Civic Intelligence

T&A Payday Inc

990EZ • Fiscal year 2021 • EIN 81-2332104

Jan 01, 2021 to Dec 31, 2021 • Filed on Nov 15, 2022

Organization ProfileN/A
9816 Slide RoadLubbock, TX 79424

(806) 787-0799

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

55th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2021 filings • 501(c)4 • <$500k nonprofits • Source year 2021

Liabilities / Revenue

55th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2021 filings • 501(c)4 • <$500k nonprofits • Source year 2021

Net Margin

29th percentile

-6.5%

Higher net margin than 29% of similar nonprofits.

2021 filings • 501(c)4 • <$500k nonprofits • Source year 2021

Top Officer Pay

86th percentile

$0

Higher top officer pay than 86% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2021 filings • 501(c)4 • <$500k nonprofits • Source year 2021

Asset Growth

12th percentile

-28%

Faster asset growth than 12% of similar nonprofits.

2021 filings • 501(c)4 • <$500k nonprofits • Annualized from 2020 to 2021

Revenue Growth

54th percentile

1.1%

Faster revenue growth than 54% of similar nonprofits.

2021 filings • 501(c)4 • <$500k nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets55th percentile

Assets

Down

$31,052

Down $12,026 (-28%) from 2020

Net Assets

Down

$31,052

Down $12,026 (-28%) from 2020

Liabilities

Flat

$0

Flat from 2020

Revenue And Expenses
Liabilities / Revenue55th percentileNet Margin29th percentile

Revenue

Up

$186,300

Up $2,055 (+1.1%) from 2020

Expenses

Up

$198,326

Up $53,779 (+37%) from 2020

Net Income

Down

-$12,026

Down $51,724 (-130%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth12th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60K$40K$20K$0Assets 2016: $16,921Liabilities 2016: $983Net Assets 2016: $15,9382016Assets 2017: $19,281Liabilities 2017: $983Net Assets 2017: $18,2982017Assets 2018: $18,203Liabilities 2018: $983Net Assets 2018: $17,2202018Assets 2019: $4,363Liabilities 2019: $983Net Assets 2019: $3,3802019Assets 2020: $43,078Liabilities 2020: $0Net Assets 2020: $43,0782020Assets 2021: $31,052Liabilities 2021: $0Net Assets 2021: $31,0522021Assets 2022: $29,791Liabilities 2022: $0Net Assets 2022: $29,7912022Assets 2023: $15,338Liabilities 2023: $0Net Assets 2023: $15,3382023Assets 2024: $11,837Liabilities 2024: $0Net Assets 2024: $11,8372024

Highlighted filing

2021

Assets$31,052
Liabilities$0
Net Assets$31,052
Open 2021 Filing

Operations Trend

Revenue Growth54th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2016: $104,561Expenses 2016: $88,623Net Income 2016: $15,9382016Revenue 2017: $159,098Expenses 2017: $156,738Net Income 2017: $2,3602017Revenue 2018: $181,529Expenses 2018: $182,607Net Income 2018: -$1,0782018Revenue 2019: $161,507Expenses 2019: $175,347Net Income 2019: -$13,8402019Revenue 2020: $184,245Expenses 2020: $144,547Net Income 2020: $39,6982020Revenue 2021: $186,300Expenses 2021: $198,326Net Income 2021: -$12,0262021Revenue 2022: $198,550Expenses 2022: $199,811Net Income 2022: -$1,2612022Revenue 2023: $181,800Expenses 2023: $196,253Net Income 2023: -$14,4532023Revenue 2024: $204,729Expenses 2024: $208,230Net Income 2024: -$3,5012024

Highlighted filing

2021

Revenue$186,300
Expenses$198,326
Net Income-$12,026
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Nov 15, 2022
Return Version
2021v4.2
Gross Receipts
$186,300
Mission and Program Overview

Mission

Providing assistance to individuals in need

Program Services

DescriptionGrantsExpenses
PROVIDE BENEVOLENT TO INDIVIDUALS NEEDING ASSISTANCE$0$197,129
Compensation and Service Providers
Top Officer Pay86th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
GARY ASHBYDirector-$0--
DAVID THETFORDDirector-$0--
RICK DYKESDirector-$0--
GARY COBBDirector-$0--
RICE HORKEYDirector-$0--
TONY PENADirector-$0--
Filing and Contact Details

