Civic Intelligence

Upper Peninsula Association Of

990EZ • Fiscal year 2021 • EIN 81-5443267

Jan 01, 2021 to Dec 31, 2021 • Filed on Nov 15, 2022

Organization ProfileWWW.UPAIIA.COM
1523 Ludington StreetEscanaba, MI 49829

(906) 786-2511

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

44th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2021 filings • 501(c)6 • <$500k nonprofits • Source year 2021

Liabilities / Revenue

44th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2021 filings • 501(c)6 • <$500k nonprofits • Source year 2021

Net Margin

10th percentile

-40%

Higher net margin than 10% of similar nonprofits.

2021 filings • 501(c)6 • <$500k nonprofits • Source year 2021

Top Officer Pay

72nd percentile

$0

Higher top officer pay than 72% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2021 filings • 501(c)6 • <$500k nonprofits • Source year 2021

Asset Growth

6th percentile

-42%

Faster asset growth than 6% of similar nonprofits.

2021 filings • 501(c)6 • <$500k nonprofits • Annualized from 2020 to 2021

Revenue Growth

99th percentile

1018%

Faster revenue growth than 99% of similar nonprofits.

2021 filings • 501(c)6 • <$500k nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets44th percentile

Assets

Down

$24,581

Down $17,688 (-42%) from 2020

Net Assets

Down

$24,581

Down $17,688 (-42%) from 2020

Liabilities

Flat

$0

Flat from 2020

Revenue And Expenses
Liabilities / Revenue44th percentileNet Margin10th percentile

Revenue

Up

$43,842

Up $39,919 (+1018%) from 2020

Expenses

Up

$61,530

Up $30,210 (+96%) from 2020

Net Income

Up

-$17,688

Up $9,709 (+35%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth6th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100K$50K$0Assets 2017: $43,289Liabilities 2017: $0Net Assets 2017: $43,2892017Assets 2018: $31,049Liabilities 2018: $0Net Assets 2018: $31,0492018Assets 2019: $69,666Liabilities 2019: $0Net Assets 2019: $69,6662019Assets 2020: $42,269Liabilities 2020: $0Net Assets 2020: $42,2692020Assets 2021: $24,581Liabilities 2021: $0Net Assets 2021: $24,5812021Assets 2022: $74,151Liabilities 2022: $0Net Assets 2022: $74,1512022Assets 2023: $84,049Liabilities 2023: $02023Assets 2024: $88,761Net Assets 2024: $88,7612024

Highlighted filing

2021

Assets$24,581
Liabilities$0
Net Assets$24,581
Open 2021 Filing

Operations Trend

Revenue Growth99th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2017: $105,119Expenses 2017: $61,830Net Income 2017: $43,2892017Revenue 2018: $68,994Expenses 2018: $81,234Net Income 2018: -$12,2402018Revenue 2019: $74,286Expenses 2019: $35,669Net Income 2019: $38,6172019Revenue 2020: $3,923Expenses 2020: $31,320Net Income 2020: -$27,3972020Revenue 2021: $43,842Expenses 2021: $61,530Net Income 2021: -$17,6882021Revenue 2022: $97,756Expenses 2022: $49,186Net Income 2022: $48,5702022Revenue 2023: $69,827Expenses 2023: $59,528Net Income 2023: $10,2992023Revenue 2024: $72,372Expenses 2024: $67,298Net Income 2024: $5,0742024

Highlighted filing

2021

Revenue$43,842
Expenses$61,530
Net Income-$17,688
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Nov 15, 2022
Return Version
2021v4.2
Gross Receipts
$43,842
Mission and Program Overview

Mission

To provide a business network setting to improve awareness of and education on common issues and interests of independent insurance agents in the upper peninsula of michigan.

Program Services

DescriptionGrantsExpenses
HOSTED AN ANNUAL INSURANCE AGENT CONVENTION, PROVIDED ONLINE RESOURCES INCLUDING PUBLICATIONS AND LINKS TO KEEP INSURANCE PROFESSIONALS CURRENT AND PROVIDED GRANTS TO LOCAL ORGANIZATIONS.$0$0
Compensation and Service Providers
Top Officer Pay72nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JOLEE HUGHESPresident-$0--
TRACY MAGNUSONVice President-$0--
ELISSA HOWESecretary/Treasurer-$0--
RYAN NUMMELADirector-$0--
ANDREW LORENZDirector-$0--
BOB FRANTTIDirector-$0--
RYAN DANIELSONDirector-$0--
CHRIS KATONADirector-$0--
PETE SAIGHDirector-$0--
GORDON CHAMBERLAINDirector-$0--
CHRISTIE WHITEDirector-$0--
Filing and Contact Details

Filer

Filer Name
Upper Peninsula Association of
EIN
81-5443267
Phone
9067862511
Address
1523 LUDINGTON STREET, ESCANABA, MI 49829

Signing Officer

Name
Jolee Hughes
Title
Secretary/treasurer
Phone
9067862511
Signed
2022-11-15
Discuss with paid preparer
Yes

Preparer

Firm
Makela Toutant Hill Nardi & Katona Pc
Address
201 W BLUFF STREET, MARQUETTE, MI 49855
Preparer
Kara a Katona CPA
Phone
9062283600
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: supplies. Amount: 141. Description: meetings. Amount: 2,063. Description: insurance agent convention expense. Amount: 45,031. Description: education. Amount: 1,907. Description: travel and meals. Amount: 470. Description: golf outing expenses. Amount: 5,916. Description: annual report filing fee. Amount: 40. Total to form 990-ez, line 16: 55,568.”

