Civic Intelligence

Members Credit Union

990 • Fiscal year 2013 • EIN 75-0899745

Jan 01, 2013 to Dec 31, 2013 • Filed on Jul 07, 2014

Organization ProfileWWW.MEMBERSCREDITUNION.COM

View Organization Page

827 N Main76033

(817) 641-4031

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

78th percentile

0.91x

Higher debt load relative to assets than 78% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Liabilities / Revenue

34th percentile

16.50x

Higher debt load relative to revenue than 34% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Net Margin

53rd percentile

9.3%

Higher net margin than 53% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Top Officer Pay

64th percentile

$142,085

Higher top officer pay than 64% of similar nonprofits.

Top officer pay equals 4.0% of source-year revenue.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Asset Growth

71st percentile

4.3%

Faster asset growth than 71% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets78th percentile

Assets

Up

$64,568,962

Up $2,648,704 (+4.3%) from 2012

Net Assets

Up

$5,625,486

Up $329,697 (+6.2%) from 2012

Liabilities

Up

$58,943,476

Up $2,319,007 (+4.1%) from 2012

Revenue And Expenses
Liabilities / Revenue34th percentileNet Margin53rd percentile

Revenue

$3,571,473

No earlier filing loaded for comparison.

Expenses

Up

$3,239,245

Up $120,829 (+3.9%) from 2012

Net Income

$332,228

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth71st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $51,983,373Liabilities 2010: $48,134,708Net Assets 2010: $3,848,6652010Assets 2011: $58,188,832Liabilities 2011: $53,228,551Net Assets 2011: $4,960,2812011Assets 2012: $61,920,258Liabilities 2012: $56,624,469Net Assets 2012: $5,295,7892012Assets 2013: $64,568,962Liabilities 2013: $58,943,476Net Assets 2013: $5,625,4862013Assets 2014: $67,609,047Liabilities 2014: $61,662,867Net Assets 2014: $5,946,1802014Assets 2015: $75,134,141Liabilities 2015: $68,922,135Net Assets 2015: $6,212,0062015Assets 2016: $75,862,451Liabilities 2016: $69,338,523Net Assets 2016: $6,523,9282016Assets 2017: $80,300,419Liabilities 2017: $73,441,310Net Assets 2017: $6,859,1092017Assets 2018: $78,312,703Liabilities 2018: $70,963,566Net Assets 2018: $7,349,1372018Assets 2019: $80,106,326Liabilities 2019: $72,143,224Net Assets 2019: $7,963,1022019Assets 2020: $93,194,449Liabilities 2020: $84,696,992Net Assets 2020: $8,497,4572020Assets 2021: $105,875,464Liabilities 2021: $97,046,875Net Assets 2021: $8,828,5892021Assets 2022: $108,979,567Liabilities 2022: $99,548,199Net Assets 2022: $9,431,3682022Assets 2023: $97,573,995Liabilities 2023: $87,133,048Net Assets 2023: $10,440,9472023Assets 2024: $103,536,464Liabilities 2024: $92,027,721Net Assets 2024: $11,508,7432024

Highlighted filing

2013

Assets$64,568,962
Liabilities$58,943,476
Net Assets$5,625,486
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0Expenses 2010: $2,983,8762010Expenses 2011: $2,978,5522011Expenses 2012: $3,118,4162012Revenue 2013: $3,571,473Expenses 2013: $3,239,245Net Income 2013: $332,2282013Revenue 2014: $3,516,278Expenses 2014: $3,195,584Net Income 2014: $320,6942014Revenue 2015: $3,458,072Expenses 2015: $3,224,112Net Income 2015: $233,9602015Revenue 2016: $3,625,850Expenses 2016: $3,313,928Net Income 2016: $311,9222016Revenue 2017: $3,723,205Expenses 2017: $3,388,024Net Income 2017: $335,1812017Revenue 2018: $4,124,403Expenses 2018: $3,634,375Net Income 2018: $490,0282018Revenue 2019: $4,450,572Expenses 2019: $3,836,607Net Income 2019: $613,9652019Revenue 2020: $4,283,167Expenses 2020: $3,748,812Net Income 2020: $534,3552020Revenue 2021: $4,224,939Expenses 2021: $3,893,807Net Income 2021: $331,1322021Revenue 2022: $4,778,213Expenses 2022: $4,175,434Net Income 2022: $602,7792022Revenue 2023: $5,572,065Expenses 2023: $4,605,486Net Income 2023: $966,5792023Revenue 2024: $6,561,648Expenses 2024: $5,493,852Net Income 2024: $1,067,7962024

