Civic Intelligence

T&A Payday Inc

990EZ • Fiscal year 2019 • EIN 81-2332104

Jan 01, 2019 to Dec 31, 2019 • Filed on Jan 24, 2020

Organization ProfileN/A
9816 Slide RoadLubbock, TX 79424

(806) 787-0799

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

83rd percentile

0.23x

Higher debt load relative to assets than 83% of similar nonprofits.

2019 filings • 501(c)4 • <$500k nonprofits • Source year 2019

Liabilities / Revenue

61st percentile

0.01x

Higher debt load relative to revenue than 61% of similar nonprofits.

2019 filings • 501(c)4 • <$500k nonprofits • Source year 2019

Net Margin

26th percentile

-8.6%

Higher net margin than 26% of similar nonprofits.

2019 filings • 501(c)4 • <$500k nonprofits • Source year 2019

Top Officer Pay

86th percentile

$0

Higher top officer pay than 86% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2019 filings • 501(c)4 • <$500k nonprofits • Source year 2019

Asset Growth

3rd percentile

-76%

Faster asset growth than 3% of similar nonprofits.

2019 filings • 501(c)4 • <$500k nonprofits • Annualized from 2018 to 2019

Revenue Growth

29th percentile

-11%

Faster revenue growth than 29% of similar nonprofits.

2019 filings • 501(c)4 • <$500k nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets83rd percentile

Assets

Down

$4,363

Down $13,840 (-76%) from 2018

Net Assets

Down

$3,380

Down $13,840 (-80%) from 2018

Liabilities

Flat

$983

Flat from 2018

Revenue And Expenses
Liabilities / Revenue61st percentileNet Margin26th percentile

Revenue

Down

$161,507

Down $20,022 (-11%) from 2018

Expenses

Down

$175,347

Down $7,260 (-4.0%) from 2018

Net Income

Down

-$13,840

Down $12,762 (-1184%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth3rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60K$40K$20K$0Assets 2016: $16,921Liabilities 2016: $983Net Assets 2016: $15,9382016Assets 2017: $19,281Liabilities 2017: $983Net Assets 2017: $18,2982017Assets 2018: $18,203Liabilities 2018: $983Net Assets 2018: $17,2202018Assets 2019: $4,363Liabilities 2019: $983Net Assets 2019: $3,3802019Assets 2020: $43,078Liabilities 2020: $0Net Assets 2020: $43,0782020Assets 2021: $31,052Liabilities 2021: $0Net Assets 2021: $31,0522021Assets 2022: $29,791Liabilities 2022: $0Net Assets 2022: $29,7912022Assets 2023: $15,338Liabilities 2023: $0Net Assets 2023: $15,3382023Assets 2024: $11,837Liabilities 2024: $0Net Assets 2024: $11,8372024

Highlighted filing

2019

Assets$4,363
Liabilities$983
Net Assets$3,380
Open 2019 Filing

Operations Trend

Revenue Growth29th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2016: $104,561Expenses 2016: $88,623Net Income 2016: $15,9382016Revenue 2017: $159,098Expenses 2017: $156,738Net Income 2017: $2,3602017Revenue 2018: $181,529Expenses 2018: $182,607Net Income 2018: -$1,0782018Revenue 2019: $161,507Expenses 2019: $175,347Net Income 2019: -$13,8402019Revenue 2020: $184,245Expenses 2020: $144,547Net Income 2020: $39,6982020Revenue 2021: $186,300Expenses 2021: $198,326Net Income 2021: -$12,0262021Revenue 2022: $198,550Expenses 2022: $199,811Net Income 2022: -$1,2612022Revenue 2023: $181,800Expenses 2023: $196,253Net Income 2023: -$14,4532023Revenue 2024: $204,729Expenses 2024: $208,230Net Income 2024: -$3,5012024

Highlighted filing

2019

Revenue$161,507
Expenses$175,347
Net Income-$13,840
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Jan 24, 2020
Return Version
2019v5.0
Gross Receipts
$161,507
Mission and Program Overview

Mission

Providing assistance to individuals in need

Program Services

DescriptionGrantsExpenses
PROVIDE BENEVOLENT TO INDIVIDUALS NEEDING ASSISTANCE$0$0
Compensation and Service Providers
Top Officer Pay86th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
GARY ASHBYDirector-$0--
GARY AYCOCKDirector-$0--
DAVID THETFORDDirector-$0--
BART REAGORDirector-$0--
RICK DYKESDirector-$0--
GARY COBBDirector-$0--
RICE HORKEYDirector-$0--
Filing and Contact Details

Filer

Filer Name
T&a Payday Inc
EIN
81-2332104
Phone
8067870799
Address
9816 SLIDE ROAD, LUBBOCK, TX 79424

Signing Officer

Name
Gary Aycock
Title
Officer
Phone
8067870799
Signed
2020-01-24

Preparer

Firm
Charles Perry Pc
Address
11003 QUAKER AVE, LUBBOCK, TX 79424
Preparer
Charles Perry Pc
Phone
8067955698
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: bank charges. Amount: 3. Description: support payments. Amount: 174,760. Description: insurance. Amount: 554. Description: operations. Amount: 30. Total to form 990-ez, line 16: 175,347.”

