Civic Intelligence

Houston Highway Credit Union

990 • Fiscal year 2015 • EIN 74-1280652

Jan 01, 2015 to Dec 31, 2015 • Filed on Feb 22, 2016

Organization ProfileWWW.HOUSTONHIGHWAYCU.COM

View Organization Page

8120 Washington AveHouston, TX 77007

(713) 864-4438

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

98th percentile

0.93x

Higher debt load relative to assets than 98% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Liabilities / Revenue

54th percentile

19.78x

Higher debt load relative to revenue than 54% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Net Margin

13th percentile

0.2%

Higher net margin than 13% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Top Officer Pay

3rd percentile

$0

Higher top officer pay than 3% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Asset Growth

30th percentile

1.8%

Faster asset growth than 30% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2014 to 2015

Revenue Growth

12th percentile

-4.8%

Faster revenue growth than 12% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets98th percentile

Assets

Up

$63,136,456

Up $1,093,595 (+1.8%) from 2014

Net Assets

Down

$4,556,747

Down $92,019 (-2.0%) from 2014

Liabilities

Up

$58,579,709

Up $1,185,614 (+2.1%) from 2014

Revenue And Expenses
Liabilities / Revenue54th percentileNet Margin13th percentile

Revenue

Down

$2,961,561

Down $148,281 (-4.8%) from 2014

Expenses

Down

$2,954,668

Down $645,764 (-18%) from 2014

Net Income

Up

$6,893

Up $497,483 (+101%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth30th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2010: $49,187,283Liabilities 2010: $44,520,869Net Assets 2010: $4,666,4142010Assets 2011: $53,362,382Liabilities 2011: $49,154,405Net Assets 2011: $4,207,9772011Assets 2012: $58,802,039Liabilities 2012: $54,206,052Net Assets 2012: $4,595,9872012Assets 2013: $61,150,527Liabilities 2013: $56,582,229Net Assets 2013: $4,568,2982013Assets 2014: $62,042,861Liabilities 2014: $57,394,095Net Assets 2014: $4,648,7662014Assets 2015: $63,136,456Liabilities 2015: $58,579,709Net Assets 2015: $4,556,7472015Assets 2016: $59,030,521Liabilities 2016: $55,386,302Net Assets 2016: $3,644,2192016Assets 2017: $59,360,820Liabilities 2017: $55,953,272Net Assets 2017: $3,407,5482017Assets 2018: $57,543,527Liabilities 2018: $54,021,873Net Assets 2018: $3,521,6542018Assets 2019: $53,674,475Liabilities 2019: $50,321,308Net Assets 2019: $3,353,1672019Assets 2020: $53,352,651Liabilities 2020: $50,481,556Net Assets 2020: $2,871,0952020Assets 2021: $52,034,607Liabilities 2021: $49,429,007Net Assets 2021: $2,605,6002021Assets 2022: $49,153,973Liabilities 2022: $47,074,798Net Assets 2022: $2,079,1752022Assets 2023: $47,770,974Liabilities 2023: $44,677,972Net Assets 2023: $3,093,0022023Assets 2024: $47,216,721Liabilities 2024: $42,336,762Net Assets 2024: $4,879,9592024

Highlighted filing

2015

Assets$63,136,456
Liabilities$58,579,709
Net Assets$4,556,747
Open 2015 Filing

Operations Trend

Revenue Growth12th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$2.0M$0-$2.0MExpenses 2010: $2,247,9502010Expenses 2011: $2,410,9432011Expenses 2012: $2,755,9532012Revenue 2013: $2,942,020Expenses 2013: $2,911,876Net Income 2013: $30,1442013Revenue 2014: $3,109,842Expenses 2014: $3,600,432Net Income 2014: -$490,5902014Revenue 2015: $2,961,561Expenses 2015: $2,954,668Net Income 2015: $6,8932015Revenue 2016: $2,897,071Expenses 2016: $3,266,110Net Income 2016: -$369,0392016Revenue 2017: $2,989,914Expenses 2017: $3,303,692Net Income 2017: -$313,7782017Revenue 2018: $2,975,073Expenses 2018: $2,801,931Net Income 2018: $173,1422018Revenue 2019: $2,823,659Expenses 2019: $2,723,488Net Income 2019: $100,1712019Revenue 2020: $2,361,390Expenses 2020: $2,850,000Net Income 2020: -$488,6102020Revenue 2021: $2,345,323Expenses 2021: $2,487,691Net Income 2021: -$142,3682021Revenue 2022: $2,201,820Expenses 2022: $2,943,417Net Income 2022: -$741,5972022Revenue 2023: $2,339,608Expenses 2023: $1,462,575Net Income 2023: $877,0332023Revenue 2024: $2,091,403Expenses 2024: $1,185,441Net Income 2024: $905,9622024