Highlighted filing

2013

Revenue$3,571,473
Expenses$3,239,245
Net Income$332,228
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Jul 7, 2014
Return Version
2013v3.0
Gross Receipts
$3,571,473
Mission and Program Overview

Mission

Our commitment is to exceed your service expectations while caring for your financial needs.

Cooperative provider of credit union financial services (i.e. Savings, checking, and lending).

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$35,693,169$38,942,642▲ $3,249,473
Investments Other Securities$16,952,000$17,567,000▲ $615,000
Rtn Earn Endowment Incm Other Fnds$5,295,789$5,625,486▲ $329,697
Savings and Temporary Cash Investments$5,386,010$4,122,234▼ $1,263,776
Land, Buildings, and Equipment, Net$1,947,948$1,866,956▼ $80,992
Cash and Non-Interest-Bearing Accounts$983,339$1,141,138▲ $157,799
Prepaid Expenses and Deferred Charges$76,728$73,317▼ $3,411
Accounts Receivable$54,714$34,767▼ $19,947
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$61,920,258$64,568,962▲ $2,648,704
Other Assets Total$826,350$820,908▼ $5,442
Liabilities
Other Liabilities$56,369,164$58,612,659▲ $2,243,495
Accounts Payable and Accrued Expenses$255,305$330,817▲ $75,512
Total Liabilities$56,624,469$58,943,476▲ $2,319,007
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,295,789$5,625,486▲ $329,697
Total Liabilities and Net Assets / Fund Balance$61,920,258$64,568,962▲ $2,648,704

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$837,927$890,937$1,728,864
Land$986,389-$986,389
Leasehold Improvements$42,640$901,472$944,112
Other Securities$500,000--
Compensation and Service Providers
Top Officer Pay64th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Paul T ElkinsCEO/presidentFT$122,601$19,484$142,085
Teresa LeckVP of OperationsFT$51,924$8,584$60,508

Board Members and Trustees

NameTitle
Chris CookePresident
Cleve Weyenberg JrVice President
Bill RiceDirector
Cecil MayDirector
Charles ShetterDirector
David PriceDirector
Stan McveyDirector
Lonnie WatsonSecretary
Greg WilmoreTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Fiserv GalaxyData Processing-$187,484
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,431,333
Investment Income
$107,728
Other Revenue
$32,412
Change in Net Assets
$332,228
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,072,722
Salaries, Compensation, and Employee Benefits$1,166,523
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$724,791
Office Expenses---$406,772
Advertising---$302,352
Information Technology---$253,667
Fees for Services Other---$252,217
Interest---$247,057
Current Officers, Directors, Trustees, and Key Employees---$202,593
Occupancy---$178,111
Other Employee Benefits---$149,197
Depreciation Depletion---$112,842
Payroll Taxes---$70,535
Conferences and Meetings---$24,451
Fees for Services Accounting---$22,000
Pension Plan Contributions---$19,407
Other Expenses---$10,709
Fees for Services Legal---$5,182
Total Functional Expenses$0$0$0$3,239,245
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$58,612,659
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union was formed by the members to provide quality financial services to its members.”

Form 990, Part VI, Section A, Line 7A

“The members of the credit union vote on the board of directors. Elections are done on a one member one vote basis.”

Form 990, Part VI, Section B, Line 11

“Management presented a copy of the form 990 to the board for discussion, review and approval prior to filing.”

Form 990, Part VI, Section B, Line 12C

“Other policies enforce the conflict of interest policy.”

Form 990, Part VI, Section B, Line 15

“Review of the ceo is conducted by the board of directors on an annual basis.”

Form 990, Part VI, Section C, Line 19

“Governing documents and conflict of interest policy are available upon request. Financial statements are posted in the lobby.”

