Civic Intelligence

Germania Credit Union

EIN 74-2419125 • 501(c)14 • Brenham, TX

Profile

Cooperative provided credit union financial services.

507 Highway 290 EastBrenham, TX 77833

www.germaniacreditunion.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

62nd percentile

0.88x

Higher debt load relative to assets than 62% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

46th percentile

17.35x

Higher debt load relative to revenue than 46% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Net Margin

51st percentile

7.6%

Higher net margin than 51% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

41st percentile

-1.5%

Faster asset growth than 41% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

25th percentile

-0.1%

Faster revenue growth than 25% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets62nd percentile

Assets

Down

$19,020,964

Down $592,393 (-3.0%) from 2024

Liabilities

Down

$16,622,047

Down $705,043 (-4.1%) from 2024

Net Assets

Up

$2,398,917

Up $112,650 (+4.9%) from 2024

Operations
Liabilities / Revenue46th percentileNet Margin51st percentile

Revenue

Down

$962,258

Down $36,146 (-3.6%) from 2024

Expenses

Down

$849,608

Down $72,549 (-7.9%) from 2024

Net Income

Up

$112,650

Up $36,403 (+48%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth41st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2010: $11,586,981Liabilities 2010: $10,257,220Net Assets 2010: $1,329,7612010Assets 2011: $11,242,319Liabilities 2011: $9,887,025Net Assets 2011: $1,355,2942011Assets 2012: $10,485,381Liabilities 2012: $9,129,565Net Assets 2012: $1,355,8162012Assets 2013: $9,893,234Liabilities 2013: $8,515,789Net Assets 2013: $1,377,4452013Assets 2014: $9,746,105Liabilities 2014: $8,369,221Net Assets 2014: $1,376,8842014Assets 2015: $9,778,801Liabilities 2015: $8,402,125Net Assets 2015: $1,376,6762015Assets 2016: $10,832,257Liabilities 2016: $9,462,133Net Assets 2016: $1,370,1242016Assets 2017: $10,631,970Liabilities 2017: $9,263,234Net Assets 2017: $1,368,7362017Assets 2018: $10,540,985Liabilities 2018: $9,128,220Net Assets 2018: $1,412,7652018Assets 2019: $14,706,995Liabilities 2019: $13,213,000Net Assets 2019: $1,493,9952019Assets 2020: $17,905,792Liabilities 2020: $16,238,207Net Assets 2020: $1,667,5852020Assets 2021: $19,123,143Liabilities 2021: $17,222,098Net Assets 2021: $1,901,0452021Assets 2022: $20,134,330Liabilities 2022: $18,078,195Net Assets 2022: $2,056,1352022Assets 2023: $19,912,211Liabilities 2023: $17,702,191Net Assets 2023: $2,210,0202023Assets 2024: $19,613,357Liabilities 2024: $17,327,090Net Assets 2024: $2,286,2672024Assets 2025: $19,020,964Liabilities 2025: $16,622,047Net Assets 2025: $2,398,9172025

Highlighted filing

2025

Assets$19,020,964
Liabilities$16,622,047
Net Assets$2,398,917
Open 2025 Filing

Operations Trend

Revenue Growth25th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $459,5202010Expenses 2011: $407,2692011Expenses 2012: $386,0272012Revenue 2013: $375,983Expenses 2013: $354,354Net Income 2013: $21,6292013Revenue 2014: $329,507Expenses 2014: $330,068Net Income 2014: -$5612014Revenue 2015: $321,272Expenses 2015: $321,480Net Income 2015: -$2082015Revenue 2016: $317,252Expenses 2016: $323,804Net Income 2016: -$6,5522016Revenue 2017: $315,195Expenses 2017: $316,583Net Income 2017: -$1,3882017Revenue 2018: $342,936Expenses 2018: $298,907Net Income 2018: $44,0292018Revenue 2019: $469,269Expenses 2019: $388,039Net Income 2019: $81,2302019Revenue 2020: $726,641Expenses 2020: $553,051Net Income 2020: $173,5902020Revenue 2021: $889,724Expenses 2021: $656,264Net Income 2021: $233,4602021Revenue 2022: $849,693Expenses 2022: $694,603Net Income 2022: $155,0902022Revenue 2023: $998,983Expenses 2023: $844,376Net Income 2023: $154,6072023Revenue 2024: $998,404Expenses 2024: $922,157Net Income 2024: $76,2472024Revenue 2025: $962,258Expenses 2025: $849,608Net Income 2025: $112,6502025

