Civic Intelligence

Upper Peninsula Association Of

EIN 81-5443267 • 501(c)6 • Escanaba, MI

Profile

To provide a business network setting to improve awareness of and education on common issues and interests of independent insurance agents in the upper peninsula of michigan.

1523 Ludington StreetEscanaba, MI 49829

www.upaiia.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

63rd percentile

7.0%

Higher net margin than 63% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

63rd percentile

5.6%

Faster asset growth than 63% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

58th percentile

3.6%

Faster revenue growth than 58% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$88,761

Up $4,712 (+5.6%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

$88,761

No earlier filing loaded for comparison.

Operations
Liabilities / RevenueScore unavailableNet Margin63rd percentile

Revenue

Up

$72,372

Up $2,545 (+3.6%) from 2023

Expenses

Up

$67,298

Up $7,770 (+13%) from 2023

Net Income

Down

$5,074

Down $5,225 (-51%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth63rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0Assets 2017: $43,289Liabilities 2017: $0Net Assets 2017: $43,2892017Assets 2018: $31,049Liabilities 2018: $0Net Assets 2018: $31,0492018Assets 2019: $69,666Liabilities 2019: $0Net Assets 2019: $69,6662019Assets 2020: $42,269Liabilities 2020: $0Net Assets 2020: $42,2692020Assets 2021: $24,581Liabilities 2021: $0Net Assets 2021: $24,5812021Assets 2022: $74,151Liabilities 2022: $0Net Assets 2022: $74,1512022Assets 2023: $84,049Liabilities 2023: $02023Assets 2024: $88,761Net Assets 2024: $88,7612024

Highlighted filing

2024

Assets$88,761
Liabilities-
Net Assets$88,761
Open 2024 Filing

Operations Trend

Revenue Growth58th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2017: $105,119Expenses 2017: $61,830Net Income 2017: $43,2892017Revenue 2018: $68,994Expenses 2018: $81,234Net Income 2018: -$12,2402018Revenue 2019: $74,286Expenses 2019: $35,669Net Income 2019: $38,6172019Revenue 2020: $3,923Expenses 2020: $31,320Net Income 2020: -$27,3972020Revenue 2021: $43,842Expenses 2021: $61,530Net Income 2021: -$17,6882021Revenue 2022: $97,756Expenses 2022: $49,186Net Income 2022: $48,5702022Revenue 2023: $69,827Expenses 2023: $59,528Net Income 2023: $10,2992023Revenue 2024: $72,372Expenses 2024: $67,298Net Income 2024: $5,0742024

Highlighted filing

2024

Revenue$72,372
Expenses$67,298
Net Income$5,074
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$88,761
Liabilities
-
Net assets
$88,761
Revenue
$72,372
Expenses
$67,298
Net income
$5,074
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.89$0.89$0.72$0.67$0.05
2023Summary only. Only limited summary data is available for this year.$0.84$0.00$0.70$0.60$0.10
2022Detailed filing. Detailed filing data is available for this year.$0.74$0.00$0.74$0.98$0.49$0.49
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.25$0.00$0.25$0.44$0.62$0.18
2020Detailed filing. Detailed filing data is available for this year.$0.42$0.00$0.42$0.04$0.31$0.27
2019Detailed filing. Detailed filing data is available for this year.$0.70$0.00$0.70$0.74$0.36$0.39
2018Detailed filing. Detailed filing data is available for this year.$0.31$0.00$0.31$0.69$0.81$0.12
2017Detailed filing. Detailed filing data is available for this year.$0.43$0.00$0.43$1.05$0.62$0.43
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 10, 2025
Return Version
2024v5.0
Gross Receipts
$72,372
Mission and Program Overview

Mission

To provide a business network setting to improve awareness of and education on common issues and interests of independent insurance agents in the upper peninsula of michigan.

To provide a business network setting to improve awareness of and education on common issues and interests of independent insurance agents in the upper peninsual of michigan

Program Services

DescriptionGrantsExpenses
HOSTED AN ANNUAL INSURANCE AGENT CONVENTION, PROVIDED ONLINE RESOURCES INCLUDING PUBLICATIONS AND LINKS TO KEEP INSURANCE PROFESSIONALS CURRENT, AND PROVIDED GRANTS TO LOCAL ORGANIZATIONS.--
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
ELISSA HOWEPresident-$0--
JOLEE HUGHES-NUMMELASecretary/Tr-$0--
TRACY MAGNUSONDirector-$0--
RYAN NUMMELADirector-$0--
ANDREW LORENZDirector-$0--
BOB FRANTTIDirector-$0--
RYAN DANIELSONDirector-$0--
CHRIS KATONADirector-$0--
DILLON MATHEWSDirector-$0--
GORDON CHAMBERLAINDirector-$0--
CHRISTIE WHITEDirector-$0--
MICHELLE OXFORDDirector-$0--
Filing and Contact Details

