Civic Intelligence

Cents Ability Inc.

990EZ • Fiscal year 2013 • EIN 74-3113057

Jan 01, 2013 to Dec 31, 2013 • Filed on Nov 17, 2014

245 Park Avenue No 5fl10167

(212) 278-6144

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

54th percentile

0.01x

Higher debt load relative to assets than 54% of similar nonprofits.

2013 filings • NTEE S • <$500k nonprofits • Source year 2013

Liabilities / Revenue

59th percentile

0.01x

Higher debt load relative to revenue than 59% of similar nonprofits.

2013 filings • NTEE S • <$500k nonprofits • Source year 2013

Net Margin

17th percentile

-18%

Higher net margin than 17% of similar nonprofits.

2013 filings • NTEE S • <$500k nonprofits • Source year 2013

Top Officer Pay

90th percentile

$55,000

Higher top officer pay than 90% of similar nonprofits.

Top officer pay equals 91.0% of source-year revenue.

2013 filings • NTEE S • <$500k nonprofits • Source year 2013

Asset Growth

29th percentile

-8.5%

Faster asset growth than 29% of similar nonprofits.

2013 filings • NTEE S • <$500k nonprofits • Annualized from 2012 to 2013

Revenue Growth

73rd percentile

19%

Faster revenue growth than 73% of similar nonprofits.

2013 filings • NTEE S • <$500k nonprofits • Annualized from 2012 to 2013

Assets

Down

$111,394

Down $10,414 (-8.5%) from 2012

Net Assets

Down

$110,534

Down $11,164 (-9.2%) from 2012

Liabilities

Up

$860

Up $750 (+682%) from 2012

Revenue

Up

$60,414

Up $9,689 (+19%) from 2012

Expenses

Up

$71,578

Up $39,077 (+120%) from 2012

Net Income

Down

-$11,164

Down $29,388 (-161%) from 2012

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2011: $103,474Liabilities 2011: $0Net Assets 2011: $103,4742011Assets 2012: $121,808Liabilities 2012: $110Net Assets 2012: $121,6982012Assets 2013: $111,394Liabilities 2013: $860Net Assets 2013: $110,5342013Assets 2014: $67,579Liabilities 2014: $434Net Assets 2014: $67,1452014Assets 2016: $134,049Liabilities 2016: $0Net Assets 2016: $134,0492016Assets 2017: $124,750Liabilities 2017: $1,000Net Assets 2017: $123,7502017Assets 2018: $102,215Liabilities 2018: $442Net Assets 2018: $101,7732018Assets 2019: $100,821Liabilities 2019: $33,368Net Assets 2019: $67,4532019Assets 2020: $86,737Liabilities 2020: $5,490Net Assets 2020: $81,2472020

Highlighted filing

2013

Assets$111,394
Liabilities$860
Net Assets$110,534

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$200K$0-$200KRevenue 2011: $73,053Expenses 2011: $44,710Net Income 2011: $28,3432011Revenue 2012: $50,725Expenses 2012: $32,501Net Income 2012: $18,2242012Revenue 2013: $60,414Expenses 2013: $71,578Net Income 2013: -$11,1642013Revenue 2014: $20,796Expenses 2014: $64,185Net Income 2014: -$43,3892014Revenue 2016: $176,168Expenses 2016: $123,230Net Income 2016: $52,9382016Revenue 2017: $144,091Expenses 2017: $154,390Net Income 2017: -$10,2992017Revenue 2018: $297,617Expenses 2018: $318,984Net Income 2018: -$21,3672018Revenue 2019: $330,889Expenses 2019: $365,209Net Income 2019: -$34,3202019Revenue 2020: $391,670Expenses 2020: $377,976Net Income 2020: $13,6942020

Highlighted filing

2013

Revenue$60,414
Expenses$71,578
Net Income-$11,164
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Nov 17, 2014
Return Version
2013v3.0
Gross Receipts
$62,206
Mission and Program Overview

Mission

Teach fundamentals of personal finance to high school children.

Program Services

DescriptionGrantsExpenses
PERSONAL FINANCE EDUCATION PROGRAM: SERVES STUDENTS AT VARIOUS NYC HIGH SCHOOLS THROUGH ON-SITE WORKSHOPS PREPARED AND TAUGHT BY VOLUNTEER TEACHERS FROM THEIR LOCAL FINANCE AND PROFESSIONAL COMMUNITIES AND BY OUR EXECUTIVE DIRECTOR.$0$61,691
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
AIMEE P BERNIARDExecutive Director - 2013FT$55,000-$55,000
ALEXA DU PONT BELLChairman-$0--
CONNER MCGEEDirector-$0--
BRADEN FERRARIDirector-$0--
LISE JONESDirector-$0--
MARK KAPLANDirector-$0--
COLLEEN GEARNSExecutive Director - 2014FT$0--
Filing and Contact Details

Filer

EIN
74-3113057
Phone
2122786144

Signing Officer

Name
Conner Mcgee
Title
Treasurer
Phone
2122786144
Signed
2014-11-17
Discuss with paid preparer
Yes

Preparer

Preparer
William Skody
Phone
2129671100
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8 - Other Revenue

Description: interest income. Amount: 2.

