Civic Intelligence

Hercules Credit Union

EIN 87-0237696 • 501(c)14 • Salt Lake City, UT

View Organization Page

Profile

NON-PROFIT CREDIT UNION

PO Box 26977Salt Lake City, UT 84126

www.herculescu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

83rd percentile

0.91x

Higher debt load relative to assets than 83% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2017

Liabilities / Revenue

97th percentile

27.37x

Higher debt load relative to revenue than 97% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2017

Net Margin

17th percentile

0.8%

Higher net margin than 17% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2017

Top Officer Pay

26th percentile

$130,200

Higher top officer pay than 26% of similar nonprofits.

Top officer pay equals 5.6% of source-year revenue.

501(c)14 • $50M-$100M nonprofits • Source year 2017

Asset Growth

74th percentile

5.4%

Faster asset growth than 74% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2016 to 2017

Revenue Growth

27th percentile

3.9%

Faster revenue growth than 27% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets83rd percentile

Assets

Up

$69,437,066

Up $3,546,204 (+5.4%) from 2016

Liabilities

Up

$63,256,765

Up $3,508,065 (+5.9%) from 2016

Net Assets

Up

$6,180,301

Up $38,139 (+0.6%) from 2016

Operations
Liabilities / Revenue97th percentileNet Margin17th percentile

Revenue

Up

$2,311,013

Up $86,022 (+3.9%) from 2016

Expenses

Up

$2,292,769

Up $217,948 (+11%) from 2016

Net Income

Down

$18,244

Down $131,926 (-88%) from 2016

Trend Graphs

Balance Sheet Trend

Asset Growth74th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80M$60M$40M$20M$0Assets 2010: $53,553,104Liabilities 2010: $48,747,542Net Assets 2010: $4,805,5622010Assets 2011: $55,841,179Liabilities 2011: $50,850,601Net Assets 2011: $4,990,5782011Assets 2012: $56,569,571Liabilities 2012: $51,413,536Net Assets 2012: $5,156,0352012Assets 2013: $57,364,276Liabilities 2013: $51,928,345Net Assets 2013: $5,435,9312013Assets 2014: $59,106,710Liabilities 2014: $53,370,371Net Assets 2014: $5,736,3392014Assets 2015: $62,543,395Liabilities 2015: $56,601,332Net Assets 2015: $5,942,0632015Assets 2016: $65,890,862Liabilities 2016: $59,748,700Net Assets 2016: $6,142,1622016Assets 2017: $69,437,066Liabilities 2017: $63,256,765Net Assets 2017: $6,180,3012017

Highlighted filing

2017

Assets$69,437,066
Liabilities$63,256,765
Net Assets$6,180,301
Open 2017 Filing

Operations Trend

Revenue Growth27th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0Expenses 2010: $3,130,9692010Expenses 2011: $2,127,3742011Expenses 2012: $1,949,0352012Revenue 2013: $2,193,627Expenses 2013: $1,913,731Net Income 2013: $279,8962013Revenue 2014: $2,243,798Expenses 2014: $1,943,390Net Income 2014: $300,4082014Revenue 2015: $2,275,028Expenses 2015: $2,069,304Net Income 2015: $205,7242015Revenue 2016: $2,224,991Expenses 2016: $2,074,821Net Income 2016: $150,1702016Revenue 2017: $2,311,013Expenses 2017: $2,292,769Net Income 2017: $18,2442017

Highlighted filing

2017

Revenue$2,311,013
Expenses$2,292,769
Net Income$18,244
Open 2017 Filing

Filings

Most recent year

2017 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$69,437,066
Liabilities
$63,256,765
Net assets
$6,180,301
Revenue
$2,311,013
Expenses
$2,292,769
Net income
$18,244
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$69.4$63.3$6.18$2.31$2.29$0.02
2016Summary only. Only limited summary data is available for this year.$65.9$59.7$6.14$2.22$2.07$0.15
2015Summary only. Only limited summary data is available for this year.$62.5$56.6$5.94$2.28$2.07$0.21
2014Summary only. Only limited summary data is available for this year.$59.1$53.4$5.74$2.24$1.94$0.30
2013Detailed filing. Detailed filing data is available for this year.$57.4$51.9$5.44$2.19$1.91$0.28
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$56.6$51.4$5.16$1.95
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$55.8$50.9$4.99$2.13
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$53.6$48.7$4.81$3.13
Latest Detailed Filing

