Civic Intelligence

1St Valley Credit Union

EIN 95-1838443 • 501(c)14 • San Bernardino, CA

View Organization Page

Profile

Non-profit, State Chartered Natural Person Credit Union. Provide competitive financial services to the members of 1st Valley Credit Union.

401 West 2nd StreetSan Bernardino, CA 92401

http:www.1stvalleycu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

44th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

$500k-$1M nonprofits • Source year 2024

Net Margin

100th percentile

196%

Higher net margin than 100% of similar nonprofits.

$500k-$1M nonprofits • Source year 2024

Top Officer Pay

58th percentile

$0

Higher top officer pay than 58% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

$500k-$1M nonprofits • Source year 2024

Asset Growth

2nd percentile

-100%

Faster asset growth than 2% of similar nonprofits.

$500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

5th percentile

-56%

Faster revenue growth than 5% of similar nonprofits.

$500k-$1M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $49,454,196 (-100%) from 2023

Liabilities

Down

$0

Down $51,207,618 (-100%) from 2023

Net Assets

Up

$0

Up $1,753,422 (+100%) from 2023

Operations
Liabilities / Revenue44th percentileNet Margin100th percentile

Revenue

Down

$896,378

Down $1,139,278 (-56%) from 2023

Expenses

Down

-$857,044

Down $4,260,839 (-125%) from 2023

Net Income

Up

$1,753,422

Up $3,121,561 (+228%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth2nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0-$20MAssets 2010: $33,382,953Liabilities 2010: $29,405,892Net Assets 2010: $3,977,0612010Assets 2011: $33,822,343Liabilities 2011: $29,816,086Net Assets 2011: $4,006,2572011Assets 2012: $35,038,142Liabilities 2012: $30,909,935Net Assets 2012: $4,128,2072012Assets 2013: $33,627,902Liabilities 2013: $31,139,862Net Assets 2013: $2,488,0402013Assets 2014: $34,981,352Liabilities 2014: $31,426,274Net Assets 2014: $3,555,0782014Assets 2015: $36,876,792Liabilities 2015: $32,982,137Net Assets 2015: $3,894,6552015Assets 2016: $38,771,347Liabilities 2016: $34,887,760Net Assets 2016: $3,883,5872016Assets 2017: $38,640,122Liabilities 2017: $34,687,410Net Assets 2017: $3,952,7122017Assets 2018: $39,478,001Liabilities 2018: $35,565,706Net Assets 2018: $3,912,2952018Assets 2019: $40,455,803Liabilities 2019: $35,939,723Net Assets 2019: $4,516,0802019Assets 2020: $48,814,532Liabilities 2020: $44,034,069Net Assets 2020: $4,780,4632020Assets 2021: $51,488,038Liabilities 2021: $47,898,345Net Assets 2021: $3,589,6932021Assets 2022: $47,769,576Liabilities 2022: $48,358,637Net Assets 2022: -$589,0612022Assets 2023: $49,454,196Liabilities 2023: $51,207,618Net Assets 2023: -$1,753,4222023Assets 2024: $0Liabilities 2024: $0Net Assets 2024: $02024

Highlighted filing

2024

Assets$0
Liabilities$0
Net Assets$0
Open 2024 Filing

Operations Trend

Revenue Growth5th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$2.0M$0-$2.0MExpenses 2010: $1,971,0922010Expenses 2011: $1,624,7162011Expenses 2012: $1,530,0012012Revenue 2013: $1,383,394Expenses 2013: $1,347,249Net Income 2013: $36,1452013Revenue 2014: $1,313,152Expenses 2014: $1,337,139Net Income 2014: -$23,9872014Revenue 2015: $1,366,741Expenses 2015: $1,332,558Net Income 2015: $34,1832015Revenue 2016: $1,372,033Expenses 2016: $1,226,111Net Income 2016: $145,9222016Revenue 2017: $1,405,477Expenses 2017: $1,341,289Net Income 2017: $64,1882017Revenue 2018: $1,413,297Expenses 2018: $1,349,174Net Income 2018: $64,1232018Revenue 2019: $1,598,869Expenses 2019: $1,438,883Net Income 2019: $159,9862019Revenue 2020: $1,582,342Expenses 2020: $1,525,086Net Income 2020: $57,2562020Revenue 2021: $1,567,034Expenses 2021: $1,802,391Net Income 2021: -$235,3572021Revenue 2022: $1,408,634Expenses 2022: $1,593,788Net Income 2022: -$185,1542022Revenue 2023: $2,035,656Expenses 2023: $3,403,795Net Income 2023: -$1,368,1392023Revenue 2024: $896,378Expenses 2024: -$857,044Net Income 2024: $1,753,4222024

