Civic Intelligence

Kone Employees Credit Union

EIN 36-2499489 • 501(c)14 • Moline, IL

View Organization Page

Profile

Your financial partner.

4502 27th St Suite KMoline, IL 61265

www.konecu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

36th percentile

0.83x

Higher debt load relative to assets than 36% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

40th percentile

16.13x

Higher debt load relative to revenue than 40% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Net Margin

67th percentile

13%

Higher net margin than 67% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

15th percentile

-7.6%

Faster asset growth than 15% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2022 to 2024

Revenue Growth

62nd percentile

13%

Faster revenue growth than 62% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets36th percentile

Assets

Down

$19,155,682

Down $834,646 (-4.2%) from 2023

Liabilities

Down

$15,982,211

Down $963,505 (-5.7%) from 2023

Net Assets

Up

$3,173,471

Up $128,859 (+4.2%) from 2023

Operations
Liabilities / Revenue40th percentileNet Margin67th percentile

Revenue

Up

$991,046

Up $171,049 (+21%) from 2023

Expenses

Up

$862,187

Up $92,647 (+12%) from 2023

Net Income

Up

$128,859

Up $78,402 (+155%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth15th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2010: $18,652,318Liabilities 2010: $16,529,865Net Assets 2010: $2,122,4532010Assets 2011: $19,133,681Liabilities 2011: $16,964,812Net Assets 2011: $2,168,8692011Assets 2012: $19,194,168Liabilities 2012: $17,079,995Net Assets 2012: $2,114,1732012Assets 2013: $19,545,488Liabilities 2013: $17,418,316Net Assets 2013: $2,127,1722013Assets 2014: $19,408,249Liabilities 2014: $17,278,080Net Assets 2014: $2,130,1692014Assets 2015: $18,816,621Liabilities 2015: $16,635,237Net Assets 2015: $2,181,3842015Assets 2016: $19,876,686Liabilities 2016: $17,623,875Net Assets 2016: $2,252,8112016Assets 2017: $19,908,524Liabilities 2017: $17,541,327Net Assets 2017: $2,367,1972017Assets 2018: $19,371,040Liabilities 2018: $16,828,955Net Assets 2018: $2,542,0852018Assets 2019: $20,070,588Liabilities 2019: $17,339,668Net Assets 2019: $2,730,9202019Assets 2020: $22,179,063Liabilities 2020: $19,275,794Net Assets 2020: $2,903,2692020Assets 2021: $23,393,432Liabilities 2021: $20,366,198Net Assets 2021: $3,027,2342021Assets 2022: $22,458,032Liabilities 2022: $19,413,441Net Assets 2022: $3,044,5912022Assets 2023: $19,990,328Liabilities 2023: $16,945,716Net Assets 2023: $3,044,6122023Assets 2024: $19,155,682Liabilities 2024: $15,982,211Net Assets 2024: $3,173,4712024

Highlighted filing

2024

Assets$19,155,682
Liabilities$15,982,211
Net Assets$3,173,471
Open 2024 Filing

Operations Trend

Revenue Growth62nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0Expenses 2010: $937,2972010Expenses 2011: $818,3142011Expenses 2012: $792,2122012Revenue 2013: $706,795Expenses 2013: $693,796Net Income 2013: $12,9992013Revenue 2014: $716,668Expenses 2014: $713,671Net Income 2014: $2,9972014Revenue 2015: $695,727Expenses 2015: $644,512Net Income 2015: $51,2152015Revenue 2016: $722,461Expenses 2016: $651,034Net Income 2016: $71,4272016Revenue 2017: $760,983Expenses 2017: $646,597Net Income 2017: $114,3862017Revenue 2018: $828,036Expenses 2018: $653,149Net Income 2018: $174,8872018Revenue 2019: $884,468Expenses 2019: $695,633Net Income 2019: $188,8352019Revenue 2020: $812,472Expenses 2020: $640,123Net Income 2020: $172,3492020Revenue 2021: $788,899Expenses 2021: $664,934Net Income 2021: $123,9652021Revenue 2022: $779,507Expenses 2022: $762,150Net Income 2022: $17,3572022Revenue 2023: $819,997Expenses 2023: $769,540Net Income 2023: $50,4572023Revenue 2024: $991,046Expenses 2024: $862,187Net Income 2024: $128,8592024