The latest 2017 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2013 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
May 7, 2014
Return Version
2013v3.1
Gross Receipts
$2,193,627
Mission and Program Overview

Mission

NON-PROFIT CREDIT UNION

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$41,024,684$40,839,744▼ $184,940
Accounts Receivable$14,502,380$15,505,560▲ $1,003,180
Rtn Earn Endowment Incm Other Fnds$5,156,035$5,435,931▲ $279,896
Land, Buildings, and Equipment, Net$586,065$555,282▼ $30,783
Cash and Non-Interest-Bearing Accounts$191,206$251,897▲ $60,691
Prepaid Expenses and Deferred Charges$60,643$86,823▲ $26,180
Receivables From Officers Etc$93,781$27,161▼ $66,620
Investments in Publicly Traded Securities$10,000$10,000→ $0
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$56,569,571$57,364,276▲ $794,705
Other Assets Total$100,812$87,809▼ $13,003
Liabilities
Other Liabilities$51,155,453$51,812,195▲ $656,742
Accounts Payable and Accrued Expenses$258,083$116,150▼ $141,933
Total Liabilities$51,413,536$51,928,345▲ $514,809
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,156,035$5,435,931▲ $279,896
Total Liabilities and Net Assets / Fund Balance$56,569,571$57,364,276▲ $794,705

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$168,525$535,269$703,794
Equipment$178,687$363,460$542,147
Land$150,236-$150,236
Leasehold Improvements$57,834-$57,834
Compensation and Service Providers
Top Officer Pay26th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Brett M BlackburnPresidentFT$105,000$105,000

Board Members and Trustees

NameTitle
Richard WilcockChairman
Gerry PoulsonVice Chairman
Brett CoatesDirector
Jeff SorensenDirector
John KayDirector
Nancy Friel-brooksDirector
Mardean WhitneySecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,193,627
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$279,896

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,193,627
Total Revenue per Audited Statements
$2,193,627
Total Revenue per Form 990
$2,193,627
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,113,508
Salaries, Compensation, and Employee Benefits$800,223
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$493,283--$493,283
Interest$312,912--$312,912
Office Expenses$250,464--$250,464
Other Employee Benefits$159,810--$159,810
Current Officers, Directors, Trustees, and Key Employees$105,000--$105,000
Depreciation Depletion$100,249--$100,249
Advertising$74,064--$74,064
Occupancy$57,536--$57,536
Payroll Taxes$42,130--$42,130
Insurance$41,897--$41,897
Travel$16,977--$16,977
Conferences and Meetings$9,826--$9,826
Other Expenses$8,931--$8,931
All Other Expenses$2,688--$2,688
Total Functional Expenses$1,913,731$0$0$1,913,731

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,913,731
Total Expenses per Audited Statements$1,913,731
Total Expenses per Form 990$1,913,731
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$93,781$27,161▼ $66,620
Receivables from Disqualified Persons-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares and Certificates$51,812,195
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“The Credit Union has members who all have equal rights.”

Form 990, Part VI, Line 7A: How Members or Shareholders Elect Governing Body

“The Credit Union members elect the Board of Directors”

Form 990, Part VI, Line 7B: Describe Decisions of Governing Body Approval by Members or Shareholders

“The Credit Union governing body's policy decisions are subject to the approval of its members.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“The form 990 is reviewed by the Directors and the President, Brett M.Blackburn”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“The Credit Union makes its governing documents, conflicts of interest policy and finacial statements available to the public upon request for review at the office.”

Filing and Contact Details

Filer

EIN
87-0237696
Phone
8019689011

Signing Officer

Name
Brett M Blackburn
Title
President
Signed
2014-05-07
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Brett M Blackburn
Formed
1945
Legal Domicile
Ut
Voting Board Members
8
Independent Board Members
7
Employees
13