Highlighted filing

2024

Revenue$896,378
Expenses-$857,044
Net Income$1,753,422
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$0
Liabilities
$0
Net assets
$0
Revenue
$896,378
Expenses
-$857,044
Net income
$1,753,422
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.90$0.86$1.75
2023Detailed filing. Detailed filing data is available for this year.$49.5$51.2$1.75$2.04$3.40$1.37
2022Detailed filing. Detailed filing data is available for this year.$47.8$48.4$0.59$1.41$1.59$0.19
2021Detailed filing. Detailed filing data is available for this year.$51.5$47.9$3.59$1.57$1.80$0.24
2020Detailed filing. Detailed filing data is available for this year.$48.8$44.0$4.78$1.58$1.53$0.06
2019Detailed filing. Detailed filing data is available for this year.$40.5$35.9$4.52$1.60$1.44$0.16
2018Detailed filing. Detailed filing data is available for this year.$39.5$35.6$3.91$1.41$1.35$0.06
2017Detailed filing. Detailed filing data is available for this year.$38.6$34.7$3.95$1.41$1.34$0.06
2016Detailed filing. Detailed filing data is available for this year.$38.8$34.9$3.88$1.37$1.23$0.15
2015Detailed filing. Detailed filing data is available for this year.$36.9$33.0$3.89$1.37$1.33$0.03
2014Detailed filing. Detailed filing data is available for this year.$35.0$31.4$3.56$1.31$1.34$0.02
2013Detailed filing. Detailed filing data is available for this year.$33.6$31.1$2.49$1.38$1.35$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$35.0$30.9$4.13$1.53
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$33.8$29.8$4.01$1.62
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$33.4$29.4$3.98$1.97
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Jun 30, 2024
Signed
Feb 14, 2025
Return Version
2024v5.0
Gross Receipts
$896,378
Mission and Program Overview

Mission

Non-profit, State Chartered Natural Person Credit Union. Provide competitive financial services to the members of 1st Valley Credit Union.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$22,425,208$0▼ $22,425,208
Investments Program Related$21,867,393$0▼ $21,867,393
Savings and Temporary Cash Investments$1,594,791$0▼ $1,594,791
Cash and Non-Interest-Bearing Accounts$901,781$0▼ $901,781
Land, Buildings, and Equipment, Net$685,732$0▼ $685,732
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Rtn Earn Endowment Incm Other Fnds$-1,753,422--
Total Assets$49,454,196$0▼ $49,454,196
Other Assets Total$1,979,291$0▼ $1,979,291
Liabilities
Other Liabilities$50,229,113--
Mortgage Notes Payable Secured by Investment Property$600,000--
Accounts Payable and Accrued Expenses$378,505--
Total Liabilities$51,207,618$0▼ $51,207,618
Net Assets / Fund Balance
Total Net Assets Fund Balance$-1,753,422$0▲ $1,753,422
Total Liabilities and Net Assets / Fund Balance$49,454,196$0▼ $49,454,196

Asset Categories

AssetBook ValueDepreciationBasis
Buildings-$1,010,937$1,010,937
Other Land Buildings$-209,946$875,737$665,791
Land$209,946-$209,946
Compensation and Service Providers
Top Officer Pay58th percentile

Board Members and Trustees

NameTitle
Craig ScottBoard Chairman
Elizabeth CruzBoard Vicechair
Carl JonesSc Chairperson
Chris MireeBoard Member
Jane SneddonBoard Member
Ernest DowdyBoard Treasurer
Leticia BriggsBd Secretary
Lisa DanielsCEO
Cecilia AboytesSc Member
Claudia LopezSc Member
Teresa MartinezSr. VP
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$571,013
Investment Income
$149,984
Other Revenue
$175,381
Change in Net Assets
$1,753,422
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$392,163
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0
Other Expenses$-1,511,770

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$392,163
Benefits to Members---$262,563
Office Expenses---$215,708
Fees for Services Other---$46,613
Occupancy---$33,392
Travel---$11,684
Advertising---$10,347
Interest---$6,581
Other Expenses---$-1,961,887
Total Functional Expenses$0$0$0$-857,044
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Most members reside, regularly work, or worship in the County of San Bernardino, employees of the Member Employer Groups, and their qualifying family members.”