Raw XML Appendix159 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/AddressChangeInd0X
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0JOLEE HUGHES
IRS990EZ/BooksInCareOfDetail/PhoneNum09067862511
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt01523 LUDINGTON STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0ESCANABA
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd049829
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt042269
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt024581
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt011857
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-17688
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt03575
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt042269
IRS990EZ/Form990TotalAssetsGrp/EOYAmt024581
IRS990EZ/GrantsAndSimilarAmountsPaidAmt0500
IRS990EZ/GrossReceiptsAmt043842
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt03000
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt042269
IRS990EZ/NetAssetsOrFundBalancesEOYAmt024581
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt042269
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt024581
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt71.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt81.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt91.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt101.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JOLEE HUGHES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1TRACY MAGNUSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2ELISSA HOWE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3RYAN NUMMELA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4ANDREW LORENZ
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5BOB FRANTTI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6RYAN DANIELSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7CHRIS KATONA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8PETE SAIGH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9GORDON CHAMBERLAIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10CHRISTIE WHITE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY/TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10DIRECTOR
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt055568
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE A BUSINESS NETWORK SETTING TO IMPROVE AWARENESS OF AND EDUCATION ON COMMON ISSUES AND INTERESTS OF INDEPENDENT INSURANCE AGENTS IN THE UPPER PENINSULA OF MICHIGAN.
IRS990EZ/PrintingPublicationsPostageAmt01887
IRS990EZ/ProgramServiceRevenueAmt028985
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0HOSTED AN ANNUAL INSURANCE AGENT CONVENTION, PROVIDED ONLINE RESOURCES INCLUDING PUBLICATIONS AND LINKS TO KEEP INSURANCE PROFESSIONALS CURRENT AND PROVIDED GRANTS TO LOCAL ORGANIZATIONS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt061530
IRS990EZ/TotalRevenueAmt043842
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.UPAIIA.COM
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: SUPPLIES. AMOUNT: 141. DESCRIPTION: MEETINGS. AMOUNT: 2,063. DESCRIPTION: INSURANCE AGENT CONVENTION EXPENSE. AMOUNT: 45,031. DESCRIPTION: EDUCATION. AMOUNT: 1,907. DESCRIPTION: TRAVEL AND MEALS. AMOUNT: 470. DESCRIPTION: GOLF OUTING EXPENSES. AMOUNT: 5,916. DESCRIPTION: ANNUAL REPORT FILING FEE. AMOUNT: 40. TOTAL TO FORM 990-EZ, LINE 16: 55,568.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd03
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0JOLEE HUGHES
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0SECRETARY/TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum09067862511
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-11-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0UPPER PENINSULA ASSOCIATION OF
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0INDEPENDENT INSURANCE AGENTS
ReturnHeader/Filer/BusinessNameControlTxt0UPPE
ReturnHeader/Filer/EIN0815443267
ReturnHeader/Filer/PhoneNum09067862511
ReturnHeader/Filer/USAddress/AddressLine1Txt01523 LUDINGTON STREET
ReturnHeader/Filer/USAddress/CityNm0ESCANABA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd049829
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0382806590
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0MAKELA TOUTANT HILL NARDI & KATONA PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0201 W BLUFF STREET
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MARQUETTE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd049855
ReturnHeader/PreparerPersonGrp/PhoneNum09062283600
ReturnHeader/PreparerPersonGrp/PreparationDt02022-11-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KARA A KATONA CPA
ReturnHeader/ReturnTs02022-11-15T10:27:14-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0JOLEE
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0HUGHES
ReturnHeader/TaxPeriodBeginDt02021-01-01
ReturnHeader/TaxPeriodEndDt02021-12-31
ReturnHeader/TaxYr02021

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2021 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$24,581
Liabilities
$0
Net assets
$24,581
Revenue
$43,842
Expenses
$61,530
Net income
-$17,688
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.89$0.89$0.72$0.67$0.05
2023Summary only. Only limited summary data is available for this year.$0.84$0.00$0.70$0.60$0.10
2022Detailed filing. Detailed filing data is available for this year.$0.74$0.00$0.74$0.98$0.49$0.49
2021Detailed filing. Detailed filing data is available for this year.$0.25$0.00$0.25$0.44$0.62$0.18
2020Detailed filing. Detailed filing data is available for this year.$0.42$0.00$0.42$0.04$0.31$0.27
2019Detailed filing. Detailed filing data is available for this year.$0.70$0.00$0.70$0.74$0.36$0.39
2018Detailed filing. Detailed filing data is available for this year.$0.31$0.00$0.31$0.69$0.81$0.12
2017Detailed filing. Detailed filing data is available for this year.$0.43$0.00$0.43$1.05$0.62$0.43