Civic Intelligence

Upper Peninsula Association Of

990EZ • Fiscal year 2019 • EIN 81-5443267

Jan 01, 2019 to Dec 31, 2019 • Filed on Jun 24, 2020

118 N Stephenson AvenueIron Mountain, MI 49801

(906) 774-2066

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

47th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2019 filings • 501(c)6 • <$500k nonprofits • Source year 2019

Liabilities / Revenue

47th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2019 filings • 501(c)6 • <$500k nonprofits • Source year 2019

Net Margin

97th percentile

52%

Higher net margin than 97% of similar nonprofits.

2019 filings • 501(c)6 • <$500k nonprofits • Source year 2019

Top Officer Pay

71st percentile

$0

Higher top officer pay than 71% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2019 filings • 501(c)6 • <$500k nonprofits • Source year 2019

Asset Growth

96th percentile

124%

Faster asset growth than 96% of similar nonprofits.

2019 filings • 501(c)6 • <$500k nonprofits • Annualized from 2018 to 2019

Revenue Growth

64th percentile

7.7%

Faster revenue growth than 64% of similar nonprofits.

2019 filings • 501(c)6 • <$500k nonprofits • Annualized from 2018 to 2019

Assets

Up

$69,666

Up $38,617 (+124%) from 2018

Net Assets

Up

$69,666

Up $38,617 (+124%) from 2018

Liabilities

Flat

$0

Flat from 2018

Revenue

Up

$74,286

Up $5,292 (+7.7%) from 2018

Expenses

Down

$35,669

Down $45,565 (-56%) from 2018

Net Income

Up

$38,617

Up $50,857 (+415%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100K$50K$0Assets 2017: $43,289Liabilities 2017: $0Net Assets 2017: $43,2892017Assets 2018: $31,049Liabilities 2018: $0Net Assets 2018: $31,0492018Assets 2019: $69,666Liabilities 2019: $0Net Assets 2019: $69,6662019Assets 2020: $42,269Liabilities 2020: $0Net Assets 2020: $42,2692020Assets 2021: $24,581Liabilities 2021: $0Net Assets 2021: $24,5812021Assets 2022: $74,151Liabilities 2022: $0Net Assets 2022: $74,1512022Assets 2023: $84,049Liabilities 2023: $02023Assets 2024: $88,761Net Assets 2024: $88,7612024

Highlighted filing

2019

Assets$69,666
Liabilities$0
Net Assets$69,666

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2017: $105,119Expenses 2017: $61,830Net Income 2017: $43,2892017Revenue 2018: $68,994Expenses 2018: $81,234Net Income 2018: -$12,2402018Revenue 2019: $74,286Expenses 2019: $35,669Net Income 2019: $38,6172019Revenue 2020: $3,923Expenses 2020: $31,320Net Income 2020: -$27,3972020Revenue 2021: $43,842Expenses 2021: $61,530Net Income 2021: -$17,6882021Revenue 2022: $97,756Expenses 2022: $49,186Net Income 2022: $48,5702022Revenue 2023: $69,827Expenses 2023: $59,528Net Income 2023: $10,2992023Revenue 2024: $72,372Expenses 2024: $67,298Net Income 2024: $5,0742024

Highlighted filing

2019

Revenue$74,286
Expenses$35,669
Net Income$38,617
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Jun 24, 2020
Return Version
2019v5.1
Gross Receipts
$74,286
Mission and Program Overview

Mission

To provide a business network setting to improve awareness of and education on common issues and interests of independent insurance agents in the upper peninsula of michigan.

Program Services

DescriptionGrantsExpenses
HOSTED AN ANNUAL INSURANCE AGENT CONVENTION, PROVIDED ONLINE RESOURCES INCLUDING PUBLICATIONS AND LINKS TO KEEP INSURANCE PROFESSIONALS CURRENT AND PROVIDED GRANTS TO LOCAL ORGANIZATIONS.$0$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
JOLEE HUGHESPresident-$0--
TRACY MAGNUSONVice President-$0--
ELISSA HOWESecretary/Treasurer-$0--
RYAN NUMMELADirector-$0--
ANDREW LORENZDirector-$0--
BOB FRANTTIDirector-$0--
RYAN DANIELSONDirector-$0--
CHRIS KATONADirector-$0--
JULIE GALETTODirector-$0--
STEPH OLSSONDirector-$0--
PETE SAIGHDirector-$0--
GORDON CHAMBERLAINDirector-$0--
Filing and Contact Details

Filer

Filer Name
Upper Peninsula Association of
EIN
81-5443267
Phone
9067742066
Address
118 N STEPHENSON AVENUE, IRON MOUNTAIN, MI 49801

