Civic Intelligence

Multi-Plan Services Agency Inc

EIN 81-3751949 • 501(c)5 • Alameda, CA

1141 Harbor Bay Pkwy Ste 100Alameda, CA 94502

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

98th percentile

0.98x

Higher debt load relative to assets than 98% of similar nonprofits.

501(c)5 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

100th percentile

4.06x

Higher debt load relative to revenue than 100% of similar nonprofits.

501(c)5 • $25M-$50M nonprofits • Source year 2024

Net Margin

19th percentile

0.0%

Higher net margin than 19% of similar nonprofits.

501(c)5 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

1st percentile

-38%

Faster asset growth than 1% of similar nonprofits.

501(c)5 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

24th percentile

-1.0%

Faster revenue growth than 24% of similar nonprofits.

501(c)5 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Assets

Down

$29,975,440

Down $18,614,744 (-38%) from 2023

Liabilities

Down

$29,287,800

Down $18,614,744 (-39%) from 2023

Net Assets

Flat

$687,640

Flat from 2023

Revenue

Down

$7,207,502

Down $69,346 (-1.0%) from 2023

Expenses

Down

$7,207,502

Down $69,346 (-1.0%) from 2023

Net Income

Flat

$0

Flat from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150M$100M$50M$0Assets 2016: $1Liabilities 2016: $02016Assets 2017: $105,209,739Liabilities 2017: $104,522,099Net Assets 2017: $687,6402017Assets 2018: $48,446,082Liabilities 2018: $47,758,442Net Assets 2018: $687,6402018Assets 2019: $47,237,387Liabilities 2019: $46,549,747Net Assets 2019: $687,6402019Assets 2020: $43,213,288Liabilities 2020: $42,525,648Net Assets 2020: $687,6402020Assets 2021: $44,393,099Liabilities 2021: $43,705,459Net Assets 2021: $687,6402021Assets 2022: $45,956,589Liabilities 2022: $45,268,949Net Assets 2022: $687,6402022Assets 2023: $48,590,184Liabilities 2023: $47,902,544Net Assets 2023: $687,6402023Assets 2024: $29,975,440Liabilities 2024: $29,287,800Net Assets 2024: $687,6402024

Highlighted filing

2024

Assets$29,975,440
Liabilities$29,287,800
Net Assets$687,640

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0Revenue 2016: $0Expenses 2016: $0Net Income 2016: $02016Revenue 2017: $6,130,546Expenses 2017: $6,130,546Net Income 2017: $02017Revenue 2018: $5,237,578Expenses 2018: $5,237,578Net Income 2018: $02018Revenue 2019: $6,739,831Expenses 2019: $6,739,831Net Income 2019: $02019Revenue 2020: $7,238,104Expenses 2020: $7,238,104Net Income 2020: $02020Revenue 2021: $6,160,138Expenses 2021: $6,160,138Net Income 2021: $02021Revenue 2022: $6,779,260Expenses 2022: $6,779,260Net Income 2022: $02022Revenue 2023: $7,276,848Expenses 2023: $7,276,848Net Income 2023: $02023Revenue 2024: $7,207,502Expenses 2024: $7,207,502Net Income 2024: $02024

Highlighted filing

2024

Revenue$7,207,502
Expenses$7,207,502
Net Income$0

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 5, 2025
Return Version
2024v5.2
Gross Receipts
$7,207,502
Mission and Program Overview

Mission

SEE SCHEDULE O

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$37,616,928$0▼ $37,616,928
Savings and Temporary Cash Investments$10,591,077$29,805,554▲ $19,214,477
Cap Stk Tr Prin Current Funds$600,000$600,000→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$87,640$87,640→ $0
Accounts Receivable$125,667$47,893▼ $77,774
Prepaid Expenses and Deferred Charges$37,248$36,350▼ $898
Land, Buildings, and Equipment, Net$39,032$23,882▼ $15,150
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Rtn Earn Endowment Incm Other Fnds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$48,590,184$29,975,440▼ $18,614,744
Other Assets Total$180,232$61,761▼ $118,471
Liabilities
Other Liabilities$47,338,839$28,957,088▼ $18,381,751
Accounts Payable and Accrued Expenses$563,705$330,712▼ $232,993
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$47,902,544$29,287,800▼ $18,614,744
Net Assets / Fund Balance
Total Net Assets Fund Balance$687,640$687,640→ $0
Total Liabilities and Net Assets / Fund Balance$48,590,184$29,975,440▼ $18,614,744

