Civic Intelligence

Rbfcu Foundation

990EZ • Fiscal year 2019 • EIN 82-1688218

Jan 01, 2019 to Dec 31, 2019 • Filed on Nov 15, 2020

Organization ProfileNONE
PO Box 2214Universal City, TX 78148

(800) 580-3300

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

57th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Liabilities / Revenue

57th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Net Margin

93rd percentile

59%

Higher net margin than 93% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Asset Growth

82nd percentile

43%

Faster asset growth than 82% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Annualized from 2018 to 2019

Revenue Growth

15th percentile

-35%

Faster revenue growth than 15% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets57th percentile

Assets

Up

$153,622

Up $45,882 (+43%) from 2018

Net Assets

Up

$153,622

Up $45,882 (+43%) from 2018

Liabilities

Flat

$0

Flat from 2018

Revenue And Expenses
Liabilities / Revenue57th percentileNet Margin93rd percentile

Revenue

Down

$77,834

Down $42,655 (-35%) from 2018

Expenses

Up

$31,952

Up $19,203 (+151%) from 2018

Net Income

Down

$45,882

Down $61,858 (-57%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth82nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$150K$100K$50K$0Assets 2018: $107,740Liabilities 2018: $0Net Assets 2018: $107,7402018Assets 2019: $153,622Liabilities 2019: $0Net Assets 2019: $153,6222019Assets 2020: $171,705Liabilities 2020: $51Net Assets 2020: $171,6542020Assets 2021: $164,778Liabilities 2021: $3,250Net Assets 2021: $161,5282021Assets 2022: $176,480Liabilities 2022: $3,771Net Assets 2022: $172,7092022Assets 2023: $160,264Liabilities 2023: $0Net Assets 2023: $160,2642023Assets 2024: $164,215Liabilities 2024: $0Net Assets 2024: $164,2152024

Highlighted filing

2019

Assets$153,622
Liabilities$0
Net Assets$153,622
Open 2019 Filing

Operations Trend

Revenue Growth15th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2018: $120,489Expenses 2018: $12,749Net Income 2018: $107,7402018Revenue 2019: $77,834Expenses 2019: $31,952Net Income 2019: $45,8822019Revenue 2020: $37,451Expenses 2020: $19,419Net Income 2020: $18,0322020Revenue 2021: $47,042Expenses 2021: $57,168Net Income 2021: -$10,1262021Revenue 2022: $49,179Expenses 2022: $37,998Net Income 2022: $11,1812022Revenue 2023: $49,622Expenses 2023: $62,067Net Income 2023: -$12,4452023Revenue 2024: $95,583Expenses 2024: $91,632Net Income 2024: $3,9512024

Highlighted filing

2019

Revenue$77,834
Expenses$31,952
Net Income$45,882
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 15, 2020
Return Version
2019v5.1
Gross Receipts
$77,834
Mission and Program Overview

Mission

The primary purpose of the corporation is to provide emergency assistance for certain individuals designated by the corporation, who have experienced hardship due to events beyond their control,including disasters,extended illness or injuries, and other special situations.

Program Services

DescriptionGrantsExpenses
The funds will only be provided to employees of Randolph-Brooks Federal Credit Union and their immediate family members. This includes a person that was an employee at the time of the event that created the need for emergency assistance, and the estate of such persons.$25,663$31,952
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Sonya McDonaldPresident-$0--
Ashley IngleSecretary-$0--
Robert ZearfossTreasurer-$0--
Randy CarswellChief Financial Officer-$0--
Carolyn KeasOutside Director-$0--
Nancy GlennonOutside Director-$0--
Jackie AnselmoOutside Director-$0--
Filing and Contact Details

Filer

Filer Name
Rbfcu Foundation
EIN
82-1688218
In Care Of
% RANDY CARSWELL
Phone
8005803300
Address
PO BOX 2214, UNIVERSAL CITY, TX 78148

Signing Officer

Name
Randy Carswell
Title
CFO
Phone
8005803300
Signed
2020-11-15
Discuss with paid preparer
Yes

Preparer

Firm
Bkd Llp
Address
8200 W Interstate 10 Suite 900, San Antonio, TX 78230-3806
Preparer
Kevin Ensminger
Phone
2103419400
Supplemental Narrative

