2018
Revenue And Expenses
Revenue
Down$68,340
Down $116,068 (-63%) from 2018
Expenses
Up$85,237
Up $36,260 (+74%) from 2018
Net Income
Down-$16,897
Down $152,328 (-112%) from 2018
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2019 to Dec 31, 2019
- Signed
- Jun 30, 2020
- Return Version
- 2019v5.1
- Gross Receipts
- $68,340
Mission and Program Overview
Mission
To provide relief to the poor, distressed and underprivileged, specifically through programs of financial assistance in the form of affordable financial products and services as well as financial education and coaching services for low income individuals and families.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| PROVIDED FINANCIAL ASSISTANCE TO LOW-INCOME INDIVIDUALS THROUGHCONSUMER LOANS TOTALING $88,980. --A TOTAL SAVINGS TO THESE FAMILIESOF APPROXIMATELY $146,460 COMPARED TO TYPICAL TITLE PLEDGE LOANS. | $0 | $31,818 |
| PROVIDED FREE TAX SERVICES FOR 58 LOCAL RESIDENTS, SECURINGOVER $50,000 IN REFUNDS. | $0 | $9,088 |
| TRAINED VOLUNTEERS AND PROVIDED A FREE 8 HOUR FINANCIAL LITERACY PROGRAM TO APPROXIMATELY 110 EIGHTH GRADE STUDENTSIN AREA MIDDLE SCHOOLS. | $0 | $4,545 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| AUGUSTINE HOSCH NON-VOTING | Acting Secretary, Executive Director | FT | $31,426 | - | $31,426 |
| JEANNINE CLEMENTS | Board Chair & President | PT | $0 | - | - |
| JOHN GOODSON | Vice-Chair | - | $0 | - | - |
| SARAH LODGE | Treasurer | PT | $0 | - | - |
| NICHOLAS BABSON | Director | - | $0 | - | - |
| JERRY ADAMS | Director | - | $0 | - | - |
| JAY FISHER | Director | - | $0 | - | - |
| DAVID SHIPPS | Director | - | $0 | - | - |
| NICOLETTE HAMILTON | Director | - | $0 | - | - |
| WILLIAM TITUS | Director | PT | $0 | - | - |
| CHARLINE BUTNER | Director | PT | $0 | - | - |
| BARRY ROLLINS | Director | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- BetterFi
- EIN
- 82-3083483
- Phone
- 9313139942
- Address
- PO Box 27, Coalmont, TN 37313
Signing Officer
- Name
- Sarah Lodge
- Title
- Treasurer
- Phone
- 9313139942
- Signed
- 2020-06-30
- Discuss with paid preparer
- Yes
Preparer
- Firm
- England CPA Pllc
- Address
- 4279 MAIN STREET, JASPER, TN 37347
- Preparer
- Jerome C England CPA
- Phone
- 4239421066
Supplemental Narrative
Additional Explanations
Form 990EZ, Part I, Line 16
“BANK FEES 266.”
Form 990EZ, Part I, Line 16
“INSURANCE 8396.”
Form 990EZ, Part I, Line 16
“MEETING EXPENSES 802.”
Form 990EZ, Part I, Line 16
“Office supplies and equipment 582.”
Form 990EZ, Part I, Line 16
“Provision for loan loss 9000.”
Form 990EZ, Part I, Line 16
“Software development costs 15057.”
Form 990EZ, Part I, Line 16
“TAXES & LICENSES 3431.”
Form 990EZ, Part I, Line 16
“TRAVEL EXPENSE 1413.”
Form 990EZ, Part I, Line 16
“Miscellaneous expense 192.”
Form 990EZ, Part I, Line 16
“Amortization 2319.”
Form 990EZ, Part I, Line 16
“FEES & PENALTIES 2250.”
Form 990EZ, Part I, Line 16
“Dues & subscriptions 2195.”
Form 990EZ, Part I, Line 16
“SOFTWARE EXPENSE 2000.”
Form 990EZ, Part I, Line 16
“Advertising & promotion 1067.”
Form 990EZ, Part II, Line 24
“Accrued interest receivable 194. 1182.”
Form 990EZ, Part II, Line 24
“Loans receivable (net of allowance for loan loss) 10250. 50716.”
Form 990EZ, Part II, Line 24
“Serviced loans receivable 0. 5258.”
Form 990EZ, Part II, Line 24
“Prepaid insurance & software 13472. 5217.”
Form 990EZ, Part II, Line 24
“Pledges receivable 30000. 0.”
Form 990EZ, Part II, Line 24
“Intangible asset (net of accumulated amortization) 3288. 4120.”
Form 990EZ, Part II, Line 26
“ACCOUNTS PAYABLE 427. 0.”
Form 990EZ, Part II, Line 26
“Serviced loans liability 0. 6450.”