Form 990, Part VI, Section A, Line 7A

“All members are eligible to vote at annual meeting.”

Form 990, Part VI, Section A, Line 7B

“The election of board principally involve the approval by members. Other actions may also require membership approval.”

Form 990, Part VI, Section B, Line 11B

“The return preparer emails a draft of the form to a designated officer and/or president of the credit union for review. The designated officer and/or president sends a copy to the board of directors. The designated individuals review the draft and present any questions, comments, or corrections to the return preparer. Upon satisfactory completion of the forms, the organization's authorized individual signs the appropriate signature form to authorize electronic filing of the returns. A copy of the forms as filed is provided by the return preparer to the organization's president or other designated individual/s.”

Form 990, Part VI, Section B, Line 12C

“Written statements provided annually are taken at face value.”

Form 990, Part VI, Section B, Line 15A

“Comparable compensation data is used to determine compensation fo the ceo/president, officers and key employees.”

Form 990, Part VI, Section B, Line 15B

“Comparable compensation data is used to determine compensation fo the officers and key employees.”

Form 990, Part VI, Section C, Line 19

“Governing documents are available upon request. Certain documents are presented at the annual meeting and posted in the lobby. Other information are also available at ncua website.”

Filing and Contact Details

Filer

Filer Name
1st Valley Credit Union
EIN
95-1838443
Phone
9098890838
Address
401 WEST 2ND STREET, SAN BERNARDINO, CA 92401

Signing Officer

Name
Martha Ramos
Title
President
Signed
2025-02-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Martha Ramos
Formed
1951
Legal Domicile
CA
Voting Board Members
5
Independent Board Members
5
Employees
12
Volunteers
8

