Civic Intelligence

Texas Dps Credit Union

990 • Fiscal year 2015 • EIN 74-1249840

Jan 01, 2015 to Dec 31, 2015 • Filed on Nov 07, 2016

Organization Profilewww.txdpscu.org

View Organization Page

PO Box 15346Austin, TX 78761

(512) 452-5211

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

87th percentile

0.92x

Higher debt load relative to assets than 87% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Liabilities / Revenue

86th percentile

25.99x

Higher debt load relative to revenue than 86% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Net Margin

13th percentile

0.5%

Higher net margin than 13% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Top Officer Pay

51st percentile

$134,697

Higher top officer pay than 51% of similar nonprofits.

Top officer pay equals 5.6% of source-year revenue.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Asset Growth

59th percentile

5.4%

Faster asset growth than 59% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2014 to 2015

Revenue Growth

27th percentile

-1.6%

Faster revenue growth than 27% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets87th percentile

Assets

Up

$67,603,532

Up $3,462,083 (+5.4%) from 2014

Net Assets

Down

$5,564,926

Down $30,156 (-0.5%) from 2014

Liabilities

Up

$62,038,606

Up $3,492,239 (+6.0%) from 2014

Revenue And Expenses
Liabilities / Revenue86th percentileNet Margin13th percentile

Revenue

Down

$2,387,466

Down $40,031 (-1.6%) from 2014

Expenses

Down

$2,376,471

Down $40,533 (-1.7%) from 2014

Net Income

Up

$10,995

Up $502 (+4.8%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth59th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $54,470,913Liabilities 2010: $48,917,148Net Assets 2010: $5,553,7652010Assets 2011: $58,930,897Liabilities 2011: $53,221,195Net Assets 2011: $5,709,7022011Assets 2012: $63,449,769Liabilities 2012: $57,739,547Net Assets 2012: $5,710,2222012Assets 2013: $62,612,457Liabilities 2013: $57,068,869Net Assets 2013: $5,543,5882013Assets 2014: $64,141,449Liabilities 2014: $58,546,367Net Assets 2014: $5,595,0822014Assets 2015: $67,603,532Liabilities 2015: $62,038,606Net Assets 2015: $5,564,9262015Assets 2016: $70,924,069Liabilities 2016: $65,261,167Net Assets 2016: $5,662,9022016Assets 2017: $74,732,645Liabilities 2017: $68,910,722Net Assets 2017: $5,821,9232017Assets 2018: $75,818,692Liabilities 2018: $69,381,775Net Assets 2018: $6,436,9172018Assets 2019: $80,127,933Liabilities 2019: $73,071,075Net Assets 2019: $7,056,8582019Assets 2020: $87,761,626Liabilities 2020: $79,942,911Net Assets 2020: $7,818,7152020Assets 2021: $99,557,178Liabilities 2021: $90,828,978Net Assets 2021: $8,728,2002021Assets 2022: $105,857,045Liabilities 2022: $96,717,786Net Assets 2022: $9,139,2592022Assets 2023: $96,889,869Liabilities 2023: $87,093,774Net Assets 2023: $9,796,0952023Assets 2024: $98,168,607Liabilities 2024: $87,192,863Net Assets 2024: $10,975,7442024

Highlighted filing

2015

Assets$67,603,532
Liabilities$62,038,606
Net Assets$5,564,926
Open 2015 Filing

Operations Trend

Revenue Growth27th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $3,219,6912010Revenue 2011: $2,795,012Expenses 2011: $2,773,657Net Income 2011: $21,3552011Expenses 2012: $2,615,5102012Revenue 2013: $2,444,976Expenses 2013: $2,424,891Net Income 2013: $20,0852013Revenue 2014: $2,427,497Expenses 2014: $2,417,004Net Income 2014: $10,4932014Revenue 2015: $2,387,466Expenses 2015: $2,376,471Net Income 2015: $10,9952015Revenue 2016: $2,416,266Expenses 2016: $2,344,208Net Income 2016: $72,0582016Revenue 2017: $2,689,116Expenses 2017: $2,533,805Net Income 2017: $155,3112017Revenue 2018: $3,171,219Expenses 2018: $2,554,437Net Income 2018: $616,7822018Revenue 2019: $3,554,941Expenses 2019: $2,938,705Net Income 2019: $616,2362019Revenue 2020: $3,717,155Expenses 2020: $2,956,631Net Income 2020: $760,5242020Revenue 2021: $3,828,874Expenses 2021: $2,919,067Net Income 2021: $909,8072021Revenue 2022: $4,064,571Expenses 2022: $3,274,813Net Income 2022: $789,7582022Revenue 2023: $4,420,117Expenses 2023: $3,737,418Net Income 2023: $682,6992023Revenue 2024: $4,885,921Expenses 2024: $4,151,309Net Income 2024: $734,6122024

