Civic Intelligence

Members Credit Union

990 • Fiscal year 2015 • EIN 75-0899745

Jan 01, 2015 to Dec 31, 2015 • Filed on Nov 07, 2016

Organization ProfileWWW.MEMBERSCREDITUNION.COM

View Organization Page

833 N Nolan River RdCleburne, TX 76033

(817) 641-4031

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

87th percentile

0.92x

Higher debt load relative to assets than 87% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Liabilities / Revenue

56th percentile

19.93x

Higher debt load relative to revenue than 56% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Net Margin

40th percentile

6.8%

Higher net margin than 40% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Top Officer Pay

74th percentile

$167,407

Higher top officer pay than 74% of similar nonprofits.

Top officer pay equals 4.8% of source-year revenue.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Asset Growth

92nd percentile

11%

Faster asset growth than 92% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2014 to 2015

Revenue Growth

26th percentile

-1.7%

Faster revenue growth than 26% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets87th percentile

Assets

Up

$75,134,141

Up $7,525,094 (+11%) from 2014

Net Assets

Up

$6,212,006

Up $265,826 (+4.5%) from 2014

Liabilities

Up

$68,922,135

Up $7,259,268 (+12%) from 2014

Revenue And Expenses
Liabilities / Revenue56th percentileNet Margin40th percentile

Revenue

Down

$3,458,072

Down $58,206 (-1.7%) from 2014

Expenses

Up

$3,224,112

Up $28,528 (+0.9%) from 2014

Net Income

Down

$233,960

Down $86,734 (-27%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth92nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $51,983,373Liabilities 2010: $48,134,708Net Assets 2010: $3,848,6652010Assets 2011: $58,188,832Liabilities 2011: $53,228,551Net Assets 2011: $4,960,2812011Assets 2012: $61,920,258Liabilities 2012: $56,624,469Net Assets 2012: $5,295,7892012Assets 2013: $64,568,962Liabilities 2013: $58,943,476Net Assets 2013: $5,625,4862013Assets 2014: $67,609,047Liabilities 2014: $61,662,867Net Assets 2014: $5,946,1802014Assets 2015: $75,134,141Liabilities 2015: $68,922,135Net Assets 2015: $6,212,0062015Assets 2016: $75,862,451Liabilities 2016: $69,338,523Net Assets 2016: $6,523,9282016Assets 2017: $80,300,419Liabilities 2017: $73,441,310Net Assets 2017: $6,859,1092017Assets 2018: $78,312,703Liabilities 2018: $70,963,566Net Assets 2018: $7,349,1372018Assets 2019: $80,106,326Liabilities 2019: $72,143,224Net Assets 2019: $7,963,1022019Assets 2020: $93,194,449Liabilities 2020: $84,696,992Net Assets 2020: $8,497,4572020Assets 2021: $105,875,464Liabilities 2021: $97,046,875Net Assets 2021: $8,828,5892021Assets 2022: $108,979,567Liabilities 2022: $99,548,199Net Assets 2022: $9,431,3682022Assets 2023: $97,573,995Liabilities 2023: $87,133,048Net Assets 2023: $10,440,9472023Assets 2024: $103,536,464Liabilities 2024: $92,027,721Net Assets 2024: $11,508,7432024

