Civic Intelligence

Texas Dps Credit Union

990 • Fiscal year 2019 • EIN 74-1249840

Jan 01, 2019 to Dec 31, 2019 • Filed on Nov 04, 2020

Organization Profilewww.txdpscu.org

View Organization Page

PO Box 15346Austin, TX 78761

(512) 452-5211

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

89th percentile

0.91x

Higher debt load relative to assets than 89% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Liabilities / Revenue

82nd percentile

20.55x

Higher debt load relative to revenue than 82% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Net Margin

74th percentile

17%

Higher net margin than 74% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Top Officer Pay

46th percentile

$139,450

Higher top officer pay than 46% of similar nonprofits.

Top officer pay equals 3.9% of source-year revenue.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Asset Growth

71st percentile

5.7%

Faster asset growth than 71% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2018 to 2019

Revenue Growth

82nd percentile

12%

Faster revenue growth than 82% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets89th percentile

Assets

Up

$80,127,933

Up $4,309,241 (+5.7%) from 2018

Net Assets

Up

$7,056,858

Up $619,941 (+9.6%) from 2018

Liabilities

Up

$73,071,075

Up $3,689,300 (+5.3%) from 2018

Revenue And Expenses
Liabilities / Revenue82nd percentileNet Margin74th percentile

Revenue

Up

$3,554,941

Up $383,722 (+12%) from 2018

Expenses

Up

$2,938,705

Up $384,268 (+15%) from 2018

Net Income

Down

$616,236

Down $546 (-0.1%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth71st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $54,470,913Liabilities 2010: $48,917,148Net Assets 2010: $5,553,7652010Assets 2011: $58,930,897Liabilities 2011: $53,221,195Net Assets 2011: $5,709,7022011Assets 2012: $63,449,769Liabilities 2012: $57,739,547Net Assets 2012: $5,710,2222012Assets 2013: $62,612,457Liabilities 2013: $57,068,869Net Assets 2013: $5,543,5882013Assets 2014: $64,141,449Liabilities 2014: $58,546,367Net Assets 2014: $5,595,0822014Assets 2015: $67,603,532Liabilities 2015: $62,038,606Net Assets 2015: $5,564,9262015Assets 2016: $70,924,069Liabilities 2016: $65,261,167Net Assets 2016: $5,662,9022016Assets 2017: $74,732,645Liabilities 2017: $68,910,722Net Assets 2017: $5,821,9232017Assets 2018: $75,818,692Liabilities 2018: $69,381,775Net Assets 2018: $6,436,9172018Assets 2019: $80,127,933Liabilities 2019: $73,071,075Net Assets 2019: $7,056,8582019Assets 2020: $87,761,626Liabilities 2020: $79,942,911Net Assets 2020: $7,818,7152020Assets 2021: $99,557,178Liabilities 2021: $90,828,978Net Assets 2021: $8,728,2002021Assets 2022: $105,857,045Liabilities 2022: $96,717,786Net Assets 2022: $9,139,2592022Assets 2023: $96,889,869Liabilities 2023: $87,093,774Net Assets 2023: $9,796,0952023Assets 2024: $98,168,607Liabilities 2024: $87,192,863Net Assets 2024: $10,975,7442024

Highlighted filing

2019

Assets$80,127,933
Liabilities$73,071,075
Net Assets$7,056,858
Open 2019 Filing

Operations Trend

Revenue Growth82nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $3,219,6912010Revenue 2011: $2,795,012Expenses 2011: $2,773,657Net Income 2011: $21,3552011Expenses 2012: $2,615,5102012Revenue 2013: $2,444,976Expenses 2013: $2,424,891Net Income 2013: $20,0852013Revenue 2014: $2,427,497Expenses 2014: $2,417,004Net Income 2014: $10,4932014Revenue 2015: $2,387,466Expenses 2015: $2,376,471Net Income 2015: $10,9952015Revenue 2016: $2,416,266Expenses 2016: $2,344,208Net Income 2016: $72,0582016Revenue 2017: $2,689,116Expenses 2017: $2,533,805Net Income 2017: $155,3112017Revenue 2018: $3,171,219Expenses 2018: $2,554,437Net Income 2018: $616,7822018Revenue 2019: $3,554,941Expenses 2019: $2,938,705Net Income 2019: $616,2362019Revenue 2020: $3,717,155Expenses 2020: $2,956,631Net Income 2020: $760,5242020Revenue 2021: $3,828,874Expenses 2021: $2,919,067Net Income 2021: $909,8072021Revenue 2022: $4,064,571Expenses 2022: $3,274,813Net Income 2022: $789,7582022Revenue 2023: $4,420,117Expenses 2023: $3,737,418Net Income 2023: $682,6992023Revenue 2024: $4,885,921Expenses 2024: $4,151,309Net Income 2024: $734,6122024

