Civic Intelligence

T&A Payday Inc

990EZ • Fiscal year 2017 • EIN 81-2332104

Jan 01, 2017 to Dec 31, 2017 • Filed on Feb 20, 2018

9816 Slide RoadLubbock, TX 79424

(806) 787-0799

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

72nd percentile

0.05x

Higher debt load relative to assets than 72% of similar nonprofits.

2017 filings • 501(c)4 • <$500k nonprofits • Source year 2017

Liabilities / Revenue

62nd percentile

0.01x

Higher debt load relative to revenue than 62% of similar nonprofits.

2017 filings • 501(c)4 • <$500k nonprofits • Source year 2017

Net Margin

46th percentile

1.5%

Higher net margin than 46% of similar nonprofits.

2017 filings • 501(c)4 • <$500k nonprofits • Source year 2017

Top Officer Pay

86th percentile

$0

Higher top officer pay than 86% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2017 filings • 501(c)4 • <$500k nonprofits • Source year 2017

Asset Growth

74th percentile

14%

Faster asset growth than 74% of similar nonprofits.

2017 filings • 501(c)4 • <$500k nonprofits • Annualized from 2016 to 2017

Revenue Growth

91st percentile

52%

Faster revenue growth than 91% of similar nonprofits.

2017 filings • 501(c)4 • <$500k nonprofits • Annualized from 2016 to 2017

Assets

Up

$19,281

Up $2,360 (+14%) from 2016

Net Assets

Up

$18,298

Up $2,360 (+15%) from 2016

Liabilities

Flat

$983

Flat from 2016

Revenue

Up

$159,098

Up $54,537 (+52%) from 2016

Expenses

Up

$156,738

Up $68,115 (+77%) from 2016

Net Income

Down

$2,360

Down $13,578 (-85%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60K$40K$20K$0Assets 2016: $16,921Liabilities 2016: $983Net Assets 2016: $15,9382016Assets 2017: $19,281Liabilities 2017: $983Net Assets 2017: $18,2982017Assets 2018: $18,203Liabilities 2018: $983Net Assets 2018: $17,2202018Assets 2019: $4,363Liabilities 2019: $983Net Assets 2019: $3,3802019Assets 2020: $43,078Liabilities 2020: $0Net Assets 2020: $43,0782020Assets 2021: $31,052Liabilities 2021: $0Net Assets 2021: $31,0522021Assets 2022: $29,791Liabilities 2022: $0Net Assets 2022: $29,7912022Assets 2023: $15,338Liabilities 2023: $0Net Assets 2023: $15,3382023Assets 2024: $11,837Liabilities 2024: $0Net Assets 2024: $11,8372024

Highlighted filing

2017

Assets$19,281
Liabilities$983
Net Assets$18,298

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2016: $104,561Expenses 2016: $88,623Net Income 2016: $15,9382016Revenue 2017: $159,098Expenses 2017: $156,738Net Income 2017: $2,3602017Revenue 2018: $181,529Expenses 2018: $182,607Net Income 2018: -$1,0782018Revenue 2019: $161,507Expenses 2019: $175,347Net Income 2019: -$13,8402019Revenue 2020: $184,245Expenses 2020: $144,547Net Income 2020: $39,6982020Revenue 2021: $186,300Expenses 2021: $198,326Net Income 2021: -$12,0262021Revenue 2022: $198,550Expenses 2022: $199,811Net Income 2022: -$1,2612022Revenue 2023: $181,800Expenses 2023: $196,253Net Income 2023: -$14,4532023Revenue 2024: $204,729Expenses 2024: $208,230Net Income 2024: -$3,5012024

Highlighted filing

2017

Revenue$159,098
Expenses$156,738
Net Income$2,360
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Feb 20, 2018
Return Version
2017v2.2
Gross Receipts
$164,627
Mission and Program Overview

Mission

Providing assistance to individuals in need

Program Services

DescriptionGrantsExpenses
PROVIDE BENEVOLENT TO INDIVIDUALS NEEDING ASSISTANCE$0$153,630
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
GARY ASHBYDirector-$0--
GARY AYCOCKDirector-$0--
DAVID THETFORDDirector-$0--
BART REAGORDirector-$0--
RICK DYKESDirector-$0--
GARY COBBDirector-$0--
RICE HORKEYDirector-$0--
Filing and Contact Details