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$23,882$145,637$169,519
Other Land Buildings-$0-
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Sonya BrownCorporate SecretaryFT$217,168$72,703$289,871
Esther RedmonMPSA SupervisorFT$144,770$72,703$217,473
Sarah LanphereFBO SupervisorFT$132,665$72,703$205,368
Corinne ParrasFringe Benefits Field Rep IIFT$112,073$72,703$184,776

Board Members and Trustees

NameTitle
Justin DistonTrustee
Kevin AlbaneseTrustee
Nate TuckerTrustee
Thomas HolsmanTrustee
Dan RedingCo-Chief Executive Officer
Jim MurrayCo-Chief Executive Officer

Highest Paid Contractors

ContractorServicesLocationCompensation
Miller Kaplan Arase LLPAccountant595 MARKET ST STE 920, San Francisco, CA 94105$1,956,787
Zenith American SolutionsAdministrator1141 HARBOR BAY PKWY STE 100, Alameda, CA 94502$1,544,466
Saltzman Johnson Law CorpLegal Counsel5100-B1 CLAYTON RD STE 373, Concord, CA 94521$820,112
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$6,470,376
Investment Income
$708,594
Other Revenue
$28,532
Change in Net Assets
$0

Audited Revenue Reconciliation

Revenue per Audited Statements
$7,207,502
Total Revenue per Audited Statements
$7,207,502
Total Revenue per Form 990
$7,207,502
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$5,087,955
Salaries, Compensation, and Employee Benefits$2,119,547
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Accounting---$2,067,458
Fees for Services Management---$1,544,466
Other Salaries and Wages---$1,417,566
Fees for Services Legal---$936,348
Pension Plan Contributions---$369,674
Other Employee Benefits---$239,763
Occupancy---$123,537
Payroll Taxes---$92,544
Office Expenses---$71,091
Other Expenses---$64,545
Information Technology---$59,898
Insurance---$32,901
Advertising---$8,000
Travel---$7,037
Interest---$6,218
Conferences and Meetings---$5,457
Total Functional Expenses$0$0$0$7,207,502

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$7,207,502
Total Expenses per Audited Statements$7,207,502
Total Expenses per Form 990$7,207,502
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Employer Contributions Payable$28,304,414
Due to Participating Entities$322,835
Withdrawal Liability Payable$268,078
Lease Obligations$61,761
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

PART VI, SECTION A - LINE 8B:

The corporation does not have any committees with authority to act on behalf of the governing body.

PART VI, SECTION B - LINE 11B:

The corporation's cpa prepares the form 990 and presents it to the corporation and its third party administrator for review, who then gives it to the co-chairs for their review and signature.

PART VI, SECTION B - LINES 12C, 13 AND 14:

The directors formally adopted the conflict of interest, document retention and whistleblower policies on december 18, 2017. At least once annually, directors and other individuals subject to the conflict of interest policy will be asked to disclose any relationships or interests that could give rise to a conflict.

PART VI, SECTION C - LINE 19:

The corporation makes its governing documents and financial statements available to participants upon request.

PART VII, SECTION A - LINE 1A:

Directors are not compensated by the corporation. Compensation paid to certain directors employed by other related organizations is reported on the form 990 filed with the irs by the related tax-exempt organization. If you would like additional information, please contact the third-party administrator, zenith american solutions. Below is the related organization that paid compensation to certain directors: international union of operating engineers local no. 3 ein: 94-0577785

Filing and Contact Details

Filer

Filer Name
Multi-plan Services Agency Inc
EIN
81-3751949
In Care Of
% ZENITH AMERICAN SOLUTIONS
Phone
5107488334
Address
1141 Harbor Bay Pkwy Ste 100, Alameda, CA 94502

Signing Officer

Name
Dan Reding
Title
Co-CEO
Phone
5107488334
Signed
2025-11-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Dan Reding
Formed
2016
Legal Domicile
CA
Voting Board Members
6
Independent Board Members
3
Employees
12
Volunteers
0

Preparer

Firm
Miller Kaplan Arase Llp
Address
595 MARKET ST STE 920, SAN FRANCISCO, CA 94105-2814
Preparer
Michael Quackenbush
Phone
4159563600
Supplemental Narrative

Additional Explanations

PART I, LINE 1 AND PART III, LINE 1:

