Civic Intelligence

Upper Peninsula Association Of

990EZ • Fiscal year 2018 • EIN 81-5443267

Jan 01, 2018 to Dec 31, 2018 • Filed on Oct 30, 2019

Organization ProfileWWW.UPAIIA.COM
1523 Ludington StreetEscanaba, MI 49829

(906) 786-2511

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

47th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2018 filings • 501(c)6 • <$500k nonprofits • Source year 2018

Liabilities / Revenue

47th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2018 filings • 501(c)6 • <$500k nonprofits • Source year 2018

Net Margin

15th percentile

-18%

Higher net margin than 15% of similar nonprofits.

2018 filings • 501(c)6 • <$500k nonprofits • Source year 2018

Top Officer Pay

70th percentile

$0

Higher top officer pay than 70% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2018 filings • 501(c)6 • <$500k nonprofits • Source year 2018

Asset Growth

12th percentile

-28%

Faster asset growth than 12% of similar nonprofits.

2018 filings • 501(c)6 • <$500k nonprofits • Annualized from 2017 to 2018

Revenue Growth

9th percentile

-34%

Faster revenue growth than 9% of similar nonprofits.

2018 filings • 501(c)6 • <$500k nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets47th percentile

Assets

Down

$31,049

Down $12,240 (-28%) from 2017

Net Assets

Down

$31,049

Down $12,240 (-28%) from 2017

Liabilities

Flat

$0

Flat from 2017

Revenue And Expenses
Liabilities / Revenue47th percentileNet Margin15th percentile

Revenue

Down

$68,994

Down $36,125 (-34%) from 2017

Expenses

Up

$81,234

Up $19,404 (+31%) from 2017

Net Income

Down

-$12,240

Down $55,529 (-128%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth12th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100K$50K$0Assets 2017: $43,289Liabilities 2017: $0Net Assets 2017: $43,2892017Assets 2018: $31,049Liabilities 2018: $0Net Assets 2018: $31,0492018Assets 2019: $69,666Liabilities 2019: $0Net Assets 2019: $69,6662019Assets 2020: $42,269Liabilities 2020: $0Net Assets 2020: $42,2692020Assets 2021: $24,581Liabilities 2021: $0Net Assets 2021: $24,5812021Assets 2022: $74,151Liabilities 2022: $0Net Assets 2022: $74,1512022Assets 2023: $84,049Liabilities 2023: $02023Assets 2024: $88,761Net Assets 2024: $88,7612024

Highlighted filing

2018

Assets$31,049
Liabilities$0
Net Assets$31,049
Open 2018 Filing

Operations Trend

Revenue Growth9th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2017: $105,119Expenses 2017: $61,830Net Income 2017: $43,2892017Revenue 2018: $68,994Expenses 2018: $81,234Net Income 2018: -$12,2402018Revenue 2019: $74,286Expenses 2019: $35,669Net Income 2019: $38,6172019Revenue 2020: $3,923Expenses 2020: $31,320Net Income 2020: -$27,3972020Revenue 2021: $43,842Expenses 2021: $61,530Net Income 2021: -$17,6882021Revenue 2022: $97,756Expenses 2022: $49,186Net Income 2022: $48,5702022Revenue 2023: $69,827Expenses 2023: $59,528Net Income 2023: $10,2992023Revenue 2024: $72,372Expenses 2024: $67,298Net Income 2024: $5,0742024

Highlighted filing

2018

Revenue$68,994
Expenses$81,234
Net Income-$12,240
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Oct 30, 2019
Return Version
2018v3.1
Gross Receipts
$68,994
Mission and Program Overview

Mission

To provide a business network setting to improve awareness of and education on common issues and interests of independent insurance agents in the upper peninsula of michigan.

Program Services

DescriptionGrantsExpenses
HOSTED AN ANNUAL INSURANCE AGENT CONVENTION, PROVIDED ONLINE RESOURCES INCLUDING PUBLICATIONS AND LINKS TO KEEP INSURANCE PROFESSIONALS CURRENT AND PROVIDED GRANTS TO LOCAL ORGANIZATIONS.$0$0
Compensation and Service Providers
Top Officer Pay70th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
RYAN NUMMELAPresident-$0--
ANDREW LORENZVice President-$0--
JOLEE HUGHESSecretary/Treasurer-$0--
BOB FRANTTIDirector-$0--
RYAN DANIELSONDirector-$0--
CHRIS KATONADirector-$0--
JULIE RUOTSALADirector-$0--
ELISSA SIMONEDirector-$0--
STEPH OLSSONDirector-$0--
PETE SAIGHDirector-$0--
GORDON CHAMBERLAINDirector-$0--
TRACY MAGNUSONDirector-$0--
Filing and Contact Details

Filer

Filer Name
Upper Peninsula Association of
EIN
81-5443267
Phone
9067862511
Address
1523 LUDINGTON STREET, ESCANABA, MI 49829

Signing Officer

Name
Jolee Hughes
Title
President
Phone
9067862511
Signed
2019-10-30
Discuss with paid preparer
Yes

Preparer

Firm
Makela Toutant Hill Nardi & Katona Pc
Address
201 W BLUFF STREET, MARQUETTE, MI 49855
Preparer
Robin Rauvala CPA
Phone
9062283600
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: supplies. Amount: 554. Description: meetings. Amount: 1,249. Description: insurance agent convention expense. Amount: 63,204. Description: education. Amount: 2,709. Description: travel and meals. Amount: 3,099. Description: golf outing expenses. Amount: 8,797. Total to form 990-ez, line 16: 79,612.”

