Civic Intelligence

Texas Dps Credit Union

990 • Fiscal year 2013 • EIN 74-1249840

Jan 01, 2013 to Dec 31, 2013 • Filed on Nov 03, 2014

Organization Profilewww.txdpscu.org

View Organization Page

PO Box 1534678761

(512) 452-5211

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

76th percentile

0.91x

Higher debt load relative to assets than 76% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Liabilities / Revenue

82nd percentile

23.34x

Higher debt load relative to revenue than 82% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Net Margin

16th percentile

0.8%

Higher net margin than 16% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Top Officer Pay

49th percentile

$126,894

Higher top officer pay than 49% of similar nonprofits.

Top officer pay equals 5.2% of source-year revenue.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Asset Growth

19th percentile

-1.3%

Faster asset growth than 19% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2012 to 2013

Revenue Growth

21st percentile

-6.5%

Faster revenue growth than 21% of similar nonprofits.

2013 filings • $50M-$100M nonprofits • Annualized from 2011 to 2013

Balance Sheet
Liabilities / Assets76th percentile

Assets

Down

$62,612,457

Down $837,312 (-1.3%) from 2012

Net Assets

Down

$5,543,588

Down $166,634 (-2.9%) from 2012

Liabilities

Down

$57,068,869

Down $670,678 (-1.2%) from 2012

Revenue And Expenses
Liabilities / Revenue82nd percentileNet Margin16th percentile

Revenue

$2,444,976

No earlier filing loaded for comparison.

Expenses

Down

$2,424,891

Down $190,619 (-7.3%) from 2012

Net Income

$20,085

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth19th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $54,470,913Liabilities 2010: $48,917,148Net Assets 2010: $5,553,7652010Assets 2011: $58,930,897Liabilities 2011: $53,221,195Net Assets 2011: $5,709,7022011Assets 2012: $63,449,769Liabilities 2012: $57,739,547Net Assets 2012: $5,710,2222012Assets 2013: $62,612,457Liabilities 2013: $57,068,869Net Assets 2013: $5,543,5882013Assets 2014: $64,141,449Liabilities 2014: $58,546,367Net Assets 2014: $5,595,0822014Assets 2015: $67,603,532Liabilities 2015: $62,038,606Net Assets 2015: $5,564,9262015Assets 2016: $70,924,069Liabilities 2016: $65,261,167Net Assets 2016: $5,662,9022016Assets 2017: $74,732,645Liabilities 2017: $68,910,722Net Assets 2017: $5,821,9232017Assets 2018: $75,818,692Liabilities 2018: $69,381,775Net Assets 2018: $6,436,9172018Assets 2019: $80,127,933Liabilities 2019: $73,071,075Net Assets 2019: $7,056,8582019Assets 2020: $87,761,626Liabilities 2020: $79,942,911Net Assets 2020: $7,818,7152020Assets 2021: $99,557,178Liabilities 2021: $90,828,978Net Assets 2021: $8,728,2002021Assets 2022: $105,857,045Liabilities 2022: $96,717,786Net Assets 2022: $9,139,2592022Assets 2023: $96,889,869Liabilities 2023: $87,093,774Net Assets 2023: $9,796,0952023Assets 2024: $98,168,607Liabilities 2024: $87,192,863Net Assets 2024: $10,975,7442024

Highlighted filing

2013

Assets$62,612,457
Liabilities$57,068,869
Net Assets$5,543,588
Open 2013 Filing

Operations Trend

Revenue Growth21st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $3,219,6912010Revenue 2011: $2,795,012Expenses 2011: $2,773,657Net Income 2011: $21,3552011Expenses 2012: $2,615,5102012Revenue 2013: $2,444,976Expenses 2013: $2,424,891Net Income 2013: $20,0852013Revenue 2014: $2,427,497Expenses 2014: $2,417,004Net Income 2014: $10,4932014Revenue 2015: $2,387,466Expenses 2015: $2,376,471Net Income 2015: $10,9952015Revenue 2016: $2,416,266Expenses 2016: $2,344,208Net Income 2016: $72,0582016Revenue 2017: $2,689,116Expenses 2017: $2,533,805Net Income 2017: $155,3112017Revenue 2018: $3,171,219Expenses 2018: $2,554,437Net Income 2018: $616,7822018Revenue 2019: $3,554,941Expenses 2019: $2,938,705Net Income 2019: $616,2362019Revenue 2020: $3,717,155Expenses 2020: $2,956,631Net Income 2020: $760,5242020Revenue 2021: $3,828,874Expenses 2021: $2,919,067Net Income 2021: $909,8072021Revenue 2022: $4,064,571Expenses 2022: $3,274,813Net Income 2022: $789,7582022Revenue 2023: $4,420,117Expenses 2023: $3,737,418Net Income 2023: $682,6992023Revenue 2024: $4,885,921Expenses 2024: $4,151,309Net Income 2024: $734,6122024

