Civic Intelligence

Rbfcu Foundation

990EZ • Fiscal year 2022 • EIN 82-1688218

Jan 01, 2022 to Dec 31, 2022 • Filed on Nov 15, 2023

Organization ProfileNONE
PO Box 2214Universal City, TX 78148

(800) 580-3300

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

70th percentile

0.02x

Higher debt load relative to assets than 70% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

Liabilities / Revenue

80th percentile

0.08x

Higher debt load relative to revenue than 80% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

Net Margin

73rd percentile

23%

Higher net margin than 73% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

Top Officer Pay

78th percentile

$0

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

Asset Growth

59th percentile

7.1%

Faster asset growth than 59% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Annualized from 2021 to 2022

Revenue Growth

46th percentile

4.5%

Faster revenue growth than 46% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets70th percentile

Assets

Up

$176,480

Up $11,702 (+7.1%) from 2021

Net Assets

Up

$172,709

Up $11,181 (+6.9%) from 2021

Liabilities

Up

$3,771

Up $521 (+16%) from 2021

Revenue And Expenses
Liabilities / Revenue80th percentileNet Margin73rd percentile

Revenue

Up

$49,179

Up $2,137 (+4.5%) from 2021

Expenses

Down

$37,998

Down $19,170 (-34%) from 2021

Net Income

Up

$11,181

Up $21,307 (+210%) from 2021

Historical Trend

Balance Sheet Trend

Asset Growth59th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$150K$100K$50K$0Assets 2018: $107,740Liabilities 2018: $0Net Assets 2018: $107,7402018Assets 2019: $153,622Liabilities 2019: $0Net Assets 2019: $153,6222019Assets 2020: $171,705Liabilities 2020: $51Net Assets 2020: $171,6542020Assets 2021: $164,778Liabilities 2021: $3,250Net Assets 2021: $161,5282021Assets 2022: $176,480Liabilities 2022: $3,771Net Assets 2022: $172,7092022Assets 2023: $160,264Liabilities 2023: $0Net Assets 2023: $160,2642023Assets 2024: $164,215Liabilities 2024: $0Net Assets 2024: $164,2152024

Highlighted filing

2022

Assets$176,480
Liabilities$3,771
Net Assets$172,709
Open 2022 Filing

Operations Trend

Revenue Growth46th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2018: $120,489Expenses 2018: $12,749Net Income 2018: $107,7402018Revenue 2019: $77,834Expenses 2019: $31,952Net Income 2019: $45,8822019Revenue 2020: $37,451Expenses 2020: $19,419Net Income 2020: $18,0322020Revenue 2021: $47,042Expenses 2021: $57,168Net Income 2021: -$10,1262021Revenue 2022: $49,179Expenses 2022: $37,998Net Income 2022: $11,1812022Revenue 2023: $49,622Expenses 2023: $62,067Net Income 2023: -$12,4452023Revenue 2024: $95,583Expenses 2024: $91,632Net Income 2024: $3,9512024

Highlighted filing

2022

Revenue$49,179
Expenses$37,998
Net Income$11,181
Open 2022 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Nov 15, 2023
Return Version
2022v5.0
Gross Receipts
$49,179
Mission and Program Overview

Mission

The primary purpose of the corporation is to provide emergency assistance for certain individuals designated by the corporation, who have experienced hardship due to events beyond their control,including disasters,extended illness or injuries, and other special situations.

The primary purpose of the corporation is to provide emergency assistance for certain individuals designated by the corporation, who have experienced hardship due to events beyond their control, including disasters, extended illness or injuries, and other special situations.

Program Services

DescriptionGrantsExpenses
The funds will only be provided to employees of Randolph-Brooks Federal Credit Union and their immediate family members. This includes a person that was an employee at the time of the event that created the need for emergency assistance, and the estate of such persons.$32,221$32,221
Compensation and Service Providers
Top Officer Pay78th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Sonya McDonaldPresident-$0--
Ashley IngleSecretary-$0--
Carolyn KeasOutside Director-$0--
Nancy GlennonOutside Director-$0--
Jackie AnselmoOutside Director-$0--
Zachary CrewsCFO-$0--
Robert ZearfossTreasurer-$0--
Filing and Contact Details

Filer

Filer Name
Rbfcu Foundation
EIN
82-1688218
In Care Of
% ZACHARY CREWS
Phone
8005803300
Address
PO BOX 2214, UNIVERSAL CITY, TX 78148

Signing Officer

Name
Zachary Crews
Title
CFO
Phone
8005803300
Signed
2023-11-15
Discuss with paid preparer
Yes