Highlighted filing

2015

Revenue$2,961,561
Expenses$2,954,668
Net Income$6,893
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Feb 22, 2016
Return Version
2015v2.1
Gross Receipts
$2,961,561
Mission and Program Overview

Mission

The credit union is a financial cooperative that has consumer financial products such as savings, checking, certificates of deposit, auto loans, and other personal consumer financial products.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$36,064,969$37,795,947▲ $1,730,978
Investments Program Related$21,577,045$19,894,302▼ $1,682,743
Rtn Earn Endowment Incm Other Fnds$4,648,766$4,556,747▼ $92,019
Prepaid Expenses and Deferred Charges$2,371,350$2,472,376▲ $101,026
Land, Buildings, and Equipment, Net$1,373,835$2,341,146▲ $967,311
Cash and Non-Interest-Bearing Accounts$457,504$310,477▼ $147,027
Accounts Receivable$6,184$6,548▲ $364
Total Assets$62,042,861$63,136,456▲ $1,093,595
Other Assets Total$191,974$315,660▲ $123,686
Liabilities
Other Liabilities$57,396,374$58,593,192▲ $1,196,818
Accounts Payable and Accrued Expenses$-2,279$-13,483▼ $11,204
Total Liabilities$57,394,095$58,579,709▲ $1,185,614
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,648,766$4,556,747▼ $92,019
Total Liabilities and Net Assets / Fund Balance$62,042,861$63,136,456▲ $1,093,595

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,930,595$478,696$2,409,291
Equipment$176,610$283,650$460,260
Land$233,941-$233,941
Investment Program Related Org$120,000--
Compensation and Service Providers
Top Officer Pay3rd percentile

Board Members and Trustees

NameTitle
Mike AlfordChairman
Rita DennisVice Chairma
Gail MoreaDirector
Greg RanftDirector
Lonnie JohnsonDirector
Davin EngSecretary
Otto MareshTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,699,119
Investment Income
$262,442
Other Revenue
$0
Change in Net Assets
$6,893
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,837,439
Salaries, Compensation, and Employee Benefits$906,343
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$906,343
Office Expenses---$457,332
Fees for Services Accounting---$441,801
Advertising---$360,848
Benefits to Members---$210,886
Conferences and Meetings---$108,460
Fees for Services Other---$106,907
Occupancy---$84,806
Other Expenses---$20,320
All Other Expenses---$12,717
Total Functional Expenses$0$0$0$2,954,668
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares/deposits$58,593,192
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“Houston highway credit union is a state chartered credit union comprised of owner/members from a common field of membership and who have paid into their share accounts the authorized minimum membership shres.”

Form 990, Page 6, Part VI, Line 7A

“The members hold annual meetings at which time the members present elect open positions for board of directors.”

Form 990, Page 6, Part VI, Line 11B

“A copy of form 990 is provided the board members for review. After review and discussion, the form is approved for remittance to the irs.”

Form 990, Page 6, Part VI, Line 12C

“Officials are requested to disclose any conflicts of interest. If there are any apparent conflicts of interest, the affected official abstains from voting on the conflicting issue.”

Form 990, Page 6, Part VI, Line 15B

“The board of directors reviews on an annual basis the compensation levels of all key employees prior to approval increases.”

Form 990, Page 6, Part VI, Line 19

“Financial statements are posted monthly in the credit union office for all members to review. The governance documents are available in the credit union office for review upon request.”