Raw XML Appendix165 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0JOLEE HUGHES
IRS990EZ/BooksInCareOfDetail/PhoneNum09067862511
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt01523 LUDINGTON STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0ESCANABA
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd049829
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt043289
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt031049
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt030250
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-12240
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0622
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt043289
IRS990EZ/Form990TotalAssetsGrp/EOYAmt031049
IRS990EZ/GrantsAndSimilarAmountsPaidAmt01000
IRS990EZ/GrossReceiptsAmt068994
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt04600
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt043289
IRS990EZ/NetAssetsOrFundBalancesEOYAmt031049
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt043289
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt031049
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.50
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt60.20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt70.20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt80.20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt90.20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt100.20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt110.20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0RYAN NUMMELA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1ANDREW LORENZ
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JOLEE HUGHES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3BOB FRANTTI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4RYAN DANIELSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5CHRIS KATONA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6JULIE RUOTSALA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7ELISSA SIMONE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8STEPH OLSSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9PETE SAIGH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10GORDON CHAMBERLAIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11TRACY MAGNUSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY/TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11DIRECTOR
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt079612
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE A BUSINESS NETWORK SETTING TO IMPROVE AWARENESS OF AND EDUCATION ON COMMON ISSUES AND INTERESTS OF INDEPENDENT INSURANCE AGENTS IN THE UPPER PENINSULA OF MICHIGAN.
IRS990EZ/ProgramServiceRevenueAmt034144
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0HOSTED AN ANNUAL INSURANCE AGENT CONVENTION, PROVIDED ONLINE RESOURCES INCLUDING PUBLICATIONS AND LINKS TO KEEP INSURANCE PROFESSIONALS CURRENT AND PROVIDED GRANTS TO LOCAL ORGANIZATIONS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt081234
IRS990EZ/TotalRevenueAmt068994
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.UPAIIA.COM
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: SUPPLIES. AMOUNT: 554. DESCRIPTION: MEETINGS. AMOUNT: 1,249. DESCRIPTION: INSURANCE AGENT CONVENTION EXPENSE. AMOUNT: 63,204. DESCRIPTION: EDUCATION. AMOUNT: 2,709. DESCRIPTION: TRAVEL AND MEALS. AMOUNT: 3,099. DESCRIPTION: GOLF OUTING EXPENSES. AMOUNT: 8,797. TOTAL TO FORM 990-EZ, LINE 16: 79,612.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02020-03-31 21:24:44Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0JOLEE HUGHES
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum09067862511
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-10-30
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0UPPER PENINSULA ASSOCIATION OF
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0INDEPENDENT INSURANCE AGENTS
ReturnHeader/Filer/BusinessNameControlTxt0UPPE
ReturnHeader/Filer/EIN0815443267
ReturnHeader/Filer/PhoneNum09067862511
ReturnHeader/Filer/USAddress/AddressLine1Txt01523 LUDINGTON STREET
ReturnHeader/Filer/USAddress/CityNm0ESCANABA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd049829
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0ED16A8CD629A649499B569876F265A38B76BDBDB
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0ED16A8CD629A649499B569876F265A38B76BDBDB
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt071.13.97.2
ReturnHeader/FilingSecurityInformation/IPDt02019-10-30
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0ED
ReturnHeader/FilingSecurityInformation/IPTm011:07:54
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0382806590
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0MAKELA TOUTANT HILL NARDI & KATONA PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0201 W BLUFF STREET
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MARQUETTE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd049855
ReturnHeader/PreparerPersonGrp/PhoneNum09062283600
ReturnHeader/PreparerPersonGrp/PreparationDt02019-10-30
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ROBIN RAUVALA CPA
ReturnHeader/ReturnTs02019-11-06T12:15:07-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02018-01-01
ReturnHeader/TaxPeriodEndDt02018-12-31
ReturnHeader/TaxYr02018

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2018 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$31,049
Liabilities
$0
Net assets
$31,049
Revenue
$68,994
Expenses
$81,234
Net income
-$12,240
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.89$0.89$0.72$0.67$0.05
2023Summary only. Only limited summary data is available for this year.$0.84$0.00$0.70$0.60$0.10
2022Detailed filing. Detailed filing data is available for this year.$0.74$0.00$0.74$0.98$0.49$0.49
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.25$0.00$0.25$0.44$0.62$0.18
2020Detailed filing. Detailed filing data is available for this year.$0.42$0.00$0.42$0.04$0.31$0.27
2019Detailed filing. Detailed filing data is available for this year.$0.70$0.00$0.70$0.74$0.36$0.39
2018Detailed filing. Detailed filing data is available for this year.$0.31$0.00$0.31$0.69$0.81$0.12
2017Detailed filing. Detailed filing data is available for this year.$0.43$0.00$0.43$1.05$0.62$0.43