Civic Intelligence

Aptos Chamber of Commerce

EIN 77-0175792 • 501(c)6 • Aptos, CA

Profile

The mission statement of the aptos chamber is to promote economic vitality through service to business so that it may benefit the entire community and to help develop a sense of community identity and pride.

9515 Soquel Drive 101Aptos, CA 95003

www.aptoschamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

93rd percentile

0.70x

Higher debt load relative to assets than 93% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

95th percentile

0.63x

Higher debt load relative to revenue than 95% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

56th percentile

3.4%

Higher net margin than 56% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

80th percentile

$0

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2020

Asset Growth

45th percentile

-3.5%

Faster asset growth than 45% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

34th percentile

-8.6%

Faster revenue growth than 34% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets93rd percentile

Assets

Down

$133,924

Down $4,809 (-3.5%) from 2023

Liabilities

Down

$93,145

Down $9,863 (-9.6%) from 2023

Net Assets

Up

$40,779

Up $5,054 (+14%) from 2023

Operations
Liabilities / Revenue95th percentileNet Margin56th percentile

Revenue

Down

$147,254

Down $13,781 (-8.6%) from 2023

Expenses

Down

$142,200

Down $17,467 (-11%) from 2023

Net Income

Up

$5,054

Up $3,686 (+269%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth45th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0-$50KAssets 2011: $45,873Liabilities 2011: $3,565Net Assets 2011: $42,3082011Assets 2012: $41,493Liabilities 2012: $12,549Net Assets 2012: $28,9442012Assets 2013: $45,519Liabilities 2013: $20,046Net Assets 2013: $25,4732013Assets 2014: $41,066Liabilities 2014: $11,853Net Assets 2014: $29,2132014Assets 2015: $21,816Liabilities 2015: $10,611Net Assets 2015: $11,2052015Assets 2016: $15,515Liabilities 2016: $32,138Net Assets 2016: -$16,6232016Assets 2017: $20,392Liabilities 2017: $29,412Net Assets 2017: -$9,0202017Assets 2018: $24,196Liabilities 2018: $17,322Net Assets 2018: $6,8742018Assets 2019: $16,723Liabilities 2019: $4,988Net Assets 2019: $11,7352019Assets 2020: $98,782Liabilities 2020: $110,557Net Assets 2020: -$11,7752020Assets 2021: $126,862Liabilities 2021: $92,410Net Assets 2021: $34,4522021Assets 2022: $134,993Liabilities 2022: $100,636Net Assets 2022: $34,3572022Assets 2023: $138,733Liabilities 2023: $103,008Net Assets 2023: $35,7252023Assets 2024: $133,924Liabilities 2024: $93,145Net Assets 2024: $40,7792024

Highlighted filing

2024

Assets$133,924
Liabilities$93,145
Net Assets$40,779
Open 2024 Filing

Operations Trend

Revenue Growth34th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KExpenses 2011: $214,5872011Expenses 2012: $164,5372012Revenue 2013: $169,688Expenses 2013: $171,717Net Income 2013: -$2,0292013Revenue 2014: $141,451Expenses 2014: $147,852Net Income 2014: -$6,4012014Revenue 2015: $163,186Expenses 2015: $163,940Net Income 2015: -$7542015Revenue 2016: $163,784Expenses 2016: $191,975Net Income 2016: -$28,1912016Revenue 2017: $171,229Expenses 2017: $170,588Net Income 2017: $6412017Revenue 2018: $181,953Expenses 2018: $166,090Net Income 2018: $15,8632018Revenue 2019: $197,602Expenses 2019: $191,104Net Income 2019: $6,4982019Revenue 2020: $91,862Expenses 2020: $115,372Net Income 2020: -$23,5102020Revenue 2021: $171,993Expenses 2021: $125,766Net Income 2021: $46,2272021Revenue 2022: $148,802Expenses 2022: $148,897Net Income 2022: -$952022Revenue 2023: $161,035Expenses 2023: $159,667Net Income 2023: $1,3682023Revenue 2024: $147,254Expenses 2024: $142,200Net Income 2024: $5,0542024