Highlighted filing

2015

Assets$75,134,141
Liabilities$68,922,135
Net Assets$6,212,006
Open 2015 Filing

Operations Trend

Revenue Growth26th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0Expenses 2010: $2,983,8762010Expenses 2011: $2,978,5522011Expenses 2012: $3,118,4162012Revenue 2013: $3,571,473Expenses 2013: $3,239,245Net Income 2013: $332,2282013Revenue 2014: $3,516,278Expenses 2014: $3,195,584Net Income 2014: $320,6942014Revenue 2015: $3,458,072Expenses 2015: $3,224,112Net Income 2015: $233,9602015Revenue 2016: $3,625,850Expenses 2016: $3,313,928Net Income 2016: $311,9222016Revenue 2017: $3,723,205Expenses 2017: $3,388,024Net Income 2017: $335,1812017Revenue 2018: $4,124,403Expenses 2018: $3,634,375Net Income 2018: $490,0282018Revenue 2019: $4,450,572Expenses 2019: $3,836,607Net Income 2019: $613,9652019Revenue 2020: $4,283,167Expenses 2020: $3,748,812Net Income 2020: $534,3552020Revenue 2021: $4,224,939Expenses 2021: $3,893,807Net Income 2021: $331,1322021Revenue 2022: $4,778,213Expenses 2022: $4,175,434Net Income 2022: $602,7792022Revenue 2023: $5,572,065Expenses 2023: $4,605,486Net Income 2023: $966,5792023Revenue 2024: $6,561,648Expenses 2024: $5,493,852Net Income 2024: $1,067,7962024

Highlighted filing

2015

Revenue$3,458,072
Expenses$3,224,112
Net Income$233,960
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Nov 7, 2016
Return Version
2015v2.1
Gross Receipts
$3,458,072
Mission and Program Overview

Mission

Our commitment is to exceed your service expectations while caring for your financial needs.

Cooperative provider of credit union financial services (i.e. Savings, checking, and lending).

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$40,146,771$39,328,193▼ $818,578
Investments Other Securities$18,422,000$21,762,000▲ $3,340,000
Savings and Temporary Cash Investments$3,544,408$7,246,996▲ $3,702,588
Rtn Earn Endowment Incm Other Fnds$5,946,180$6,212,006▲ $265,826
Land, Buildings, and Equipment, Net$3,261,944$4,362,001▲ $1,100,057
Cash and Non-Interest-Bearing Accounts$1,237,741$1,466,210▲ $228,469
Prepaid Expenses and Deferred Charges$78,070$102,243▲ $24,173
Accounts Receivable$48,350$32,336▼ $16,014
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$67,609,047$75,134,141▲ $7,525,094
Other Assets Total$869,763$834,162▼ $35,601
Liabilities
Other Liabilities$61,429,809$68,625,610▲ $7,195,801
Accounts Payable and Accrued Expenses$233,058$296,525▲ $63,467
Total Liabilities$61,662,867$68,922,135▲ $7,259,268
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,946,180$6,212,006▲ $265,826
Total Liabilities and Net Assets / Fund Balance$67,609,047$75,134,141▲ $7,525,094

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,016,575$996,695$4,013,270
Leasehold Improvements$359,037$967,297$1,326,334
Land$986,389-$986,389
Other Securities$21,762,000--
Compensation and Service Providers
Top Officer Pay74th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Paul T ElkinsCEO/presidentFT$121,377$46,030$167,407
Teresa LeckVP of OperationsFT$62,355$33,346$95,701

Board Members and Trustees

NameTitle
Chris CookePresident
Cleve Weyenberg JrVice President
Bill RiceDirector
Charles ShetterDirector
David PriceDirector
Gary HeinrichDirector
Stan McveyDirector
Cecil MaySecretary
Greg WilmoreTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Fiserv GalaxyData Processing75 REMITTANCE DR SUITE 6942, Chicago, IL 60675$235,008
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,280,188
Investment Income
$177,884
Other Revenue
$0
Change in Net Assets
$233,960
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,841,411
Salaries, Compensation, and Employee Benefits$1,382,701
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$914,233
Office Expenses---$491,062
Information Technology---$310,855
Current Officers, Directors, Trustees, and Key Employees---$263,108
Occupancy---$257,859
Fees for Services Other---$191,827
Interest---$191,003
Advertising---$129,640
Depreciation Depletion---$111,634
Payroll Taxes---$105,581
Other Employee Benefits---$98,879
Fees for Services Accounting---$31,717
Other Expenses---$13,363
Fees for Services Legal---$1,868
Conferences and Meetings---$1,033
Pension Plan Contributions---$900
Total Functional Expenses$0$0$0$3,224,112
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$68,625,610
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union was formed by the members to provide quality financial services to its members.”

Form 990, Part VI, Section A, Line 7A

“The members of the credit union vote on the board of directors. Elections are done on a one member one vote basis.”

