Civic Intelligence

Members Credit Union

990 • Fiscal year 2016 • EIN 75-0899745

Jan 01, 2016 to Dec 31, 2016 • Filed on Oct 26, 2017

Organization ProfileWWW.MEMBERSCREDITUNION.COM

View Organization Page

833 N Nolan River RdCleburne, TX 76033

(817) 641-4031

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

84th percentile

0.91x

Higher debt load relative to assets than 84% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Liabilities / Revenue

51st percentile

19.12x

Higher debt load relative to revenue than 51% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Net Margin

52nd percentile

8.6%

Higher net margin than 52% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Top Officer Pay

72nd percentile

$166,768

Higher top officer pay than 72% of similar nonprofits.

Top officer pay equals 4.6% of source-year revenue.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Asset Growth

24th percentile

1.0%

Faster asset growth than 24% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2015 to 2016

Revenue Growth

57th percentile

4.9%

Faster revenue growth than 57% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets84th percentile

Assets

Up

$75,862,451

Up $728,310 (+1.0%) from 2015

Net Assets

Up

$6,523,928

Up $311,922 (+5.0%) from 2015

Liabilities

Up

$69,338,523

Up $416,388 (+0.6%) from 2015

Revenue And Expenses
Liabilities / Revenue51st percentileNet Margin52nd percentile

Revenue

Up

$3,625,850

Up $167,778 (+4.9%) from 2015

Expenses

Up

$3,313,928

Up $89,816 (+2.8%) from 2015

Net Income

Up

$311,922

Up $77,962 (+33%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth24th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $51,983,373Liabilities 2010: $48,134,708Net Assets 2010: $3,848,6652010Assets 2011: $58,188,832Liabilities 2011: $53,228,551Net Assets 2011: $4,960,2812011Assets 2012: $61,920,258Liabilities 2012: $56,624,469Net Assets 2012: $5,295,7892012Assets 2013: $64,568,962Liabilities 2013: $58,943,476Net Assets 2013: $5,625,4862013Assets 2014: $67,609,047Liabilities 2014: $61,662,867Net Assets 2014: $5,946,1802014Assets 2015: $75,134,141Liabilities 2015: $68,922,135Net Assets 2015: $6,212,0062015Assets 2016: $75,862,451Liabilities 2016: $69,338,523Net Assets 2016: $6,523,9282016Assets 2017: $80,300,419Liabilities 2017: $73,441,310Net Assets 2017: $6,859,1092017Assets 2018: $78,312,703Liabilities 2018: $70,963,566Net Assets 2018: $7,349,1372018Assets 2019: $80,106,326Liabilities 2019: $72,143,224Net Assets 2019: $7,963,1022019Assets 2020: $93,194,449Liabilities 2020: $84,696,992Net Assets 2020: $8,497,4572020Assets 2021: $105,875,464Liabilities 2021: $97,046,875Net Assets 2021: $8,828,5892021Assets 2022: $108,979,567Liabilities 2022: $99,548,199Net Assets 2022: $9,431,3682022Assets 2023: $97,573,995Liabilities 2023: $87,133,048Net Assets 2023: $10,440,9472023Assets 2024: $103,536,464Liabilities 2024: $92,027,721Net Assets 2024: $11,508,7432024

Highlighted filing

2016

Assets$75,862,451
Liabilities$69,338,523
Net Assets$6,523,928
Open 2016 Filing

Operations Trend

Revenue Growth57th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0Expenses 2010: $2,983,8762010Expenses 2011: $2,978,5522011Expenses 2012: $3,118,4162012Revenue 2013: $3,571,473Expenses 2013: $3,239,245Net Income 2013: $332,2282013Revenue 2014: $3,516,278Expenses 2014: $3,195,584Net Income 2014: $320,6942014Revenue 2015: $3,458,072Expenses 2015: $3,224,112Net Income 2015: $233,9602015Revenue 2016: $3,625,850Expenses 2016: $3,313,928Net Income 2016: $311,9222016Revenue 2017: $3,723,205Expenses 2017: $3,388,024Net Income 2017: $335,1812017Revenue 2018: $4,124,403Expenses 2018: $3,634,375Net Income 2018: $490,0282018Revenue 2019: $4,450,572Expenses 2019: $3,836,607Net Income 2019: $613,9652019Revenue 2020: $4,283,167Expenses 2020: $3,748,812Net Income 2020: $534,3552020Revenue 2021: $4,224,939Expenses 2021: $3,893,807Net Income 2021: $331,1322021Revenue 2022: $4,778,213Expenses 2022: $4,175,434Net Income 2022: $602,7792022Revenue 2023: $5,572,065Expenses 2023: $4,605,486Net Income 2023: $966,5792023Revenue 2024: $6,561,648Expenses 2024: $5,493,852Net Income 2024: $1,067,7962024

Highlighted filing

2016

Revenue$3,625,850
Expenses$3,313,928
Net Income$311,922
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Oct 26, 2017
Return Version
2016v3.0
Gross Receipts
$3,625,850
Mission and Program Overview

Mission

Our commitment is to exceed your service expectations while caring for your financial needs.