Additional Explanations

Form 990EZ Part I Line 16

“Description:OTHER EXPENSES Amount:2222”

Raw XML Appendix187 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0RANDY CARSWELL
IRS990EZ/BooksInCareOfDetail/PhoneNum08005803300
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 2214
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0UNIVERSAL CITY
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd078148
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0107740
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0153622
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt077027
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt045882
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt04067
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
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IRS990EZ/Form990TotalAssetsGrp/EOYAmt0153622
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt025663
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt077834
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt0807
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LoansToFromOfficersAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
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IRS990EZ/NetAssetsOrFundBalancesEOYAmt0153622
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IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0153622
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.0
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Sonya McDonald
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Ashley Ingle
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Robert Zearfoss
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Randy Carswell
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Carolyn Keas
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Nancy Glennon
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Jackie Anselmo
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Chief Financial Officer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Outside Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Outside Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Outside Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt02222
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0THE PRIMARY PURPOSE OF THE CORPORATION IS TO PROVIDE EMERGENCY ASSISTANCE FOR CERTAIN INDIVIDUALS DESIGNATED BY THE CORPORATION, WHO HAVE EXPERIENCED HARDSHIP DUE TO EVENTS BEYOND THEIR CONTROL,INCLUDING DISASTERS,EXTENDED ILLNESS OR INJURIES, AND OTHER SPECIAL SITUATIONS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0The funds will only be provided to employees of Randolph-Brooks Federal Credit Union and their immediate family members. This includes a person that was an employee at the time of the event that created the need for emergency assistance, and the estate of such persons.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt025663
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt031952
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt00
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt031952
IRS990EZ/TotalProgramServiceExpensesAmt031952
IRS990EZ/TotalRevenueAmt077834
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0NONE
IRS990ScheduleA/First5Years170Ind0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt077027
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0120310
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0197337
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0807
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0807
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportTotal170Amt0118945
IRS990ScheduleA/SubstantialContributorsTotAmt078392
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt077027
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0120310
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0197337
IRS990ScheduleA/TotalSupportAmt0198144
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description:OTHER EXPENSES Amount:2222
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990EZ PART I LINE 16
ReturnHeader/BuildTS02020-09-23 17:36:50Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0RANDY CARSWELL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CFO
ReturnHeader/BusinessOfficerGrp/PhoneNum08005803300
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-11-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RBFCU FOUNDATION
ReturnHeader/Filer/BusinessNameControlTxt0RBFC
ReturnHeader/Filer/EIN0821688218
ReturnHeader/Filer/InCareOfNm0% RANDY CARSWELL
ReturnHeader/Filer/PhoneNum08005803300
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 2214
ReturnHeader/Filer/USAddress/CityNm0UNIVERSAL CITY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd078148
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId036E0D68B96698C20B967E512A7FC782CFCA89276
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId036E0D68B96698C20B967E512A7FC782CFCA89276
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionId070238020201785000002
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionIdDt02020-06-26
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0167.68.126.162
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BKD LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt08200 W Interstate 10 Suite 900
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0San Antonio
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TX
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0782303806
ReturnHeader/PreparerPersonGrp/PhoneNum02103419400
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Kevin Ensminger
ReturnHeader/ReturnTs02020-06-26T09:47:31-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02019-01-01
ReturnHeader/TaxPeriodEndDt02019-12-31
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$153,622
Liabilities
$0
Net assets
$153,622
Revenue
$77,834
Expenses
$31,952
Net income
$45,882
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.64$0.00$1.64$0.96$0.92$0.04
2023Detailed filing. Detailed filing data is available for this year.$1.60$0.00$1.60$0.50$0.62$0.12
2022Detailed filing. Detailed filing data is available for this year.$1.76$0.04$1.73$0.49$0.38$0.11
2021Detailed filing. Detailed filing data is available for this year.$1.65$0.03$1.62$0.47$0.57$0.10
2020Detailed filing. Detailed filing data is available for this year.$1.72$0.00$1.72$0.37$0.19$0.18
2019Detailed filing. Detailed filing data is available for this year.$1.54$0.00$1.54$0.78$0.32$0.46
2018Detailed filing. Detailed filing data is available for this year.$1.08$0.00$1.08$1.20$0.13$1.08