Form 990, Part VI, Section B, Line 11

“Management presented a copy of the form 990 to the board for discussion, review and approval prior to filing.”

Form 990, Part VI, Section B, Line 12C

“Other policies enforce the conflict of interest policy.”

Form 990, Part VI, Section B, Line 15

“Review of the ceo is conducted by the board of directors on an annual basis.”

Form 990, Part VI, Section C, Line 19

“Governing documents and conflict of interest policy are available upon request. Financial statements are posted in the lobby.”

Filing and Contact Details

Filer

Filer Name
Members Credit Union
EIN
75-0899745
Phone
8176414031
Address
833 N NOLAN RIVER RD, CLEBURNE, TX 76033

Signing Officer

Name
Paul T Elkins
Title
CEO/president
Phone
8176414031
Signed
2016-11-07

Organization Details

Principal Officer
Paul T Elkins
Formed
1954
Legal Domicile
TX
Voting Board Members
9
Independent Board Members
9
Employees
26
Volunteers
0
Raw XML Appendix395 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
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IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0296525
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IRS990/AccountsReceivableGrp/EOYAmt032336
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES (I.E. SAVINGS, CHECKING, AND LENDING).
IRS990/AddressChangeInd0X
IRS990/AdvertisingGrp/TotalAmt0129640
IRS990/AnnualDisclosureCoveredPrsnInd01
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IRS990/BooksInCareOfDetail/PhoneNum08176414031
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0833 N NOLAN RIVER RD
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IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
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IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
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IRS990/Desc0IN 2015, MCU GREW ASSETS FROM $67.6 MILLION TO $75.1 MILLION, DEPOSITS GREW FROM $61.4 MILLION TO $68.6 MILLION, LOANS DECREASED FROM $40.6 TO $39.7 MILLION AND THE NUMBER OF MEMBERS SERVED INCREASED FROM 7,874 TO 8,080. THE CAPITAL POSITION OF MCU REMAINED STRONG AT 8.54% DESPITE GENERAL ECONOMIC FACTORS IN THE MARKETPLACE.
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IRS990/Form990PartVIISectionAGrp/PersonNm2GREG WILMORE
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IRS990/Form990PartVIISectionAGrp/PersonNm4STAN MCVEY
IRS990/Form990PartVIISectionAGrp/PersonNm5DAVID PRICE
IRS990/Form990PartVIISectionAGrp/PersonNm6BILL RICE
IRS990/Form990PartVIISectionAGrp/PersonNm7CHARLES SHETTER
IRS990/Form990PartVIISectionAGrp/PersonNm8GARY HEINRICH
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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9CEO/PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt10VP OF OPERATIONS
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IRS990/MoreThan5000KToOrgInd00
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IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0105581
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0900
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt078070
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0102243
IRS990/PrincipalOfficerNm0PAUL T ELKINS
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2OTHER OPERATING INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02204896
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11022003
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2111
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02204896
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11053776
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt221516
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt031773
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt121405
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0137860
IRS990/PYOtherExpensesAmt01896194
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt03378418
IRS990/PYRevenuesLessExpensesAmt0320694
IRS990/PYSalariesCompEmpBnftPaidAmt01299390
IRS990/PYTotalExpensesAmt03195584
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03516278
IRS990/ReconcilationRevenueExpnssAmt0233960
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05946180
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06212006
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03544408
IRS990/SavingsAndTempCashInvstGrp/EOYAmt07246996
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt03016575
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0996695
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt04013270
IRS990ScheduleD/LandGrp/BookValueAmt0986389
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0986389
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0359037
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0967297
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt01326334
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt068625610
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt021762000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0DEPOSITS IN COMMERCIAL BANKS, S&L'S, AND SAVINGS BANKS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04362001
IRS990ScheduleD/TotalBookValueSecuritiesAmt021762000
IRS990ScheduleD/TotalLiabilityAmt068625610
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0121377
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount05979
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt04127
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt028724
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt07200
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0PAUL T ELKINS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO/PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0167407
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION WAS FORMED BY THE MEMBERS TO PROVIDE QUALITY FINANCIAL SERVICES TO ITS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBERS OF THE CREDIT UNION VOTE ON THE BOARD OF DIRECTORS. ELECTIONS ARE DONE ON A ONE MEMBER ONE VOTE BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MANAGEMENT PRESENTED A COPY OF THE FORM 990 TO THE BOARD FOR DISCUSSION, REVIEW AND APPROVAL PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3OTHER POLICIES ENFORCE THE CONFLICT OF INTEREST POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4REVIEW OF THE CEO IS CONDUCTED BY THE BOARD OF DIRECTORS ON AN ANNUAL BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST. FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt067609047
IRS990/TotalAssetsEOYAmt075134141
IRS990/TotalAssetsGrp/BOYAmt067609047
IRS990/TotalAssetsGrp/EOYAmt075134141
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt026
IRS990/TotalFunctionalExpensesGrp/TotalAmt03224112
IRS990/TotalGrossUBIAmt053178
IRS990/TotalLiabilitiesBOYAmt061662867
IRS990/TotalLiabilitiesEOYAmt068922135
IRS990/TotalLiabilitiesGrp/BOYAmt061662867
IRS990/TotalLiabilitiesGrp/EOYAmt068922135
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05946180
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt06212006
IRS990/TotalOtherCompensationAmt066197
IRS990/TotalProgramServiceRevenueAmt03280188
IRS990/TotalReportableCompFromOrgAmt0196911
IRS990/TotalRevenueGrp/ExclusionAmt07389
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03397505
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03458072
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt053178
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt067609047
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt075134141
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0833 N NOLAN RIVER RD
IRS990/USAddress/CityNm0CLEBURNE
IRS990/USAddress/StateAbbreviationCd0TX
IRS990/USAddress/ZIPCd076033
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.MEMBERSCREDITUNION.COM
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/PersonNm0PAUL T ELKINS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO/PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum08176414031
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-11-07
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MEMBERS CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0MEMB
ReturnHeader/Filer/EIN0750899745
ReturnHeader/Filer/PhoneNum08176414031
ReturnHeader/Filer/USAddress/AddressLine1Txt0833 N NOLAN RIVER RD
ReturnHeader/Filer/USAddress/CityNm0CLEBURNE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd076033
ReturnHeader/ReturnTs02016-11-09T15:00:45-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