Highlighted filing

2025

Revenue$962,258
Expenses$849,608
Net Income$112,650
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$19,020,964
Liabilities
$16,622,047
Net assets
$2,398,917
Revenue
$962,258
Expenses
$849,608
Net income
$112,650
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$19.0$16.6$2.40$0.96$0.85$0.11
2024Detailed filing. Detailed filing data is available for this year.$19.6$17.3$2.29$1.00$0.92$0.08
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$19.9$17.7$2.21$1.00$0.84$0.15
2022Detailed filing. Detailed filing data is available for this year.$20.1$18.1$2.06$0.85$0.69$0.16
2021Detailed filing. Detailed filing data is available for this year.$19.1$17.2$1.90$0.89$0.66$0.23
2020Detailed filing. Detailed filing data is available for this year.$17.9$16.2$1.67$0.73$0.55$0.17
2019Detailed filing. Detailed filing data is available for this year.$14.7$13.2$1.49$0.47$0.39$0.08
2018Detailed filing. Detailed filing data is available for this year.$10.5$9.13$1.41$0.34$0.30$0.04
2017Detailed filing. Detailed filing data is available for this year.$10.6$9.26$1.37$0.32$0.32$0.00
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.8$9.46$1.37$0.32$0.32$0.01
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.78$8.40$1.38$0.32$0.32$0.00
2014Detailed filing. Detailed filing data is available for this year.$9.75$8.37$1.38$0.33$0.33$0.00
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.89$8.52$1.38$0.38$0.35$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.5$9.13$1.36$0.39
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.2$9.89$1.36$0.41
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.6$10.3$1.33$0.46
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 19, 2026
Return Version
2025v4.0
Gross Receipts
$962,258
Mission and Program Overview

Mission

Cooperative provided credit union financial services.

Germania credit union is a cooperative thrift institution.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$12,095,470$10,249,898▼ $1,845,572
Savings and Temporary Cash Investments$6,763,886$7,990,612▲ $1,226,726
Rtn Earn Endowment Incm Other Fnds$2,286,267$2,398,917▲ $112,650
Cash and Non-Interest-Bearing Accounts$486,244$486,181▼ $63
Land, Buildings, and Equipment, Net$43,006$73,020▲ $30,014
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$19,613,357$19,020,964▼ $592,393
Other Assets Total$224,751$221,253▼ $3,498
Liabilities
Other Liabilities$17,213,993$16,466,084▼ $747,909
Accounts Payable and Accrued Expenses$113,097$155,963▲ $42,866
Total Liabilities$17,327,090$16,622,047▼ $705,043
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,286,267$2,398,917▲ $112,650
Total Liabilities and Net Assets / Fund Balance$19,613,357$19,020,964▼ $592,393

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$73,020$46,654$119,674
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeOtherTotal
Wendy FrazierPresidentFT$120,895$120,895

Board Members and Trustees

NameTitle
John TrostleBoard Chair
Elizabeth BroescheVice Chair
Jeff SmestuenDirector
Kaci EilertDirector
Thresia SchlabachDirector
Traci BagleyDirector
Wendy RubachDirector
Cheyanne LehrmannSecretary
HowardTomlinson
Hayden MierlTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$680,094
Investment Income
$261,526
Other Revenue
$20,638
Change in Net Assets
$112,650

Audited Revenue Reconciliation

Revenue per Audited Statements
$962,258
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$6,762
Total Revenue per Audited Statements
$969,020
Total Revenue per Form 990
$962,258
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$849,608
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Management---$393,697
Interest---$242,508
Occupancy---$35,092
Fees for Services Accounting---$21,000
Insurance---$19,728
Office Expenses---$18,549
Depreciation Depletion---$15,712
All Other Expenses---$15,171
Other Expenses---$7,389
Advertising---$7,250
Travel---$7,200
Fees for Services Legal---$1,896
Total Functional Expenses$0$0$0$849,608

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$856,370
Expenses per Audited Statements$849,608
Total Expenses per Form 990$849,608
Expenses Not Reported on Form 990$6,762
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARE AND SAVINGS ACCOUNTS$16,466,084
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“Senior management and board of directors review the 990 before submission.”