Filer

Filer Name
T&a Payday Inc
EIN
81-2332104
Phone
8067870799
Address
9816 SLIDE ROAD, LUBBOCK, TX 79424

Signing Officer

Name
Gary Aycock
Title
Officer
Phone
8067870799
Signed
2018-02-20

Preparer

Firm
Charles Perry Pc
Address
11003 QUAKER AVE, LUBBOCK, TX 79424
Preparer
Charles Perry Pc
Phone
8067955698
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16 - Other Expenses

Description: office expense. Amount: 1,236. Description: support payments. Amount: 153,630. Description: other. Amount: 300. Description: insurance. Amount: 554. Description: operations. Amount: 18. Description: travel & meetings. Amount: 1,000. Total to form 990-ez, line 16: 156,738.

Form 990-ez, Part II, Line 26 - Other Liabilities

Description: equity. Beg. Of year amount: 983. End of year amount: 983. Description: unrestricted net assets. Beg. Of year amount: 0. End of year amount: 0.

Raw XML Appendix139 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0GARY AYCOCK
IRS990EZ/BooksInCareOfDetail/PhoneNum08067955698
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 1618
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0LUBBOCK
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd079408
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt016921
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt019281
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt0164626
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt02360
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt016921
IRS990EZ/Form990TotalAssetsGrp/EOYAmt019281
IRS990EZ/FundraisingGrossIncomeAmt01
IRS990EZ/GrossReceiptsAmt0164627
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt015938
IRS990EZ/NetAssetsOrFundBalancesEOYAmt018298
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt015938
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt018298
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt60.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0GARY ASHBY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1GARY AYCOCK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2DAVID THETFORD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3BART REAGOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4RICK DYKES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5GARY COBB
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6RICE HORKEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt0156738
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDING ASSISTANCE TO INDIVIDUALS IN NEED
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDE BENEVOLENT TO INDIVIDUALS NEEDING ASSISTANCE
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0153630
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt05529
IRS990EZ/SpecialEventsNetIncomeLossAmt0-5528
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0983
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0983
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt0156738
IRS990EZ/TotalProgramServiceExpensesAmt0153630
IRS990EZ/TotalRevenueAmt0159098
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: OFFICE EXPENSE. AMOUNT: 1,236. DESCRIPTION: SUPPORT PAYMENTS. AMOUNT: 153,630. DESCRIPTION: OTHER. AMOUNT: 300. DESCRIPTION: INSURANCE. AMOUNT: 554. DESCRIPTION: OPERATIONS. AMOUNT: 18. DESCRIPTION: TRAVEL & MEETINGS. AMOUNT: 1,000. TOTAL TO FORM 990-EZ, LINE 16: 156,738.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: EQUITY. BEG. OF YEAR AMOUNT: 983. END OF YEAR AMOUNT: 983. DESCRIPTION: UNRESTRICTED NET ASSETS. BEG. OF YEAR AMOUNT: 0. END OF YEAR AMOUNT: 0.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/PersonNm0GARY AYCOCK
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0OFFICER
ReturnHeader/BusinessOfficerGrp/PhoneNum08067870799
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-02-20
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0T&A PAYDAY INC
ReturnHeader/Filer/BusinessNameControlTxt0T&AP
ReturnHeader/Filer/EIN0812332104
ReturnHeader/Filer/PhoneNum08067870799
ReturnHeader/Filer/USAddress/AddressLine1Txt09816 SLIDE ROAD
ReturnHeader/Filer/USAddress/CityNm0LUBBOCK
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd079424
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0CC740BA3423EAB56216D881F0AA93149EF3488CC
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId01BAF35B65505BD2EE48789C6ACF0C4D78261E571
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt066.76.139.147
ReturnHeader/FilingSecurityInformation/IPDt02018-02-20
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CS
ReturnHeader/FilingSecurityInformation/IPTm017:45:33
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0752911873
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CHARLES PERRY PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011003 QUAKER AVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LUBBOCK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TX
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd079424
ReturnHeader/PreparerPersonGrp/PhoneNum08067955698
ReturnHeader/PreparerPersonGrp/PreparationDt02018-02-20
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CHARLES PERRY PC
ReturnHeader/ReturnTs02018-02-20T18:42:23-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02017-01-01
ReturnHeader/TaxPeriodEndDt02017-12-31
ReturnHeader/TaxYr02017

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Filings