Highlighted filing

2013

Revenue$2,444,976
Expenses$2,424,891
Net Income$20,085
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Nov 3, 2014
Return Version
2013v3.1
Gross Receipts
$2,444,976
Mission and Program Overview

Mission

A voluntary, cooperative, not-for-profit financial institution (credit union) that is membership owned to offer the best quality financial products and services at the lowest possible cost to its membership.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$27,104,507$32,589,876▲ $5,485,369
Investments Other Securities$28,924,497$24,712,668▼ $4,211,829
Rtn Earn Endowment Incm Other Fnds$5,710,222$5,543,588▼ $166,634
Savings and Temporary Cash Investments$5,144,819$3,195,935▼ $1,948,884
Cash and Non-Interest-Bearing Accounts$935,384$863,877▼ $71,507
Land, Buildings, and Equipment, Net$492,469$434,175▼ $58,294
Prepaid Expenses and Deferred Charges$118,436$93,478▼ $24,958
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$63,449,769$62,612,457▼ $837,312
Other Assets Total$729,657$722,448▼ $7,209
Liabilities
Other Liabilities$57,261,026$56,503,233▼ $757,793
Accounts Payable and Accrued Expenses$478,521$565,636▲ $87,115
Total Liabilities$57,739,547$57,068,869▼ $670,678
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,710,222$5,543,588▼ $166,634
Total Liabilities and Net Assets / Fund Balance$63,449,769$62,612,457▼ $837,312

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$204,169$1,273,464$1,477,633
Other Land Buildings$16,356$664,684$681,040
Land$208,680-$208,680
Equipment$4,970$19,882$24,852
Compensation and Service Providers
Top Officer Pay49th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mike RiepenPresidentFT$101,564$25,330$126,894
Keith WillifordExec VPFT$68,612$17,664$86,276
Shirley BakerExec VPFT$51,490$17,722$69,212

Board Members and Trustees

NameTitle
Mary LauderdaleChair
Donna SaulsVice Chairman
Danny KnauthDirector
Jim KilchensteinDirector
JoAnn BredleDirector
Wynonia BellDirector
Paul JordanSecretary

Highest Paid Contractors

ContractorServicesLocationCompensation
Integrasys-PremierData Processing-$356,666
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,055,311
Investment Income
$388,158
Other Revenue
$1,507
Change in Net Assets
$20,085
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,354,295
Salaries, Compensation, and Employee Benefits$1,070,596
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$590,800
All Other Expenses---$247,436
Current Officers, Directors, Trustees, and Key Employees---$221,666
Occupancy---$164,498
Other Employee Benefits---$131,271
Office Expenses---$117,845
Interest---$91,844
Other Expenses---$68,698
Pension Plan Contributions---$66,491
Payroll Taxes---$60,368
Advertising---$47,421
Conferences and Meetings---$36,734
Insurance---$23,601
Information Technology---$21,247
Fees for Services Other---$19,454
Depreciation Depletion---$17,520
Fees for Services Legal---$4,223
Total Functional Expenses$0$0$0$2,424,891
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members' share and savings accounts$56,503,233
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“Each credit union member owns one "share" of the organization. Therefore, the user of credit union services is considered an owner and is entitled to vote on important issues, such as the election of member representatives to serve on the board of directors.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“The board reviews the 990 and documents their review in the board minutes.”

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

“The process for determining compensation for the Texas DPS Credit Union includes collection of comparable data (comparable positions of comparable organizations obtained from published salary survey reports) that is reviewed and discussed by the board of directors. Once made, the board's decision is documented and no individual with a conflict of interest is involved in the decision.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“Upon written request, these documents will be made available for public inspection.”

