Civic Intelligence

Mesquite Credit Union

990 • Fiscal year 2016 • EIN 75-6068277

Jan 01, 2016 to Dec 31, 2016 • Filed on Apr 28, 2017

Organization ProfileWWW.MESQUITECU.ORG

View Organization Page

1510 N Galloway AveMesquite, TX 75149-2328

(972) 285-8951

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

96th percentile

0.93x

Higher debt load relative to assets than 96% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Liabilities / Revenue

41st percentile

18.96x

Higher debt load relative to revenue than 41% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Net Margin

49th percentile

8.1%

Higher net margin than 49% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Top Officer Pay

77th percentile

$119,577

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 8.0% of source-year revenue.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Asset Growth

32nd percentile

1.3%

Faster asset growth than 32% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2015 to 2016

Revenue Growth

6th percentile

-6.0%

Faster revenue growth than 6% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets96th percentile

Assets

Up

$30,576,048

Up $405,454 (+1.3%) from 2015

Net Assets

Up

$2,262,861

Up $120,196 (+5.6%) from 2015

Liabilities

Up

$28,313,187

Up $285,258 (+1.0%) from 2015

Revenue And Expenses
Liabilities / Revenue41st percentileNet Margin49th percentile

Revenue

Down

$1,492,942

Down $96,135 (-6.0%) from 2015

Expenses

Down

$1,372,746

Down $347,956 (-20%) from 2015

Net Income

Up

$120,196

Up $251,821 (+191%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth32nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $33,821,520Liabilities 2010: $31,018,078Net Assets 2010: $2,803,4422010Assets 2011: $33,471,077Liabilities 2011: $30,887,164Net Assets 2011: $2,583,9132011Assets 2012: $34,347,784Liabilities 2012: $31,846,344Net Assets 2012: $2,501,4402012Assets 2013: $33,918,785Liabilities 2013: $31,709,351Net Assets 2013: $2,209,4342013Assets 2014: $34,367,973Liabilities 2014: $32,093,683Net Assets 2014: $2,274,2902014Assets 2015: $30,170,594Liabilities 2015: $28,027,929Net Assets 2015: $2,142,6652015Assets 2016: $30,576,048Liabilities 2016: $28,313,187Net Assets 2016: $2,262,8612016Assets 2017: $31,591,240Liabilities 2017: $29,157,515Net Assets 2017: $2,433,7252017Assets 2018: $32,636,676Liabilities 2018: $30,041,019Net Assets 2018: $2,595,6572018Assets 2019: $33,214,141Liabilities 2019: $30,566,364Net Assets 2019: $2,647,7772019Assets 2020: $38,848,269Liabilities 2020: $36,029,977Net Assets 2020: $2,818,2922020Assets 2021: $41,803,632Liabilities 2021: $38,827,542Net Assets 2021: $2,976,0902021Assets 2022: $40,990,648Liabilities 2022: $37,751,100Net Assets 2022: $3,239,5482022Assets 2023: $40,417,827Liabilities 2023: $36,914,710Net Assets 2023: $3,503,1172023

Highlighted filing

2016

Assets$30,576,048
Liabilities$28,313,187
Net Assets$2,262,861
Open 2016 Filing

Operations Trend

Revenue Growth6th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $2,764,6612010Revenue 2011: $1,960,338Expenses 2011: $2,179,868Net Income 2011: -$219,5302011Expenses 2012: $1,878,0342012Revenue 2013: $1,756,671Expenses 2013: $2,048,677Net Income 2013: -$292,0062013Revenue 2014: $1,772,515Expenses 2014: $1,707,659Net Income 2014: $64,8562014Revenue 2015: $1,589,077Expenses 2015: $1,720,702Net Income 2015: -$131,6252015Revenue 2016: $1,492,942Expenses 2016: $1,372,746Net Income 2016: $120,1962016Revenue 2017: $1,500,597Expenses 2017: $1,329,733Net Income 2017: $170,8642017Revenue 2018: $1,578,080Expenses 2018: $1,416,148Net Income 2018: $161,9322018Revenue 2019: $1,551,412Expenses 2019: $1,458,458Net Income 2019: $92,9542019Revenue 2020: $1,596,953Expenses 2020: $1,426,438Net Income 2020: $170,5152020Revenue 2021: $1,779,761Expenses 2021: $1,621,963Net Income 2021: $157,7982021Revenue 2022: $1,564,209Expenses 2022: $1,300,751Net Income 2022: $263,4582022Revenue 2023: $1,739,946Expenses 2023: $1,456,616Net Income 2023: $283,3302023

Highlighted filing

2016

Revenue$1,492,942
Expenses$1,372,746
Net Income$120,196
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Apr 28, 2017
Return Version
2016v3.0
Gross Receipts
$1,492,942
Mission and Program Overview