Highlighted filing

2024

Revenue$991,046
Expenses$862,187
Net Income$128,859
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$19,155,682
Liabilities
$15,982,211
Net assets
$3,173,471
Revenue
$991,046
Expenses
$862,187
Net income
$128,859
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$19.2$16.0$3.17$0.99$0.86$0.13
2023Detailed filing. Detailed filing data is available for this year.$20.0$16.9$3.04$0.82$0.77$0.05
2022Detailed filing. Detailed filing data is available for this year.$22.5$19.4$3.04$0.78$0.76$0.02
2021Detailed filing. Detailed filing data is available for this year.$23.4$20.4$3.03$0.79$0.66$0.12
2020Detailed filing. Detailed filing data is available for this year.$22.2$19.3$2.90$0.81$0.64$0.17
2019Detailed filing. Detailed filing data is available for this year.$20.1$17.3$2.73$0.88$0.70$0.19
2018Detailed filing. Detailed filing data is available for this year.$19.4$16.8$2.54$0.83$0.65$0.17
2017Detailed filing. Detailed filing data is available for this year.$19.9$17.5$2.37$0.76$0.65$0.11
2016Detailed filing. Detailed filing data is available for this year.$19.9$17.6$2.25$0.72$0.65$0.07
2015Detailed filing. Detailed filing data is available for this year.$18.8$16.6$2.18$0.70$0.64$0.05
2014Detailed filing. Detailed filing data is available for this year.$19.4$17.3$2.13$0.72$0.71$0.00
2013Detailed filing. Detailed filing data is available for this year.$19.5$17.4$2.13$0.71$0.69$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.2$17.1$2.11$0.79
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.1$17.0$2.17$0.82
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$18.7$16.5$2.12$0.94
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 14, 2025
Return Version
2024v5.0
Gross Receipts
$991,046
Mission and Program Overview

Mission

Your financial partner.

Member services to assist our members in the management of their financial well being by providing loans, savings accounts and other financial institution services in a professional manner.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$10,268,971$10,477,623▲ $208,652
Savings and Temporary Cash Investments$2,799,186$4,245,744▲ $1,446,558
Investments Other Securities$6,610,718$4,096,401▼ $2,514,317
Pd in Cap Srpls Land Bldg Eqp Fund$1,968,233$2,164,974▲ $196,741
Rtn Earn Endowment Incm Other Fnds$1,076,379$1,008,497▼ $67,882
Cash and Non-Interest-Bearing Accounts$-32,746$288,856▲ $321,602
Prepaid Expenses and Deferred Charges$22,162$43,862▲ $21,700
Land, Buildings, and Equipment, Net$10,340$3,196▼ $7,144
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$19,990,328$19,155,682▼ $834,646
Other Assets Total$311,697--
Liabilities
Other Liabilities$16,930,318$15,962,097▼ $968,221
Accounts Payable and Accrued Expenses$15,398$20,114▲ $4,716
Total Liabilities$16,945,716$15,982,211▼ $963,505
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,044,612$3,173,471▲ $128,859
Total Liabilities and Net Assets / Fund Balance$19,990,328$19,155,682▼ $834,646

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$0$0$0
Other Land Buildings$0$0$0
Land$0-$0
Equipment$3,196$465,717$0
Leasehold Improvements$0$0$0
Other Securities$4,096,401--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseTotal
Bryce KildowPresident/CEOFT$77,220$77,220

Board Members and Trustees

NameTitle
Terry ThomassonChairman
Dennis DeDeckerVice Chairman
Christine HarperDirector
Doug JasperDirector
Sarah EvansDirector
Vicki LaFayetteDirector
William DobbeleareSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$837,307
Investment Income
$153,739
Other Revenue
$0
All Other Contributions
$0
Change in Net Assets
$128,859
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$568,483
Salaries, Compensation, and Employee Benefits$293,704
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
All Other Expenses-$175,173-$175,173
Other Salaries and Wages-$144,326-$144,326
Office Expenses-$114,228-$114,228
Other Expenses$0$100,290$0$100,290
Comp Disqual Persons-$77,220-$77,220
Other Employee Benefits-$46,497-$46,497
Occupancy-$31,554-$31,554
Insurance-$19,534-$19,534
Payroll Taxes-$17,021-$17,021
Fees for Services Accounting-$9,215-$9,215
Payments to Affiliates-$9,215-$9,215
Pension Plan Contributions-$8,640-$8,640
Depreciation Depletion-$7,144-$7,144
Advertising-$4,176-$4,176
Total Functional Expenses$0$862,187$0$862,187
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$250
Section 527 Activity Spending$0
Total Exempt Function Spending$0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Equity$15,962,097
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
Yes
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 4

“Submitted new By-laws changing Directors from 8 to 7.”