Filing and Contact Details

Filer

Filer Name
Houston Highway Credit Union
EIN
74-1280652
Phone
7138644438
Address
8120 WASHINGTON AVE, HOUSTON, TX 77007

Signing Officer

Name
Craig Atkinson
Title
CEO
Phone
7138644438
Signed
2016-02-22
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Craig Atkinson
Formed
1952
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
7
Employees
37

Preparer

Firm
Lema & Associates
Address
610 E MARKET ST STE 2906, SAN ANTONIO, TX 78205-2680
Preparer
Angel R Lema CPA
Phone
2102124822
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“No other major accomplishments were noted other than what was recorded on the attached "statement of program services" form.”

Form 990, Page 5, Part V, Line 3B

“No unrelated taxable income recorded during tax year 2015”

Form 990, Part XI, Line 9

“-98,912 total -98,912 period change in other comprehensive income-pension”

Raw XML Appendix356 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0-2279
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0-13483
IRS990/AccountsReceivableGrp/BOYAmt06184
IRS990/AccountsReceivableGrp/EOYAmt06548
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0THE CREDIT UNION IS A FINANCIAL COOPERATIVE THAT HAS CONSUMER FINANCIAL PRODUCTS SUCH AS SAVINGS, CHECKING, CERTIFICATES OF DEPOSIT, AUTO LOANS, AND OTHER PERSONAL CONSUMER FINANCIAL PRODUCTS.
IRS990/AdvertisingGrp/TotalAmt0360848
IRS990/AllOtherExpensesGrp/TotalAmt012717
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BenefitsToMembersGrp/TotalAmt0210886
IRS990/BooksInCareOfDetail/PersonNm0CRAIG ATKINSON
IRS990/BooksInCareOfDetail/PhoneNum07138644438
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt08120 WASHINGTON AVENUE
IRS990/BooksInCareOfDetail/USAddress/CityNm0HOUSTON
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990/BooksInCareOfDetail/USAddress/ZIPCd077007
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0457504
IRS990/CashNonInterestBearingGrp/EOYAmt0310477
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/TotalAmt0108460
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt0210886
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0262442
IRS990/CYOtherExpensesAmt01837439
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt02699119
IRS990/CYRevenuesLessExpensesAmt06893
IRS990/CYSalariesCompEmpBnftPaidAmt0906343
IRS990/CYTotalExpensesAmt02954668
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt02961561
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0NO MAJOR ACCOMPLISHMENTS IN SHARES/DEPOSITS FOR TAXABLE YEAR 2015
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt037
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt0441801
IRS990/FeesForServicesOtherGrp/TotalAmt0106907
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/PersonNm0MIKE ALFORD
IRS990/Form990PartVIISectionAGrp/PersonNm1RITA DENNIS
IRS990/Form990PartVIISectionAGrp/PersonNm2OTTO MARESH
IRS990/Form990PartVIISectionAGrp/PersonNm3GREG RANFT
IRS990/Form990PartVIISectionAGrp/PersonNm4GAIL MOREA
IRS990/Form990PartVIISectionAGrp/PersonNm5DAVIN ENG
IRS990/Form990PartVIISectionAGrp/PersonNm6LONNIE JOHNSON
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRMA
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01952
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt02961561
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt07
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartVInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InvestmentIncomeGrp/ExclusionAmt0262442
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0262442
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsProgramRelatedGrp/BOYAmt021577045
IRS990/InvestmentsProgramRelatedGrp/EOYAmt019894302
IRS990/IRPDocumentCnt0526
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0762346
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01373835
IRS990/LandBldgEquipBasisNetGrp/EOYAmt02341146
IRS990/LandBldgEquipCostOrOtherBssAmt03103492
IRS990/LegalDomicileStateCd0TX
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0THE CREDIT UNION IS A FINANCIAL COOPERATIVE THAT HAS CONSUMER FINANCIAL PRODUCTS SUCH AS SAVINGS, CHECKING, CERTIFICATES OF DEPOSIT, AUTO LOANS, AND OTHER PERSONAL CONSUMER FINANCIAL PRODUCTS.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt04648766
IRS990/NetAssetsOrFundBalancesEOYAmt04556747
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt084806
IRS990/OfficeExpensesGrp/TotalAmt0457332
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0191974
IRS990/OtherAssetsTotalGrp/EOYAmt0315660
IRS990/OtherChangesInNetAssetsAmt0-98912
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/Desc2MISCELLANEOUS
IRS990/OtherExpensesGrp/Desc3ASSOCIATION DUES
IRS990/OtherExpensesGrp/TotalAmt0110008
IRS990/OtherExpensesGrp/TotalAmt1104897
IRS990/OtherExpensesGrp/TotalAmt229343
IRS990/OtherExpensesGrp/TotalAmt320320
