Civic Intelligence

Memorial Credit Union

990 • Fiscal year 2019 • EIN 74-1240617

Jan 01, 2019 to Dec 31, 2019 • Filed on Jul 13, 2020

Organization ProfileWWW.MEMORIALCU.ORG

View Organization Page

7789 SW Frwy Suite 175Houston, TX 77074

(713) 778-6300

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

69th percentile

0.90x

Higher debt load relative to assets than 69% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Liabilities / Revenue

12th percentile

11.15x

Higher debt load relative to revenue than 12% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Net Margin

19th percentile

4.5%

Higher net margin than 19% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Top Officer Pay

45th percentile

$138,962

Higher top officer pay than 45% of similar nonprofits.

Top officer pay equals 2.3% of source-year revenue.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Asset Growth

25th percentile

0.8%

Faster asset growth than 25% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2018 to 2019

Revenue Growth

17th percentile

1.6%

Faster revenue growth than 17% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets69th percentile

Assets

Up

$74,036,050

Up $606,011 (+0.8%) from 2018

Net Assets

Up

$7,731,861

Up $269,447 (+3.6%) from 2018

Liabilities

Up

$66,304,189

Up $336,564 (+0.5%) from 2018

Revenue And Expenses
Liabilities / Revenue12th percentileNet Margin19th percentile

Revenue

Up

$5,947,594

Up $93,129 (+1.6%) from 2018

Expenses

Up

$5,678,147

Up $51,818 (+0.9%) from 2018

Net Income

Up

$269,447

Up $41,311 (+18%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth25th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100M$50M$0Assets 2011: $66,020,584Liabilities 2011: $59,874,772Net Assets 2011: $6,145,8122011Assets 2012: $72,095,569Liabilities 2012: $65,868,452Net Assets 2012: $6,227,1172012Assets 2013: $73,972,021Liabilities 2013: $67,658,312Net Assets 2013: $6,313,7092013Assets 2014: $71,762,684Liabilities 2014: $64,964,858Net Assets 2014: $6,797,8262014Assets 2015: $72,856,232Liabilities 2015: $66,049,612Net Assets 2015: $6,806,6202015Assets 2016: $74,540,001Liabilities 2016: $67,526,701Net Assets 2016: $7,013,3002016Assets 2017: $74,106,009Liabilities 2017: $66,871,731Net Assets 2017: $7,234,2782017Assets 2018: $73,430,039Liabilities 2018: $65,967,625Net Assets 2018: $7,462,4142018Assets 2019: $74,036,050Liabilities 2019: $66,304,189Net Assets 2019: $7,731,8612019Assets 2020: $90,904,421Liabilities 2020: $82,901,157Net Assets 2020: $8,003,2642020Assets 2021: $92,769,186Liabilities 2021: $84,507,415Net Assets 2021: $8,261,7712021Assets 2022: $94,243,992Liabilities 2022: $85,065,443Net Assets 2022: $9,178,5492022Assets 2023: $94,569,265Liabilities 2023: $85,038,684Net Assets 2023: $9,530,5812023Assets 2024: $93,440,654Liabilities 2024: $83,840,973Net Assets 2024: $9,599,6812024

