Civic Intelligence

Rbfcu Foundation

990EZ • Fiscal year 2021 • EIN 82-1688218

Jan 01, 2021 to Dec 31, 2021 • Filed on Nov 15, 2022

Organization ProfileNONE
PO Box 2214Universal City, TX 78148

(800) 580-3300

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

67th percentile

0.02x

Higher debt load relative to assets than 67% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Liabilities / Revenue

77th percentile

0.07x

Higher debt load relative to revenue than 77% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Net Margin

18th percentile

-22%

Higher net margin than 18% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Asset Growth

33rd percentile

-4.0%

Faster asset growth than 33% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Annualized from 2020 to 2021

Revenue Growth

65th percentile

26%

Faster revenue growth than 65% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets67th percentile

Assets

Down

$164,778

Down $6,927 (-4.0%) from 2020

Net Assets

Down

$161,528

Down $10,126 (-5.9%) from 2020

Liabilities

Up

$3,250

Up $3,199 (+6273%) from 2020

Revenue And Expenses
Liabilities / Revenue77th percentileNet Margin18th percentile

Revenue

Up

$47,042

Up $9,591 (+26%) from 2020

Expenses

Up

$57,168

Up $37,749 (+194%) from 2020

Net Income

Down

-$10,126

Down $28,158 (-156%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth33rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$150K$100K$50K$0Assets 2018: $107,740Liabilities 2018: $0Net Assets 2018: $107,7402018Assets 2019: $153,622Liabilities 2019: $0Net Assets 2019: $153,6222019Assets 2020: $171,705Liabilities 2020: $51Net Assets 2020: $171,6542020Assets 2021: $164,778Liabilities 2021: $3,250Net Assets 2021: $161,5282021Assets 2022: $176,480Liabilities 2022: $3,771Net Assets 2022: $172,7092022Assets 2023: $160,264Liabilities 2023: $0Net Assets 2023: $160,2642023Assets 2024: $164,215Liabilities 2024: $0Net Assets 2024: $164,2152024

Highlighted filing

2021

Assets$164,778
Liabilities$3,250
Net Assets$161,528
Open 2021 Filing

Operations Trend

Revenue Growth65th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2018: $120,489Expenses 2018: $12,749Net Income 2018: $107,7402018Revenue 2019: $77,834Expenses 2019: $31,952Net Income 2019: $45,8822019Revenue 2020: $37,451Expenses 2020: $19,419Net Income 2020: $18,0322020Revenue 2021: $47,042Expenses 2021: $57,168Net Income 2021: -$10,1262021Revenue 2022: $49,179Expenses 2022: $37,998Net Income 2022: $11,1812022Revenue 2023: $49,622Expenses 2023: $62,067Net Income 2023: -$12,4452023Revenue 2024: $95,583Expenses 2024: $91,632Net Income 2024: $3,9512024

Highlighted filing

2021

Revenue$47,042
Expenses$57,168
Net Income-$10,126
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Nov 15, 2022
Return Version
2021v4.2
Gross Receipts
$47,042
Mission and Program Overview

Mission

The primary purpose of the corporation is to provide emergency assistance for certain individuals designated by the corporation, who have experienced hardship due to events beyond their control,including disasters,extended illness or injuries, and other special situations.

Program Services

DescriptionGrantsExpenses
The funds will only be provided to employees of Randolph-Brooks Federal Credit Union and their immediate family members. This includes a person that was an employee at the time of the event that created the need for emergency assistance, and the estate of such persons.$52,895$52,895
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Sonya McDonaldPresident-$0--
Ashley IngleSecretary-$0--
Carolyn KeasOutside Director-$0--
Nancy GlennonOutside Director-$0--
Jackie AnselmoOutside Director-$0--
Filing and Contact Details

Filer

Filer Name
Rbfcu Foundation
EIN
82-1688218
In Care Of
% MARK SEKULA
Phone
8005803300
Address
PO BOX 2214, UNIVERSAL CITY, TX 78148

Signing Officer

Name
Mark Sekula
Title
CFO
Phone
8005803300
Signed
2022-11-15
Discuss with paid preparer
Yes

Preparer

Firm
Forvis Llp
Address
8200 W Interstate 10 Suite 900, San Antonio, TX 78230-3806
Preparer
Jeanette Verrelli
Phone
2103419400
Supplemental Narrative