Preparer

Preparer
Brandon R Zrno
Phone
8013592056
Raw XML AppendixShowing 400 of 419 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0258083
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0116150
IRS990/AccountsReceivableGrp/BOYAmt014502380
IRS990/AccountsReceivableGrp/EOYAmt015505560
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0NON-PROFIT CREDIT UNION
IRS990/AdvertisingGrp/ProgramServicesAmt074064
IRS990/AdvertisingGrp/TotalAmt074064
IRS990/AllAffiliatesIncludedInd0false
IRS990/AllOtherExpensesGrp/ProgramServicesAmt02688
IRS990/AllOtherExpensesGrp/TotalAmt02688
IRS990/AnnualDisclosureCoveredPrsnInd0false
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0HERCULES CREDIT UNION
IRS990/BooksInCareOfDetail/PhoneNum08019689011
IRS990/BooksInCareOfDetail/USAddress/AddressLine10PO BOX 26977
IRS990/BooksInCareOfDetail/USAddress/City0SALT LAKE CITY
IRS990/BooksInCareOfDetail/USAddress/State0UT
IRS990/BooksInCareOfDetail/USAddress/ZIPCode0841260977
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0191206
IRS990/CashNonInterestBearingGrp/EOYAmt0251897
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0105000
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0105000
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt09826
IRS990/ConferencesMeetingsGrp/TotalAmt09826
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt01113508
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt02193627
IRS990/CYRevenuesLessExpensesAmt0279896
IRS990/CYSalariesCompEmpBnftPaidAmt0800223
IRS990/CYTotalExpensesAmt01913731
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt02193627
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ProgramServicesAmt0100249
IRS990/DepreciationDepletionGrp/TotalAmt0100249
IRS990/Desc0NON-PROFIT FEDERALLY INSURED STATE CHARTERED CREDIT UNION
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DistributionToDonorInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt013
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/EscrowAccountInd0false
IRS990/ExcessBusinessHoldingsInd0false
IRS990/ExpenseAmt01913731
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt00
IRS990/FeesForServicesLegalGrp/TotalAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt740.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/PersonNm0RICHARD WILCOCK
IRS990/Form990PartVIISectionAGrp/PersonNm1GERRY POULSON
IRS990/Form990PartVIISectionAGrp/PersonNm2MARDEAN WHITNEY
IRS990/Form990PartVIISectionAGrp/PersonNm3JOHN KAY
IRS990/Form990PartVIISectionAGrp/PersonNm4BRETT COATES
IRS990/Form990PartVIISectionAGrp/PersonNm5NANCY FRIEL-BROOKS
IRS990/Form990PartVIISectionAGrp/PersonNm6JEFF SORENSEN
IRS990/Form990PartVIISectionAGrp/PersonNm7BRETT M BLACKBURN
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7105000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7President
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/Form990TFiledInd0false
IRS990/FormationYr01945
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt02193627
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/ProgramServicesAmt041897
IRS990/InsuranceGrp/TotalAmt041897
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/ProgramServicesAmt0312912
IRS990/InterestGrp/TotalAmt0312912
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt00
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt010000
IRS990/InvestmentsPubTradedSecGrp/EOYAmt010000
IRS990/InvestTaxExemptBondsInd0false
IRS990/IRPDocumentCnt018
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0898729
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0586065
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0555282
IRS990/LandBldgEquipCostOrOtherBssAmt01454011
IRS990/LegalDomicileStateCd0UT
IRS990/LicensedMoreThanOneStateInd0false
IRS990/LoanOutstandingInd0true
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0NON-PROFIT CREDIT UNION
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt05156035
IRS990/NetAssetsOrFundBalancesEOYAmt05435931
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ProgramServicesAmt057536
IRS990/OccupancyGrp/TotalAmt057536
IRS990/OfficeExpensesGrp/ProgramServicesAmt0250464
IRS990/OfficeExpensesGrp/TotalAmt0250464
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/BOYAmt0100812
IRS990/OtherAssetsTotalGrp/EOYAmt087809
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0159810
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0159810
IRS990/OtherExpensesGrp/Desc0PROFESSIONAL SERVICES
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING EXPENSES
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc3OTTI LOSSES
IRS990/OtherExpensesGrp/ProgramServicesAmt0152386
IRS990/OtherExpensesGrp/ProgramServicesAmt147417
IRS990/OtherExpensesGrp/ProgramServicesAmt238161
IRS990/OtherExpensesGrp/ProgramServicesAmt38931
IRS990/OtherExpensesGrp/TotalAmt0152386
IRS990/OtherExpensesGrp/TotalAmt147417
IRS990/OtherExpensesGrp/TotalAmt238161
IRS990/OtherExpensesGrp/TotalAmt38931
IRS990/OtherLiabilitiesGrp/BOYAmt051155453
IRS990/OtherLiabilitiesGrp/EOYAmt051812195
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0493283
IRS990/OtherSalariesAndWagesGrp/TotalAmt0493283
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt042130
IRS990/PayrollTaxesGrp/TotalAmt042130
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt060643
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt086823
IRS990/PrincipalOfficerNm0BRETT M BLACKBURN