Highlighted filing

2019

Assets$74,036,050
Liabilities$66,304,189
Net Assets$7,731,861
Open 2019 Filing

Operations Trend

Revenue Growth17th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0Expenses 2011: $5,379,8462011Expenses 2012: $5,608,3692012Revenue 2013: $5,410,784Expenses 2013: $5,324,191Net Income 2013: $86,5932013Revenue 2014: $5,672,734Expenses 2014: $5,188,617Net Income 2014: $484,1172014Revenue 2015: $5,032,500Expenses 2015: $5,023,706Net Income 2015: $8,7942015Revenue 2016: $5,544,306Expenses 2016: $5,337,626Net Income 2016: $206,6802016Revenue 2017: $5,730,646Expenses 2017: $5,509,668Net Income 2017: $220,9782017Revenue 2018: $5,854,465Expenses 2018: $5,626,329Net Income 2018: $228,1362018Revenue 2019: $5,947,594Expenses 2019: $5,678,147Net Income 2019: $269,4472019Revenue 2020: $5,942,190Expenses 2020: $5,670,787Net Income 2020: $271,4032020Revenue 2021: $5,778,606Expenses 2021: $5,520,099Net Income 2021: $258,5072021Revenue 2022: $6,273,128Expenses 2022: $5,356,350Net Income 2022: $916,7782022Revenue 2023: $6,476,716Expenses 2023: $6,077,536Net Income 2023: $399,1802023Revenue 2024: $6,697,524Expenses 2024: $6,628,424Net Income 2024: $69,1002024

Highlighted filing

2019

Revenue$5,947,594
Expenses$5,678,147
Net Income$269,447
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Jul 13, 2020
Return Version
2019v5.0
Gross Receipts
$5,947,594
Mission and Program Overview

Mission

Our mission is to grow the financial health of our members and their families for years to come, starting with how we can help them today.

Memorial credit union is a co-operative thrift institution and is a member of the national credit union administration insurance fund . The credit union regulated by the state of texas credit union department as well as the national credit union administration.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$61,631,371$65,289,097▲ $3,657,726
Investments Other Securities$2,750,000$2,500,000▼ $250,000
Cash and Non-Interest-Bearing Accounts$1,828,474$2,352,156▲ $523,682
Savings and Temporary Cash Investments$4,991,062$1,724,239▼ $3,266,823
Receivables From Officers Etc$907,821$1,010,426▲ $102,605
Loans From Officers Directors$907,821$1,010,426▲ $102,605
Prepaid Expenses and Deferred Charges$375,457$407,160▲ $31,703
Land, Buildings, and Equipment, Net$382,312$279,667▼ $102,645
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn$0$0→ $0
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use$0$0→ $0
Total Assets$73,430,039$74,036,050▲ $606,011
Other Assets Total$563,542$473,305▼ $90,237
Liabilities
Other Liabilities$64,433,296$64,473,093▲ $39,797
Accounts Payable and Accrued Expenses$626,508$820,670▲ $194,162
Total Liabilities$65,967,625$66,304,189▲ $336,564
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$7,462,414$7,731,861▲ $269,447
Net Assets With Donor Restrictions$0$0→ $0
Total Net Assets Fund Balance$7,462,414$7,731,861▲ $269,447
Total Liabilities and Net Assets / Fund Balance$73,430,039$74,036,050▲ $606,011

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$0$0$0
Other Land Buildings$0$0$0
Land$0-$0
Equipment$153,292$0$0
Leasehold Improvements$126,375$0$0
Other Assets Org$473,305--
Other Securities$2,500,000--
Compensation and Service Providers
Top Officer Pay45th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Thomas RogersCEOFT$138,962$138,962
Robyn OliveEvpFT$108,770$108,770

Board Members and Trustees

NameTitle
Vicki M JonesVice Chairperson
Bruce ButlerBoard Member
Kerry RoseBoard Member
Valentino MurphyBoard Member
Mary BakerBoard Secreatary
Joe DicksonBoard Treasurer
Paul WenzChariperson
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,927,061
Investment Income
$183,636
Other Revenue
$836,897
All Other Contributions
$0
Change in Net Assets
$269,447

Audited Revenue Reconciliation

Revenue per Audited Statements
$5,947,594
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$5,947,594
Total Revenue per Form 990
$5,947,594
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,244,015
Salaries, Compensation, and Employee Benefits$2,071,619
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,674,559$0$0$1,674,559
Information Technology$1,125,643$0$0$1,125,643
All Other Expenses$754,693$0$0$754,693
Office Expenses$577,548$0$0$577,548
Advertising$409,126$0$0$409,126
Benefits to Members$362,513--$362,513
Occupancy$345,297$0$0$345,297
Other Employee Benefits$283,804$0$0$283,804
Payroll Taxes$113,256$0$0$113,256
Travel$31,708$0$0$31,708
Total Functional Expenses$5,678,147$0$0$5,678,147