Filer

Filer Name
T&a Payday Inc
EIN
81-2332104
Phone
8067870799
Address
9816 SLIDE ROAD, LUBBOCK, TX 79424

Signing Officer

Name
Tony Pena
Title
Officer
Phone
8067870799
Signed
2022-11-15
Discuss with paid preparer
Yes

Preparer

Firm
Dunagan White & Associates LLC
Address
11003 QUAKER AVENUE, LUBBOCK, TX 79424
Preparer
Charles Perry CPA
Phone
8067955698
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: support payments. Amount: 197,129. Description: insurance. Amount: 682. Description: bank fees. Amount: 515. Total to form 990-ez, line 16: 198,326.”

Raw XML Appendix126 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0TONY PENA
IRS990EZ/BooksInCareOfDetail/PhoneNum08067955698
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 1618
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0LUBBOCK
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd079408
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt043078
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt031052
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt0186300
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-12026
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt043078
IRS990EZ/Form990TotalAssetsGrp/EOYAmt031052
IRS990EZ/GrossReceiptsAmt0186300
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt043078
IRS990EZ/NetAssetsOrFundBalancesEOYAmt031052
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt043078
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt031052
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt50.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0GARY ASHBY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1DAVID THETFORD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2RICK DYKES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3GARY COBB
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4RICE HORKEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5TONY PENA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt0198326
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDING ASSISTANCE TO INDIVIDUALS IN NEED
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDE BENEVOLENT TO INDIVIDUALS NEEDING ASSISTANCE
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0197129
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt0198326
IRS990EZ/TotalProgramServiceExpensesAmt0197129
IRS990EZ/TotalRevenueAmt0186300
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: SUPPORT PAYMENTS. AMOUNT: 197,129. DESCRIPTION: INSURANCE. AMOUNT: 682. DESCRIPTION: BANK FEES. AMOUNT: 515. TOTAL TO FORM 990-EZ, LINE 16: 198,326.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd03
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0TONY PENA
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0OFFICER
ReturnHeader/BusinessOfficerGrp/PhoneNum08067870799
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-11-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0T&A PAYDAY INC
ReturnHeader/Filer/BusinessNameControlTxt0T&AP
ReturnHeader/Filer/EIN0812332104
ReturnHeader/Filer/PhoneNum08067870799
ReturnHeader/Filer/USAddress/AddressLine1Txt09816 SLIDE ROAD
ReturnHeader/Filer/USAddress/CityNm0LUBBOCK
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd079424
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0843666752
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0DUNAGAN WHITE & ASSOCIATES LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011003 QUAKER AVENUE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LUBBOCK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TX
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd079424
ReturnHeader/PreparerPersonGrp/PhoneNum08067955698
ReturnHeader/PreparerPersonGrp/PreparationDt02022-11-14
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CHARLES PERRY CPA
ReturnHeader/ReturnTs02022-11-15T14:22:35-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0TONY
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0PENA
ReturnHeader/TaxPeriodBeginDt02021-01-01
ReturnHeader/TaxPeriodEndDt02021-12-31
ReturnHeader/TaxYr02021

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2021 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$31,052
Liabilities
$0
Net assets
$31,052
Revenue
$186,300
Expenses
$198,326
Net income
-$12,026
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.12$0.00$0.12$2.05$2.08$0.04
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.15$0.00$0.15$1.82$1.96$0.14
2022Detailed filing. Detailed filing data is available for this year.$0.30$0.00$0.30$1.99$2.00$0.01
2021Detailed filing. Detailed filing data is available for this year.$0.31$0.00$0.31$1.86$1.98$0.12
2020Detailed filing. Detailed filing data is available for this year.$0.43$0.00$0.43$1.84$1.45$0.40
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.04$0.01$0.03$1.62$1.75$0.14
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.18$0.01$0.17$1.82$1.83$0.01
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.19$0.01$0.18$1.59$1.57$0.02
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.17$0.01$0.16$1.05$0.89$0.16