Signing Officer

Name
Elissa Howe
Title
Secretary/treasurer
Phone
9067742066
Signed
2020-06-24
Discuss with paid preparer
Yes

Preparer

Firm
Makela Toutant Hill Nardi & Katona Pc
Address
201 W BLUFF STREET, MARQUETTE, MI 49855
Preparer
Robin Rauvala CPA
Phone
9062283600
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16 - Other Expenses

Description: supplies. Amount: 127. Description: meetings. Amount: 1,522. Description: insurance agent convention expense. Amount: 15,589. Description: education. Amount: 1,524. Description: travel and meals. Amount: 1,372. Description: golf outing expenses. Amount: 8,024. Description: annual report filing fee. Amount: 20. Total to form 990-ez, line 16: 28,178.

Raw XML Appendix167 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/AddressChangeInd0X
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0ELISSA HOWE
IRS990EZ/BooksInCareOfDetail/PhoneNum09067742066
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0118 N STEPHENSON AVENUE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0IRON MOUNTAIN
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd049801
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt031049
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt069666
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
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IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt038617
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt05654
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
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IRS990EZ/GrantsAndSimilarAmountsPaidAmt0100
IRS990EZ/GrossReceiptsAmt074286
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt04700
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt031049
IRS990EZ/NetAssetsOrFundBalancesEOYAmt069666
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt031049
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt069666
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.50
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt71.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt81.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt91.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt101.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt111.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt80
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JOLEE HUGHES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1TRACY MAGNUSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2ELISSA HOWE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3RYAN NUMMELA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4ANDREW LORENZ
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5BOB FRANTTI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6RYAN DANIELSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7CHRIS KATONA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8JULIE GALETTO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9STEPH OLSSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10PETE SAIGH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11GORDON CHAMBERLAIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY/TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11DIRECTOR
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt028178
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE A BUSINESS NETWORK SETTING TO IMPROVE AWARENESS OF AND EDUCATION ON COMMON ISSUES AND INTERESTS OF INDEPENDENT INSURANCE AGENTS IN THE UPPER PENINSULA OF MICHIGAN.
IRS990EZ/PrintingPublicationsPostageAmt01737
IRS990EZ/ProgramServiceRevenueAmt030151
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0HOSTED AN ANNUAL INSURANCE AGENT CONVENTION, PROVIDED ONLINE RESOURCES INCLUDING PUBLICATIONS AND LINKS TO KEEP INSURANCE PROFESSIONALS CURRENT AND PROVIDED GRANTS TO LOCAL ORGANIZATIONS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt035669
IRS990EZ/TotalRevenueAmt074286
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.UPAIIA.COM
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: SUPPLIES. AMOUNT: 127. DESCRIPTION: MEETINGS. AMOUNT: 1,522. DESCRIPTION: INSURANCE AGENT CONVENTION EXPENSE. AMOUNT: 15,589. DESCRIPTION: EDUCATION. AMOUNT: 1,524. DESCRIPTION: TRAVEL AND MEALS. AMOUNT: 1,372. DESCRIPTION: GOLF OUTING EXPENSES. AMOUNT: 8,024. DESCRIPTION: ANNUAL REPORT FILING FEE. AMOUNT: 20. TOTAL TO FORM 990-EZ, LINE 16: 28,178.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02021-01-29 14:40:06Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0ELISSA HOWE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0SECRETARY/TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum09067742066
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-06-24
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0UPPER PENINSULA ASSOCIATION OF
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0INDEPENDENT INSURANCE AGENTS
ReturnHeader/Filer/BusinessNameControlTxt0UPPE
ReturnHeader/Filer/EIN0815443267
ReturnHeader/Filer/PhoneNum09067742066
ReturnHeader/Filer/USAddress/AddressLine1Txt0118 N STEPHENSON AVENUE
ReturnHeader/Filer/USAddress/CityNm0IRON MOUNTAIN
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd049801
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0C34178C4AD196BEDDF05D8A64894AD230430D76C
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0ED16A8CD629A649499B569876F265A38B76BDBDB
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt071.13.97.2
ReturnHeader/FilingSecurityInformation/IPDt02020-06-24
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0ED
ReturnHeader/FilingSecurityInformation/IPTm014:25:54
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0382806590
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0MAKELA TOUTANT HILL NARDI & KATONA PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0201 W BLUFF STREET
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MARQUETTE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd049855
ReturnHeader/PreparerPersonGrp/PhoneNum09062283600
ReturnHeader/PreparerPersonGrp/PreparationDt02020-06-24
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ROBIN RAUVALA CPA
ReturnHeader/ReturnTs02020-07-01T10:05:33-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02019-01-01
ReturnHeader/TaxPeriodEndDt02019-12-31
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2019 filings • 501(c)6 • <$500k nonprofits