Civic Intelligence

Germania Credit Union

990 • Fiscal year 2016 • EIN 74-2419125

Jan 01, 2016 to Dec 31, 2016 • Filed on Mar 27, 2017

Organization ProfileWWW.GERMANIACREDITUNION.COM
507 Highway 290 EastBrenham, TX 77833

(979) 836-5224

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

56th percentile

0.87x

Higher debt load relative to assets than 56% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2016

Liabilities / Revenue

87th percentile

29.83x

Higher debt load relative to revenue than 87% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2016

Net Margin

17th percentile

-2.1%

Higher net margin than 17% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2016

Top Officer Pay

11th percentile

$0

Higher top officer pay than 11% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2016

Asset Growth

95th percentile

11%

Faster asset growth than 95% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2015 to 2016

Revenue Growth

26th percentile

-1.3%

Faster revenue growth than 26% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets56th percentile

Assets

Up

$10,832,257

Up $1,053,456 (+11%) from 2015

Net Assets

Down

$1,370,124

Down $6,552 (-0.5%) from 2015

Liabilities

Up

$9,462,133

Up $1,060,008 (+13%) from 2015

Revenue And Expenses
Liabilities / Revenue87th percentileNet Margin17th percentile

Revenue

Down

$317,252

Down $4,020 (-1.3%) from 2015

Expenses

Up

$323,804

Up $2,324 (+0.7%) from 2015

Net Income

Down

-$6,552

Down $6,344 (-3050%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth95th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $11,586,981Liabilities 2010: $10,257,220Net Assets 2010: $1,329,7612010Assets 2011: $11,242,319Liabilities 2011: $9,887,025Net Assets 2011: $1,355,2942011Assets 2012: $10,485,381Liabilities 2012: $9,129,565Net Assets 2012: $1,355,8162012Assets 2013: $9,893,234Liabilities 2013: $8,515,789Net Assets 2013: $1,377,4452013Assets 2014: $9,746,105Liabilities 2014: $8,369,221Net Assets 2014: $1,376,8842014Assets 2015: $9,778,801Liabilities 2015: $8,402,125Net Assets 2015: $1,376,6762015Assets 2016: $10,832,257Liabilities 2016: $9,462,133Net Assets 2016: $1,370,1242016Assets 2017: $10,631,970Liabilities 2017: $9,263,234Net Assets 2017: $1,368,7362017Assets 2018: $10,540,985Liabilities 2018: $9,128,220Net Assets 2018: $1,412,7652018Assets 2019: $14,706,995Liabilities 2019: $13,213,000Net Assets 2019: $1,493,9952019Assets 2020: $17,905,792Liabilities 2020: $16,238,207Net Assets 2020: $1,667,5852020Assets 2021: $19,123,143Liabilities 2021: $17,222,098Net Assets 2021: $1,901,0452021Assets 2022: $20,134,330Liabilities 2022: $18,078,195Net Assets 2022: $2,056,1352022Assets 2023: $19,912,211Liabilities 2023: $17,702,191Net Assets 2023: $2,210,0202023Assets 2024: $19,613,357Liabilities 2024: $17,327,090Net Assets 2024: $2,286,2672024Assets 2025: $19,020,964Liabilities 2025: $16,622,047Net Assets 2025: $2,398,9172025

Highlighted filing

2016

Assets$10,832,257
Liabilities$9,462,133
Net Assets$1,370,124
Open 2016 Filing

Operations Trend

Revenue Growth26th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $459,5202010Expenses 2011: $407,2692011Expenses 2012: $386,0272012Revenue 2013: $375,983Expenses 2013: $354,354Net Income 2013: $21,6292013Revenue 2014: $329,507Expenses 2014: $330,068Net Income 2014: -$5612014Revenue 2015: $321,272Expenses 2015: $321,480Net Income 2015: -$2082015Revenue 2016: $317,252Expenses 2016: $323,804Net Income 2016: -$6,5522016Revenue 2017: $315,195Expenses 2017: $316,583Net Income 2017: -$1,3882017Revenue 2018: $342,936Expenses 2018: $298,907Net Income 2018: $44,0292018Revenue 2019: $469,269Expenses 2019: $388,039Net Income 2019: $81,2302019Revenue 2020: $726,641Expenses 2020: $553,051Net Income 2020: $173,5902020Revenue 2021: $889,724Expenses 2021: $656,264Net Income 2021: $233,4602021Revenue 2022: $849,693Expenses 2022: $694,603Net Income 2022: $155,0902022Revenue 2023: $998,983Expenses 2023: $844,376Net Income 2023: $154,6072023Revenue 2024: $998,404Expenses 2024: $922,157Net Income 2024: $76,2472024Revenue 2025: $962,258Expenses 2025: $849,608Net Income 2025: $112,6502025

Highlighted filing

2016

Revenue$317,252
Expenses$323,804
Net Income-$6,552
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Mar 27, 2017
Return Version
2016v3.0
Gross Receipts
$317,252
Mission and Program Overview

Mission

Cooperative provided credit union financial services.

