Civic Intelligence

Cents Ability Inc.

990EZ • Fiscal year 2014 • EIN 74-3113057

Jan 01, 2014 to Dec 31, 2014 • Filed on Nov 16, 2015

245 Park Avenue No 5flNew York, NY 10167

(212) 278-6144

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

53rd percentile

0.01x

Higher debt load relative to assets than 53% of similar nonprofits.

2014 filings • NTEE S • <$500k nonprofits • Source year 2014

Liabilities / Revenue

60th percentile

0.02x

Higher debt load relative to revenue than 60% of similar nonprofits.

2014 filings • NTEE S • <$500k nonprofits • Source year 2014

Net Margin

3rd percentile

-209%

Higher net margin than 3% of similar nonprofits.

2014 filings • NTEE S • <$500k nonprofits • Source year 2014

Top Officer Pay

85th percentile

$38,077

Higher top officer pay than 85% of similar nonprofits.

Top officer pay equals 183.1% of source-year revenue.

2014 filings • NTEE S • <$500k nonprofits • Source year 2014

Asset Growth

9th percentile

-39%

Faster asset growth than 9% of similar nonprofits.

2014 filings • NTEE S • <$500k nonprofits • Annualized from 2013 to 2014

Revenue Growth

5th percentile

-66%

Faster revenue growth than 5% of similar nonprofits.

2014 filings • NTEE S • <$500k nonprofits • Annualized from 2013 to 2014

Assets

Down

$67,579

Down $43,815 (-39%) from 2013

Net Assets

Down

$67,145

Down $43,389 (-39%) from 2013

Liabilities

Down

$434

Down $426 (-50%) from 2013

Revenue

Down

$20,796

Down $39,618 (-66%) from 2013

Expenses

Down

$64,185

Down $7,393 (-10%) from 2013

Net Income

Down

-$43,389

Down $32,225 (-289%) from 2013

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2011: $103,474Liabilities 2011: $0Net Assets 2011: $103,4742011Assets 2012: $121,808Liabilities 2012: $110Net Assets 2012: $121,6982012Assets 2013: $111,394Liabilities 2013: $860Net Assets 2013: $110,5342013Assets 2014: $67,579Liabilities 2014: $434Net Assets 2014: $67,1452014Assets 2016: $134,049Liabilities 2016: $0Net Assets 2016: $134,0492016Assets 2017: $124,750Liabilities 2017: $1,000Net Assets 2017: $123,7502017Assets 2018: $102,215Liabilities 2018: $442Net Assets 2018: $101,7732018Assets 2019: $100,821Liabilities 2019: $33,368Net Assets 2019: $67,4532019Assets 2020: $86,737Liabilities 2020: $5,490Net Assets 2020: $81,2472020

Highlighted filing

2014

Assets$67,579
Liabilities$434
Net Assets$67,145

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$200K$0-$200KRevenue 2011: $73,053Expenses 2011: $44,710Net Income 2011: $28,3432011Revenue 2012: $50,725Expenses 2012: $32,501Net Income 2012: $18,2242012Revenue 2013: $60,414Expenses 2013: $71,578Net Income 2013: -$11,1642013Revenue 2014: $20,796Expenses 2014: $64,185Net Income 2014: -$43,3892014Revenue 2016: $176,168Expenses 2016: $123,230Net Income 2016: $52,9382016Revenue 2017: $144,091Expenses 2017: $154,390Net Income 2017: -$10,2992017Revenue 2018: $297,617Expenses 2018: $318,984Net Income 2018: -$21,3672018Revenue 2019: $330,889Expenses 2019: $365,209Net Income 2019: -$34,3202019Revenue 2020: $391,670Expenses 2020: $377,976Net Income 2020: $13,6942020

Highlighted filing

2014

Revenue$20,796
Expenses$64,185
Net Income-$43,389
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Nov 16, 2015
Return Version
2014v5.0
Gross Receipts
$20,796
Mission and Program Overview

Mission

Teach fundamentals of personal finance to high school children.

Program Services

DescriptionGrantsExpenses
PERSONAL FINANCE EDUCATION PROGRAM: SERVES STUDENTS AT VARIOUS NYC HIGH SCHOOLS THROUGH ON-SITE WORKSHOPS PREPARED AND TAUGHT BY VOLUNTEER TEACHERS FROM THEIR LOCAL FINANCE AND PROFESSIONAL COMMUNITIES AND BY OUR EXECUTIVE DIRECTOR.$0$62,514
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
AIMEE P BERNIARDExecutive Director To Aug '14FT$38,077-$38,077
COLLEEN GEARNSExecutive DirectorFT$19,038-$19,038
ALEXA DU PONT BELLChairman-$0--
CONNER MCGEEDirector-$0--
BRADEN FERRARIDirector-$0--
LISE JONESDirector-$0--
MARK KAPLANDirector-$0--
Filing and Contact Details

Filer

Filer Name
Cents Ability Inc
EIN
74-3113057
Phone
2122786144
Address
245 PARK AVENUE NO 5FL, NEW YORK, NY 10167

Signing Officer

Name
Conner Mcgee
Title
Treasurer
Phone
2122786144
Signed
2015-11-16
Discuss with paid preparer
Yes

Preparer

Firm
Skody Scot & Co Cpas Pc
Address
520 EIGHTH AVE SUITE 2200, NEW YORK, NY 10018
Preparer
William Skody
Phone
2129671100
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16 - Other Expenses

Description: commissions & fees. Amount: 230. Description: office expenses. Amount: 448. Description: meals & entertainment. Amount: 235. Description: dues & subscriptions. Amount: 55. Description: travel. Amount: 239. Description: professional development. Amount: 140. Description: program expense. Amount: 24. Description: advertising. Amount: 97. Total to form 990-ez, line 16: 1,468.