Mission

Thrift Institution and member of the National Credit Union Administration

Trift institution and member of the national credit union administration

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$13,321,553$16,997,996▲ $3,676,443
Savings and Temporary Cash Investments$14,578,807$10,696,432▼ $3,882,375
Rtn Earn Endowment Incm Other Fnds$2,142,665$2,262,861▲ $120,196
Land, Buildings, and Equipment, Net$976,627$950,605▼ $26,022
Cash and Non-Interest-Bearing Accounts$710,618$911,059▲ $200,441
Receivables From Officers Etc$187,946$591,063▲ $403,117
Prepaid Expenses and Deferred Charges$61,160$77,267▲ $16,107
Receivable From Disqualified Prsn$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$30,170,594$30,576,048▲ $405,454
Other Assets Total$333,883$351,626▲ $17,743
Liabilities
Other Liabilities$27,578,663$26,940,445▼ $638,218
Accounts Payable and Accrued Expenses$449,266$1,372,742▲ $923,476
Escrow Account Liability$0$0→ $0
Total Liabilities$28,027,929$28,313,187▲ $285,258
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,142,665$2,262,861▲ $120,196
Total Liabilities and Net Assets / Fund Balance$30,170,594$30,576,048▲ $405,454

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$744,322$308,341$0
Other Land Buildings$0$0$0
Land$149,263-$0
Equipment$57,020$907,702$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Lisa ConnellCEOFT$119,577$119,577
Raul BuentelloFinance OfficerFT$60,300$60,300
Samantha LangOperation ManagerFT$56,555$56,555

Board Members and Trustees

NameTitle
Keith SmithChairperson
Bill MetzgerDirector
Debra MolDirector
Luther GordonDirector
Mary SmithAdvisory
Brenda ReamesSecretary
Shiela LambethTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
FiservData Processing75 REMITTANCE DR, SUITE 6962, Chicago, IL 60675-6962$300,989
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,327,556
Investment Income
$165,386
Other Revenue
$0
Change in Net Assets
$120,196
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$844,646
Salaries, Compensation, and Employee Benefits$528,100
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Information Technology-$328,594-$328,594
Current Officers, Directors, Trustees, and Key Employees-$236,432-$236,432
Other Salaries and Wages-$198,241-$198,241
Office Expenses-$153,417-$153,417
Occupancy-$89,043-$89,043
Other Employee Benefits-$57,164-$57,164
Depreciation Depletion-$43,261-$43,261
Payroll Taxes-$36,263-$36,263
Advertising-$36,174-$36,174
Insurance-$30,529-$30,529
Other Expenses$1,786$28,199$0$29,985
Fees for Services Other-$21,344-$21,344
Fees for Services Accounting-$8,800-$8,800
Fees for Services Legal-$4,213-$4,213
Interest-$2,864-$2,864
Travel-$1,840-$1,840
Fees for Service Investment Mgmnt Fees-$1,430-$1,430
Total Functional Expenses$21,531$1,351,215$0$1,372,746
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$187,946$591,063▲ $403,117
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$26,940,445
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

“Keith Smith and Mary Smith are married.”

Form 990, Part VI, Section A, Line 6

“To join the credi union, one must become a member.”

Form 990, Part VI, Section A, Line 7A

“Credit union members can nominate board personnel and vote them in o the board.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is completed by the finance officer and reviewed by the CEO prior to submission.”

Form 990, Part VI, Section B, Line 12C

“All policies are reviewed annually.”

Form 990, Part VI, Section C, Line 19

“Mesquite Credit Union makes its governing documents, conflicts of interest policy and financial statements available to the public upon request. Monthly financial statements are posted in the main lobby of the credit union”

Filing and Contact Details

Filer

Filer Name
Mesquite Credit Union
EIN
75-6068277
Phone
9722858951
Address
1510 N GALLOWAY AVE, MESQUITE, TX 75149-2328

Signing Officer

Name
Raul Buentello
Title
Finance Officer
Phone
9722858951
Signed
2017-04-28

Organization Details

Principal Officer
Raul Buentello
Formed
1968
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
7
Employees
13
Volunteers
7
Supplemental Narrative

Additional Explanations

Form 990, Part V, Line 3B

“Form 990, Part V, Line 3b - Form 990T will be mailed on or before 5/15/2017.”