Germania credit union is a cooperative thrift institution.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$6,266,984$6,647,336▲ $380,352
Savings and Temporary Cash Investments$2,969,126$3,619,627▲ $650,501
Rtn Earn Endowment Incm Other Fnds$1,376,676$1,370,124▼ $6,552
Cash and Non-Interest-Bearing Accounts$420,922$443,696▲ $22,774
Land, Buildings, and Equipment, Net$9,976$6,113▼ $3,863
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$9,778,801$10,832,257▲ $1,053,456
Other Assets Total$111,793$115,485▲ $3,692
Liabilities
Other Liabilities$8,297,828$9,449,973▲ $1,152,145
Accounts Payable and Accrued Expenses$104,297$12,160▼ $92,137
Total Liabilities$8,402,125$9,462,133▲ $1,060,008
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,376,676$1,370,124▼ $6,552
Total Liabilities and Net Assets / Fund Balance$9,778,801$10,832,257▲ $1,053,456

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$6,113$150,624$156,737
Compensation and Service Providers
Top Officer Pay11th percentile

Board Members and Trustees

NameTitle
Richard C Blundell JrChairman
C W BarkerPresident
Richard GrimmerVice-chairman
Howard TomlinsonDirector
Jeff SmestuenDirector
Lisa EbenDirector
Traci BagleyDirector
William BoeerDirector
Sandy WellbrockSecretary
Trey HardyTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$265,946
Investment Income
$41,926
Other Revenue
$9,380
Change in Net Assets
$-6,552

Audited Revenue Reconciliation

Revenue per Audited Statements
$317,252
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$90,266
Total Revenue per Audited Statements
$407,518
Total Revenue per Form 990
$317,252
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$323,804
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Management---$210,420
Occupancy---$29,244
Fees for Services Accounting---$14,680
Insurance---$11,837
All Other Expenses---$9,942
Office Expenses---$9,651
Interest---$8,091
Other Expenses---$4,472
Depreciation Depletion---$3,863
Conferences and Meetings---$675
Travel---$219
Total Functional Expenses$0$0$0$323,804

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$414,070
Expenses per Audited Statements$323,804
Total Expenses per Form 990$323,804
Expenses Not Reported on Form 990$90,266
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARE AND SAVINGS ACCOUNTS$9,449,973
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“Senior management and board of directors review the 990 before submission.”

Form 990, Part VI, Section B, Line 12

“Board of directors approves and reviews conflict of interest policies. Suspected conflicts of interest are reported to the board of directors.”

Form 990, Part VI, Section B, Line 15

“Germania federal credit union does not employ any person directly. Germania insurance company loans its employees to the credit union and the credit union pays a fee to the insurance company. The insurance company is not related to the credit union as there is no control by the insurance company over the credit union. In addition, the insurance company and the credit union do not have a majority of the same board of directors. The board of directors approves the salary of the president; the president approves the salary of all other employees leased from the insurance company. All directors and committee members serve as unpaid volunteers.”

Form 990, Part VI, Section C, Line 19

“Available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Germania Credit Union
EIN
74-2419125
Phone
9798365224
Address
507 HIGHWAY 290 EAST, BRENHAM, TX 77833

Signing Officer

Name
Cw Barker
Title
President
Phone
9798365224
Signed
2017-03-27
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Cw Barker
Formed
1986
Legal Domicile
TX
Voting Board Members
9
Independent Board Members
9
Employees
0
Volunteers
24

Preparer

Firm
Jaynes Reitmeier Boyd & Therrell Pc
Address
5400 BOSQUE BLVD STE 500, WACO, TX 76710-4459
Preparer
Nancy a Livingston
Phone
2547764190
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 2C

“Audit committee oversight-the process has not changed from the prior year.”

Financial Statement Notes

PART X, LINE 2:

“(j) income taxes as a state-chartered credit union, the credit union is generally exempt from federal and state income taxes. The credit union recognizes the effect of income tax positions only if those positions are more likely than not of being sustained. Recognized income tax positions are measured at the largest amount that is greater than 50% likely of being realized. Changes in recognition or measurement are reflected in the period in which the change in judgment occurs.”

