Mesquite Credit Union

“The spouse of an existing board member was appointed to fill a vacancy which lasted until the election of new board members, approximately 3 months.”

“A bank reconciliation error resulted in a writeoff.”

“The credit union is woned by its members. The members vote for a governing body each year.”

“Every year the credit union holds an annual meeting where all members are notified and may be present. The members vote each year for board members.”

“A copy of the form 990 is available for each member upon request. Any questions from members are directed to the ceo. Followup responses are provided to the governing body.”

“All officers, directors and key employees are given conflict of interest disclosure statements. Monthly financial statements are available in the main lobby.”

“Mesquite credit union makes its governing documents, conflicts of interest policy and financial statements available to the public upon request. Monthly financial statements are posted in the main lobby of the credit union.”

“Cooperative provider of credit union financial services.”

“Mesquite credit union share accounts offer advantages to members of all ages. The credit union had 4769 member-owned share accounts on december 31, 2013. Member savings accounts pay dividends monthly. Members are offered home banking via the internet, atm's and an assortment of secured and unsecured loans.”

“Share draft accounts provide members with various features. These features include free checking with enhanced benefits. Most offer dividends which are paid monthly. The credit union also offers free debit cards, internet access and internet bill payer.”

“A bank reconciliation error resulted in a chargeoff in the amount of 210,197 in 2013.”