Cooperative provider of credit union financial services (i.e. Savings, checking, and lending).

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$39,328,193$41,585,927▲ $2,257,734
Investments Other Securities$21,762,000$25,149,000▲ $3,387,000
Rtn Earn Endowment Incm Other Fnds$6,212,006$6,523,928▲ $311,922
Land, Buildings, and Equipment, Net$4,362,001$3,967,973▼ $394,028
Savings and Temporary Cash Investments$7,246,996$3,160,800▼ $4,086,196
Cash and Non-Interest-Bearing Accounts$1,466,210$984,174▼ $482,036
Prepaid Expenses and Deferred Charges$102,243$101,729▼ $514
Accounts Receivable$32,336$81,591▲ $49,255
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$75,134,141$75,862,451▲ $728,310
Other Assets Total$834,162$831,257▼ $2,905
Liabilities
Other Liabilities$68,625,610$68,947,349▲ $321,739
Accounts Payable and Accrued Expenses$296,525$391,174▲ $94,649
Total Liabilities$68,922,135$69,338,523▲ $416,388
Net Assets / Fund Balance
Total Net Assets Fund Balance$6,212,006$6,523,928▲ $311,922
Total Liabilities and Net Assets / Fund Balance$75,134,141$75,862,451▲ $728,310

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,820,632$481,703$3,302,335
Land$863,136-$863,136
Leasehold Improvements$284,205$258,576$542,781
Other Securities$25,149,000--
Compensation and Service Providers
Top Officer Pay72nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Paul T ElkinsCEO/presidentFT$124,485$42,283$166,768

Board Members and Trustees

NameTitle
Chris CookePresident
Cleve Weyenberg JrVice President
Bill RiceDirector
David PriceDirector
Gary HeinrichDirector
Sabrina WatsonDirector
Stan McveyDirector
Cecil MaySecretary
Greg WilmoreTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Fiserv GalaxyData Processing75 REMITTANCE DR SUITE 6942, Chicago, IL 60675$277,819
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,262,590
Investment Income
$363,260
Other Revenue
$0
Change in Net Assets
$311,922
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,952,927
Salaries, Compensation, and Employee Benefits$1,361,001
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$954,677
Office Expenses---$505,037
Information Technology---$314,818
Occupancy---$228,766
Advertising---$213,365
Fees for Services Other---$179,179
Interest---$170,621
Current Officers, Directors, Trustees, and Key Employees---$166,768
Depreciation Depletion---$154,754
Other Employee Benefits---$136,541
Payroll Taxes---$100,890
Fees for Services Accounting---$27,000
Other Expenses---$12,828
Conferences and Meetings---$4,012
Fees for Services Legal---$3,110
Pension Plan Contributions---$2,125
Total Functional Expenses$0$0$0$3,313,928
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$68,947,349
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union was formed by the members to provide quality financial services to its members.”

Form 990, Part VI, Section A, Line 7A

“The members of the credit union vote on the board of directors. Elections are done on a one member one vote basis.”

Form 990, Part VI, Section B, Line 11B

“Management presented a copy of the form 990 to the board for discussion, review and approval prior to filing.”

Form 990, Part VI, Section B, Line 12C

“Other policies enforce the conflict of interest policy.”

Form 990, Part VI, Section B, Line 15

“Review of the ceo is conducted by the board of directors on an annual basis.”

Form 990, Part VI, Section C, Line 19

“Governing documents and conflict of interest policy are available upon request. Financial statements are posted in the lobby.”

Filing and Contact Details

Filer

Filer Name
Members Credit Union
EIN
75-0899745
Phone
8176414031
Address
833 N NOLAN RIVER RD, CLEBURNE, TX 76033