Filing and Contact Details

Filer

EIN
74-1249840
Phone
5124525211

Signing Officer

Name
Mike Riepen
Title
President
Signed
2014-11-03
Discuss with paid preparer
Yes

Organization Details

Formed
1954
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
7
Employees
24

Preparer

Preparer
Bob Dunagan
Phone
5124208997
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E: Other Expenses

“Armored car expenses: Column (A) - Total = $1991; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”

Form 990, Part IX, Line 24E: Other Expenses

“Charge card expenses: Column (A) - Total = $5578; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”

Form 990, Part IX, Line 24E: Other Expenses

“Checking/overdraft/Travelers: Column (A) - Total = $62068; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”

Form 990, Part IX, Line 24E: Other Expenses

“Contract labor: Column (A) - Total = $16266; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”

Form 990, Part IX, Line 24E: Other Expenses

“CU Dept. Operating fees: Column (A) - Total = $10513; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”

Form 990, Part IX, Line 24E: Other Expenses

“CU Vehicle expenses: Column (A) - Total = $8975; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”

Form 990, Part IX, Line 24E: Other Expenses

“Dues: Column (A) - Total = $21691; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”

Form 990, Part IX, Line 24E: Other Expenses

“Home banking expenses: Column (A) - Total = $52706; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”

Form 990, Part IX, Line 24E: Other Expenses

“NCUSIF Stabilization expense: Column (A) - Total = $43933; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”

Form 990, Part IX, Line 24E: Other Expenses

“Shared service expense: Column (A) - Total = $21671; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”

Form 990, Part IX, Line 24E: Other Expenses

“Unemployment taxes: Column (A) - Total = $2044; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”

Raw XML AppendixShowing 400 of 430 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt021247
IRS990/InsuranceGrp/TotalAmt023601
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt091844
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt0388158
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0388158
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IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt028924497
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt024712668
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/InvestTaxExemptBondsInd0false
IRS990/IRPDocumentCnt01220
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01958030
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0492469
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0434175
IRS990/LandBldgEquipCostOrOtherBssAmt02392205
IRS990/LegalDomicileStateCd0TX
IRS990/LicensedMoreThanOneStateInd0false
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0A voluntary, cooperative, not-for-profit financial institution (credit union) that is membership owned to offer the best quality financial products and services at the lowest possible cost to its membership.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt05710222
IRS990/NetAssetsOrFundBalancesEOYAmt05543588
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-186719
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt0164498
IRS990/OfficeExpensesGrp/TotalAmt0117845
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/BOYAmt0729657
IRS990/OtherAssetsTotalGrp/EOYAmt0722448
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0131271
IRS990/OtherExpensesGrp/Desc0Data processing
IRS990/OtherExpensesGrp/Desc1VISA & ATM expenses
IRS990/OtherExpensesGrp/Desc2Loan loss reserves
IRS990/OtherExpensesGrp/Desc3Credit & Loan Servicing fees
IRS990/OtherExpensesGrp/TotalAmt0209216
IRS990/OtherExpensesGrp/TotalAmt1190900
IRS990/OtherExpensesGrp/TotalAmt293658
IRS990/OtherExpensesGrp/TotalAmt368698
IRS990/OtherLiabilitiesGrp/BOYAmt057261026
IRS990/OtherLiabilitiesGrp/EOYAmt056503233
IRS990/OtherRevenueMiscGrp/Desc0Gain/Loss on investments
IRS990/OtherRevenueMiscGrp/Desc1Miscellaneous income
IRS990/OtherRevenueMiscGrp/ExclusionAmt01412
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt095
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt01412
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt195
IRS990/OtherRevenueTotalAmt01507
IRS990/OtherSalariesAndWagesGrp/TotalAmt0590800
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt027104507
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt032589876
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt060368
IRS990/PensionPlanContributionsGrp/TotalAmt066491
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0118436
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt093478
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0Fee income
IRS990/ProgramServiceRevenueGrp/Desc1Interest on loans
IRS990/ProgramServiceRevenueGrp/Desc2Other program service inc
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0341066
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11513066
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2201179
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0341066
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11513066
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2201179
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0487307
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt01497749
IRS990/PYOtherRevenueAmt085693
IRS990/PYProgramServiceRevenueAmt02063832
IRS990/PYRevenuesLessExpensesAmt021322
IRS990/PYSalariesCompEmpBnftPaidAmt01117761
IRS990/PYTotalExpensesAmt02615510
IRS990/PYTotalRevenueAmt02636832
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt020085
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05710222
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt05543588
IRS990/SavingsAndTempCashInvstGrp/BOYAmt05144819
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03195935
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0204169
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01273464
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01477633
IRS990ScheduleD/EquipmentGrp/BookValueAmt04970
IRS990ScheduleD/EquipmentGrp/DepreciationAmt019882
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt024852
IRS990ScheduleD/LandGrp/BookValueAmt0208680
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0208680
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt016356
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0664684
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0681040
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt056503233
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Members' share and savings accounts
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0434175
IRS990ScheduleD/TotalBookValueSecuritiesAmt024712668
IRS990ScheduleD/TotalLiabilityAmt056503233
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Each credit union member owns one "share" of the organization. Therefore, the user of credit union services is considered an owner and is entitled to vote on important issues, such as the election of member representatives to serve on the board of directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The board reviews the 990 and documents their review in the board minutes.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The process for determining compensation for the Texas DPS Credit Union includes collection of comparable data (comparable positions of comparable organizations obtained from published salary survey reports) that is reviewed and discussed by the board of directors. Once made, the board's decision is documented and no individual with a conflict of interest is involved in the decision.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Upon written request, these documents will be made available for public inspection.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Armored car expenses: Column (A) - Total = $1991; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Charge card expenses: Column (A) - Total = $5578; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Checking/overdraft/Travelers: Column (A) - Total = $62068; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Contract labor: Column (A) - Total = $16266; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8CU Dept. Operating fees: Column (A) - Total = $10513; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9CU Vehicle expenses: Column (A) - Total = $8975; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Dues: Column (A) - Total = $21691; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Home banking expenses: Column (A) - Total = $52706; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12NCUSIF Stabilization expense: Column (A) - Total = $43933; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Shared service expense: Column (A) - Total = $21671; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14Unemployment taxes: Column (A) - Total = $2044; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part IX, Line 24e: Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part IX, Line 24e: Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part IX, Line 24e: Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part IX, Line 24e: Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990, Part IX, Line 24e: Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990, Part IX, Line 24e: Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990, Part IX, Line 24e: Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990, Part IX, Line 24e: Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990, Part IX, Line 24e: Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990, Part IX, Line 24e: Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990, Part IX, Line 24e: Other Expenses
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt063449769
IRS990/TotalAssetsEOYAmt062612457
IRS990/TotalAssetsGrp/BOYAmt063449769
IRS990/TotalAssetsGrp/EOYAmt062612457
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt024
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt02424891
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt057739547
IRS990/TotalLiabilitiesEOYAmt057068869
IRS990/TotalLiabilitiesGrp/BOYAmt057739547
IRS990/TotalLiabilitiesGrp/EOYAmt057068869
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05710222
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05543588
IRS990/TotalOtherCompensationAmt060716
IRS990/TotalProgramServiceRevenueAmt02055311
IRS990/TotalReportableCompFromOrgAmt0221666
IRS990/TotalRevenueGrp/ExclusionAmt0389570
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02055406
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02444976
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt063449769
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt062612457
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/TotalAmt00
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IRS990/TypeOfOrganizationCorpInd0X
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IRS990/UponRequestInd0X