PART XI, LINE 2D - OTHER ADJUSTMENTS:

“SPONSOR CONTRIBUTIONS”

PART XII, LINE 2D - OTHER ADJUSTMENTS:

“SPONSOR CONTRIBUTIONS”

Raw XML Appendix377 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsPayableAccrExpnssGrp/EOYAmt012160
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IRS990/BooksInCareOfDetail/PhoneNum09798307508
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IRS990/Form990PartVIISectionAGrp/OfficerInd1X
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IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
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IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE-CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9PRESIDENT
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IRS990/MoreThan5000KToOrgInd00
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IRS990/OtherExpensesGrp/Desc0CORRESPONDENT BANKS
IRS990/OtherExpensesGrp/Desc1ASSOCIATION DUES
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IRS990/OtherExpensesGrp/Desc3CREDIT REPORTS
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IRS990/PartialLiquidationInd00
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IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
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IRS990/ProfessionalFundraisingInd00
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IRS990/ProgramServiceRevenueGrp/Desc1NSF & OTHER MEMBER FEE
IRS990/ProgramServiceRevenueGrp/Desc2LATE CHARGES & MEMBER
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21835
IRS990/ProgSrvcAccomActy2Grp/Desc0CHECKING ACCOUNTSGERMANIA CREDIT UNION PROVIDES CHECKING ACCOUNTS FOR CONSUMERS WITH VARIOUS FEATURES SUCH AS FREE CHECKING AND FREE DEBIT CARDS.
IRS990/ProgSrvcAccomActy3Grp/Desc0CONSUMER LOANSGERMANIA CREDIT UNION HAS PROVIDED VEHICLES LOANS SINCE ITS EARLY YEARS. THE CONSUMER LOAN PRODUCT LINE NOW INCLUDES EFFICIENT UNDERWRITING AND FLEXIBLE OFFERS FOR RECREATIONAL VEHICLES, BOATS, AND MOTORCYCLES. CONSUMER LIFE AND DISABILITIY INSURANCE IS AVAILABLE ON ANY OF THESE LOAN TYPES.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt030857
IRS990/PYOtherExpensesAmt0321480
IRS990/PYOtherRevenueAmt012113
IRS990/PYProgramServiceRevenueAmt0278302
IRS990/PYRevenuesLessExpensesAmt0-208
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt0321480
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0321272
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0-6552
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01376676
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01370124
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02969126
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03619627
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/EquipmentGrp/BookValueAmt06113
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0150624
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0156737
IRS990ScheduleD/ExpensesNotReportedAmt090266
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt0323804
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/OtherExpensesIncludedAmt090266
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt09449973
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARE AND SAVINGS ACCOUNTS
IRS990ScheduleD/OtherRevenueAmt090266
IRS990ScheduleD/RevenueNotReportedAmt090266
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0317252
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0(J) INCOME TAXES AS A STATE-CHARTERED CREDIT UNION, THE CREDIT UNION IS GENERALLY EXEMPT FROM FEDERAL AND STATE INCOME TAXES. THE CREDIT UNION RECOGNIZES THE EFFECT OF INCOME TAX POSITIONS ONLY IF THOSE POSITIONS ARE MORE LIKELY THAN NOT OF BEING SUSTAINED. RECOGNIZED INCOME TAX POSITIONS ARE MEASURED AT THE LARGEST AMOUNT THAT IS GREATER THAN 50% LIKELY OF BEING REALIZED. CHANGES IN RECOGNITION OR MEASUREMENT ARE REFLECTED IN THE PERIOD IN WHICH THE CHANGE IN JUDGMENT OCCURS.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1SPONSOR CONTRIBUTIONS
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt2SPONSOR CONTRIBUTIONS
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART XI, LINE 2D - OTHER ADJUSTMENTS:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc2PART XII, LINE 2D - OTHER ADJUSTMENTS:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt06113
IRS990ScheduleD/TotalExpensesPerForm990Amt0323804
IRS990ScheduleD/TotalLiabilityAmt09449973
IRS990ScheduleD/TotalRevenuePerForm990Amt0317252
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0407518
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0414070