Highlighted filing

2015

Revenue$2,387,466
Expenses$2,376,471
Net Income$10,995
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Nov 7, 2016
Return Version
2015v2.0
Gross Receipts
$2,387,466
Mission and Program Overview

Mission

A voluntary, cooperative, not-for-profit financial institution (credit union) that is membership owned to offer the best quality financial products and services at the lowest possible cost to its membership.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$32,536,839$35,288,367▲ $2,751,528
Investments Other Securities$23,575,542$26,921,402▲ $3,345,860
Rtn Earn Endowment Incm Other Fnds$5,595,082$5,564,926▼ $30,156
Savings and Temporary Cash Investments$5,793,479$3,092,221▼ $2,701,258
Cash and Non-Interest-Bearing Accounts$950,034$1,019,673▲ $69,639
Land, Buildings, and Equipment, Net$458,723$452,273▼ $6,450
Prepaid Expenses and Deferred Charges$112,450$71,021▼ $41,429
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$64,141,449$67,603,532▲ $3,462,083
Other Assets Total$714,382$758,575▲ $44,193
Liabilities
Other Liabilities$58,118,234$61,692,673▲ $3,574,439
Accounts Payable and Accrued Expenses$428,133$345,933▼ $82,200
Total Liabilities$58,546,367$62,038,606▲ $3,492,239
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,595,082$5,564,926▼ $30,156
Total Liabilities and Net Assets / Fund Balance$64,141,449$67,603,532▲ $3,462,083

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$217,895$788,030$1,005,925
Other Land Buildings$8,634$702,308$710,942
Land$208,680-$208,680
Equipment$17,064$7,120$24,184
Compensation and Service Providers
Top Officer Pay51st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mike RiepenPres - 2015FT$107,644$27,053$134,697
Keith WillifordExec VPFT$71,492$17,111$88,603
Shirley BakerExec VPFT$54,606$12,837$67,443

Board Members and Trustees

NameTitle
Mary LauderdaleChair
Donna SaulsVice Chairman
Danny KnauthDirector
David OutonDirector
Wynonie BellDirector
Cassy SassPres - 2016
Paul JordanSecretary
Michael BlackTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Integrasys-PremierData Processing2601 Network Blvd Suite 600, Frisco, TX 75034$377,703
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,054,172
Investment Income
$276,788
Other Revenue
$56,506
Change in Net Assets
$10,995
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,248,759
Salaries, Compensation, and Employee Benefits$1,127,712
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$658,429
Current Officers, Directors, Trustees, and Key Employees---$233,742
All Other Expenses---$180,895
Office Expenses---$124,428
Occupancy---$119,524
Other Employee Benefits---$109,374
Interest---$83,458
Other Expenses---$72,588
Payroll Taxes---$66,743
Depreciation Depletion---$62,451
Pension Plan Contributions---$59,424
Advertising---$44,385
Insurance---$28,812
Fees for Services Other---$24,827
Conferences and Meetings---$16,181
Information Technology---$15,988
Fees for Services Legal---$9,244
Total Functional Expenses$0$0$0$2,376,471
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members' share and savings accounts$61,692,673
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“Each credit union member owns one "share" of the organization. Therefore, the user of credit union services is considered an owner and is entitled to vote on important issues, such as the election of member representatives to serve on the board of directors.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“The board reviews the 990 and documents their review in the board minutes.”

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

“The process for determining compensation for the Texas DPS Credit Union includes collection of comparable data (comparable positions of comparable organizations obtained from published salary survey reports) that is reviewed and discussed by the board of directors. Once made, the board's decision is documented and no individual with a conflict of interest is involved in the decision.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“Upon written request, these documents will be made available for public inspection.”

Filing and Contact Details

Filer

Filer Name
Texas DPS Credit Union
EIN
74-1249840
Phone
5124525211
Address
PO Box 15346, Austin, TX 78761

Signing Officer

Name
Cassy Sass
Title
Pres - 2016
Signed
2016-11-07
Discuss with paid preparer
Yes