Form 990, Part VI, Section A, Line 6

“There are 1733 members. This organization is a credit union whose board of directors are elected annually by its members.”

Form 990, Part VI, Section A, Line 7A

“The credit union has a board of directors elected annually by the members.”

Form 990, Part VI, Section B, Line 11B

“The President/CEO reviews the 990 before filing.”

Form 990, Part VI, Section B, Line 12C

“The President/CEO monitors and reviews vendor transactions to verify independent contractors.”

Form 990, Part VI, Section C, Line 19

“Documents are available to the public on request. The financial reports are available in our lobby and quarterly on the NCUA website.”

Filing and Contact Details

Filer

Filer Name
Kone Employees Credit Union
EIN
36-2499489
Phone
3097366461
Address
4502 27th St Suite K, Moline, IL 61265

Signing Officer

Name
Bryce Kildow
Title
President/CEO
Phone
3097366461
Signed
2025-05-14

Organization Details

Principal Officer
Bryce Kildow
Formed
1954
Legal Domicile
Il
Voting Board Members
8
Independent Board Members
7
Employees
6
Volunteers
7
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

“Other small expenses”

Raw XML AppendixShowing 400 of 450 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt015398
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt020114
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0Member services to assist our members in the management of their financial well being by providing loans, savings accounts and other financial institution services in a professional manner.
IRS990/AdvertisingGrp/ManagementAndGeneralAmt04176
IRS990/AdvertisingGrp/TotalAmt04176
IRS990/AllOtherContributionsAmt00
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt0175173
IRS990/AllOtherExpensesGrp/TotalAmt0175173
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BooksInCareOfDetail/PersonNm0Bryce Kildow
IRS990/BooksInCareOfDetail/PhoneNum03097366461
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt04502 27th St Suite K
IRS990/BooksInCareOfDetail/USAddress/CityNm0Moline
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd061265
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0-32746
IRS990/CashNonInterestBearingGrp/EOYAmt0288856
IRS990/ChangeToOrgDocumentsInd01
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompDisqualPersonsGrp/ManagementAndGeneralAmt077220
IRS990/CompDisqualPersonsGrp/TotalAmt077220
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContriRptFundraisingEventAmt00
IRS990/CostOfGoodsSoldAmt00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0153739
IRS990/CYOtherExpensesAmt0568483
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0837307
IRS990/CYRevenuesLessExpensesAmt0128859
IRS990/CYSalariesCompEmpBnftPaidAmt0293704
IRS990/CYTotalExpensesAmt0862187
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0991046
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt07144
IRS990/DepreciationDepletionGrp/TotalAmt07144
IRS990/Desc0Received deposits on savings from 1736 members
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt06
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FederatedCampaignsAmt00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt09215
IRS990/FeesForServicesAccountingGrp/TotalAmt09215
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt15
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt35
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt45
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt55
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt65.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt75
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/PersonNm0Bryce Kildow
IRS990/Form990PartVIISectionAGrp/PersonNm1Dennis DeDecker
IRS990/Form990PartVIISectionAGrp/PersonNm2William Dobbeleare
IRS990/Form990PartVIISectionAGrp/PersonNm3Doug Jasper
IRS990/Form990PartVIISectionAGrp/PersonNm4Christine Harper
IRS990/Form990PartVIISectionAGrp/PersonNm5Vicki LaFayette
IRS990/Form990PartVIISectionAGrp/PersonNm6Sarah Evans
IRS990/Form990PartVIISectionAGrp/PersonNm7Terry Thomasson
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt077220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Chairman
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01954
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/FundraisingAmt00
IRS990/FundraisingDirectExpensesAmt00
IRS990/FundraisingGrossIncomeAmt00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GamingDirectExpensesAmt00
IRS990/GamingGrossIncomeAmt00
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GovernmentGrantsAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt00
IRS990/GrossReceiptsAmt0991046
IRS990/GrossRentsGrp/PersonalAmt00
IRS990/GrossRentsGrp/RealAmt00
IRS990/GrossSalesOfInventoryAmt00
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt019534
IRS990/InsuranceGrp/TotalAmt019534
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0153739
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0153739
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt06610718
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt04096401
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0465717
IRS990/LandBldgEquipBasisNetGrp/BOYAmt010340
IRS990/LandBldgEquipBasisNetGrp/EOYAmt03196
IRS990/LandBldgEquipCostOrOtherBssAmt0468913
IRS990/LegalDomicileStateCd0IL
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembershipDuesAmt00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0Your financial partner.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt03044612
IRS990/NetAssetsOrFundBalancesEOYAmt03173471
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeFromGamingGrp/ExclusionAmt00
IRS990/NetIncomeFromGamingGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeOrLossGrp/ExclusionAmt00
IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NoncashContributionsAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt031554
IRS990/OccupancyGrp/TotalAmt031554
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0114228