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522200
IRS990/ProgramServiceRevenueGrp/BusinessCd1522291
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522299
IRS990/ProgramServiceRevenueGrp/Desc0FEES AND CHARGES INCOME
IRS990/ProgramServiceRevenueGrp/Desc1INCOME FROM LOANS
IRS990/ProgramServiceRevenueGrp/Desc2INVESTMENT INCOME
IRS990/ProgramServiceRevenueGrp/Desc3MISCELLANEOUS INCOME
IRS990/ProgramServiceRevenueGrp/ExclusionAmt065544
IRS990/ProgramServiceRevenueGrp/ExclusionAmt1707270
IRS990/ProgramServiceRevenueGrp/ExclusionAmt21391484
IRS990/ProgramServiceRevenueGrp/ExclusionAmt329329
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt065544
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1707270
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21391484
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt329329
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt01184663
IRS990/PYProgramServiceRevenueAmt02114492
IRS990/PYRevenuesLessExpensesAmt0165457
IRS990/PYSalariesCompEmpBnftPaidAmt0764372
IRS990/PYTotalExpensesAmt01949035
IRS990/PYTotalRevenueAmt02114492
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt093781
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt027161
IRS990/ReconcilationRevenueExpnssAmt0279896
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt02193627
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05156035
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt05435931
IRS990/SavingsAndTempCashInvstGrp/BOYAmt041024684
IRS990/SavingsAndTempCashInvstGrp/EOYAmt040839744
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0168525
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0535269
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0703794
IRS990ScheduleD/EquipmentGrp/BookValueAmt0178687
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0363460
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0542147
IRS990ScheduleD/ExpensesSubtotalAmt01913731
IRS990ScheduleD/LandGrp/BookValueAmt0150236
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0150236
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt057834
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt057834
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt051812195
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES AND CERTIFICATES
IRS990ScheduleD/RevenueSubtotalAmt02193627
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0555282
IRS990ScheduleD/TotalExpensesPerForm990Amt01913731
IRS990ScheduleD/TotalLiabilityAmt051812195
IRS990ScheduleD/TotalRevenuePerForm990Amt02193627
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt02193627
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01913731
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt027161
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0HE/V/DC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt0105151
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0AS A GROUP
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/TotalBalanceDueAmt027161
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The Credit Union has members who all have equal rights.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The Credit Union members elect the Board of Directors
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The Credit Union governing body's policy decisions are subject to the approval of its members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The form 990 is reviewed by the Directors and the President, Brett M.Blackburn
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The Credit Union makes its governing documents, conflicts of interest policy and finacial statements available to the public upon request for review at the office.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt056569571
IRS990/TotalAssetsEOYAmt057364276
IRS990/TotalAssetsGrp/BOYAmt056569571
IRS990/TotalAssetsGrp/EOYAmt057364276
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt013
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt01913731
IRS990/TotalFunctionalExpensesGrp/TotalAmt01913731
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt051413536
IRS990/TotalLiabilitiesEOYAmt051928345
IRS990/TotalLiabilitiesGrp/BOYAmt051413536
IRS990/TotalLiabilitiesGrp/EOYAmt051928345
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05156035
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05435931
IRS990/TotalProgramServiceExpensesAmt01913731
IRS990/TotalProgramServiceRevenueAmt02193627
IRS990/TotalReportableCompFromOrgAmt0105000
IRS990/TotalRevenueGrp/ExclusionAmt02193627
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02193627
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt056569571
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt057364276
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/ProgramServicesAmt016977
IRS990/TravelGrp/TotalAmt016977
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine10PO BOX 26977
IRS990/USAddress/City0SALT LAKE CITY
IRS990/USAddress/State0UT
IRS990/USAddress/ZIPCode084126
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.HERCULESCU.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0BRETT M BLACKBURN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-05-07
ReturnHeader/Filer/BusinessName/BusinessNameLine10HERCULES CREDIT UNION

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)14 • $50M-$100M nonprofits