Filing and Contact Details

Filer

EIN
75-0899745
Phone
8176414031

Signing Officer

Name
Paul T Elkins
Title
CEO/president
Phone
8176414031
Signed
2014-07-07

Organization Details

Principal Officer
Paul T Elkins
Formed
1954
Legal Domicile
TX
Voting Board Members
9
Independent Board Members
9
Employees
23
Volunteers
0
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

“The organization adopted the "uncertain tax positions" provisions of accounting principles generally accepted in the united states of america. The primary tax position of the organization is its filing status as a tax exempt entity. The organization determined that it is more likely than not that their tax position will be sustained upon examination by the internal revenue service, or other state taxing authority.”

Raw XML Appendix381 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsReceivableGrp/EOYAmt034767
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES (I.E. SAVINGS, CHECKING, AND LENDING).
IRS990/AdvertisingGrp/TotalAmt0302352
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine10GAIL CLIFFORD
IRS990/BooksInCareOfDetail/PhoneNum08176414031
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IRS990/BooksInCareOfDetail/USAddress/ZIPCode076033
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IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0112842
IRS990/Desc0IN 2013, MCU GREW ASSETS FROM $61.9 MILLION TO $64.5 MILLION, DEPOSITS GREW FROM $56.3 MILLION TO $58.6 MILLION, LOANS GREW FROM $35.9 TO $38.9 MILLION AND THE NUMBER OF MEMBERS SERVED INCREASED FROM 7,665 TO 7,853. THE CAPITAL POSITION OF MCU REMAINED STRONG AT 8.8190% DESPITE NCUISF ASSESSMENTS & GENERAL ECONOMIC FACTORS IN OUR MARKETPLACE.
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
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IRS990/Form990PartVIISectionAGrp/PersonNm0CHRIS COOKE
IRS990/Form990PartVIISectionAGrp/PersonNm1CLEVE WEYENBERG JR
IRS990/Form990PartVIISectionAGrp/PersonNm2GREG WILMORE
IRS990/Form990PartVIISectionAGrp/PersonNm3LONNIE WATSON
IRS990/Form990PartVIISectionAGrp/PersonNm4CECIL MAY
IRS990/Form990PartVIISectionAGrp/PersonNm5STAN MCVEY
IRS990/Form990PartVIISectionAGrp/PersonNm6DAVID PRICE
IRS990/Form990PartVIISectionAGrp/PersonNm7BILL RICE
IRS990/Form990PartVIISectionAGrp/PersonNm8CHARLES SHETTER
IRS990/Form990PartVIISectionAGrp/PersonNm9PAUL T ELKINS
IRS990/Form990PartVIISectionAGrp/PersonNm10TERESA LECK
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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9CEO/PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt10VP OF OPERATIONS
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IRS990/MoreThan5000KToOrgInd00
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IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/TotalAmt070535
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt019407
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt076728
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt073317
IRS990/PrincipalOfficerNm0PAUL T ELKINS
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2OTHER OPERATING INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02350092
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1988630
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt210910
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02350092
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11039953
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt241288
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt051323
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt130378
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0187119
IRS990/PYOtherExpensesAmt02127470
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt03258854
IRS990/PYRevenuesLessExpensesAmt0327557
IRS990/PYSalariesCompEmpBnftPaidAmt0990946
IRS990/PYTotalExpensesAmt03118416
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03445973
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0332228
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05295789
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt05625486
IRS990/SavingsAndTempCashInvstGrp/BOYAmt05386010
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04122234
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0837927
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0890937
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01728864
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt0986389
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0986389
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt042640
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0901472
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0944112
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt058612659
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt017067000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1500000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0DEPOSITS IN COMMERCIAL BANKS, S&L'S, AND SAVINGS BANKS
IRS990ScheduleD/OtherSecuritiesGrp/Desc1INVESTMENTS IN CORPORATE CREDIT UNION
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION ADOPTED THE "UNCERTAIN TAX POSITIONS" PROVISIONS OF ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA. THE PRIMARY TAX POSITION OF THE ORGANIZATION IS ITS FILING STATUS AS A TAX EXEMPT ENTITY. THE ORGANIZATION DETERMINED THAT IT IS MORE LIKELY THAN NOT THAT THEIR TAX POSITION WILL BE SUSTAINED UPON EXAMINATION BY THE INTERNAL REVENUE SERVICE, OR OTHER STATE TAXING AUTHORITY.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01866956
IRS990ScheduleD/TotalBookValueSecuritiesAmt017567000
IRS990ScheduleD/TotalLiabilityAmt058612659
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION WAS FORMED BY THE MEMBERS TO PROVIDE QUALITY FINANCIAL SERVICES TO ITS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBERS OF THE CREDIT UNION VOTE ON THE BOARD OF DIRECTORS. ELECTIONS ARE DONE ON A ONE MEMBER ONE VOTE BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MANAGEMENT PRESENTED A COPY OF THE FORM 990 TO THE BOARD FOR DISCUSSION, REVIEW AND APPROVAL PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3OTHER POLICIES ENFORCE THE CONFLICT OF INTEREST POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4REVIEW OF THE CEO IS CONDUCTED BY THE BOARD OF DIRECTORS ON AN ANNUAL BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST. FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt061920258
IRS990/TotalAssetsEOYAmt064568962
IRS990/TotalAssetsGrp/BOYAmt061920258
IRS990/TotalAssetsGrp/EOYAmt064568962
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt023
IRS990/TotalFunctionalExpensesGrp/TotalAmt03239245
IRS990/TotalGrossUBIAmt081701
IRS990/TotalLiabilitiesBOYAmt056624469
IRS990/TotalLiabilitiesEOYAmt058943476
IRS990/TotalLiabilitiesGrp/BOYAmt056624469
IRS990/TotalLiabilitiesGrp/EOYAmt058943476
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05295789
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05625486
IRS990/TotalOtherCompensationAmt028068
IRS990/TotalProgramServiceRevenueAmt03431333
IRS990/TotalReportableCompFromOrgAmt0174525
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03489772
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03571473
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt081701
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt061920258
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt064568962
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine10827 N MAIN
IRS990/USAddress/City0CLEBURNE
IRS990/USAddress/State0TX
IRS990/USAddress/ZIPCode076033
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.MEMBERSCREDITUNION.COM
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/PersonNm0PAUL T ELKINS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO/PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum08176414031
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-07-07
ReturnHeader/Filer/BusinessName/BusinessNameLine10MEMBERS CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0MEMB
ReturnHeader/Filer/EIN0750899745
ReturnHeader/Filer/PhoneNum08176414031
ReturnHeader/Filer/USAddress/AddressLine10827 N MAIN
ReturnHeader/Filer/USAddress/City0CLEBURNE
ReturnHeader/Filer/USAddress/State0TX
ReturnHeader/Filer/USAddress/ZIPCode076033
ReturnHeader/ReturnTs02014-07-11T12:07:23-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

