Civic Intelligence

Cents Ability Inc.

990EZ • Fiscal year 2017 • EIN 74-3113057

Jan 01, 2017 to Dec 31, 2017 • Filed on Jan 26, 2019

Organization ProfileN/A
245 Park Avenue 5th FloorNew York, NY 10167

(212) 278-7646

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

57th percentile

0.01x

Higher debt load relative to assets than 57% of similar nonprofits.

2017 filings • NTEE S • <$500k nonprofits • Source year 2017

Liabilities / Revenue

57th percentile

0.01x

Higher debt load relative to revenue than 57% of similar nonprofits.

2017 filings • NTEE S • <$500k nonprofits • Source year 2017

Net Margin

27th percentile

-7.1%

Higher net margin than 27% of similar nonprofits.

2017 filings • NTEE S80 • <$500k nonprofits • Source year 2017

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2017 filings • NTEE S • <$500k nonprofits • Source year 2017

Asset Growth

31st percentile

-6.9%

Faster asset growth than 31% of similar nonprofits.

2017 filings • NTEE S • <$500k nonprofits • Annualized from 2016 to 2017

Revenue Growth

22nd percentile

-18%

Faster revenue growth than 22% of similar nonprofits.

2017 filings • NTEE S • <$500k nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets57th percentile

Assets

Down

$124,750

Down $9,299 (-6.9%) from 2016

Net Assets

Down

$123,750

Down $10,299 (-7.7%) from 2016

Liabilities

Up

$1,000

Up $1,000 from 2016

Revenue And Expenses
Liabilities / Revenue57th percentileNet Margin27th percentile

Revenue

Down

$144,091

Down $32,077 (-18%) from 2016

Expenses

Up

$154,390

Up $31,160 (+25%) from 2016

Net Income

Down

-$10,299

Down $63,237 (-119%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth31st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2011: $103,474Liabilities 2011: $0Net Assets 2011: $103,4742011Assets 2012: $121,808Liabilities 2012: $110Net Assets 2012: $121,6982012Assets 2013: $111,394Liabilities 2013: $860Net Assets 2013: $110,5342013Assets 2014: $67,579Liabilities 2014: $434Net Assets 2014: $67,1452014Assets 2016: $134,049Liabilities 2016: $0Net Assets 2016: $134,0492016Assets 2017: $124,750Liabilities 2017: $1,000Net Assets 2017: $123,7502017Assets 2018: $102,215Liabilities 2018: $442Net Assets 2018: $101,7732018Assets 2019: $100,821Liabilities 2019: $33,368Net Assets 2019: $67,4532019Assets 2020: $86,737Liabilities 2020: $5,490Net Assets 2020: $81,2472020

Highlighted filing

2017

Assets$124,750
Liabilities$1,000
Net Assets$123,750
Open 2017 Filing

Operations Trend

Revenue Growth22nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$200K$0-$200KRevenue 2011: $73,053Expenses 2011: $44,710Net Income 2011: $28,3432011Revenue 2012: $50,725Expenses 2012: $32,501Net Income 2012: $18,2242012Revenue 2013: $60,414Expenses 2013: $71,578Net Income 2013: -$11,1642013Revenue 2014: $20,796Expenses 2014: $64,185Net Income 2014: -$43,3892014Revenue 2016: $176,168Expenses 2016: $123,230Net Income 2016: $52,9382016Revenue 2017: $144,091Expenses 2017: $154,390Net Income 2017: -$10,2992017Revenue 2018: $297,617Expenses 2018: $318,984Net Income 2018: -$21,3672018Revenue 2019: $330,889Expenses 2019: $365,209Net Income 2019: -$34,3202019Revenue 2020: $391,670Expenses 2020: $377,976Net Income 2020: $13,6942020

Highlighted filing

2017

Revenue$144,091
Expenses$154,390
Net Income-$10,299
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Jan 26, 2019
Return Version
2017v2.2
Gross Receipts
$144,091
Mission and Program Overview

Mission

Teach fundamentals of personal finance to high school children.

The Organization is dedicated to educating and empowering high school students to achieve their goals through the prudent and informed management of their financial resources.