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$5,678,147
Total Expenses per Audited Statements$5,678,147
Total Expenses per Form 990$5,678,147
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$907,821$1,010,426▲ $102,605
Receivables from Officers, Directors, Trustees, and Key Employees$907,821$1,010,426▲ $102,605
Receivables from Disqualified Persons$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
other Liabilites$64,473,093
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Credit union base on membership”

Form 990, Part VI, Section A, Line 7A

“Governing body elected by credit union's members”

Form 990, Part VI, Section B, Line 11B

“We make it available upon request”

Form 990, Part VI, Section B, Line 15

“Board reviewed salary comparability date in 2019 to assist the establishment of the ceo's.”

Form 990, Part VI, Section C, Line 19

“Memorial credit union provides governing documents and financial statement available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Memorial Credit Union
EIN
74-1240617
Phone
7137786300
Address
7789 SW FRWY SUITE 175, HOUSTON, TX 77074

Signing Officer

Name
Robyn Olive
Title
Executive Vice President
Phone
7137786302
Signed
2020-07-13

Organization Details

Principal Officer
Thomas Rogers
Formed
1953
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
7
Employees
31
Volunteers
7
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

“Loan services expense, provision for loan losses expense, dividends and state and other operation expenses are included.”

Financial Statement Notes

Schedule D, Part VI, Line 1D

“EQUIPMENTS”

Schedule D, Part VII, Line 3

“INVESTMENT”

Schedule D, Part X, Line 2

“EQUITY”

Schedule D, Part XI, Line 1

“REVENUE”

Schedule D, Part XII, Line 1

“EXPENSE”