Preparer

Firm
Forvis Llp
Address
8200 W Interstate 10 Suite 900, San Antonio, TX 78230-3806
Preparer
Roberto Ulloa
Phone
2103419400
Supplemental Narrative

Additional Explanations

Form 990EZ Part I Line 16

“Description:OTHER EXPENSES Amount:1027”

Form 990EZ Part II Line 26

“Description:DUE TO RBFCU BOY Amount:3250 EOY Amount:3771”

Raw XML Appendix181 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0ZACHARY CREWS
IRS990EZ/BooksInCareOfDetail/PhoneNum08005803300
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 2214
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0UNIVERSAL CITY
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd078148
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0164778
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0176480
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt048154
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt011181
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt04750
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0164778
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0176480
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt032221
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt049179
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt01025
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LoansToFromOfficersAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0161528
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0172709
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0161528
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0172709
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.5
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.5
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.5
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.5
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40.5
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt50.5
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt60.5
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Sonya McDonald
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Ashley Ingle
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Carolyn Keas
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Nancy Glennon
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Jackie Anselmo
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Zachary Crews
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Robert Zearfoss
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Outside Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Outside Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Outside Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5CFO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Treasurer
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt01027
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0THE PRIMARY PURPOSE OF THE CORPORATION IS TO PROVIDE EMERGENCY ASSISTANCE FOR CERTAIN INDIVIDUALS DESIGNATED BY THE CORPORATION, WHO HAVE EXPERIENCED HARDSHIP DUE TO EVENTS BEYOND THEIR CONTROL, INCLUDING DISASTERS, EXTENDED ILLNESS OR INJURIES, AND OTHER SPECIAL SITUATIONS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0The funds will only be provided to employees of Randolph-Brooks Federal Credit Union and their immediate family members. This includes a person that was an employee at the time of the event that created the need for emergency assistance, and the estate of such persons.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt032221
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt032221
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt03250
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt03771
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt037998
IRS990EZ/TotalProgramServiceExpensesAmt032221
IRS990EZ/TotalRevenueAmt049179
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0NONE
IRS990ScheduleA/First5Years170Ind0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt048154
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt046445
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt036761
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt077027
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0120310
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0328697
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt01025
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0597
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0690
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0807
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt0179
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt03298
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportTotal170Amt0217135
IRS990ScheduleA/SubstantialContributorsTotAmt0111562
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt048154
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt046445
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt036761
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt077027
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0120310
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0328697
IRS990ScheduleA/TotalSupportAmt0331995
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description:OTHER EXPENSES Amount:1027
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description:DUE TO RBFCU BOY Amount:3250 EOY Amount:3771
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990EZ PART I LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990EZ PART II LINE 26
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd03
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0ZACHARY CREWS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CFO
ReturnHeader/BusinessOfficerGrp/PhoneNum08005803300
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-11-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RBFCU FOUNDATION
ReturnHeader/Filer/BusinessNameControlTxt0RBFC
ReturnHeader/Filer/EIN0821688218
ReturnHeader/Filer/InCareOfNm0% ZACHARY CREWS
ReturnHeader/Filer/PhoneNum08005803300
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 2214
ReturnHeader/Filer/USAddress/CityNm0UNIVERSAL CITY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd078148
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0FORVIS LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt08200 W Interstate 10 Suite 900
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0San Antonio
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TX
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0782303806
ReturnHeader/PreparerPersonGrp/PhoneNum02103419400
ReturnHeader/PreparerPersonGrp/PreparationDt02023-11-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Roberto Ulloa
ReturnHeader/ReturnTs02023-11-15T13:02:27-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0ZACHARY
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0CREWS
ReturnHeader/TaxPeriodBeginDt02022-01-01
ReturnHeader/TaxPeriodEndDt02022-12-31
ReturnHeader/TaxYr02022

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2022 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$176,480
Liabilities
$3,771
Net assets
$172,709
Revenue
$49,179
Expenses
$37,998
Net income
$11,181
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.64$0.00$1.64$0.96$0.92$0.04
2023Detailed filing. Detailed filing data is available for this year.$1.60$0.00$1.60$0.50$0.62$0.12
2022Detailed filing. Detailed filing data is available for this year.$1.76$0.04$1.73$0.49$0.38$0.11
2021Detailed filing. Detailed filing data is available for this year.$1.65$0.03$1.62$0.47$0.57$0.10
2020Detailed filing. Detailed filing data is available for this year.$1.72$0.00$1.72$0.37$0.19$0.18
2019Detailed filing. Detailed filing data is available for this year.$1.54$0.00$1.54$0.78$0.32$0.46
2018Detailed filing. Detailed filing data is available for this year.$1.08$0.00$1.08$1.20$0.13$1.08