Highlighted filing

2024

Revenue$147,254
Expenses$142,200
Net Income$5,054
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$133,924
Liabilities
$93,145
Net assets
$40,779
Revenue
$147,254
Expenses
$142,200
Net income
$5,054
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.34$0.93$0.41$1.47$1.42$0.05
2023Detailed filing. Detailed filing data is available for this year.$1.39$1.03$0.36$1.61$1.60$0.01
2022Detailed filing. Detailed filing data is available for this year.$1.35$1.01$0.34$1.49$1.49$0.00
2021Detailed filing. Detailed filing data is available for this year.$1.27$0.92$0.34$1.72$1.26$0.46
2020Detailed filing. Detailed filing data is available for this year.$0.99$1.11$0.12$0.92$1.15$0.24
2019Detailed filing. Detailed filing data is available for this year.$0.17$0.05$0.12$1.98$1.91$0.06
2018Detailed filing. Detailed filing data is available for this year.$0.24$0.17$0.07$1.82$1.66$0.16
2017Detailed filing. Detailed filing data is available for this year.$0.20$0.29$0.09$1.71$1.71$0.01
2016Detailed filing. Detailed filing data is available for this year.$0.16$0.32$0.17$1.64$1.92$0.28
2015Detailed filing. Detailed filing data is available for this year.$0.22$0.11$0.11$1.63$1.64$0.01
2014Detailed filing. Detailed filing data is available for this year.$0.41$0.12$0.29$1.41$1.48$0.06
2013Summary only. Only limited summary data is available for this year.$0.46$0.20$0.25$1.70$1.72$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.41$0.13$0.29$1.65
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.46$0.04$0.42$2.15
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 10, 2025
Return Version
2024v5.2
Gross Receipts
$216,378
Mission and Program Overview

Mission

The mission statement of the aptos chamber is to promote economic vitality through service to business so that it may benefit the entire community and to help develop a sense of community identity and pride.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$138,733$133,924▼ $4,809
Rtn Earn Endowment Incm Other Fnds$35,725$40,779▲ $5,054
Savings and Temporary Cash Investments-$0-
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Land, Buildings, and Equipment, Net-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$138,733$133,924▼ $4,809
Other Assets Total-$0-
Liabilities
Other Liabilities$103,008$93,145▼ $9,863
Total Liabilities$103,008$93,145▼ $9,863
Net Assets / Fund Balance
Total Net Assets Fund Balance$35,725$40,779▲ $5,054
Total Liabilities and Net Assets / Fund Balance$138,733$133,924▼ $4,809

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings-$1,557$1,557
Compensation and Service Providers
Top Officer Pay80th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Karen HibbleExecutive DirectorPT$18,500$18,500

Board Members and Trustees

NameTitle
Steve BennettPast President
David LompaPresident
Audries BlakeVice President
Rhonda MccormackBoard recorder
Adrian CavlanDirector
Alison HanksDirector
Angela ChestnutDirector
Bob NortonDirector
Brian JohnsonDirector
Heysa JanssenDirector
Jim HartDirector
Kieran KellyDirector
Kristen FabosDirector
Leah CowanDirector
Michael GardnerDirector
Robin NardelloDirector
Zach FriendDirector
Leonard SantanaExec.Mem@lrg
Peggy PugheExec.Mem@lrg
Robert MorseExec.Mem@lrg
Steve AllenExec.Mem@lrg
Rick Barresident
Revenue and Support

Revenue Composition

Contributions and Grants
$5,248
Program Service Revenue
$73,062
Investment Income
$0
Other Revenue
$68,944
All Other Contributions
$5,248
Change in Net Assets
$5,054
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$97,223
Other Expenses$42,977
Total Fundraising Expense$4,625
Grants and Similar Amounts Paid$2,000
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$66,530--$66,530
Occupancy$23,440$2,605-$26,045
Current Officers, Directors, Trustees, and Key Employees$9,250$4,625$4,625$18,500
Other Employee Benefits$6,650--$6,650
Payroll Taxes$5,543--$5,543
Office Expenses-$3,418-$3,418
Other Expenses$2,174$3,103-$2,174
Grants to Domestic Orgs$2,000--$2,000
Interest-$1,990-$1,990
Fees for Services Accounting-$1,000-$1,000
Insurance$819--$819
All Other Expenses$-375$-953-$-1,328
Total Functional Expenses$118,355$19,220$4,625$142,200
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$138,068
Fundraising Direct Expenses$69,124
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Annual Dinner Event$38,945$38,945-$38,945
Golf Tournament Event$36,800$36,800-$36,800
Total Events$135,671$135,671$69,124$66,547
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Eidl$73,635
Credit Cards$18,626
Payroll Liabilities$884
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The Board Treasurer reviews the 990 and makes a report for the rest of the Executive Board.”

Form 990, Part VI, Section B, Line 12C

“Officers and Directors are required to fill read and fill out the effective policy once annually.”

Form 990, Part VI, Section B, Line 15A

“The Executive Director's salary is determined and approved by the Board of Directors.”

Form 990, Part VI, Section C, Line 19

“AVAILABLE UPON REQUEST”

Filing and Contact Details

Filer

Filer Name
Aptos Chamber of Commerce
EIN
77-0175792
Phone
8316881467
Address
9515 SOQUEL DRIVE 101, APTOS, CA 95003

Signing Officer

Name
David Lompa
Title
Treasurer
Signed
2025-09-10
Discuss with paid preparer
Yes

Organization Details

Formed
1960
Legal Domicile
CA
Voting Board Members
23
Independent Board Members
23
Employees
2
Volunteers
15

Preparer

Firm
Patricia A Beckwith CPA
Address
4630 Soquel Drive, Soquel, CA 95073
Preparer
Patricia A Beckwith CPA
Phone
8314751544
Raw XML AppendixShowing 400 of 528 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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