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0SENIOR MANAGEMENT AND BOARD OF DIRECTORS REVIEW THE 990 BEFORE SUBMISSION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BOARD OF DIRECTORS APPROVES AND REVIEWS CONFLICT OF INTEREST POLICIES. SUSPECTED CONFLICTS OF INTEREST ARE REPORTED TO THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2GERMANIA FEDERAL CREDIT UNION DOES NOT EMPLOY ANY PERSON DIRECTLY. GERMANIA INSURANCE COMPANY LOANS ITS EMPLOYEES TO THE CREDIT UNION AND THE CREDIT UNION PAYS A FEE TO THE INSURANCE COMPANY. THE INSURANCE COMPANY IS NOT RELATED TO THE CREDIT UNION AS THERE IS NO CONTROL BY THE INSURANCE COMPANY OVER THE CREDIT UNION. IN ADDITION, THE INSURANCE COMPANY AND THE CREDIT UNION DO NOT HAVE A MAJORITY OF THE SAME BOARD OF DIRECTORS. THE BOARD OF DIRECTORS APPROVES THE SALARY OF THE PRESIDENT; THE PRESIDENT APPROVES THE SALARY OF ALL OTHER EMPLOYEES LEASED FROM THE INSURANCE COMPANY. ALL DIRECTORS AND COMMITTEE MEMBERS SERVE AS UNPAID VOLUNTEERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4AUDIT COMMITTEE OVERSIGHT-THE PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 12
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART XII, LINE 2C
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt09778801
IRS990/TotalAssetsEOYAmt010832257
IRS990/TotalAssetsGrp/BOYAmt09778801
IRS990/TotalAssetsGrp/EOYAmt010832257
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0323804
IRS990/TotalGrossUBIAmt09380
IRS990/TotalLiabilitiesBOYAmt08402125
IRS990/TotalLiabilitiesEOYAmt09462133
IRS990/TotalLiabilitiesGrp/BOYAmt08402125
IRS990/TotalLiabilitiesGrp/EOYAmt09462133
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01376676
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01370124
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt0265946
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt041926
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0265946
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0317252
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt09380
IRS990/TotalVolunteersCnt024
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt09778801
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt010832257
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt0219
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0507 HIGHWAY 290 EAST
IRS990/USAddress/CityNm0BRENHAM
IRS990/USAddress/StateAbbreviationCd0TX
IRS990/USAddress/ZIPCd077833
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.GERMANIACREDITUNION.COM
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0CW BARKER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum09798365224
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-03-27
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GERMANIA CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0GERM
ReturnHeader/Filer/EIN0742419125
ReturnHeader/Filer/PhoneNum09798365224
ReturnHeader/Filer/USAddress/AddressLine1Txt0507 HIGHWAY 290 EAST
ReturnHeader/Filer/USAddress/CityNm0BRENHAM
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd077833
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0B928991B76B9E32073EB19FC0926F8D3323AA4C4
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId06D41C78562D7E7228BFAF309D7D40BE0781E7BC4
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt068.93.159.106
ReturnHeader/FilingSecurityInformation/IPDt02017-03-27
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm006:46:35
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0742533381
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0JAYNES REITMEIER BOYD & THERRELL PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt05400 BOSQUE BLVD STE 500
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WACO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TX
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0767104459
ReturnHeader/PreparerPersonGrp/PhoneNum02547764190
ReturnHeader/PreparerPersonGrp/PreparationDt02017-03-27
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0NANCY A LIVINGSTON
ReturnHeader/ReturnTs02017-05-01T13:39:34-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$10,832,257
Liabilities
$9,462,133
Net assets
$1,370,124
Revenue
$317,252
Expenses
$323,804
Net income
-$6,552
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$19.0$16.6$2.40$0.96$0.85$0.11
2024Detailed filing. Detailed filing data is available for this year.$19.6$17.3$2.29$1.00$0.92$0.08
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$19.9$17.7$2.21$1.00$0.84$0.15
2022Detailed filing. Detailed filing data is available for this year.$20.1$18.1$2.06$0.85$0.69$0.16
2021Detailed filing. Detailed filing data is available for this year.$19.1$17.2$1.90$0.89$0.66$0.23
2020Detailed filing. Detailed filing data is available for this year.$17.9$16.2$1.67$0.73$0.55$0.17
2019Detailed filing. Detailed filing data is available for this year.$14.7$13.2$1.49$0.47$0.39$0.08
2018Detailed filing. Detailed filing data is available for this year.$10.5$9.13$1.41$0.34$0.30$0.04
2017Detailed filing. Detailed filing data is available for this year.$10.6$9.26$1.37$0.32$0.32$0.00
2016Detailed filing. Detailed filing data is available for this year.$10.8$9.46$1.37$0.32$0.32$0.01
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.78$8.40$1.38$0.32$0.32$0.00
2014Detailed filing. Detailed filing data is available for this year.$9.75$8.37$1.38$0.33$0.33$0.00
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.89$8.52$1.38$0.38$0.35$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.5$9.13$1.36$0.39
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.2$9.89$1.36$0.41
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.6$10.3$1.33$0.46