Raw XML Appendix263 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | AUGUSTINE HOSCH |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 9857890996 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 9933 TN-56 |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | COALMONT |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 37313 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 78779 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 58616 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 63358 |
| IRS990EZ/CostOfGoodsSoldAmt | 0 | 0 |
| IRS990EZ/CostOrOtherBasisExpenseSaleAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -16897 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 3509 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 135983 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 125109 |
| IRS990EZ/FundraisingGrossIncomeAmt | 0 | 0 |
| IRS990EZ/GainOrLossFromSaleOfAssetsAmt | 0 | 0 |
| IRS990EZ/GrossProfitLossSlsOfInvntryAmt | 0 | 0 |
| IRS990EZ/GrossReceiptsAmt | 0 | 68340 |
| IRS990EZ/GrossReceiptsForPublicUseAmt | 0 | 0 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InitiationFeesAndCapContriAmt | 0 | 0 |
| IRS990EZ/InvestmentIncomeAmt | 0 | 0 |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MembershipDuesAmt | 0 | 0 |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 135556 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 118659 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 135556 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 118659 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 1148 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 40.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 8 | 3.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 9 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 10 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 11 | 3.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 31426 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 10 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 11 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 10 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 11 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 10 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 11 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | JEANNINE CLEMENTS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | JOHN GOODSON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | SARAH LODGE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | AUGUSTINE HOSCH NON-VOTING |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | NICHOLAS BABSON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | JERRY ADAMS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | JAY FISHER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | DAVID SHIPPS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 8 | NICOLETTE HAMILTON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 9 | WILLIAM TITUS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 10 | CHARLINE BUTNER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 11 | BARRY ROLLINS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | BOARD CHAIR & PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | VICE-CHAIR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | ACTING SECRETARY, EXECUTIVE DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 8 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 9 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 10 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 11 | DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 57204 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 66493 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 48970 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | TO PROVIDE RELIEF TO THE POOR, DISTRESSED AND UNDERPRIVILEGED, SPECIFICALLY THROUGH PROGRAMS OF FINANCIAL ASSISTANCE IN THE FORM OF AFFORDABLE FINANCIAL PRODUCTS AND SERVICES AS WELL AS FINANCIAL EDUCATION AND COACHING SERVICES FOR LOW INCOME INDIVIDUALS AND FAMILIES. |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 184 |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 4982 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | PROVIDED FINANCIAL ASSISTANCE TO LOW-INCOME INDIVIDUALS THROUGHCONSUMER LOANS TOTALING $88,980. --A TOTAL SAVINGS TO THESE FAMILIESOF APPROXIMATELY $146,460 COMPARED TO TYPICAL TITLE PLEDGE LOANS. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | TRAINED VOLUNTEERS AND PROVIDED A FREE 8 HOUR FINANCIAL LITERACY PROGRAM TO APPROXIMATELY 110 EIGHTH GRADE STUDENTSIN AREA MIDDLE SCHOOLS. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 2 | PROVIDED FREE TAX SERVICES FOR 58 LOCAL RESIDENTS, SECURINGOVER $50,000 IN REFUNDS. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 1 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 2 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 31818 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 1 | 4545 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 2 | 9088 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 31426 |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 0 |
| IRS990EZ/SpecialEventsNetIncomeLossAmt | 0 | 0 |
| IRS990EZ/StatesWhereCopyOfReturnIsFldCd | 0 | TN |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 427 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 6450 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 85237 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 45451 |
| IRS990EZ/TotalRevenueAmt | 0 | 68340 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | betterfi.co |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt | 0 | 63358 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt | 0 | 183663 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 850 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 247871 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 4982 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 745 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 5727 |
| IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.00000 |
| IRS990ScheduleA/OtherSupportSumAmt | 0 | 0 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0 |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 253598 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 68340 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 184408 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 850 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 253598 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 253598 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | BANK FEES 266. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | INSURANCE 8396. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MEETING EXPENSES 802. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | OFFICE SUPPLIES AND EQUIPMENT 582. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | PROVISION FOR LOAN LOSS 9000. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | SOFTWARE DEVELOPMENT COSTS 15057. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | TAXES & LICENSES 3431. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | TRAVEL EXPENSE 1413. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | MISCELLANEOUS EXPENSE 192. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | Amortization 2319. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | FEES & PENALTIES 2250. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | DUES & SUBSCRIPTIONS 2195. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 12 | SOFTWARE EXPENSE 2000. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 13 | ADVERTISING & PROMOTION 1067. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 14 | ACCRUED INTEREST RECEIVABLE 194. 1182. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 15 | LOANS RECEIVABLE (NET OF ALLOWANCE FOR LOAN LOSS) 10250. 50716. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 16 | SERVICED LOANS RECEIVABLE 0. 5258. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 17 | PREPAID INSURANCE & SOFTWARE 13472. 5217. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 18 | PLEDGES RECEIVABLE 30000. 0. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 19 | INTANGIBLE ASSET (NET OF ACCUMULATED AMORTIZATION) 3288. 4120. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 20 | ACCOUNTS PAYABLE 427. 0. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 21 | SERVICED LOANS LIABILITY 0. 6450. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 12 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 13 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 14 | Form 990EZ, Part II, Line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 15 | Form 990EZ, Part II, Line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 16 | Form 990EZ, Part II, Line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 17 | Form 990EZ, Part II, Line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 18 | Form 990EZ, Part II, Line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 19 | Form 990EZ, Part II, Line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 20 | Form 990EZ, Part II, Line 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 21 | Form 990EZ, Part II, Line 26 |
| ReturnHeader/BuildTS | 0 | 2021-01-29 14:40:06Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Sarah Lodge |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | Treasurer |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9313139942 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2020-06-30 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | BetterFi |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | BETT |
| ReturnHeader/Filer/EIN | 0 | 823083483 |
| ReturnHeader/Filer/PhoneNum | 0 | 9313139942 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO Box 27 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Coalmont |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TN |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 37313 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | B66CE299E4FF05FAE8A966133B5FE9842501F4D8 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | B66CE299E4FF05FAE8A966133B5FE9842501F4D8 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 149.20.174.68 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2020-11-09 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | PS |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 09:49:29 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | ENGLAND CPA PLLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 4279 MAIN STREET |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | JASPER |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | TN |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 37347 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 4239421066 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Jerome C England CPA |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2020-11-09T09:49:37-08:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2019-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2019-12-31 |
| ReturnHeader/TaxYr | 0 | 2019 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2019 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $125,109
- Liabilities
- $6,450
- Net assets
- $118,659
- Revenue
- $68,340
- Expenses
- $85,237
- Net income
- -$16,897
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