Liabilities / Assets
21st percentile
Higher debt load relative to assets than 21% of similar nonprofits.
EIN 63-0456978 • 501(c)14 • Tuscaloosa, AL
Profile
Credit union - to provide services for approximately 1,567 members in the form of loans, savings, and other financial services.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
21st percentile
Higher debt load relative to assets than 21% of similar nonprofits.
Liabilities / Revenue
50th percentile
Higher debt load relative to revenue than 50% of similar nonprofits.
Net Margin
90th percentile
Higher net margin than 90% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
67th percentile
Faster asset growth than 67% of similar nonprofits.
Revenue Growth
68th percentile
Faster revenue growth than 68% of similar nonprofits.
Assets
Down$19,137,811
Down $2,448,011 (-11%) from 2023
Liabilities
Down$14,435,439
Down $2,567,502 (-15%) from 2023
Net Assets
Up$4,702,372
Up $119,491 (+2.6%) from 2023
Revenue
Up$981,990
Up $37,085 (+3.9%) from 2023
Expenses
Up$862,499
Up $173,325 (+25%) from 2023
Net Income
Down$119,491
Down $136,240 (-53%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
Credit union - to provide services for approximately 1,769 members in the form of loans, savings, and other financial services.
Credit union - to provide financial services for its members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Accounts Receivable | $11,607,229 | $12,422,641 | ▲ $815,412 |
| Savings and Temporary Cash Investments | $8,404,016 | $5,070,016 | ▼ $3,334,000 |
| Rtn Earn Endowment Incm Other Fnds | $4,582,881 | $4,702,372 | ▲ $119,491 |
| Cash and Non-Interest-Bearing Accounts | $855,148 | $882,582 | ▲ $27,434 |
| Investments Other Securities | $305,137 | $305,137 | → $0 |
| Land, Buildings, and Equipment, Net | $206,502 | $232,221 | ▲ $25,719 |
| Prepaid Expenses and Deferred Charges | $12,543 | $40,914 | ▲ $28,371 |
| Total Assets | $21,585,822 | $19,137,811 | ▼ $2,448,011 |
| Other Assets Total | $195,247 | $184,300 | ▼ $10,947 |
| Liabilities | |||
| Other Liabilities | $15,446,864 | $14,241,220 | ▼ $1,205,644 |
| Unsecured Notes Loans Payable | $1,385,231 | - | - |
| Accounts Payable and Accrued Expenses | $170,846 | $194,219 | ▲ $23,373 |
| Total Liabilities | $17,002,941 | $14,435,439 | ▼ $2,567,502 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $4,582,881 | $4,702,372 | ▲ $119,491 |
| Total Liabilities and Net Assets / Fund Balance | $21,585,822 | $19,137,811 | ▼ $2,448,011 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $47,052 | $355,562 | $402,614 |
| Land | $127,337 | - | $127,337 |
| Other Land Buildings | $57,808 | - | $57,808 |
| Equipment | $24 | $35,140 | $35,164 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Castie Kinard | Manager/CEO | FT | $63,408 | $12,730 | $76,138 |
| Name | Title |
|---|---|
| Mike Montgomery | Board Member |
| Eric Davis | Board Presid |
| Jean Hamiter | Board Secret |
| Diane Wyatt | Board Treasu |
| Lester Walker | Board Vice P |
| Barry Franklin | Credit Commi |
| Eddie Goins | Credit Commi |
| Keith Hardemon | Credit Commi |
| Michelle Carroll | Credit Commi |
| Nick Lolley | Credit Commi |
| Jack Thompson | Supervisory |
| Phillip Simpson | Supervisory |
| Russell Lawrence | Supervisory |
| Line Item | Amount |
|---|---|
| Other Expenses | $507,968 |
| Salaries, Compensation, and Employee Benefits | $354,531 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | $275,346 | - | $275,346 |
| Interest | - | $120,721 | - | $120,721 |
| Office Expenses | - | $50,960 | - | $50,960 |
| Other Employee Benefits | - | $39,657 | - | $39,657 |
| Occupancy | - | $30,883 | - | $30,883 |
| Payroll Taxes | - | $23,448 | - | $23,448 |
| Pension Plan Contributions | - | $16,080 | - | $16,080 |
| Other Expenses | - | $7,516 | - | $7,516 |
| Conferences and Meetings | - | $6,000 | - | $6,000 |
| All Other Expenses | - | $345 | - | $345 |
| Total Functional Expenses | $0 | $862,499 | $0 | $862,499 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Regular Shares | $11,096,556 |
| Share Drafts | $1,797,753 |
| All Other Shares | $1,346,911 |
“The credit union is owned by the members.”