Financial Statement Notes

Schedule D, Part X, Line 2

“Member Deposits”

Raw XML AppendixShowing 400 of 603 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd01
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0449266
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01372742
IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TRIFT INSTITUTION AND MEMBER OF THE NATIONAL CREDIT UNION ADMINISTRATION
IRS990/AdvertisingGrp/ManagementAndGeneralAmt036174
IRS990/AdvertisingGrp/TotalAmt036174
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/AllOtherExpensesGrp/ProgramServicesAmt00
IRS990/AllOtherExpensesGrp/TotalAmt00
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd00
IRS990/BenefitsToMembersGrp/ProgramServicesAmt00
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0RAUL BUENTELLO
IRS990/BooksInCareOfDetail/PhoneNum09722858951
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01510 N GALLOWAY AVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0MESQUITE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0751492328
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0710618
IRS990/CashNonInterestBearingGrp/EOYAmt0911059
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt01
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt0236432
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0236432
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt0300989
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt075 REMITTANCE DR
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine2Txt0SUITE 6962
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0CHICAGO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0IL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd0606756962
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0FISERV
IRS990/ContractorCompensationGrp/ServicesDesc0DATA PROCESSING
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0165386
IRS990/CYOtherExpensesAmt0844646
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt01327556
IRS990/CYRevenuesLessExpensesAmt0120196
IRS990/CYSalariesCompEmpBnftPaidAmt0528100
IRS990/CYTotalExpensesAmt01372746
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01492942
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt043261
IRS990/DepreciationDepletionGrp/TotalAmt043261
IRS990/Desc0MESQUITE CREDIT UNION SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAD 3974 MEMBER-OWNED SHARE ACCOUNTS ON DECEMBER 31, 2016. MEMBERS ARE OFFERED HOME BANKING VIA THE INTERNET, ATM'S, HOME 1ST LIEN AND HOME EQUITY LOANS AND OTHER SECURED AND UNSECURED LOANS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt013
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EscrowAccountLiabilityGrp/BOYAmt00
IRS990/EscrowAccountLiabilityGrp/EOYAmt00
IRS990/FamilyOrBusinessRlnInd01
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt08800
IRS990/FeesForServicesAccountingGrp/TotalAmt08800
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt04213
IRS990/FeesForServicesLegalGrp/TotalAmt04213
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt021344
IRS990/FeesForServicesOtherGrp/TotalAmt021344
IRS990/FeesForSrvcInvstMgmntFeesGrp/ManagementAndGeneralAmt01430
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt01430
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignGrantsGrp/ProgramServicesAmt00
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt740
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt840
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/PersonNm0KEITH SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm1BRENDA REAMES
IRS990/Form990PartVIISectionAGrp/PersonNm2SHIELA LAMBETH
IRS990/Form990PartVIISectionAGrp/PersonNm3BILL METZGER
IRS990/Form990PartVIISectionAGrp/PersonNm4Luther Gordon
IRS990/Form990PartVIISectionAGrp/PersonNm5Debra Mol
IRS990/Form990PartVIISectionAGrp/PersonNm6Mary Smith
IRS990/Form990PartVIISectionAGrp/PersonNm7SAMANTHA LANG
IRS990/Form990PartVIISectionAGrp/PersonNm8RAUL BUENTELLO
IRS990/Form990PartVIISectionAGrp/PersonNm9LISA CONNELL
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt756555
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt860300
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9119577
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt1SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6ADVISORY
IRS990/Form990PartVIISectionAGrp/TitleTxt7OPERATION MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt8FINANCE OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt9CEO
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd00
IRS990/FormationYr01968
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt01492942
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartVInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt0328594
IRS990/InformationTechnologyGrp/TotalAmt0328594
IRS990/InitialReturnInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt030529
IRS990/InsuranceGrp/TotalAmt030529
IRS990/InterestGrp/ManagementAndGeneralAmt02864
IRS990/InterestGrp/TotalAmt02864
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0165386
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0165386
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt0462792
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01216043
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0976627
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0950605
IRS990/LandBldgEquipCostOrOtherBssAmt02166648
IRS990/LegalDomicileStateCd0TX
IRS990/LoanOutstandingInd01
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt02142665
IRS990/NetAssetsOrFundBalancesEOYAmt02262861
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt089043
IRS990/OccupancyGrp/TotalAmt089043
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0153417
IRS990/OfficeExpensesGrp/TotalAmt0153417
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0333883
IRS990/OtherAssetsTotalGrp/EOYAmt0351626
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt057164
IRS990/OtherEmployeeBenefitsGrp/TotalAmt057164
IRS990/OtherExpensesGrp/Desc0ALLOWANCE FOR LOAN LOSSES
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2Member Services
IRS990/OtherExpensesGrp/Desc3All Other Expenses
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt043560
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt229847
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt328199
IRS990/OtherExpensesGrp/ProgramServicesAmt00
IRS990/OtherExpensesGrp/ProgramServicesAmt119745
IRS990/OtherExpensesGrp/ProgramServicesAmt20
IRS990/OtherExpensesGrp/ProgramServicesAmt31786
IRS990/OtherExpensesGrp/TotalAmt043560
IRS990/OtherExpensesGrp/TotalAmt119745
IRS990/OtherExpensesGrp/TotalAmt229847
IRS990/OtherExpensesGrp/TotalAmt329985
IRS990/OtherLiabilitiesGrp/BOYAmt027578663
IRS990/OtherLiabilitiesGrp/EOYAmt026940445
IRS990/OtherOrganizationDsc0Non Profit Credit Union
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0198241
IRS990/OtherSalariesAndWagesGrp/TotalAmt0198241
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt013321553
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt016997996
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt036263
IRS990/PayrollTaxesGrp/TotalAmt036263
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt061160
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt077267
IRS990/PrincipalOfficerNm0Raul Buentello
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/BusinessCd3522130
IRS990/ProgramServiceRevenueGrp/BusinessCd4522130
IRS990/ProgramServiceRevenueGrp/Desc0Loan Lending
IRS990/ProgramServiceRevenueGrp/Desc1Loan Fee Income
IRS990/ProgramServiceRevenueGrp/Desc2Member Fees and Charges
IRS990/ProgramServiceRevenueGrp/Desc3Miscellaneous Income
IRS990/ProgramServiceRevenueGrp/Desc4Other Income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/ExclusionAmt30
IRS990/ProgramServiceRevenueGrp/ExclusionAmt40
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0761661
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt118078
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2397558
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt395097
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt40
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0761661
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt118078
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2397558
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt395097
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt455162
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt30
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt455162
IRS990/ProgSrvcAccomActy2Grp/Desc0SHARE DRAFT ACCOUNTS PROVIDE MEMBERS WIH VARIOUS FEATURES. THESE FEATURES INCLUDE FREE CHECKING WITH ENHANCED BENEFITS. MOST OFFER DIVIDENDS WHICH AE PAID MONHLY. THE CREDIT UNION ALSO OFFERS FREE DEBIT CARDS, INTERNET ACCESS AND INTERNET BILL PAYER.
IRS990/ProgSrvcAccomActy3Grp/Desc0MESQUITE CREDIT UNION OFFERS CONSUMER LOANS SUCH AS AUTOMOBILE LOANS, HOME EQUITY LOANS UNSECURED LOANS AND MORTGAGE HOME LOANS. CREDIT LIFE AND DISABILITY INSURANCE IS AVAILABLE ON ANY OF THESE LOAN TYPES.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt021531
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt02000
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0163432
IRS990/PYOtherExpensesAmt01139567
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt01423645
IRS990/PYRevenuesLessExpensesAmt0-131625
IRS990/PYSalariesCompEmpBnftPaidAmt0581135
IRS990/PYTotalExpensesAmt01720702
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01589077
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0187946
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0591063
IRS990/ReconcilationRevenueExpnssAmt0120196
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02142665
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02262861
IRS990/SavingsAndTempCashInvstGrp/BOYAmt014578807
IRS990/SavingsAndTempCashInvstGrp/EOYAmt010696432
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0744322
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0308341
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt01052663
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt057020
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0907702
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0964722
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt0149263
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0149263
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt026940445
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Deposits
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0Member Deposits
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule D, Part X, Line 2
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0950605
IRS990ScheduleD/TotalLiabilityAmt026940445
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt04199
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt110861
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt22298
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt329304
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt411259
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt53388
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt66172