Program Services

DescriptionGrantsExpenses
The education and empowerment of high school students to effectively manage their financial affairs.--
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Alexa DuPont BellChairman-$0--
Mark KaplanSecretary-$0--
Conner McGeeTreasurer-$0--
Filing and Contact Details

Filer

Filer Name
Cents Ability Inc
EIN
74-3113057
Address
245 Park Avenue 5th Floor, New York, NY 10167

Signing Officer

Name
Roy Paul
Title
Executive Director
Signed
2019-01-26
Discuss with paid preparer
Yes

Preparer

Firm
Ancient of Days Advisors Inc
Address
37 Peppermill Road, Roslyn, NY 11576
Preparer
John A Gacinski CPA
Phone
6318130772
Supplemental Narrative

Additional Explanations

Other Expenses.1

“General & Administrative $17706”

Total Liabilities.1001

“Accounts Payable and Accrued Expenses - Beginning $0 Accounts Payable and Accrued Expenses - Ending $1000”

Raw XML Appendix127 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0Cents Ability Inc
IRS990EZ/BooksInCareOfDetail/PhoneNum02122787646
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0245 Park Avenue 5th Floor
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0New York
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd010167
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0134049
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0124750
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt0144091
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-10299
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form720FiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0134049
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0124750
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrossReceiptsAmt0144091
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0134049
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0123750
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0134049
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0123750
IRS990EZ/OccupancyRentUtltsAndMaintAmt025000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Alexa DuPont Bell
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Mark Kaplan
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Conner McGee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Chairman
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt017706
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0The Organization is dedicated to educating and empowering high school students to achieve their goals through the prudent and informed management of their financial resources.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0The education and empowerment of high school students to effectively manage their financial affairs.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/RelatedOrgSect527OrgInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt0111684
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt01000
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0154390
IRS990EZ/TotalRevenueAmt0144091
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/First5Years509Ind0X
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0144091
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0144091
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt00
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt00
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
IRS990ScheduleA/OtherIncome509Grp/TotalAmt00
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.00000
IRS990ScheduleA/PublicSupportTotal509Amt0144091
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0144091
IRS990ScheduleA/Total509Grp/TotalAmt0144091
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0144091
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0144091
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0General & Administrative $17706
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Accounts Payable and Accrued Expenses - Beginning $0 Accounts Payable and Accrued Expenses - Ending $1000
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Total Liabilities.1001
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Roy Paul
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Director
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-01-26
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Cents Ability Inc
ReturnHeader/Filer/BusinessNameControlTxt0CENT
ReturnHeader/Filer/EIN0743113057
ReturnHeader/Filer/USAddress/AddressLine1Txt0245 Park Avenue 5th Floor
ReturnHeader/Filer/USAddress/CityNm0New York
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NY
ReturnHeader/Filer/USAddress/ZIPCd010167
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0823320805
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Ancient of Days Advisors Inc
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt037 Peppermill Road
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Roslyn
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd011576
ReturnHeader/PreparerPersonGrp/PhoneNum06318130772
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0John A Gacinski CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02019-01-26T05:57:54-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02017-01-01
ReturnHeader/TaxPeriodEndDt02017-12-31
ReturnHeader/TaxYr02017

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$124,750
Liabilities
$1,000
Net assets
$123,750
Revenue
$144,091
Expenses
$154,390
Net income
-$10,299
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.87$0.05$0.81$3.92$3.78$0.14
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.01$0.33$0.67$3.31$3.65$0.34
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.02$0.00$1.02$2.98$3.19$0.21
2017Detailed filing. Detailed filing data is available for this year.$1.25$0.01$1.24$1.44$1.54$0.10
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.34$0.00$1.34$1.76$1.23$0.53
2014Detailed filing. Detailed filing data is available for this year.$0.68$0.00$0.67$0.21$0.64$0.43
2013Detailed filing. Detailed filing data is available for this year.$1.11$0.01$1.11$0.60$0.72$0.11
2012XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.22$0.00$1.22$0.51$0.33$0.18
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.03$0.00$1.03$0.73$0.45$0.28