Organization Details

Formed
1954
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
7
Employees
29

Preparer

Firm
Dunagan Jack LLP
Address
3724 Jefferson Street Suite 307, Austin, TX 78731
Preparer
Bob Dunagan
Phone
5124208997
Raw XML AppendixShowing 400 of 416 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0428133
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0345933
IRS990/AccountsReceivableGrp/EOYAmt00
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0A voluntary, cooperative, not-for-profit financial institution (credit union) that is membership owned to offer the best quality financial products and services at the lowest possible cost to its membership.
IRS990/AdvertisingGrp/TotalAmt044385
IRS990/AllAffiliatesIncludedInd0false
IRS990/AllOtherExpensesGrp/TotalAmt0180895
IRS990/AnnualDisclosureCoveredPrsnInd0false
IRS990/BackupWthldComplianceInd0false
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0Cassy Sass
IRS990/BooksInCareOfDetail/PhoneNum05124525211
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO Box 15346
IRS990/BooksInCareOfDetail/USAddress/CityNm0Austin
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990/BooksInCareOfDetail/USAddress/ZIPCd078761
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0950034
IRS990/CashNonInterestBearingGrp/EOYAmt01019673
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt01
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0233742
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/TotalAmt016181
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/ContractorCompensationGrp/CompensationAmt0377703
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt02601 Network Blvd Suite 600
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0Frisco
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0TX
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd075034
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0Integrasys-Premier
IRS990/ContractorCompensationGrp/ServicesDesc0Data Processing
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0276788
IRS990/CYOtherExpensesAmt01248759
IRS990/CYOtherRevenueAmt056506
IRS990/CYProgramServiceRevenueAmt02054172
IRS990/CYRevenuesLessExpensesAmt010995
IRS990/CYSalariesCompEmpBnftPaidAmt01127712
IRS990/CYTotalExpensesAmt02376471
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt02387466
IRS990/DAFExcessBusinessHoldingsInd0false
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt062451
IRS990/Desc0A state chartered credit union that offers loans to members at fair and reasonable rates and provides financial services authorized under the Texas Credit Union Act.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DistributionToDonorInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt029
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/EscrowAccountInd0false
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt00
IRS990/FeesForServicesLegalGrp/TotalAmt09244
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt024827
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt100.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt05.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt13.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt23.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt33.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt43.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt53.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt63.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt750.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt850.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt950.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1050.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd7X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt727053
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt812837
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt917111
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/PersonNm0Mary Lauderdale
IRS990/Form990PartVIISectionAGrp/PersonNm1Donna Sauls
IRS990/Form990PartVIISectionAGrp/PersonNm2Paul Jordan
IRS990/Form990PartVIISectionAGrp/PersonNm3Michael Black
IRS990/Form990PartVIISectionAGrp/PersonNm4Wynonie Bell
IRS990/Form990PartVIISectionAGrp/PersonNm5Danny Knauth
IRS990/Form990PartVIISectionAGrp/PersonNm6David Outon
IRS990/Form990PartVIISectionAGrp/PersonNm7Mike Riepen
IRS990/Form990PartVIISectionAGrp/PersonNm8Shirley Baker
IRS990/Form990PartVIISectionAGrp/PersonNm9Keith Williford
IRS990/Form990PartVIISectionAGrp/PersonNm10Cassy Sass
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7107644
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt854606
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt971492
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt3Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Pres - 2015
IRS990/Form990PartVIISectionAGrp/TitleTxt8Exec VP
IRS990/Form990PartVIISectionAGrp/TitleTxt9Exec VP
IRS990/Form990PartVIISectionAGrp/TitleTxt10Pres - 2016
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/Form990TFiledInd0false
IRS990/FormationYr01954
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt02387466
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt015988
IRS990/InsuranceGrp/TotalAmt028812
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt083458
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt0276788
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0276788
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt023575542
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt026921402
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/InvestTaxExemptBondsInd0false
IRS990/IRPDocumentCnt01176
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01497458
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0458723
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0452273
IRS990/LandBldgEquipCostOrOtherBssAmt01949731
IRS990/LegalDomicileStateCd0TX
IRS990/LicensedMoreThanOneStateInd0false
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0A voluntary, cooperative, not-for-profit financial institution (credit union) that is membership owned to offer the best quality financial products and services at the lowest possible cost to its membership.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt05595082
IRS990/NetAssetsOrFundBalancesEOYAmt05564926
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-41151
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt0119524
IRS990/OfficeExpensesGrp/TotalAmt0124428
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/BOYAmt0714382
IRS990/OtherAssetsTotalGrp/EOYAmt0758575
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0109374
IRS990/OtherExpensesGrp/Desc0VISA & ATM expenses
IRS990/OtherExpensesGrp/Desc1Data processing
IRS990/OtherExpensesGrp/Desc2Loan loss reserves
IRS990/OtherExpensesGrp/Desc3Credit & Loan Servicing fees
IRS990/OtherExpensesGrp/TotalAmt0200423
IRS990/OtherExpensesGrp/TotalAmt1178087
IRS990/OtherExpensesGrp/TotalAmt287468
IRS990/OtherExpensesGrp/TotalAmt372588
IRS990/OtherLiabilitiesGrp/BOYAmt058118234
IRS990/OtherLiabilitiesGrp/EOYAmt061692673
IRS990/OtherRevenueMiscGrp/Desc0Gain/Loss on investments
IRS990/OtherRevenueMiscGrp/Desc1Miscellaneous income
IRS990/OtherRevenueMiscGrp/ExclusionAmt055516
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0990
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt055516
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1990
IRS990/OtherRevenueTotalAmt056506
IRS990/OtherSalariesAndWagesGrp/TotalAmt0658429
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt032536839
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt035288367
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt066743
IRS990/PensionPlanContributionsGrp/TotalAmt059424
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0112450
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt071021
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0Fee income
IRS990/ProgramServiceRevenueGrp/Desc1Interest on loans
IRS990/ProgramServiceRevenueGrp/Desc2Other program service inc
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0370194
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11504278
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2179700
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0370194
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11504278
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2179700
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0298675
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt01307203
IRS990/PYOtherRevenueAmt012335
IRS990/PYProgramServiceRevenueAmt02116487
IRS990/PYRevenuesLessExpensesAmt010493
IRS990/PYSalariesCompEmpBnftPaidAmt01109801
IRS990/PYTotalExpensesAmt02417004
IRS990/PYTotalRevenueAmt02427497
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt010995
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05595082
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt05564926
IRS990/SavingsAndTempCashInvstGrp/BOYAmt05793479
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03092221
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0217895
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0788030
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01005925
IRS990ScheduleD/EquipmentGrp/BookValueAmt017064
IRS990ScheduleD/EquipmentGrp/DepreciationAmt07120
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt024184
IRS990ScheduleD/LandGrp/BookValueAmt0208680
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0208680
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt08634
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0702308
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0710942
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt061692673
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Members' share and savings accounts
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0452273
IRS990ScheduleD/TotalBookValueSecuritiesAmt026921402
IRS990ScheduleD/TotalLiabilityAmt061692673
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Each credit union member owns one "share" of the organization. Therefore, the user of credit union services is considered an owner and is entitled to vote on important issues, such as the election of member representatives to serve on the board of directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The board reviews the 990 and documents their review in the board minutes.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The process for determining compensation for the Texas DPS Credit Union includes collection of comparable data (comparable positions of comparable organizations obtained from published salary survey reports) that is reviewed and discussed by the board of directors. Once made, the board's decision is documented and no individual with a conflict of interest is involved in the decision.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Upon written request, these documents will be made available for public inspection.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt064141449
IRS990/TotalAssetsEOYAmt067603532
IRS990/TotalAssetsGrp/BOYAmt064141449
IRS990/TotalAssetsGrp/EOYAmt067603532
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt029
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt02376471
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt058546367
IRS990/TotalLiabilitiesEOYAmt062038606
IRS990/TotalLiabilitiesGrp/BOYAmt058546367
IRS990/TotalLiabilitiesGrp/EOYAmt062038606
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05595082
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05564926
IRS990/TotalOtherCompensationAmt057001
IRS990/TotalProgramServiceRevenueAmt02054172
IRS990/TotalReportableCompFromOrgAmt0233742
IRS990/TotalRevenueGrp/ExclusionAmt0332304
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02055162
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02387466
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt064141449
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt067603532
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/TotalAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0www.txdpscu.org
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Cassy Sass
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Pres - 2016
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-11-07
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Texas DPS Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0TEXA
ReturnHeader/Filer/EIN0741249840
ReturnHeader/Filer/PhoneNum05124525211
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 15346