Form 990, Part VI, Section B, Line 12

“Board of directors approves and reviews conflict of interest policies. Suspected conflicts of interest are reported to the board of directors.”

Form 990, Part VI, Section B, Line 15

“Germania federal credit union does not employ any person directly. Germania insurance company loans its employees to the credit union and the credit union pays a fee to the insurance company. The insurance company is not related to the credit union as there is no control by the insurance company over the credit union. In addition, the insurance company and the credit union do not have a majority of the same board of directors. The board of directors approves the salary of the president; the president approves the salary of all other employees leased from the insurance company. All directors and committee members serve as unpaid volunteers.”

Form 990, Part VI, Section C, Line 19

“Available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Germania Credit Union
EIN
74-2419125
Phone
9798365224
Address
507 HIGHWAY 290 EAST, BRENHAM, TX 77833

Signing Officer

Name
Wendy Frazier
Title
President
Phone
9798365224
Signed
2026-03-19
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Wendy Frazier
Formed
1986
Legal Domicile
TX
Voting Board Members
10
Independent Board Members
10
Employees
0
Volunteers
10

Preparer

Firm
Jrbt Pc
Address
5400 BOSQUE BLVD STE 600, WACO, TX 76710-4459
Preparer
Kelsie S Johnson
Phone
2547764190
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 2C

“Audit committee oversight-the process has not changed from the prior year.”

Financial Statement Notes

PART X, LINE 2:

“(k) income taxes as a state-chartered credit union, the credit union is generally exempt from federal and state income taxes. The credit union recognizes the effect of income tax positions only if those positions are more likely than not of being sustained. Recognized income tax positions are measured at the largest amount that is greater than 50% likely of being realized. Changes in recognition or measurement are reflected in the period in which the changes in judgment occur.”

PART XI, LINE 2D - OTHER ADJUSTMENTS:

“SPONSOR CONTRIBUTIONS”

PART XII, LINE 2D - OTHER ADJUSTMENTS:

“SPONSOR CONTRIBUTIONS”