“The board of directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the board of directors. The members elect the board of directors at the annual meeting every year.”
“Some decisions made by the board of directors are affirmed by the members.”
“The form 990 is reviewed by the manager. The form 990 is available for review by the board of directors upon request.”
“The credit union does not have a formal process for determining compensation for the ceo, executive director, or top management.”
“The credit union does not have an official process of determing compensation for officers or key employees.”
“Financial documents are posted in the credit union lobby by the 15th of the subsequent month.”
“Hours of service are related to duties of the board of directors, supervisory committee, and credit committee without compensation.”
“The credit union had no unrelated business income.”
“Due to rounding 0 due to rounding 0”
“Annual agreed upon procedures are performed by an independent auditor.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 170846 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 194219 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 11607229 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 12422641 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | CREDIT UNION - TO PROVIDE FINANCIAL SERVICES FOR ITS MEMBERS. |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 345 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 345 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | false |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | CASTIE KINARD |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2053494209 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2302 JACK WARNER PKWY |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | TUSCALOOSA |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | AL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 35401 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 855148 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 882582 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 6000 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 6000 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 93124 |
| IRS990/CYOtherExpensesAmt | 0 | 507968 |
| IRS990/CYOtherRevenueAmt | 0 | 84425 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 804441 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 119491 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 354531 |
| IRS990/CYTotalExpensesAmt | 0 | 862499 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 981990 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 8 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/ExpenseAmt | 0 | 813077 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 12730 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | CASTIE KINARD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | RUSSELL LAWRENCE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | PHILLIP SIMPSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JACK THOMPSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | ERIC DAVIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | LESTER WALKER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JEAN HAMITER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | DIANE WYATT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | MIKE MONTGOMERY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | MICHELLE CARROLL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | BARRY FRANKLIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | EDDIE GOINS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | KEITH HARDEMON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | NICK LOLLEY |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 63408 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | MANAGER/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | SUPERVISORY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SUPERVISORY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SUPERVISORY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD PRESID |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD VICE P |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD SECRET |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD TREASU |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | CREDIT COMMI |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | CREDIT COMMI |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | CREDIT COMMI |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | CREDIT COMMI |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | CREDIT COMMI |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1950 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 981990 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartVInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InterestGrp/ManagementAndGeneralAmt | 0 | 120721 |
| IRS990/InterestGrp/TotalAmt | 0 | 120721 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 93124 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 93124 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 305137 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 305137 |
| IRS990/IRPDocumentCnt | 0 | 435 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 390702 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 206502 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 232221 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 622923 |
| IRS990/LegalDomicileStateCd | 0 | AL |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | CREDIT UNION - TO PROVIDE SERVICES FOR APPROXIMATELY 1,615 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 4582881 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 4702372 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 30883 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 30883 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 50960 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 50960 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 195247 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 184300 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 39657 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 39657 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROFESSIONAL & OUTSIDE |
| IRS990/OtherExpensesGrp/Desc | 1 | MISC OPERATING EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 2 | PROVISION FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/Desc | 3 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 184299 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 70344 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 36900 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 7516 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 184299 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 70344 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 36900 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 7516 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 15446864 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 14241220 |