Signing Officer

Name
Paul T Elkins
Title
CEO/president
Phone
8176414031
Signed
2017-10-26

Organization Details

Principal Officer
Paul T Elkins
Formed
1954
Legal Domicile
TX
Voting Board Members
9
Independent Board Members
9
Employees
23
Volunteers
0
Raw XML Appendix393 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
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IRS990/AccountsReceivableGrp/EOYAmt081591
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES (I.E. SAVINGS, CHECKING, AND LENDING).
IRS990/AdvertisingGrp/TotalAmt0213365
IRS990/AnnualDisclosureCoveredPrsnInd01
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IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0833 N NOLAN RIVER RD
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IRS990/Form990PartVIISectionAGrp/PersonNm2GREG WILMORE
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IRS990/Form990PartVIISectionAGrp/PersonNm6BILL RICE
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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
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IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2OTHER OPERATING INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02134232
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11078363
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21057
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02134232
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11107302
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt221056
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt028939
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt119999
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0177884
IRS990/PYOtherExpensesAmt01841411
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt03280188
IRS990/PYRevenuesLessExpensesAmt0233960
IRS990/PYSalariesCompEmpBnftPaidAmt01382701
IRS990/PYTotalExpensesAmt03224112
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03458072
IRS990/ReconcilationRevenueExpnssAmt0311922
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06212006
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06523928
IRS990/SavingsAndTempCashInvstGrp/BOYAmt07246996
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03160800
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt02820632
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0481703
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03302335
IRS990ScheduleD/LandGrp/BookValueAmt0863136
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0863136
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0284205
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0258576
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0542781
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt068947349
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt025149000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0DEPOSITS IN COMMERCIAL BANKS, S&L'S, AND SAVINGS BANKS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03967973
IRS990ScheduleD/TotalBookValueSecuritiesAmt025149000
IRS990ScheduleD/TotalLiabilityAmt068947349
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0124485
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount05285
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt04091
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt025707
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt07200
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0PAUL T ELKINS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO/PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0166768
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION WAS FORMED BY THE MEMBERS TO PROVIDE QUALITY FINANCIAL SERVICES TO ITS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBERS OF THE CREDIT UNION VOTE ON THE BOARD OF DIRECTORS. ELECTIONS ARE DONE ON A ONE MEMBER ONE VOTE BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MANAGEMENT PRESENTED A COPY OF THE FORM 990 TO THE BOARD FOR DISCUSSION, REVIEW AND APPROVAL PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3OTHER POLICIES ENFORCE THE CONFLICT OF INTEREST POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4REVIEW OF THE CEO IS CONDUCTED BY THE BOARD OF DIRECTORS ON AN ANNUAL BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST. FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt075134141
IRS990/TotalAssetsEOYAmt075862451
IRS990/TotalAssetsGrp/BOYAmt075134141
IRS990/TotalAssetsGrp/EOYAmt075862451
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt023
IRS990/TotalFunctionalExpensesGrp/TotalAmt03313928
IRS990/TotalGrossUBIAmt048938
IRS990/TotalLiabilitiesBOYAmt068922135
IRS990/TotalLiabilitiesEOYAmt069338523
IRS990/TotalLiabilitiesGrp/BOYAmt068922135
IRS990/TotalLiabilitiesGrp/EOYAmt069338523
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt06212006
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt06523928
IRS990/TotalOtherCompensationAmt029798
IRS990/TotalProgramServiceRevenueAmt03262590
IRS990/TotalReportableCompFromOrgAmt0136970
IRS990/TotalRevenueGrp/ExclusionAmt081422
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03495490
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03625850
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt048938
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt075134141
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt075862451
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0833 N NOLAN RIVER RD
IRS990/USAddress/CityNm0CLEBURNE
IRS990/USAddress/StateAbbreviationCd0TX
IRS990/USAddress/ZIPCd076033
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.MEMBERSCREDITUNION.COM
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/PersonNm0PAUL T ELKINS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO/PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum08176414031
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-10-26
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MEMBERS CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0MEMB
ReturnHeader/Filer/EIN0750899745
ReturnHeader/Filer/PhoneNum08176414031
ReturnHeader/Filer/USAddress/AddressLine1Txt0833 N NOLAN RIVER RD
ReturnHeader/Filer/USAddress/CityNm0CLEBURNE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd076033
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId038EF0A7AB48499101D83850AFC6AE155A224672E
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId03B49F14BF1F86FA171D88A140F3F13A0305CD1D6
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt065.182.80.152
ReturnHeader/FilingSecurityInformation/IPDt02017-10-26
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm010:08:14
ReturnHeader/ReturnTs02017-10-26T10:49:17-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$75,862,451
Liabilities
$69,338,523
Net assets
$6,523,928
Revenue
$3,625,850
Expenses
$3,313,928
Net income
$311,922
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$104$92.0$11.5$6.56$5.49$1.07
2023Detailed filing. Detailed filing data is available for this year.$97.6$87.1$10.4$5.57$4.61$0.97
2022Detailed filing. Detailed filing data is available for this year.$109$99.5$9.43$4.78$4.18$0.60
2021Detailed filing. Detailed filing data is available for this year.$106$97.0$8.83$4.22$3.89$0.33
2020Detailed filing. Detailed filing data is available for this year.$93.2$84.7$8.50$4.28$3.75$0.53
2019Detailed filing. Detailed filing data is available for this year.$80.1$72.1$7.96$4.45$3.84$0.61
2018Detailed filing. Detailed filing data is available for this year.$78.3$71.0$7.35$4.12$3.63$0.49
2017Detailed filing. Detailed filing data is available for this year.$80.3$73.4$6.86$3.72$3.39$0.34
2016Detailed filing. Detailed filing data is available for this year.$75.9$69.3$6.52$3.63$3.31$0.31
2015Detailed filing. Detailed filing data is available for this year.$75.1$68.9$6.21$3.46$3.22$0.23
2014Detailed filing. Detailed filing data is available for this year.$67.6$61.7$5.95$3.52$3.20$0.32
2013Detailed filing. Detailed filing data is available for this year.$64.6$58.9$5.63$3.57$3.24$0.33
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$61.9$56.6$5.30$3.12
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$58.2$53.2$4.96$2.98
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$52.0$48.1$3.85$2.98