Raw XML Appendix388 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
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IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0155963
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0GERMANIA CREDIT UNION IS A COOPERATIVE THRIFT INSTITUTION.
IRS990/AdvertisingGrp/TotalAmt07250
IRS990/AllOtherExpensesGrp/TotalAmt015171
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
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IRS990/BooksInCareOfDetail/PhoneNum09798307508
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0507 HIGHWAY 290 EAST
IRS990/BooksInCareOfDetail/USAddress/CityNm0BRENHAM
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990/BooksInCareOfDetail/USAddress/ZIPCd077833
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IRS990/CashNonInterestBearingGrp/EOYAmt0486181
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
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IRS990/CYRevenuesLessExpensesAmt0112650
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IRS990/CYTotalProfFndrsngExpnsAmt00
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IRS990/DAFExcessBusinessHoldingsInd00
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt015712
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IRS990/DescribedInSection501c3Ind00
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IRS990/EmployeeCnt00
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IRS990/Form990PartVIISectionAGrp/PersonNm8KACI EILERT
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IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9TOMLINSON
IRS990/Form990PartVIISectionAGrp/TitleTxt10PRESIDENT
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IRS990/Form990TFiledInd01
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IRS990/FSAuditedInd01
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IRS990/GamingActivitiesInd00
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IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
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IRS990/GroupExemptionNum02742
IRS990/GroupReturnForAffiliatesInd00
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IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
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IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0COOPERATIVE PROVIDED CREDIT UNION FINANCIAL SERVICES.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt02286267
IRS990/NetAssetsOrFundBalancesEOYAmt02398917
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt035092
IRS990/OfficeExpensesGrp/TotalAmt018549
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0224751
IRS990/OtherAssetsTotalGrp/EOYAmt0221253
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0DEBIT CARD EXPENSE
IRS990/OtherExpensesGrp/Desc1CORRESPONDENT BANKS
IRS990/OtherExpensesGrp/Desc2MISC OPERATING EXPENSES
IRS990/OtherExpensesGrp/Desc3ASSOCIATION DUES
IRS990/OtherExpensesGrp/TotalAmt036089
IRS990/OtherExpensesGrp/TotalAmt119332
IRS990/OtherExpensesGrp/TotalAmt28995
IRS990/OtherExpensesGrp/TotalAmt37389
IRS990/OtherLiabilitiesGrp/BOYAmt017213993
IRS990/OtherLiabilitiesGrp/EOYAmt016466084
IRS990/OtherRevenueMiscGrp/BusinessCd0524298
IRS990/OtherRevenueMiscGrp/Desc0EXTENDED WARRANTY,GAP
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt020638
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt020638
IRS990/OtherRevenueTotalAmt020638
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt012095470
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt010249898
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0WENDY FRAZIER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1525990
IRS990/ProgramServiceRevenueGrp/BusinessCd2525990
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1NSF & OTHER MEMBER FEE
IRS990/ProgramServiceRevenueGrp/Desc2LATE CHARGES & MEMBER
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0634825
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt144312
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2957
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0634825
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt144312
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2957
IRS990/ProgSrvcAccomActy2Grp/Desc0CHECKING ACCOUNTSGERMANIA CREDIT UNION PROVIDES CHECKING ACCOUNTS FOR CONSUMERS WITH VARIOUS FEATURES SUCH AS FREE CHECKING AND FREE DEBIT CARDS.
IRS990/ProgSrvcAccomActy3Grp/Desc0CONSUMER LOANSGERMANIA CREDIT UNION HAS PROVIDED VEHICLE LOANS SINCE ITS EARLY YEARS. THE CONSUMER LOAN PRODUCT LINE NOW INCLUDES EFFICIENT UNDERWRITING AND FLEXIBLE OFFERS FOR RECREATIONAL VEHICLES, BOATS, AND MOTORCYCLES.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0167176
IRS990/PYOtherExpensesAmt0922157
IRS990/PYOtherRevenueAmt012216
IRS990/PYProgramServiceRevenueAmt0819012
IRS990/PYRevenuesLessExpensesAmt076247
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt0922157
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0998404
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0112650
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02286267
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02398917
IRS990/SavingsAndTempCashInvstGrp/BOYAmt06763886
IRS990/SavingsAndTempCashInvstGrp/EOYAmt07990612
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/EquipmentGrp/BookValueAmt073020
IRS990ScheduleD/EquipmentGrp/DepreciationAmt046654
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0119674
IRS990ScheduleD/ExpensesNotReportedAmt06762