IRS990/OtherLiabilitiesGrp/BOYAmt057396374
IRS990/OtherLiabilitiesGrp/EOYAmt058593192
IRS990/OtherSalariesAndWagesGrp/TotalAmt0906343
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt036064969
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt037795947
IRS990/PartialLiquidationInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02371350
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt02472376
IRS990/PrincipalOfficerNm0CRAIG ATKINSON
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/Desc2INSURANCE INCOME
IRS990/ProgramServiceRevenueGrp/Desc3MISC.OPERATING INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02304586
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1319358
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt256890
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt318285
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02304586
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1319358
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt256890
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt318285
IRS990/ProgSrvcAccomActy2Grp/Desc0NO MAJOR ACCOMPLISHMENTS IN THE LENDING AREA DURING TAXABLE YEAR 2015
IRS990/ProgSrvcAccomActy3Grp/Desc0THE MEMBER IPHONE APPLICATION WAS UPDATED DURING THE TAXABLE YEAR 2015
IRS990/ProgSrvcAccomActyOtherGrp/Desc0NO OTHER MAJOR ACCOMPLISHMENTS WERE NOTED OTHER THAN WHAT WAS RECORDED ON THE ATTACHED "STATEMENT OF PROGRAM SERVICES" FORM.
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt02954668
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt0219532
IRS990/PYInvestmentIncomeAmt0259587
IRS990/PYOtherExpensesAmt02565455
IRS990/PYProgramServiceRevenueAmt02850255
IRS990/PYRevenuesLessExpensesAmt0-490590
IRS990/PYSalariesCompEmpBnftPaidAmt0815445
IRS990/PYTotalExpensesAmt03600432
IRS990/PYTotalRevenueAmt03109842
IRS990/ReconcilationRevenueExpnssAmt06893
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt04648766
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt04556747
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt01930595
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0478696
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02409291
IRS990ScheduleD/EquipmentGrp/BookValueAmt0176610
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0283650
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0460260
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt012739024
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt14467000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt21377711
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt3544265
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt4524833
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt5121469
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt6120000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0INVESTMENT SECURITIES
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1OTHER INSURED DEPOSITS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2DEPOSITS IN CORP.C.U.
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3DEPOSIT/OTHER FINANCIALS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc4NCUSIF DEPOSIT
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc5CAPITAL SHARES
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc6CU INVESTMENT SHARES
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd3C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd4C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd5C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd6C
IRS990ScheduleD/LandGrp/BookValueAmt0233941
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0233941
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt058593192
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES/DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02341146
IRS990ScheduleD/TotalBookValueProgramRltdAmt019894302
IRS990ScheduleD/TotalLiabilityAmt058593192
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NO OTHER MAJOR ACCOMPLISHMENTS WERE NOTED OTHER THAN WHAT WAS RECORDED ON THE ATTACHED "STATEMENT OF PROGRAM SERVICES" FORM.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NO UNRELATED TAXABLE INCOME RECORDED DURING TAX YEAR 2015