Additional Explanations

Form 990EZ Part I Line 16

“Description:OTHER EXPENSES Amount:1023”

Form 990EZ Part II Line 26

“Description:DUE TO RBFCU BOY Amount:51 EOY Amount:3250”

Raw XML Appendix175 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0MARK SEKULA
IRS990EZ/BooksInCareOfDetail/PhoneNum08005803300
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 2214
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0UNIVERSAL CITY
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd078148
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0171705
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0164778
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt046445
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-10126
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt03250
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0171705
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0164778
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt052895
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt047042
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt0597
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LoansToFromOfficersAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0171654
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0161528
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0171654
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0161528
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.5
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.5
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.5
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.5
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40.5
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Sonya McDonald
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Ashley Ingle
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Carolyn Keas
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Nancy Glennon
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Jackie Anselmo
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Outside Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Outside Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Outside Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt01023
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0THE PRIMARY PURPOSE OF THE CORPORATION IS TO PROVIDE EMERGENCY ASSISTANCE FOR CERTAIN INDIVIDUALS DESIGNATED BY THE CORPORATION, WHO HAVE EXPERIENCED HARDSHIP DUE TO EVENTS BEYOND THEIR CONTROL,INCLUDING DISASTERS,EXTENDED ILLNESS OR INJURIES, AND OTHER SPECIAL SITUATIONS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0The funds will only be provided to employees of Randolph-Brooks Federal Credit Union and their immediate family members. This includes a person that was an employee at the time of the event that created the need for emergency assistance, and the estate of such persons.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt052895
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt052895
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt00
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt051
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt03250
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt057168
IRS990EZ/TotalProgramServiceExpensesAmt052895
IRS990EZ/TotalRevenueAmt047042
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0NONE
IRS990ScheduleA/First5Years170Ind0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt046445
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt036761
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt077027
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0120310
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0280543
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0597
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0690
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0807
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0179
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt02273
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportTotal170Amt0172190
IRS990ScheduleA/SubstantialContributorsTotAmt0108353
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt046445
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt036761
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt077027
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0120310
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0280543
IRS990ScheduleA/TotalSupportAmt0282816
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description:OTHER EXPENSES Amount:1023
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description:DUE TO RBFCU BOY Amount:51 EOY Amount:3250
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990EZ PART I LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990EZ PART II LINE 26
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd03
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MARK SEKULA
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CFO
ReturnHeader/BusinessOfficerGrp/PhoneNum08005803300
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-11-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RBFCU FOUNDATION
ReturnHeader/Filer/BusinessNameControlTxt0RBFC
ReturnHeader/Filer/EIN0821688218
ReturnHeader/Filer/InCareOfNm0% MARK SEKULA
ReturnHeader/Filer/PhoneNum08005803300
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 2214
ReturnHeader/Filer/USAddress/CityNm0UNIVERSAL CITY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd078148
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0FORVIS LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt08200 W Interstate 10 Suite 900
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0San Antonio
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TX
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0782303806
ReturnHeader/PreparerPersonGrp/PhoneNum02103419400
ReturnHeader/PreparerPersonGrp/PreparationDt02022-11-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Jeanette Verrelli
ReturnHeader/ReturnTs02022-11-14T16:48:57-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0MARK
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0SEKULA
ReturnHeader/TaxPeriodBeginDt02021-01-01
ReturnHeader/TaxPeriodEndDt02021-12-31
ReturnHeader/TaxYr02021

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2021 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$164,778
Liabilities
$3,250
Net assets
$161,528
Revenue
$47,042
Expenses
$57,168
Net income
-$10,126
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.64$0.00$1.64$0.96$0.92$0.04
2023Detailed filing. Detailed filing data is available for this year.$1.60$0.00$1.60$0.50$0.62$0.12
2022Detailed filing. Detailed filing data is available for this year.$1.76$0.04$1.73$0.49$0.38$0.11
2021Detailed filing. Detailed filing data is available for this year.$1.65$0.03$1.62$0.47$0.57$0.10
2020Detailed filing. Detailed filing data is available for this year.$1.72$0.00$1.72$0.37$0.19$0.18
2019Detailed filing. Detailed filing data is available for this year.$1.54$0.00$1.54$0.78$0.32$0.46
2018Detailed filing. Detailed filing data is available for this year.$1.08$0.00$1.08$1.20$0.13$1.08