Preparer

Firm
Richards & Associates
Address
21520 YORBA LINDA BLVD G-516, YORBA LINDA, CA 92887
Preparer
Richards Associates CPAs
Phone
7142876713
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt9Sr. VP
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IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0Non-profit, State Chartered Natural Person Credit Union. Provide competitive financial services to the members of 1st Valley Credit Union.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
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IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt033392
IRS990/OfficeExpensesGrp/TotalAmt0215708
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01979291
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IRS990/OtherExpensesGrp/Desc1Misc. Non Interest Expense
IRS990/OtherExpensesGrp/Desc2Loan Servicing Fees
IRS990/OtherExpensesGrp/Desc3Provision for Loan Loss
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IRS990/OtherExpensesGrp/TotalAmt140084
IRS990/OtherExpensesGrp/TotalAmt227994
IRS990/OtherExpensesGrp/TotalAmt3-1961887
IRS990/OtherLiabilitiesGrp/BOYAmt050229113
IRS990/OtherRevenueMiscGrp/Desc0FEE INCOME
IRS990/OtherRevenueMiscGrp/Desc1GAIN (LOSS) ON INVESTMENT
IRS990/OtherRevenueMiscGrp/Desc2OTHER OPERATING INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0137587
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt137794
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0137587
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt137794
IRS990/OtherRevenueTotalAmt0175381
IRS990/OtherSalariesAndWagesGrp/TotalAmt0392163
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt022425208
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt00
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IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0Martha Ramos
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0571013
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0571013
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt0344630
IRS990/PYInvestmentIncomeAmt0386284
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IRS990/PYOtherExpensesAmt02134995
IRS990/PYOtherRevenueAmt0308189
IRS990/PYProgramServiceRevenueAmt01341183
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IRS990/RelatedEntityInd0false
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IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0-1753422
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01594791
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01010937
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01010937
IRS990ScheduleD/LandGrp/BookValueAmt0209946
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0209946
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0-209946
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0875737
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0665791
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleN/AssetsDistributedInd0true
IRS990ScheduleN/AttorneyGeneralNotifiedInd0false
IRS990ScheduleN/BondLiabilitiesDischargedInd0false
IRS990ScheduleN/BondsOutstandingInd0false
IRS990ScheduleN/DirectorOfSuccessorInd0false
IRS990ScheduleN/EmployeeOfSuccessorInd0false
IRS990ScheduleN/LiabilitiesPaidInd0true
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc0Total Assets
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt02024-06-13
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt046877332
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1Txt04774 S 1300 W
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/CityNm0Ogden
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/StateAbbreviationCd0UT
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/ZIPCd084405
IRS990ScheduleN/OwnerOfSuccessorInd0false
IRS990ScheduleN/ReceiveCompensationInd0false
IRS990ScheduleN/RequiredToNotifyAGInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Most members reside, regularly work, or worship in the County of San Bernardino, employees of the Member Employer Groups, and their qualifying family members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ALL MEMBERS ARE ELIGIBLE TO VOTE AT ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ELECTION OF BOARD PRINCIPALLY INVOLVE THE APPROVAL BY MEMBERS. OTHER ACTIONS MAY ALSO REQUIRE MEMBERSHIP APPROVAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE RETURN PREPARER EMAILS A DRAFT OF THE FORM TO A DESIGNATED OFFICER AND/OR PRESIDENT OF THE CREDIT UNION FOR REVIEW. THE DESIGNATED OFFICER AND/OR PRESIDENT SENDS A COPY TO THE BOARD OF DIRECTORS. THE DESIGNATED INDIVIDUALS REVIEW THE DRAFT AND PRESENT ANY QUESTIONS, COMMENTS, OR CORRECTIONS TO THE RETURN PREPARER. UPON SATISFACTORY COMPLETION OF THE FORMS, THE ORGANIZATION'S AUTHORIZED INDIVIDUAL SIGNS THE APPROPRIATE SIGNATURE FORM TO AUTHORIZE ELECTRONIC FILING OF THE RETURNS. A COPY OF THE FORMS AS FILED IS PROVIDED BY THE RETURN PREPARER TO THE ORGANIZATION'S PRESIDENT OR OTHER DESIGNATED INDIVIDUAL/S.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4WRITTEN STATEMENTS PROVIDED ANNUALLY ARE TAKEN AT FACE VALUE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5COMPARABLE COMPENSATION DATA IS USED TO DETERMINE COMPENSATION FO THE CEO/PRESIDENT, OFFICERS AND KEY EMPLOYEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6COMPARABLE COMPENSATION DATA IS USED TO DETERMINE COMPENSATION FO THE OFFICERS AND KEY EMPLOYEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST. CERTAIN DOCUMENTS ARE PRESENTED AT THE ANNUAL MEETING AND POSTED IN THE LOBBY. OTHER INFORMATION ARE ALSO AVAILABLE AT NCUA WEBSITE.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section B, Line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part VI, Section C, Line 19
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IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0true
IRS990/TotalAssetsBOYAmt049454196
IRS990/TotalAssetsEOYAmt00
IRS990/TotalAssetsGrp/BOYAmt049454196
IRS990/TotalAssetsGrp/EOYAmt00
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt012
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0-857044
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt051207618
IRS990/TotalLiabilitiesEOYAmt00
IRS990/TotalLiabilitiesGrp/BOYAmt051207618
IRS990/TotalLiabilitiesGrp/EOYAmt00
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0-1753422
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt00
IRS990/TotalProgramServiceRevenueAmt0571013
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0896378
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0896378
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt049454196
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt00
IRS990/TravelGrp/TotalAmt011684
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0HTTP:WWW.1STVALLEYCU.COM
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Martha Ramos
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-02-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt01ST VALLEY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt01STV
ReturnHeader/Filer/EIN0951838443
ReturnHeader/Filer/PhoneNum09098890838
ReturnHeader/Filer/USAddress/AddressLine1Txt0401 WEST 2ND STREET
ReturnHeader/Filer/USAddress/CityNm0SAN BERNARDINO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd092401
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0RICHARDS & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt021520 YORBA LINDA BLVD G-516
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0YORBA LINDA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd092887
ReturnHeader/PreparerPersonGrp/PhoneNum07142876713
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Richards Associates CPAs

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