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$30,576,048
Liabilities
$28,313,187
Net assets
$2,262,861
Revenue
$1,492,942
Expenses
$1,372,746
Net income
$120,196
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Summary only. Only limited summary data is available for this year.$40.4$36.9$3.50$1.74$1.46$0.28
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$41.0$37.8$3.24$1.56$1.30$0.26
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$41.8$38.8$2.98$1.78$1.62$0.16
2020Summary only. Only limited summary data is available for this year.$38.8$36.0$2.82$1.60$1.43$0.17
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.2$30.6$2.65$1.55$1.46$0.09
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$32.6$30.0$2.60$1.58$1.42$0.16
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$31.6$29.2$2.43$1.50$1.33$0.17
2016Detailed filing. Detailed filing data is available for this year.$30.6$28.3$2.26$1.49$1.37$0.12
2015Detailed filing. Detailed filing data is available for this year.$30.2$28.0$2.14$1.59$1.72$0.13
2014Summary only. Only limited summary data is available for this year.$34.4$32.1$2.27$1.77$1.71$0.06
2013Detailed filing. Detailed filing data is available for this year.$33.9$31.7$2.21$1.76$2.05$0.29
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$34.3$31.8$2.50$1.88
2011Summary only. Only limited summary data is available for this year.$33.5$30.9$2.58$1.96$2.18$0.22
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$33.8$31.0$2.80$2.76