Filer

Filer Name
Upper Peninsula Association of
EIN
81-5443267
Phone
9067862511
Address
1523 LUDINGTON STREET, ESCANABA, MI 49829

Signing Officer

Name
Anthony Katona
Title
Treasurer
Phone
9067862511
Signed
2025-11-10
Discuss with paid preparer
Yes

Preparer

Firm
Andrews Hooper Pavlik Plc
Address
201 W BLUFF ST, MARQUETTE, MI 49855
Preparer
Kara a Katona
Phone
9062283600
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses supplies 6 meetings 378 agent convention expenses 60,937 golf outing expenses 4,747 paypal fees 1,230 total 67,298”

Form 990-ez, Part I, Line 20

“Prior period adjustment -362”

Form 990-ez, Part III

“To provide a business network setting to improve awareness of and education on common issues and interests of independent insurance agents in the upper peninsual of michigan”

Raw XML Appendix131 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0JOLEE HUGHES-NUMMELA
IRS990EZ/BooksInCareOfDetail/PhoneNum09067862511
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt01523 LUDINGTON STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0ESCANABA
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd049829
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt084049
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt088761
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt048870
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt05074
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt084049
IRS990EZ/Form990TotalAssetsGrp/EOYAmt088761
IRS990EZ/GrossReceiptsAmt072372
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt084049
IRS990EZ/NetAssetsOrFundBalancesEOYAmt088761
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt084049
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt088761
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt71.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt81.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt91.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt101.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt111.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0ELISSA HOWE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JOLEE HUGHES-NUMMELA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2TRACY MAGNUSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3RYAN NUMMELA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4ANDREW LORENZ
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5BOB FRANTTI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6RYAN DANIELSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7CHRIS KATONA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8DILLON MATHEWS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9GORDON CHAMBERLAIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10CHRISTIE WHITE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11MICHELLE OXFORD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1SECRETARY/TR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherChangesInNetAssetsAmt0-362
IRS990EZ/OtherExpensesTotalAmt067298
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE A BUSINESS NETWORK SETTING TO IMPROVE AWARENESS OF AND EDUCATION ON COMMON ISSUES AND INTERESTS OF INDEPENDENT INSURANCE AGENTS IN THE UPPER PENINSUAL OF MICHIGAN
IRS990EZ/ProgramServiceRevenueAmt023502
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0HOSTED AN ANNUAL INSURANCE AGENT CONVENTION, PROVIDED ONLINE RESOURCES INCLUDING PUBLICATIONS AND LINKS TO KEEP INSURANCE PROFESSIONALS CURRENT, AND PROVIDED GRANTS TO LOCAL ORGANIZATIONS.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt067298
IRS990EZ/TotalRevenueAmt072372
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.UPAIIA.COM
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES SUPPLIES 6 MEETINGS 378 AGENT CONVENTION EXPENSES 60,937 GOLF OUTING EXPENSES 4,747 PAYPAL FEES 1,230 TOTAL 67,298
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1PRIOR PERIOD ADJUSTMENT -362
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2TO PROVIDE A BUSINESS NETWORK SETTING TO IMPROVE AWARENESS OF AND EDUCATION ON COMMON ISSUES AND INTERESTS OF INDEPENDENT INSURANCE AGENTS IN THE UPPER PENINSUAL OF MICHIGAN
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART III
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0ANTHONY KATONA
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum09067862511
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0UPPER PENINSULA ASSOCIATION OF
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0INDEPENDENT INSURANCE AGENTS
ReturnHeader/Filer/BusinessNameControlTxt0UPPE
ReturnHeader/Filer/EIN0815443267
ReturnHeader/Filer/PhoneNum09067862511
ReturnHeader/Filer/USAddress/AddressLine1Txt01523 LUDINGTON STREET
ReturnHeader/Filer/USAddress/CityNm0ESCANABA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd049829
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0383133790
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ANDREWS HOOPER PAVLIK PLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0201 W BLUFF ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MARQUETTE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd049855
ReturnHeader/PreparerPersonGrp/PhoneNum09062283600
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-10
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KARA A KATONA
ReturnHeader/ReturnTs02025-11-10T16:17:03-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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