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt0849608
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/OtherExpensesIncludedAmt06762
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt016466084
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARE AND SAVINGS ACCOUNTS
IRS990ScheduleD/OtherRevenueAmt06762
IRS990ScheduleD/RevenueNotReportedAmt06762
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0962258
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0(K) INCOME TAXES AS A STATE-CHARTERED CREDIT UNION, THE CREDIT UNION IS GENERALLY EXEMPT FROM FEDERAL AND STATE INCOME TAXES. THE CREDIT UNION RECOGNIZES THE EFFECT OF INCOME TAX POSITIONS ONLY IF THOSE POSITIONS ARE MORE LIKELY THAN NOT OF BEING SUSTAINED. RECOGNIZED INCOME TAX POSITIONS ARE MEASURED AT THE LARGEST AMOUNT THAT IS GREATER THAN 50% LIKELY OF BEING REALIZED. CHANGES IN RECOGNITION OR MEASUREMENT ARE REFLECTED IN THE PERIOD IN WHICH THE CHANGES IN JUDGMENT OCCUR.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1SPONSOR CONTRIBUTIONS
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt2SPONSOR CONTRIBUTIONS
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART XI, LINE 2D - OTHER ADJUSTMENTS:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc2PART XII, LINE 2D - OTHER ADJUSTMENTS:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt073020
IRS990ScheduleD/TotalExpensesPerForm990Amt0849608
IRS990ScheduleD/TotalLiabilityAmt016466084
IRS990ScheduleD/TotalRevenuePerForm990Amt0962258
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0969020
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0856370
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0SENIOR MANAGEMENT AND BOARD OF DIRECTORS REVIEW THE 990 BEFORE SUBMISSION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BOARD OF DIRECTORS APPROVES AND REVIEWS CONFLICT OF INTEREST POLICIES. SUSPECTED CONFLICTS OF INTEREST ARE REPORTED TO THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2GERMANIA FEDERAL CREDIT UNION DOES NOT EMPLOY ANY PERSON DIRECTLY. GERMANIA INSURANCE COMPANY LOANS ITS EMPLOYEES TO THE CREDIT UNION AND THE CREDIT UNION PAYS A FEE TO THE INSURANCE COMPANY. THE INSURANCE COMPANY IS NOT RELATED TO THE CREDIT UNION AS THERE IS NO CONTROL BY THE INSURANCE COMPANY OVER THE CREDIT UNION. IN ADDITION, THE INSURANCE COMPANY AND THE CREDIT UNION DO NOT HAVE A MAJORITY OF THE SAME BOARD OF DIRECTORS. THE BOARD OF DIRECTORS APPROVES THE SALARY OF THE PRESIDENT; THE PRESIDENT APPROVES THE SALARY OF ALL OTHER EMPLOYEES LEASED FROM THE INSURANCE COMPANY. ALL DIRECTORS AND COMMITTEE MEMBERS SERVE AS UNPAID VOLUNTEERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4AUDIT COMMITTEE OVERSIGHT-THE PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 12
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART XII, LINE 2C
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxableDistributionsInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt019613357
IRS990/TotalAssetsEOYAmt019020964
IRS990/TotalAssetsGrp/BOYAmt019613357
IRS990/TotalAssetsGrp/EOYAmt019020964
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0849608
IRS990/TotalGrossUBIAmt020638
IRS990/TotalLiabilitiesBOYAmt017327090
IRS990/TotalLiabilitiesEOYAmt016622047
IRS990/TotalLiabilitiesGrp/BOYAmt017327090
IRS990/TotalLiabilitiesGrp/EOYAmt016622047
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02286267
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02398917
IRS990/TotalOtherCompensationAmt026543
IRS990/TotalProgramServiceRevenueAmt0680094
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt0261526
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0680094
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0962258
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt020638
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt019613357
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt019020964
IRS990/TotReportableCompRltdOrgAmt094352
IRS990/TravelGrp/TotalAmt07200
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0507 HIGHWAY 290 EAST
IRS990/USAddress/CityNm0BRENHAM
IRS990/USAddress/StateAbbreviationCd0TX
IRS990/USAddress/ZIPCd077833
IRS990/VotingMembersGoverningBodyCnt010
IRS990/VotingMembersIndependentCnt010
IRS990/WebsiteAddressTxt0WWW.GERMANIACREDITUNION.COM
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0WENDY FRAZIER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum09798365224
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-19
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GERMANIA CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0GERM
ReturnHeader/Filer/EIN0742419125
ReturnHeader/Filer/PhoneNum09798365224
ReturnHeader/Filer/USAddress/AddressLine1Txt0507 HIGHWAY 290 EAST
ReturnHeader/Filer/USAddress/CityNm0BRENHAM
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd077833
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0742533381
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0JRBT PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt05400 BOSQUE BLVD STE 600
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WACO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TX
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0767104459
ReturnHeader/PreparerPersonGrp/PhoneNum02547764190
ReturnHeader/PreparerPersonGrp/PreparationDt02026-03-19
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KELSIE S JOHNSON
ReturnHeader/ReturnTs02026-03-23T10:54:39-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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