Highlighted filing

2019

Revenue$3,554,941
Expenses$2,938,705
Net Income$616,236
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 4, 2020
Return Version
2019v5.0
Gross Receipts
$3,554,941
Mission and Program Overview

Mission

A voluntary, cooperative, not-for-profit financial institution (credit union) that is membership owned to offer the best quality financial products and services at the lowest possible cost to its membership.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$46,161,246$47,253,467▲ $1,092,221
Investments Other Securities$19,053,920$20,618,971▲ $1,565,051
Rtn Earn Endowment Incm Other Fnds$6,436,917$7,056,858▲ $619,941
Savings and Temporary Cash Investments$5,512,033$5,725,210▲ $213,177
Land, Buildings, and Equipment, Net$992,789$2,661,400▲ $1,668,611
Accounts Receivable$2,206,992$2,175,052▼ $31,940
Cash and Non-Interest-Bearing Accounts$935,905$743,637▼ $192,268
Prepaid Expenses and Deferred Charges$82,659$52,034▼ $30,625
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$75,818,692$80,127,933▲ $4,309,241
Other Assets Total$873,148$898,162▲ $25,014
Liabilities
Other Liabilities$68,949,678$72,305,280▲ $3,355,602
Accounts Payable and Accrued Expenses$432,097$765,795▲ $333,698
Total Liabilities$69,381,775$73,071,075▲ $3,689,300
Net Assets / Fund Balance
Total Net Assets Fund Balance$6,436,917$7,056,858▲ $619,941
Total Liabilities and Net Assets / Fund Balance$75,818,692$80,127,933▲ $4,309,241

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,076,468$939,182$3,015,650
Other Land Buildings$287,019$85,129$372,148
Land$208,680-$208,680
Leasehold Improvements$89,233$4,696$93,929
Compensation and Service Providers
Top Officer Pay46th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Cassy SassPresidentFT$126,222$13,228$139,450

Board Members and Trustees

NameTitle
Mary LauderdaleChair
Donna SaulsVice Chair
David OutonDirector
Joe MorrisDirector
Wynonie BellDirector
Paul JordanSecretary
Michael BlackTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,951,321
Investment Income
$603,620
Other Revenue
$0
Change in Net Assets
$616,236
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,754,993
Salaries, Compensation, and Employee Benefits$1,183,712
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$803,511
All Other Expenses---$279,670
Office Expenses---$193,188
Occupancy---$152,171
Other Employee Benefits---$140,373
Other Expenses---$137,491
Interest---$126,539
Current Officers, Directors, Trustees, and Key Employees---$126,222
Depreciation Depletion---$81,430
Payroll Taxes---$79,540
Advertising---$51,058
Pension Plan Contributions---$34,066
Fees for Services Accounting---$24,000
Insurance---$11,116
Fees for Services Legal---$2,175
Total Functional Expenses$0$0$0$2,938,705
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members' share and savings accounts$72,305,280
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“Each credit union member owns one "share" of the organization. Therefore, the user of credit union services is considered an owner and is entitled to vote on important issues, such as the election of member representatives to serve on the board of directors.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“The board reviews the 990 and documents their review in the board minutes.”

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

“The process for determining compensation for the Texas DPS Credit Union includes collection of comparable data (comparable positions of comparable organizations obtained from published salary survey reports) that is reviewed and discussed by the board of directors. Once made, the board's decision is documented and no individual with a conflict of interest is involved in the decision.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“Upon written request, these documents will be made available for public inspection.”