Form 990-ez, Part II, Line 26 - Other Liabilities

“Description: equity. Beg. Of year amount: 983. End of year amount: 983.”

Raw XML Appendix136 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0GARY AYCOCK
IRS990EZ/BooksInCareOfDetail/PhoneNum08067955698
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 1618
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0LUBBOCK
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd079408
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt018203
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt04363
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt0161507
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-13840
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt018203
IRS990EZ/Form990TotalAssetsGrp/EOYAmt04363
IRS990EZ/GrossReceiptsAmt0161507
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt017220
IRS990EZ/NetAssetsOrFundBalancesEOYAmt03380
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt017220
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt03380
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt50.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt60.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0GARY ASHBY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1GARY AYCOCK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2DAVID THETFORD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3BART REAGOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4RICK DYKES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5GARY COBB
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6RICE HORKEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt0175347
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDING ASSISTANCE TO INDIVIDUALS IN NEED
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDE BENEVOLENT TO INDIVIDUALS NEEDING ASSISTANCE
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0983
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0983
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt0175347
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt0161507
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: BANK CHARGES. AMOUNT: 3. DESCRIPTION: SUPPORT PAYMENTS. AMOUNT: 174,760. DESCRIPTION: INSURANCE. AMOUNT: 554. DESCRIPTION: OPERATIONS. AMOUNT: 30. TOTAL TO FORM 990-EZ, LINE 16: 175,347.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: EQUITY. BEG. OF YEAR AMOUNT: 983. END OF YEAR AMOUNT: 983.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02020-09-23 17:36:50Z
ReturnHeader/BusinessOfficerGrp/PersonNm0GARY AYCOCK
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0OFFICER
ReturnHeader/BusinessOfficerGrp/PhoneNum08067870799
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-01-24
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0T&A PAYDAY INC
ReturnHeader/Filer/BusinessNameControlTxt0T&AP
ReturnHeader/Filer/EIN0812332104
ReturnHeader/Filer/PhoneNum08067870799
ReturnHeader/Filer/USAddress/AddressLine1Txt09816 SLIDE ROAD
ReturnHeader/Filer/USAddress/CityNm0LUBBOCK
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd079424
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0EDE9FCE794F9217CF6F2022CF4F0BE18AFCBC28A
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId01BAF35B65505BD2EE48789C6ACF0C4D78261E571
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0207.141.168.194
ReturnHeader/FilingSecurityInformation/IPDt02020-01-24
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CS
ReturnHeader/FilingSecurityInformation/IPTm014:27:11
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0752911873
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CHARLES PERRY PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011003 QUAKER AVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LUBBOCK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TX
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd079424
ReturnHeader/PreparerPersonGrp/PhoneNum08067955698
ReturnHeader/PreparerPersonGrp/PreparationDt02020-01-24
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CHARLES PERRY PC
ReturnHeader/ReturnTs02020-02-13T16:53:53-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02019-01-01
ReturnHeader/TaxPeriodEndDt02019-12-31
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$4,363
Liabilities
$983
Net assets
$3,380
Revenue
$161,507
Expenses
$175,347
Net income
-$13,840
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.12$0.00$0.12$2.05$2.08$0.04
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.15$0.00$0.15$1.82$1.96$0.14
2022Detailed filing. Detailed filing data is available for this year.$0.30$0.00$0.30$1.99$2.00$0.01
2021Detailed filing. Detailed filing data is available for this year.$0.31$0.00$0.31$1.86$1.98$0.12
2020Detailed filing. Detailed filing data is available for this year.$0.43$0.00$0.43$1.84$1.45$0.40
2019Detailed filing. Detailed filing data is available for this year.$0.04$0.01$0.03$1.62$1.75$0.14
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.18$0.01$0.17$1.82$1.83$0.01
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.19$0.01$0.18$1.59$1.57$0.02
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.17$0.01$0.16$1.05$0.89$0.16