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Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$64,568,962
Liabilities
$58,943,476
Net assets
$5,625,486
Revenue
$3,571,473
Expenses
$3,239,245
Net income
$332,228
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$104$92.0$11.5$6.56$5.49$1.07
2023Detailed filing. Detailed filing data is available for this year.$97.6$87.1$10.4$5.57$4.61$0.97
2022Detailed filing. Detailed filing data is available for this year.$109$99.5$9.43$4.78$4.18$0.60
2021Detailed filing. Detailed filing data is available for this year.$106$97.0$8.83$4.22$3.89$0.33
2020Detailed filing. Detailed filing data is available for this year.$93.2$84.7$8.50$4.28$3.75$0.53
2019Detailed filing. Detailed filing data is available for this year.$80.1$72.1$7.96$4.45$3.84$0.61
2018Detailed filing. Detailed filing data is available for this year.$78.3$71.0$7.35$4.12$3.63$0.49
2017Detailed filing. Detailed filing data is available for this year.$80.3$73.4$6.86$3.72$3.39$0.34
2016Detailed filing. Detailed filing data is available for this year.$75.9$69.3$6.52$3.63$3.31$0.31
2015Detailed filing. Detailed filing data is available for this year.$75.1$68.9$6.21$3.46$3.22$0.23
2014Detailed filing. Detailed filing data is available for this year.$67.6$61.7$5.95$3.52$3.20$0.32
2013Detailed filing. Detailed filing data is available for this year.$64.6$58.9$5.63$3.57$3.24$0.33
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$61.9$56.6$5.30$3.12
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$58.2$53.2$4.96$2.98
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$52.0$48.1$3.85$2.98