Form 990-ez, Part I, Line 16 - Other Expenses

Description: office expenses. Amount: 2,094. Description: licenses & filing fees. Amount: 154. Description: meals & entertainment. Amount: 511. Description: dues & subscriptions. Amount: 194. Description: travel . Amount: 59. Description: insurance. Amount: 1,206. Description: professional development. Amount: 65. Description: miscellaneous. Amount: 1,857. Total to form 990-ez, line 16: 6,140.

Form 990-ez, Part II, Line 24 - Other Assets

Description: prepaid expense. Beg. Of year amount: 0. End of year amount: 17.

Form 990-ez, Part II, Line 26 - Other Liabilities

Description: credit card payable. Beg. Of year amount: 110. End of year amount: 860.

Raw XML Appendix183 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum02122786144
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine10245 PARK AVENUE NO 5FL
IRS990EZ/BooksInCareOfDetail/USAddress/City0NEW YORK
IRS990EZ/BooksInCareOfDetail/USAddress/State0NY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode010167
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0121808
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt555000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0ALEXA DU PONT BELL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1CONNER MCGEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2BRADEN FERRARI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3LISE JONES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4MARK KAPLAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5AIMEE P BERNIARD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6COLLEEN GEARNS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0CHAIRMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5EXECUTIVE DIRECTOR - 2013
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6EXECUTIVE DIRECTOR - 2014
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt017
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt06140
IRS990EZ/OtherRevenueTotalAmt02
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
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IRS990EZ/PrintingPublicationsPostageAmt032
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IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt061691
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
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IRS990EZ/SchoolOperatingInd00
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IRS990EZ/SpecialEventsNetIncomeLossAmt06561
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0NY
IRS990EZ/SubjectToProxyTaxInd00
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IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0860
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
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IRS990EZ/TaxReimbursedByOrganizationAmt00
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IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0CENTS-ABILITY.ORG
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt053851
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt050725
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt073053
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt080345
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt077500
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0335474
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt02
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt02
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IRS990ScheduleA/PublicSupportCY170Pct00.45360
IRS990ScheduleA/PublicSupportPY170Pct00.43460
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IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt053851
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IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt080345
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt077500
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0335474
IRS990ScheduleA/TotalSupportAmt0335476
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST INCOME. AMOUNT: 2.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: OFFICE EXPENSES. AMOUNT: 2,094. DESCRIPTION: LICENSES & FILING FEES. AMOUNT: 154. DESCRIPTION: MEALS & ENTERTAINMENT. AMOUNT: 511. DESCRIPTION: DUES & SUBSCRIPTIONS. AMOUNT: 194. DESCRIPTION: TRAVEL . AMOUNT: 59. DESCRIPTION: INSURANCE. AMOUNT: 1,206. DESCRIPTION: PROFESSIONAL DEVELOPMENT. AMOUNT: 65. DESCRIPTION: MISCELLANEOUS. AMOUNT: 1,857. TOTAL TO FORM 990-EZ, LINE 16: 6,140.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: PREPAID EXPENSE. BEG. OF YEAR AMOUNT: 0. END OF YEAR AMOUNT: 17.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DESCRIPTION: CREDIT CARD PAYABLE. BEG. OF YEAR AMOUNT: 110. END OF YEAR AMOUNT: 860.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8 - OTHER REVENUE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0CONNER MCGEE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum02122786144
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-11-17
ReturnHeader/Filer/BusinessName/BusinessNameLine10CENTS ABILITY INC
ReturnHeader/Filer/BusinessNameControlTxt0CENT
ReturnHeader/Filer/EIN0743113057
ReturnHeader/Filer/PhoneNum02122786144
ReturnHeader/Filer/USAddress/AddressLine10245 PARK AVENUE NO 5FL
ReturnHeader/Filer/USAddress/City0NEW YORK
ReturnHeader/Filer/USAddress/State0NY
ReturnHeader/Filer/USAddress/ZIPCode010167
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0133597814
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10SKODY SCOT & CO CPAS PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine10520 EIGHTH AVE SUITE 2200
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0NEW YORK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode010018
ReturnHeader/PreparerPersonGrp/PhoneNum02129671100
ReturnHeader/PreparerPersonGrp/PreparationDt02014-11-17
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0WILLIAM SKODY
ReturnHeader/ReturnTs02014-11-17T19:13:02-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2013 filings • 501(c)3 • <$500k nonprofits