Filing and Contact Details

Filer

Filer Name
Texas DPS Credit Union
EIN
74-1249840
Phone
5124525211
Address
PO Box 15346, Austin, TX 78761

Signing Officer

Name
Cassy Sass
Title
President
Signed
2020-11-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Cassy Sass
Formed
1954
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
7
Employees
28

Preparer

Firm
Dunagan Jack LLP
Address
3724 Jefferson Street Suite 307, Austin, TX 78731
Preparer
Bob Dunagan
Phone
5124208997
Raw XML Appendix370 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0432097
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0765795
IRS990/AccountsReceivableGrp/BOYAmt02206992
IRS990/AccountsReceivableGrp/EOYAmt02175052
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0A voluntary, cooperative, not-for-profit financial institution (credit union) that is membership owned to offer the best quality financial products and services at the lowest possible cost to its membership.
IRS990/AdvertisingGrp/TotalAmt051058
IRS990/AllOtherExpensesGrp/TotalAmt0279670
IRS990/BackupWthldComplianceInd0false
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0Cassy Sass
IRS990/BooksInCareOfDetail/PhoneNum05124525211
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO Box 15346
IRS990/BooksInCareOfDetail/USAddress/CityNm0Austin
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990/BooksInCareOfDetail/USAddress/ZIPCd078761
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0935905
IRS990/CashNonInterestBearingGrp/EOYAmt0743637
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0126222
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/TotalAmt00
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0603620
IRS990/CYOtherExpensesAmt01754993
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt02951321
IRS990/CYRevenuesLessExpensesAmt0616236
IRS990/CYSalariesCompEmpBnftPaidAmt01183712
IRS990/CYTotalExpensesAmt02938705
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt03554941
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt081430
IRS990/Desc0A state chartered credit union that offers loans to members at fair and reasonable rates and provides financial services authorized under the Texas Credit Union Act.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt028
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt024000
IRS990/FeesForServicesLegalGrp/TotalAmt02175
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt050.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt15.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt23.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt33.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt43.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt53.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt63.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt73.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt013228
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/PersonNm0Cassy Sass
IRS990/Form990PartVIISectionAGrp/PersonNm1Mary Lauderdale
IRS990/Form990PartVIISectionAGrp/PersonNm2Donna Sauls
IRS990/Form990PartVIISectionAGrp/PersonNm3Paul Jordan
IRS990/Form990PartVIISectionAGrp/PersonNm4Michael Black
IRS990/Form990PartVIISectionAGrp/PersonNm5Wynonie Bell
IRS990/Form990PartVIISectionAGrp/PersonNm6David Outon
IRS990/Form990PartVIISectionAGrp/PersonNm7Joe Morris
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0126222
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0President
IRS990/Form990PartVIISectionAGrp/TitleTxt1Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt2Vice Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt3Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt4Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01954
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt03554941
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/TotalAmt011116
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt0126539
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt0603620
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0603620
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt019053920
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt020618971
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt01261
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01029007
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0992789
IRS990/LandBldgEquipBasisNetGrp/EOYAmt02661400
IRS990/LandBldgEquipCostOrOtherBssAmt03690407
IRS990/LegalDomicileStateCd0TX
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0A voluntary, cooperative, not-for-profit financial institution (credit union) that is membership owned to offer the best quality financial products and services at the lowest possible cost to its membership.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt06436917
IRS990/NetAssetsOrFundBalancesEOYAmt07056858
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt03705
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt0152171
IRS990/OfficeExpensesGrp/TotalAmt0193188
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0873148
IRS990/OtherAssetsTotalGrp/EOYAmt0898162
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0140373
IRS990/OtherExpensesGrp/Desc0Provision for loan losses
IRS990/OtherExpensesGrp/Desc1Debit/ATM card processing
IRS990/OtherExpensesGrp/Desc2Professional & outside service
IRS990/OtherExpensesGrp/Desc3Data processing
IRS990/OtherExpensesGrp/TotalAmt0300958
IRS990/OtherExpensesGrp/TotalAmt1222594
IRS990/OtherExpensesGrp/TotalAmt2172603
IRS990/OtherExpensesGrp/TotalAmt3137491
IRS990/OtherLiabilitiesGrp/BOYAmt068949678
IRS990/OtherLiabilitiesGrp/EOYAmt072305280
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0803511
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt046161246
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt047253467
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt079540
IRS990/PensionPlanContributionsGrp/TotalAmt034066
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt082659
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt052034
IRS990/PrincipalOfficerNm0Cassy Sass
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0Fee income
IRS990/ProgramServiceRevenueGrp/Desc1Interest on loans
IRS990/ProgramServiceRevenueGrp/Desc2Other program service inc
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0362710
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12178343
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2410268
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0362710
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12178343
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2410268