IRS990/OfficeExpensesGrp/TotalAmt0114228
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0311697
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt046497
IRS990/OtherEmployeeBenefitsGrp/TotalAmt046497
IRS990/OtherExpensesGrp/Desc0Member Dividends
IRS990/OtherExpensesGrp/Desc1IDFPR Supervisory Expense
IRS990/OtherExpensesGrp/Desc2Credit and Debit Card Expense
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt076415
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt121539
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2100290
IRS990/OtherExpensesGrp/ProgramServicesAmt00
IRS990/OtherExpensesGrp/ProgramServicesAmt10
IRS990/OtherExpensesGrp/ProgramServicesAmt20
IRS990/OtherExpensesGrp/TotalAmt076415
IRS990/OtherExpensesGrp/TotalAmt121539
IRS990/OtherExpensesGrp/TotalAmt2100290
IRS990/OtherLiabilitiesGrp/BOYAmt016930318
IRS990/OtherLiabilitiesGrp/EOYAmt015962097
IRS990/OtherOrganizationDsc0Cooperative
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0144326
IRS990/OtherSalariesAndWagesGrp/TotalAmt0144326
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt010268971
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt010477623
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/ManagementAndGeneralAmt09215
IRS990/PaymentsToAffiliatesGrp/TotalAmt09215
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt017021
IRS990/PayrollTaxesGrp/TotalAmt017021
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt01968233
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt02164974
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt08640
IRS990/PensionPlanContributionsGrp/TotalAmt08640
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt022162
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt043862
IRS990/PrincipalOfficerNm0Bryce Kildow
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Other Income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0707613
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1129694
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0707613
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1129694
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgSrvcAccomActy2Grp/Desc0Provided 557 members consumer loan
IRS990/ProgSrvcAccomActy3Grp/Desc0Provided 715 members with checking accounts
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0104313
IRS990/PYOtherExpensesAmt0502534
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0715684
IRS990/PYRevenuesLessExpensesAmt050457
IRS990/PYSalariesCompEmpBnftPaidAmt0267006
IRS990/PYTotalExpensesAmt0769540
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0819997
IRS990/ReconcilationRevenueExpnssAmt0128859
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RelatedOrganizationsAmt00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01076379
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01008497
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02799186
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04245744
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/Expended527ActivitiesAmt00
IRS990ScheduleC/Form1120POLFiledInd00
IRS990ScheduleC/InternalFundsContributedAmt00
IRS990ScheduleC/PoliticalExpendituresAmt0250
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0The organization's only political activity is the contribution to the Credit Union Political Action Council that is reported in Parts 1-A and 1-C of the Schedule C.
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule C, Part I-A, Line 1
IRS990ScheduleC/TotalExemptFunctionExpendAmt00
IRS990ScheduleC/VolunteerHoursCnt00
IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/BuildingsGrp/DepreciationAmt00
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt03196
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0465717
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0468913
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt015962097
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Members Equity
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt04096401
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Certrificate of Deposit
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03196
IRS990ScheduleD/TotalBookValueSecuritiesAmt04096401
IRS990ScheduleD/TotalLiabilityAmt015962097
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Submitted new By-laws changing Directors from 8 to 7.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1There are 1733 members. This organization is a credit union whose board of directors are elected annually by its members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The credit union has a board of directors elected annually by the members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The President/CEO reviews the 990 before filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The President/CEO monitors and reviews vendor transactions to verify independent contractors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Documents are available to the public on request. The financial reports are available in our lobby and quarterly on the NCUA website.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Other small expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part IX, Line 24e
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt019990328
IRS990/TotalAssetsEOYAmt019155682
IRS990/TotalAssetsGrp/BOYAmt019990328
IRS990/TotalAssetsGrp/EOYAmt019155682
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt06
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0862187
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0862187
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt016945716
IRS990/TotalLiabilitiesEOYAmt015982211
IRS990/TotalLiabilitiesGrp/BOYAmt016945716
IRS990/TotalLiabilitiesGrp/EOYAmt015982211
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03044612
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03173471

Document Assets

No mirrored PDF or thumbnail assets are attached yet.