The corporation is organized and operated as a california nonprofit mutual benefit corporation. The specific purpose of the corporation is to provide administrative services for the pension trust fund for operating engineers and the operating engineers health and welfare trust fund and other related trust funds. Notwithstanding any of the above statements of purposes and powers, this corporation shall not, except to an insubstantial degree, engage in any activities or exercise any powers that are not in furtherance of the specific purposes of this corporation. No substantial part of the activities of this corporation shall consist of carrying on propaganda, or otherwise attempting to influence legislation, and the corporation shall not participate or intervene in any political campaign (including the publishing or distribution of statements) on behalf of any candidate for public office. The property of this corporation is irrevocably dedicated to the specific purposes of the corporation and no part of the net income or assets of this corporation shall ever inure to the benefit of any director, officer, or individual member thereof or to the benefit of any private person. Upon dissolution or winding up of the corporation, its assets remaining after payment, or provision for payment, of all debts and liabilities of this corporation shall be distributed to one or more trust funds, mutual benefit corporations, or foundations organized and operated exclusively for providing pension and/or health benefits to eligible participants and maintaining tax exempt status under the provisions of the code.

Financial Statement Notes

PART X, LINE 2:

Accounting principles generally accepted in the united states of america require management to evaluate tax positions taken by the corporation and recognize a tax liability if the corporation has taken a tax position that more likely than not would not be sustained upon examination by a tax authority. The corporation is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress.

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IRS990/Desc0THE CORPORATION IS ORGANIZED AND OPERATED AS A CALIFORNIA NONPROFIT MUTUAL BENEFIT CORPORATION. THE SPECIFIC PURPOSE OF THE CORPORATION IS TO PROVIDE ADMINISTRATIVE SERVICES FOR THE PENSION TRUST FUND FOR OPERATING ENGINEERS AND THE OPERATING ENGINEERS HEALTH AND WELFARE TRUST FUND AND OTHER RELATED TRUST FUNDS. NOTWITHSTANDING ANY OF THE ABOVE STATEMENTS OF PURPOSES AND POWERS, THIS CORPORATION SHALL NOT, EXCEPT TO AN INSUBSTANTIAL DEGREE, ENGAGE IN ANY ACTIVITIES OR EXERCISE ANY POWERS THAT ARE NOT IN FURTHERANCE OF THE SPECIFIC PURPOSES OF THIS CORPORATION. NO SUBSTANTIAL PART OF THE ACTIVITIES OF THIS CORPORATION SHALL CONSIST OF CARRYING ON PROPAGANDA, OR OTHERWISE ATTEMPTING TO INFLUENCE LEGISLATION, AND THE CORPORATION SHALL NOT PARTICIPATE OR INTERVENE IN ANY POLITICAL CAMPAIGN (INCLUDING THE PUBLISHING OR DISTRIBUTION OF STATEMENTS) ON BEHALF OF ANY CANDIDATE FOR PUBLIC OFFICE. THE PROPERTY OF THIS CORPORATION IS IRREVOCABLY DEDICATED TO THE SPECIFIC PURPOSES OF THE CORPORATION AND NO PART OF THE NET INCOME OR ASSETS OF THIS CORPORATION SHALL EVER INURE TO THE BENEFIT OF ANY DIRECTOR, OFFICER, OR INDIVIDUAL MEMBER THEREOF OR TO THE BENEFIT OF ANY PRIVATE PERSON. UPON DISSOLUTION OR WINDING UP OF THE CORPORATION, ITS ASSETS REMAINING AFTER PAYMENT, OR PROVISION FOR PAYMENT, OF ALL DEBTS AND LIABILITIES OF THIS CORPORATION SHALL BE DISTRIBUTED TO ONE OR MORE TRUST FUNDS, MUTUAL BENEFIT CORPORATIONS, OR FOUNDATIONS ORGANIZED AND OPERATED EXCLUSIVELY FOR PROVIDING PENSION AND/OR HEALTH BENEFITS TO ELIGIBLE PARTICIPANTS AND MAINTAINING TAX EXEMPT STATUS UNDER THE PROVISIONS OF THE CODE.
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IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REQUIRE MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY THE CORPORATION AND RECOGNIZE A TAX LIABILITY IF THE CORPORATION HAS TAKEN A TAX POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY A TAX AUTHORITY. THE CORPORATION IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS.
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