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0414921
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt01456672
IRS990/PYProgramServiceRevenueAmt02756298
IRS990/PYRevenuesLessExpensesAmt0616782
IRS990/PYSalariesCompEmpBnftPaidAmt01097765
IRS990/PYTotalExpensesAmt02554437
IRS990/PYTotalRevenueAmt03171219
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0616236
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06436917
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt07056858
IRS990/SavingsAndTempCashInvstGrp/BOYAmt05512033
IRS990/SavingsAndTempCashInvstGrp/EOYAmt05725210
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt02076468
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0939182
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03015650
IRS990ScheduleD/LandGrp/BookValueAmt0208680
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0208680
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt089233
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt04696
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt093929
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0287019
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt085129
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0372148
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt072305280
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Members' share and savings accounts
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02661400
IRS990ScheduleD/TotalBookValueSecuritiesAmt020618971
IRS990ScheduleD/TotalLiabilityAmt072305280
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Each credit union member owns one "share" of the organization. Therefore, the user of credit union services is considered an owner and is entitled to vote on important issues, such as the election of member representatives to serve on the board of directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The board reviews the 990 and documents their review in the board minutes.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The process for determining compensation for the Texas DPS Credit Union includes collection of comparable data (comparable positions of comparable organizations obtained from published salary survey reports) that is reviewed and discussed by the board of directors. Once made, the board's decision is documented and no individual with a conflict of interest is involved in the decision.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Upon written request, these documents will be made available for public inspection.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt075818692
IRS990/TotalAssetsEOYAmt080127933
IRS990/TotalAssetsGrp/BOYAmt075818692
IRS990/TotalAssetsGrp/EOYAmt080127933
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt028
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt02938705
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt069381775
IRS990/TotalLiabilitiesEOYAmt073071075
IRS990/TotalLiabilitiesGrp/BOYAmt069381775
IRS990/TotalLiabilitiesGrp/EOYAmt073071075
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt06436917
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt07056858
IRS990/TotalOtherCompensationAmt013228
IRS990/TotalProgramServiceRevenueAmt02951321
IRS990/TotalReportableCompFromOrgAmt0126222
IRS990/TotalRevenueGrp/ExclusionAmt0603620
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02951321
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03554941
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt075818692
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt080127933
IRS990/TravelGrp/TotalAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO Box 15346
IRS990/USAddress/CityNm0Austin
IRS990/USAddress/StateAbbreviationCd0TX
IRS990/USAddress/ZIPCd078761
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0www.txdpscu.org
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02021-04-22 16:20:28Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Cassy Sass
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-11-04
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Texas DPS Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0TEXA
ReturnHeader/Filer/EIN0741249840
ReturnHeader/Filer/PhoneNum05124525211
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 15346
ReturnHeader/Filer/USAddress/CityNm0Austin
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd078761
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0742981758
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Dunagan Jack LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03724 Jefferson Street Suite 307
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Austin
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TX
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd078731
ReturnHeader/PreparerPersonGrp/PhoneNum05124208997
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Bob Dunagan
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02020-11-04T12:54:38-08:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02019-01-01
ReturnHeader/TaxPeriodEndDt02019-12-31
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$80,127,933
Liabilities
$73,071,075
Net assets
$7,056,858
Revenue
$3,554,941
Expenses
$2,938,705
Net income
$616,236
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$98.2$87.2$11.0$4.89$4.15$0.73
2023Detailed filing. Detailed filing data is available for this year.$96.9$87.1$9.80$4.42$3.74$0.68
2022Detailed filing. Detailed filing data is available for this year.$106$96.7$9.14$4.06$3.27$0.79
2021Detailed filing. Detailed filing data is available for this year.$99.6$90.8$8.73$3.83$2.92$0.91
2020Detailed filing. Detailed filing data is available for this year.$87.8$79.9$7.82$3.72$2.96$0.76
2019Detailed filing. Detailed filing data is available for this year.$80.1$73.1$7.06$3.55$2.94$0.62
2018Detailed filing. Detailed filing data is available for this year.$75.8$69.4$6.44$3.17$2.55$0.62
2017Detailed filing. Detailed filing data is available for this year.$74.7$68.9$5.82$2.69$2.53$0.16
2016Detailed filing. Detailed filing data is available for this year.$70.9$65.3$5.66$2.42$2.34$0.07
2015Detailed filing. Detailed filing data is available for this year.$67.6$62.0$5.56$2.39$2.38$0.01
2014Detailed filing. Detailed filing data is available for this year.$64.1$58.5$5.60$2.43$2.42$0.01
2013Detailed filing. Detailed filing data is available for this year.$62.6$57.1$5.54$2.44$2.42$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$63.4$57.7$5.71$2.62
2011Summary only. Only limited summary data is available for this year.$58.9$53.2$5.71$2.80$2.77$0.02
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$54.5$48.9$5.55$3.22