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2HOUSTON HIGHWAY CREDIT UNION IS A STATE CHARTERED CREDIT UNION COMPRISED OF OWNER/MEMBERS FROM A COMMON FIELD OF MEMBERSHIP AND WHO HAVE PAID INTO THEIR SHARE ACCOUNTS THE AUTHORIZED MINIMUM MEMBERSHIP SHRES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE MEMBERS HOLD ANNUAL MEETINGS AT WHICH TIME THE MEMBERS PRESENT ELECT OPEN POSITIONS FOR BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4A COPY OF FORM 990 IS PROVIDED THE BOARD MEMBERS FOR REVIEW. AFTER REVIEW AND DISCUSSION, THE FORM IS APPROVED FOR REMITTANCE TO THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5OFFICIALS ARE REQUESTED TO DISCLOSE ANY CONFLICTS OF INTEREST. IF THERE ARE ANY APPARENT CONFLICTS OF INTEREST, THE AFFECTED OFFICIAL ABSTAINS FROM VOTING ON THE CONFLICTING ISSUE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE BOARD OF DIRECTORS REVIEWS ON AN ANNUAL BASIS THE COMPENSATION LEVELS OF ALL KEY EMPLOYEES PRIOR TO APPROVAL INCREASES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7FINANCIAL STATEMENTS ARE POSTED MONTHLY IN THE CREDIT UNION OFFICE FOR ALL MEMBERS TO REVIEW. THE GOVERNANCE DOCUMENTS ARE AVAILABLE IN THE CREDIT UNION OFFICE FOR REVIEW UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8-98,912 TOTAL -98,912 PERIOD CHANGE IN OTHER COMPREHENSIVE INCOME-PENSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 5, PART V, LINE 3B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART XI, LINE 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt062042861
IRS990/TotalAssetsEOYAmt063136456
IRS990/TotalAssetsGrp/BOYAmt062042861
IRS990/TotalAssetsGrp/EOYAmt063136456
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt037
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt02954668
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt057394095
IRS990/TotalLiabilitiesEOYAmt058579709
IRS990/TotalLiabilitiesGrp/BOYAmt057394095
IRS990/TotalLiabilitiesGrp/EOYAmt058579709
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt04648766
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt04556747
IRS990/TotalOtherProgSrvcExpenseAmt02954668
IRS990/TotalProgramServiceExpensesAmt02954668
IRS990/TotalProgramServiceRevenueAmt02699119
IRS990/TotalRevenueGrp/ExclusionAmt0262442
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02699119
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02961561
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt062042861
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt063136456
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt08120 WASHINGTON AVE
IRS990/USAddress/CityNm0HOUSTON
IRS990/USAddress/StateAbbreviationCd0TX
IRS990/USAddress/ZIPCd077007
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.HOUSTONHIGHWAYCU.COM
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02016-09-27 15:27:22Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CRAIG ATKINSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum07138644438
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-02-22
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HOUSTON HIGHWAY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0HOUS
ReturnHeader/Filer/EIN0741280652
ReturnHeader/Filer/PhoneNum07138644438
ReturnHeader/Filer/USAddress/AddressLine1Txt08120 WASHINGTON AVE
ReturnHeader/Filer/USAddress/CityNm0HOUSTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd077007
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0LEMA & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0610 E MARKET ST STE 2906
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0SAN ANTONIO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TX
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0782052680
ReturnHeader/PreparerPersonGrp/PhoneNum02102124822
ReturnHeader/PreparerPersonGrp/PreparationDt02016-03-16
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ANGEL R LEMA CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02016-03-16T15:48:52-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$63,136,456
Liabilities
$58,579,709
Net assets
$4,556,747
Revenue
$2,961,561
Expenses
$2,954,668
Net income
$6,893
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$47.2$42.3$4.88$2.09$1.19$0.91
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$47.8$44.7$3.09$2.34$1.46$0.88
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$49.2$47.1$2.08$2.20$2.94$0.74
2021Detailed filing. Detailed filing data is available for this year.$52.0$49.4$2.61$2.35$2.49$0.14
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$53.4$50.5$2.87$2.36$2.85$0.49
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$53.7$50.3$3.35$2.82$2.72$0.10
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$57.5$54.0$3.52$2.98$2.80$0.17
2017Detailed filing. Detailed filing data is available for this year.$59.4$56.0$3.41$2.99$3.30$0.31
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$59.0$55.4$3.64$2.90$3.27$0.37
2015Detailed filing. Detailed filing data is available for this year.$63.1$58.6$4.56$2.96$2.95$0.01
2014Detailed filing. Detailed filing data is available for this year.$62.0$57.4$4.65$3.11$3.60$0.49
2013Detailed filing. Detailed filing data is available for this year.$61.2$56.6$4.57$2.94$2.91$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$58.8$54.2$4.60$2.76
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$53.4$49.2$4.21$2.41
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$49.2$44.5$4.67$2.25
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2015 filings • 501(c)14 • $50M-$100M nonprofits