Raw XML AppendixShowing 400 of 713 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/GrantAmt00
IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt00
IRS990/GrossReceiptsAmt05947594
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt00
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt00
IRS990/InformationTechnologyGrp/ProgramServicesAmt01125643
IRS990/InformationTechnologyGrp/TotalAmt01125643
IRS990/InsuranceGrp/FundraisingAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt00
IRS990/InsuranceGrp/ProgramServicesAmt00
IRS990/InsuranceGrp/TotalAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/FundraisingAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt00
IRS990/InterestGrp/ProgramServicesAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0183636
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0183636
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt02750000
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt02500000
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt00
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0382312
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0279667
IRS990/LandBldgEquipCostOrOtherBssAmt0279667
IRS990/LegalDomicileStateCd0TX
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LoanOutstandingInd01
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt0907821
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt01010426
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembershipDuesAmt00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0OUR MISSION IS TO GROW THE FINANCIAL HEALTH OF OUR MEMBERS AND THEIR FAMILES FOR YEARS TO COME, STARTING WITH HOW WE CAN HELP THEM TODAY.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt07462414
IRS990/NetAssetsOrFundBalancesEOYAmt07731861
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt07462414
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt07731861
IRS990/NoncashContributionsAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt0345297
IRS990/OccupancyGrp/TotalAmt0345297
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt0577548
IRS990/OfficeExpensesGrp/TotalAmt0577548
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0563542
IRS990/OtherAssetsTotalGrp/EOYAmt0473305
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0283804
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0283804
IRS990/OtherLiabilitiesGrp/BOYAmt064433296
IRS990/OtherLiabilitiesGrp/EOYAmt064473093
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/Desc0All other revenue
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0836897
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0836897
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt0836897
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt01674559
IRS990/OtherSalariesAndWagesGrp/TotalAmt01674559
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt061631371
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt065289097
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/FundraisingAmt00
IRS990/PaymentsToAffiliatesGrp/ManagementAndGeneralAmt00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt0113256
IRS990/PayrollTaxesGrp/TotalAmt0113256
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0375457
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0407160
IRS990/PrincipalOfficerNm0THOMAS ROGERS
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/Desc0CREDIT UNION
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt04927061
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt04927061
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgSrvcAccomActy2Grp/Desc0CHECKING ACCOUNT: CREDIT UNION PROVIDES CHECKING ACCOUNTS FOR MEMBERS WITH VARIOUS FEATHURES FROM FREE CHECKING ACCOUNT TO THOSE WITH ENHANCED BENEFITS. MOST OFFER DIVIDEN THAT PAY MONTHLY. CREDIT UNION EXTENDS THESE ACCOUNT TO ALL THE MEMBERS WITH FREE DEBIT CARD, INTERNET ACCESS, MOBILE APP AND FREE BILL PAY SERVICES.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0324804
IRS990/ProgSrvcAccomActy2Grp/GrantAmt00
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0873074
IRS990/ProgSrvcAccomActy3Grp/Desc0LOAN: CREDIT UNION HAS PROVIDED VEHICLE LOANS SINCE ITS EARLY YEARS. OTHER PRODUCTS LINE NOW INCLUDES EFFICIENT UNDERWRITING AND FLEXIBLE OFFERINGS FOR RECREATIONAL VEHICLES, BOAT AND MOTOR CYCLES. MEMBER CAN HAVE LIFE AND DISABILITY INSURANCE AVAILABLE ON ANY OF THESE LOANS TYPES.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt01295922
IRS990/ProgSrvcAccomActy3Grp/GrantAmt00
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt03949866
IRS990/ProgSrvcAccomActyOtherGrp/Desc0information technology, marketing , compensation and benefits
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt02117363
IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt00
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt0836897
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0229851
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0135493
IRS990/PymtTravelEntrtnmntPubOfclGrp/FundraisingAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ManagementAndGeneralAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ProgramServicesAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt03486028
IRS990/PYOtherRevenueAmt01038374
IRS990/PYProgramServiceRevenueAmt04680598
IRS990/PYRevenuesLessExpensesAmt0228136
IRS990/PYSalariesCompEmpBnftPaidAmt01910450
IRS990/PYTotalExpensesAmt05626329
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt05854465
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0907821
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt01010426
IRS990/ReconcilationRevenueExpnssAmt0269447
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RelatedOrganizationsAmt00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0287758
IRS990/RoyaltiesGrp/FundraisingAmt00
IRS990/RoyaltiesGrp/ManagementAndGeneralAmt00

Document Assets

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Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$74,036,050
Liabilities
$66,304,189
Net assets
$7,731,861
Revenue
$5,947,594
Expenses
$5,678,147
Net income
$269,447
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$93.4$83.8$9.60$6.70$6.63$0.07
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$94.6$85.0$9.53$6.48$6.08$0.40
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$94.2$85.1$9.18$6.27$5.36$0.92
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$92.8$84.5$8.26$5.78$5.52$0.26
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$90.9$82.9$8.00$5.94$5.67$0.27
2019Detailed filing. Detailed filing data is available for this year.$74.0$66.3$7.73$5.95$5.68$0.27
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$73.4$66.0$7.46$5.85$5.63$0.23
2017Detailed filing. Detailed filing data is available for this year.$74.1$66.9$7.23$5.73$5.51$0.22
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$74.5$67.5$7.01$5.54$5.34$0.21
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$72.9$66.0$6.81$5.03$5.02$0.01
2014Detailed filing. Detailed filing data is available for this year.$71.8$65.0$6.80$5.67$5.19$0.48
2013Detailed filing. Detailed filing data is available for this year.$74.0$67.7$6.31$5.41$5.32$0.09
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$72.1$65.9$6.23$5.61
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$66.0$59.9$6.15$5.38
Peer Organizations

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