Document Assets

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Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$75,134,141
Liabilities
$68,922,135
Net assets
$6,212,006
Revenue
$3,458,072
Expenses
$3,224,112
Net income
$233,960
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$104$92.0$11.5$6.56$5.49$1.07
2023Detailed filing. Detailed filing data is available for this year.$97.6$87.1$10.4$5.57$4.61$0.97
2022Detailed filing. Detailed filing data is available for this year.$109$99.5$9.43$4.78$4.18$0.60
2021Detailed filing. Detailed filing data is available for this year.$106$97.0$8.83$4.22$3.89$0.33
2020Detailed filing. Detailed filing data is available for this year.$93.2$84.7$8.50$4.28$3.75$0.53
2019Detailed filing. Detailed filing data is available for this year.$80.1$72.1$7.96$4.45$3.84$0.61
2018Detailed filing. Detailed filing data is available for this year.$78.3$71.0$7.35$4.12$3.63$0.49
2017Detailed filing. Detailed filing data is available for this year.$80.3$73.4$6.86$3.72$3.39$0.34
2016Detailed filing. Detailed filing data is available for this year.$75.9$69.3$6.52$3.63$3.31$0.31
2015Detailed filing. Detailed filing data is available for this year.$75.1$68.9$6.21$3.46$3.22$0.23
2014Detailed filing. Detailed filing data is available for this year.$67.6$61.7$5.95$3.52$3.20$0.32
2013Detailed filing. Detailed filing data is available for this year.$64.6$58.9$5.63$3.57$3.24$0.33
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$61.9$56.6$5.30$3.12
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$58.2$53.2$4.96$2.98
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$52.0$48.1$3.85$2.98