| IRS990/OtherOrganizationDsc | 0 | CREDIT UNION |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 525990 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | OTHER OPERATING INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 84425 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 84425 |
| IRS990/OtherRevenueTotalAmt | 0 | 84425 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 275346 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 275346 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 23448 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 23448 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 16080 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 16080 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 12543 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 40914 |
| IRS990/PrincipalOfficerNm | 0 | CASTIE KINARD |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 641071 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 163370 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 641071 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 163370 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 49422 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 168898 |
| IRS990/PYOtherExpensesAmt | 0 | 515694 |
| IRS990/PYOtherRevenueAmt | 0 | 89947 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 686060 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 255731 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 173480 |
| IRS990/PYTotalExpensesAmt | 0 | 689174 |
| IRS990/PYTotalRevenueAmt | 0 | 944905 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 119491 |
| IRS990/RegularMonitoringEnfrcInd | 0 | false |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 4582881 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 4702372 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 8404016 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 5070016 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 47052 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 355562 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 402614 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 24 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 35140 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 35164 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 127337 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 127337 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 57808 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 57808 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 11096556 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 1797753 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 1346911 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | REGULAR SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | SHARE DRAFTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | ALL OTHER SHARES |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 232221 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 14241220 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS, SUPERVISORY COMMITTEE, AND CREDIT COMMITTEE WITHOUT COMPENSATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNION HAD NO UNRELATED BUSINESS INCOME. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE CREDIT UNION IS OWNED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE FORM 990 IS REVIEWED BY THE MANAGER. THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE CREDIT UNION DOES NOT HAVE A FORMAL PROCESS FOR DETERMINING COMPENSATION FOR THE CEO, EXECUTIVE DIRECTOR, OR TOP MANAGEMENT. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE CREDIT UNION DOES NOT HAVE AN OFFICIAL PROCESS OF DETERMING COMPENSATION FOR OFFICERS OR KEY EMPLOYEES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | DUE TO ROUNDING 0 DUE TO ROUNDING 0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | ANNUAL AGREED UPON PROCEDURES ARE PERFORMED BY AN INDEPENDENT AUDITOR. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 1, PART I, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 5, PART V, LINE 3B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | FORM 990, PART XI, LINE 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | FORM 990, PART XII |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | AL |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 21585822 |
| IRS990/TotalAssetsEOYAmt | 0 | 19137811 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 21585822 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 19137811 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 8 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 862499 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 862499 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 17002941 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 14435439 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 17002941 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 14435439 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 4582881 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 4702372 |
| IRS990/TotalOtherCompensationAmt | 0 | 12730 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 862499 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 804441 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 63408 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 981990 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 981990 |
| IRS990/TotalVolunteersCnt | 0 | 13 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 21585822 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 19137811 |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt | 0 | 1385231 |
| IRS990/USAddress/AddressLine1Txt | 0 | 2302 JACK WARNER PKWY |
| IRS990/USAddress/CityNm | 0 | TUSCALOOSA |
| IRS990/USAddress/StateAbbreviationCd | 0 | AL |
| IRS990/USAddress/ZIPCd | 0 | 35401 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | WWW.CCUTUSCALOOSA.COM |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | CASTIE KINARD |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | MANAGER/CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2053494209 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-04-30 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | CITY CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CITY |
| ReturnHeader/Filer/EIN | 0 | 630456978 |
| ReturnHeader/Filer/PhoneNum | 0 | 2053494209 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 2302 JACK WARNER PARKWAY |
| ReturnHeader/Filer/USAddress/CityNm | 0 | TUSCALOOSA |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | AL |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 35401 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | false |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 202711127 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | CU AUDIT & COMPLIANCE GROUP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 3692 COOLIDGE CT |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | TALLAHASSEE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 323117890 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2054372176 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-05-05 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | AMANDA ONKST |
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