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$67,603,532
Liabilities
$62,038,606
Net assets
$5,564,926
Revenue
$2,387,466
Expenses
$2,376,471
Net income
$10,995
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$98.2$87.2$11.0$4.89$4.15$0.73
2023Detailed filing. Detailed filing data is available for this year.$96.9$87.1$9.80$4.42$3.74$0.68
2022Detailed filing. Detailed filing data is available for this year.$106$96.7$9.14$4.06$3.27$0.79
2021Detailed filing. Detailed filing data is available for this year.$99.6$90.8$8.73$3.83$2.92$0.91
2020Detailed filing. Detailed filing data is available for this year.$87.8$79.9$7.82$3.72$2.96$0.76
2019Detailed filing. Detailed filing data is available for this year.$80.1$73.1$7.06$3.55$2.94$0.62
2018Detailed filing. Detailed filing data is available for this year.$75.8$69.4$6.44$3.17$2.55$0.62
2017Detailed filing. Detailed filing data is available for this year.$74.7$68.9$5.82$2.69$2.53$0.16
2016Detailed filing. Detailed filing data is available for this year.$70.9$65.3$5.66$2.42$2.34$0.07
2015Detailed filing. Detailed filing data is available for this year.$67.6$62.0$5.56$2.39$2.38$0.01
2014Detailed filing. Detailed filing data is available for this year.$64.1$58.5$5.60$2.43$2.42$0.01
2013Detailed filing. Detailed filing data is available for this year.$62.6$57.1$5.54$2.44$2.42$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$63.4$57.7$5.71$2.62
2011Summary only. Only limited summary data is available for this year.$58.9$53.2$5.71$2.80$2.77$0.02
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$54.5$48.9$5.55$3.22