Civic Intelligence

Foundation Credit Union

EIN 44-0444355 • 501(c)14 • Springfield, MO

Profile

To be the trusted provider of quality financial services that are economically competitive, while staying committed to enhancing the financial well-being of our members.

1726 W Elfindale StreetSpringfield, MO 65807-1289

www.foundationcreditunion.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

26th percentile

0.85x

Higher debt load relative to assets than 26% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

67th percentile

17.00x

Higher debt load relative to revenue than 67% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

30th percentile

5.7%

Higher net margin than 30% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

64th percentile

$177,541

Higher top officer pay than 64% of similar nonprofits.

Top officer pay equals 5.2% of source-year revenue.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Asset Growth

11th percentile

-4.5%

Faster asset growth than 11% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

79th percentile

18%

Faster revenue growth than 79% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets26th percentile

Assets

Down

$68,300,825

Down $3,227,197 (-4.5%) from 2023

Liabilities

Down

$57,877,361

Down $3,419,928 (-5.6%) from 2023

Net Assets

Up

$10,423,464

Up $192,731 (+1.9%) from 2023

Operations
Liabilities / Revenue67th percentileNet Margin30th percentile

Revenue

Up

$3,405,120

Up $521,919 (+18%) from 2023

Expenses

Up

$3,212,389

Up $452,486 (+16%) from 2023

Net Income

Up

$192,731

Up $69,433 (+56%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth11th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80M$60M$40M$20M$0Assets 2011: $68,677,671Liabilities 2011: $61,395,453Net Assets 2011: $7,282,2182011Assets 2012: $65,352,617Liabilities 2012: $57,567,840Net Assets 2012: $7,784,7772012Assets 2013: $64,885,050Liabilities 2013: $56,843,208Net Assets 2013: $8,041,8422013Assets 2014: $62,951,028Liabilities 2014: $54,647,335Net Assets 2014: $8,303,6932014Assets 2015: $63,689,871Liabilities 2015: $55,098,436Net Assets 2015: $8,591,4352015Assets 2016: $63,853,752Liabilities 2016: $55,113,497Net Assets 2016: $8,740,2552016Assets 2017: $64,370,576Liabilities 2017: $55,416,674Net Assets 2017: $8,953,9022017Assets 2018: $58,342,986Liabilities 2018: $49,329,496Net Assets 2018: $9,013,4902018Assets 2019: $64,428,190Liabilities 2019: $55,286,670Net Assets 2019: $9,141,5202019Assets 2020: $66,261,166Liabilities 2020: $56,923,262Net Assets 2020: $9,337,9042020Assets 2021: $74,462,485Liabilities 2021: $64,740,657Net Assets 2021: $9,721,8282021Assets 2022: $75,745,911Liabilities 2022: $65,591,137Net Assets 2022: $10,154,7742022Assets 2023: $71,528,022Liabilities 2023: $61,297,289Net Assets 2023: $10,230,7332023Assets 2024: $68,300,825Liabilities 2024: $57,877,361Net Assets 2024: $10,423,4642024

Highlighted filing

2024

Assets$68,300,825
Liabilities$57,877,361
Net Assets$10,423,464
Open 2024 Filing

Operations Trend

Revenue Growth79th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0Expenses 2011: $1,172,3312011Expenses 2012: $969,7042012Revenue 2013: $1,356,560Expenses 2013: $1,099,495Net Income 2013: $257,0652013Revenue 2014: $1,288,769Expenses 2014: $1,026,918Net Income 2014: $261,8512014Revenue 2015: $1,296,808Expenses 2015: $1,009,066Net Income 2015: $287,7422015Revenue 2016: $1,471,001Expenses 2016: $1,322,181Net Income 2016: $148,8202016Revenue 2017: $1,689,338Expenses 2017: $1,475,691Net Income 2017: $213,6472017Revenue 2018: $2,005,667Expenses 2018: $1,946,079Net Income 2018: $59,5882018Revenue 2019: $2,059,511Expenses 2019: $1,931,481Net Income 2019: $128,0302019Revenue 2020: $2,063,818Expenses 2020: $1,867,434Net Income 2020: $196,3842020Revenue 2021: $2,280,758Expenses 2021: $1,896,834Net Income 2021: $383,9242021Revenue 2022: $2,698,734Expenses 2022: $2,265,788Net Income 2022: $432,9462022Revenue 2023: $2,883,201Expenses 2023: $2,759,903Net Income 2023: $123,2982023Revenue 2024: $3,405,120Expenses 2024: $3,212,389Net Income 2024: $192,7312024

Highlighted filing

2024

Revenue$3,405,120
Expenses$3,212,389
Net Income$192,731
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$68,300,825
Liabilities
$57,877,361
Net assets
$10,423,464
Revenue
$3,405,120
Expenses
$3,212,389
Net income
$192,731
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$68.3$57.9$10.4$3.41$3.21$0.19
2023Detailed filing. Detailed filing data is available for this year.$71.5$61.3$10.2$2.88$2.76$0.12
2022Detailed filing. Detailed filing data is available for this year.$75.7$65.6$10.2$2.70$2.27$0.43
2021Detailed filing. Detailed filing data is available for this year.$74.5$64.7$9.72$2.28$1.90$0.38
2020Detailed filing. Detailed filing data is available for this year.$66.3$56.9$9.34$2.06$1.87$0.20
2019Detailed filing. Detailed filing data is available for this year.$64.4$55.3$9.14$2.06$1.93$0.13
2018Detailed filing. Detailed filing data is available for this year.$58.3$49.3$9.01$2.01$1.95$0.06
2017Detailed filing. Detailed filing data is available for this year.$64.4$55.4$8.95$1.69$1.48$0.21
2016Detailed filing. Detailed filing data is available for this year.$63.9$55.1$8.74$1.47$1.32$0.15
2015Detailed filing. Detailed filing data is available for this year.$63.7$55.1$8.59$1.30$1.01$0.29
2014Detailed filing. Detailed filing data is available for this year.$63.0$54.6$8.30$1.29$1.03$0.26
2013Detailed filing. Detailed filing data is available for this year.$64.9$56.8$8.04$1.36$1.10$0.26
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$65.4$57.6$7.78$0.97
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$68.7$61.4$7.28$1.17
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 9, 2025
Return Version
2024v5.1
Gross Receipts
$3,405,120
Mission and Program Overview

Mission

We provide savings accounts and loans to credit union members. These members consist of individuals and their families who work or live in greene, christian, polk, or webster counties.

To be the trusted provider of quality financial services that are economically competitive, while staying committed to enhancing the financial well-being of our members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$56,148,553$53,238,491▼ $2,910,062
Rtn Earn Endowment Incm Other Fnds$10,230,733$10,423,464▲ $192,731
Savings and Temporary Cash Investments$7,493,588$6,446,811▼ $1,046,777
Investments Other Securities$3,520,000$3,520,000→ $0
Land, Buildings, and Equipment, Net$2,196,001$2,111,770▼ $84,231
Cash and Non-Interest-Bearing Accounts$1,308,320$2,101,014▲ $792,694
Prepaid Expenses and Deferred Charges$89,790$125,600▲ $35,810
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$71,528,022$68,300,825▼ $3,227,197
Other Assets Total$771,770$757,139▼ $14,631
Liabilities
Other Liabilities$60,322,015$56,884,978▼ $3,437,037
Accounts Payable and Accrued Expenses$235,669$973,783▲ $738,114
Mortgage Notes Payable Secured by Investment Property$729,605$0▼ $729,605
Deferred Revenue$10,000$18,600▲ $8,600
Total Liabilities$61,297,289$57,877,361▼ $3,419,928
Net Assets / Fund Balance
Total Net Assets Fund Balance$10,230,733$10,423,464▲ $192,731
Total Liabilities and Net Assets / Fund Balance$71,528,022$68,300,825▼ $3,227,197

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,332,984$687,355$2,020,339
Land$708,141-$708,141
Equipment$70,645$165,037$235,682
Other Securities$3,500,000--
Compensation and Service Providers
Top Officer Pay64th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Stephanie ThomasCEO/presidentFT$141,378$36,163$177,541

Board Members and Trustees

NameTitle
Chrysta ForrestChairman
Amber SalsmanBoard Member
Brent ForbesBoard Member
James ArnottBoard Member
Clayton AllisonSecretary/treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,117,980
Investment Income
$281,743
Other Revenue
$5,397
Change in Net Assets
$192,731
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,386,461
Salaries, Compensation, and Employee Benefits$825,928
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$513,078
Information Technology---$223,697
Current Officers, Directors, Trustees, and Key Employees---$177,541
Office Expenses---$174,643
Depreciation Depletion---$95,042
Occupancy---$89,993
Advertising---$80,459
Other Employee Benefits---$71,892
Payroll Taxes---$55,232
Insurance---$44,632
Fees for Services Accounting---$36,327
All Other Expenses---$34,309
Other Expenses---$16,956
Fees for Services Legal---$14,115
Fees for Services Other---$8,342
Pension Plan Contributions---$8,185
Interest---$7,050
Conferences and Meetings---$6,941
Travel---$3,034
Total Functional Expenses$0$0$0$3,212,389
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Bill MathisNon-voting Board Member - Supervisory CommitteeMr. Mathis Owns Pest Control Company Used by Credit UnionNo$2,700
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares and Deposits$56,884,978
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
Yes
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is mutually owned by members.”

Form 990, Part VI, Section A, Line 7A

“The board of directors are elected by the credit union members.”

Form 990, Part VI, Section A, Line 7B

“Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.”

Form 990, Part VI, Section B, Line 11B

“Management reviews the form 990 and presents it to the board of directors and supervisory committee for review and approval.”

Form 990, Part VI, Section B, Line 15

“The board of directors conducts an annual review of the ceo's performance and sets compensation pursuant to a written employment contract. Supervisors conduct annual reviews for all other employees. The board's deliberations and decisions are documented in the minutes.”

Form 990, Part VI, Section C, Line 19

“Financial statements are presented at the annual meeting and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies and procedures are available upon request.”

Filing and Contact Details

Filer

Filer Name
Foundation Credit Union
EIN
44-0444355
Phone
4178952770
Address
1726 W ELFINDALE STREET, SPRINGFIELD, MO 65807-1289

Signing Officer

Name
Stephanie Thomas
Title
CEO/president
Phone
4178952770
Signed
2025-05-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Stephanie Thomas
Formed
1933
Legal Domicile
Mo
Voting Board Members
5
Independent Board Members
5
Employees
20
Volunteers
0

Preparer

Firm
J Tenbrink & Associates
Address
11272 S RIDGEVIEW RD, OLATHE, KS 66061-6454
Preparer
Gerald Tenbrink
Phone
9138946214
Raw XML Appendix376 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0235669
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0973783
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IRS990/AdvertisingGrp/TotalAmt080459
IRS990/AllOtherExpensesGrp/TotalAmt034309
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
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IRS990/BooksInCareOfDetail/PhoneNum04178952770
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01726 W ELFINDALE STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0SPRINGFIELD
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MO
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0658071289
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd01
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt01308320
IRS990/CashNonInterestBearingGrp/EOYAmt02101014
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0177541
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt06941
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0281743
IRS990/CYOtherExpensesAmt02386461
IRS990/CYOtherRevenueAmt05397
IRS990/CYProgramServiceRevenueAmt03117980
IRS990/CYRevenuesLessExpensesAmt0192731
IRS990/CYSalariesCompEmpBnftPaidAmt0825928
IRS990/CYTotalExpensesAmt03212389
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt03405120
IRS990/DecisionsSubjectToApprovaInd01
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IRS990/DeferredRevenueGrp/EOYAmt018600
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt095042
IRS990/Desc0PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 3,411 MEMBERS.
IRS990/DescribedInSection501c3Ind00
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IRS990/EmployeeCnt020
IRS990/EmploymentTaxReturnsFiledInd00
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IRS990/FeesForServicesLegalGrp/TotalAmt014115
IRS990/FeesForServicesOtherGrp/TotalAmt08342
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt514163
IRS990/Form990PartVIISectionAGrp/PersonNm0BRENT FORBES
IRS990/Form990PartVIISectionAGrp/PersonNm1CHRYSTA FORREST
IRS990/Form990PartVIISectionAGrp/PersonNm2AMBER SALSMAN
IRS990/Form990PartVIISectionAGrp/PersonNm3CLAYTON ALLISON
IRS990/Form990PartVIISectionAGrp/PersonNm4JAMES ARNOTT
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
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IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5CEO/PRESIDENT
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IRS990/FSAuditedInd00
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IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
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IRS990/GroupReturnForAffiliatesInd00
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IRS990/OtherChangesInNetAssetsAmt00
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IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3ASSOCIATION DUES
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IRS990/PartialLiquidationInd00
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IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
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IRS990/ProfessionalFundraisingInd00
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IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2WARRANTY SALES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02929334
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1179938
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02929334
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1179938
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt28708
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt08708
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2024, LOANS OUTSTANDING TOTALED $52,436,449.
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS AND INTEREST ON MEMBER DEPOSITS TOTALING $1,309,972 FOR THE YEAR.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt013500
IRS990/PYInvestmentIncomeAmt0118746
IRS990/PYOtherExpensesAmt01966317
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt02764455
IRS990/PYRevenuesLessExpensesAmt0123298
IRS990/PYSalariesCompEmpBnftPaidAmt0780086
IRS990/PYTotalExpensesAmt02759903
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02883201
IRS990/ReconcilationRevenueExpnssAmt0192731
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt05397
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt05397
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt010230733
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt010423464
IRS990/SavingsAndTempCashInvstGrp/BOYAmt07493588
IRS990/SavingsAndTempCashInvstGrp/EOYAmt06446811
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01332984
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0687355
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02020339
IRS990ScheduleD/EquipmentGrp/BookValueAmt070645
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0165037
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0235682
IRS990ScheduleD/LandGrp/BookValueAmt0708141
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0708141
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt056884978
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES AND DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt020000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt13500000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0INVESTMENT IN CREDIT UNION SERVICE ORGANIZAITONS
IRS990ScheduleD/OtherSecuritiesGrp/Desc1HTM-FEDERAL AGENCY SEC
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02111770
IRS990ScheduleD/TotalBookValueSecuritiesAmt03520000
IRS990ScheduleD/TotalLiabilityAmt056884978
IRS990ScheduleI/GrantRecordsMaintainedInd01
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0141378
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount022000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt04901
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt09262
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0STEPHANIE THOMAS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO/PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0177541
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm0BILL MATHIS
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt0NON-VOTING BOARD MEMBER - SUPERVISORY COMMITTEE
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt02700
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc0MR. MATHIS OWNS PEST CONTROL COMPANY USED BY CREDIT UNION
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MANAGEMENT REVIEWS THE FORM 990 AND PRESENTS IT TO THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE FOR REVIEW AND APPROVAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD OF DIRECTORS CONDUCTS AN ANNUAL REVIEW OF THE CEO'S PERFORMANCE AND SETS COMPENSATION PURSUANT TO A WRITTEN EMPLOYMENT CONTRACT. SUPERVISORS CONDUCT ANNUAL REVIEWS FOR ALL OTHER EMPLOYEES. THE BOARD'S DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5FINANCIAL STATEMENTS ARE PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES AND PROCEDURES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt071528022
IRS990/TotalAssetsEOYAmt068300825
IRS990/TotalAssetsGrp/BOYAmt071528022
IRS990/TotalAssetsGrp/EOYAmt068300825
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt020
IRS990/TotalFunctionalExpensesGrp/TotalAmt03212389
IRS990/TotalGrossUBIAmt08708
IRS990/TotalLiabilitiesBOYAmt061297289
IRS990/TotalLiabilitiesEOYAmt057877361
IRS990/TotalLiabilitiesGrp/BOYAmt061297289
IRS990/TotalLiabilitiesGrp/EOYAmt057877361
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt010230733
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt010423464
IRS990/TotalOtherCompensationAmt014163
IRS990/TotalProgramServiceRevenueAmt03117980
IRS990/TotalReportableCompFromOrgAmt0163378
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03396412
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03405120
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt08708
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt071528022
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt068300825
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt03034
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01726 W ELFINDALE STREET
IRS990/USAddress/CityNm0SPRINGFIELD
IRS990/USAddress/StateAbbreviationCd0MO
IRS990/USAddress/ZIPCd0658071289
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0WWW.FOUNDATIONCREDITUNION.COM
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0STEPHANIE THOMAS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO/PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum04178952770
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0FOUNDATION CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0FOUN
ReturnHeader/Filer/EIN0440444355
ReturnHeader/Filer/PhoneNum04178952770
ReturnHeader/Filer/USAddress/AddressLine1Txt01726 W ELFINDALE STREET
ReturnHeader/Filer/USAddress/CityNm0SPRINGFIELD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MO
ReturnHeader/Filer/USAddress/ZIPCd0658071289
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0810781371
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0J TENBRINK & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011272 S RIDGEVIEW RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OLATHE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0660616454
ReturnHeader/PreparerPersonGrp/PhoneNum09138946214
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-01
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GERALD TENBRINK
ReturnHeader/ReturnTs02025-05-09T11:46:18-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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