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$62,612,457
Liabilities
$57,068,869
Net assets
$5,543,588
Revenue
$2,444,976
Expenses
$2,424,891
Net income
$20,085
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$98.2$87.2$11.0$4.89$4.15$0.73
2023Detailed filing. Detailed filing data is available for this year.$96.9$87.1$9.80$4.42$3.74$0.68
2022Detailed filing. Detailed filing data is available for this year.$106$96.7$9.14$4.06$3.27$0.79
2021Detailed filing. Detailed filing data is available for this year.$99.6$90.8$8.73$3.83$2.92$0.91
2020Detailed filing. Detailed filing data is available for this year.$87.8$79.9$7.82$3.72$2.96$0.76
2019Detailed filing. Detailed filing data is available for this year.$80.1$73.1$7.06$3.55$2.94$0.62
2018Detailed filing. Detailed filing data is available for this year.$75.8$69.4$6.44$3.17$2.55$0.62
2017Detailed filing. Detailed filing data is available for this year.$74.7$68.9$5.82$2.69$2.53$0.16
2016Detailed filing. Detailed filing data is available for this year.$70.9$65.3$5.66$2.42$2.34$0.07
2015Detailed filing. Detailed filing data is available for this year.$67.6$62.0$5.56$2.39$2.38$0.01
2014Detailed filing. Detailed filing data is available for this year.$64.1$58.5$5.60$2.43$2.42$0.01
2013Detailed filing. Detailed filing data is available for this year.$62.6$57.1$5.54$2.44$2.42$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$63.4$57.7$5.71$2.62
2011Summary only. Only limited summary data is available for this year.$58.9$53.2$5.71$2.80$2.77$0.02
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$54.5$48.9$5.55$3.22