Form 990-ez, Part II, Line 24 - Other Assets

Description: prepaid expense. Beg. Of year amount: 17. End of year amount: 0.

Form 990-ez, Part II, Line 26 - Other Liabilities

Description: credit card payable. Beg. Of year amount: 860. End of year amount: 434.

Raw XML Appendix169 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0THE ORGANIZATION
IRS990EZ/BooksInCareOfDetail/PhoneNum02122786144
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0245 PARK AVENUE NO 5FL
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0NEW YORK
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd010167
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0111377
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt067579
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt020796
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-43389
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0111394
IRS990EZ/Form990TotalAssetsGrp/EOYAmt067579
IRS990EZ/GrossReceiptsAmt020796
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0110534
IRS990EZ/NetAssetsOrFundBalancesEOYAmt067145
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0110534
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt067145
IRS990EZ/OccupancyRentUtltsAndMaintAmt0488
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt540.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt640.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt538077
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt619038
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0ALEXA DU PONT BELL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1CONNER MCGEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2BRADEN FERRARI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3LISE JONES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4MARK KAPLAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5AIMEE P BERNIARD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6COLLEEN GEARNS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0CHAIRMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5EXECUTIVE DIRECTOR TO AUG '14
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6EXECUTIVE DIRECTOR
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt017
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt01468
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0TEACH FUNDAMENTALS OF PERSONAL FINANCE TO HIGH SCHOOL CHILDREN.
IRS990EZ/PrintingPublicationsPostageAmt0114
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PERSONAL FINANCE EDUCATION PROGRAM: SERVES STUDENTS AT VARIOUS NYC HIGH SCHOOLS THROUGH ON-SITE WORKSHOPS PREPARED AND TAUGHT BY VOLUNTEER TEACHERS FROM THEIR LOCAL FINANCE AND PROFESSIONAL COMMUNITIES AND BY OUR EXECUTIVE DIRECTOR.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt062514
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt062115
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0NY
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0860
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0434
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt064185
IRS990EZ/TotalProgramServiceExpensesAmt062514
IRS990EZ/TotalRevenueAmt020796
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0CENTS-ABILITY.ORG
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt020796
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt053851
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt050725
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt073053
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt080345
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0278770
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt02
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt02
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt06561
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.44600
IRS990ScheduleA/PublicSupportPY170Pct00.45360
IRS990ScheduleA/PublicSupportTotal170Amt0124345
IRS990ScheduleA/SubstantialContributorsTotAmt0154425
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt020796
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt053851
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt050725
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt073053
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt080345
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0278770
IRS990ScheduleA/TotalSupportAmt0278772
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: COMMISSIONS & FEES. AMOUNT: 230. DESCRIPTION: OFFICE EXPENSES. AMOUNT: 448. DESCRIPTION: MEALS & ENTERTAINMENT. AMOUNT: 235. DESCRIPTION: DUES & SUBSCRIPTIONS. AMOUNT: 55. DESCRIPTION: TRAVEL. AMOUNT: 239. DESCRIPTION: PROFESSIONAL DEVELOPMENT. AMOUNT: 140. DESCRIPTION: PROGRAM EXPENSE. AMOUNT: 24. DESCRIPTION: ADVERTISING. AMOUNT: 97. TOTAL TO FORM 990-EZ, LINE 16: 1,468.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: PREPAID EXPENSE. BEG. OF YEAR AMOUNT: 17. END OF YEAR AMOUNT: 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: CREDIT CARD PAYABLE. BEG. OF YEAR AMOUNT: 860. END OF YEAR AMOUNT: 434.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0CONNER MCGEE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum02122786144
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-11-16
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CENTS ABILITY INC
ReturnHeader/Filer/BusinessNameControlTxt0CENT
ReturnHeader/Filer/EIN0743113057
ReturnHeader/Filer/PhoneNum02122786144
ReturnHeader/Filer/USAddress/AddressLine1Txt0245 PARK AVENUE NO 5FL
ReturnHeader/Filer/USAddress/CityNm0NEW YORK
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NY
ReturnHeader/Filer/USAddress/ZIPCd010167
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0133597814
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0SKODY SCOT & CO CPAS PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0520 EIGHTH AVE SUITE 2200
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0NEW YORK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd010018
ReturnHeader/PreparerPersonGrp/PhoneNum02129671100
ReturnHeader/PreparerPersonGrp/PreparationDt02015-11-16
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0WILLIAM SKODY
ReturnHeader/ReturnTs02015-11-16T22:42:20-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings