Civic Intelligence

Governmental Employees Credit Union

EIN 39-6049660 • 501(c)14 • LA Crosse, WI

View Organization Page

Profile

A nonprofit member-owned thrift institution organized to provide financial services to individuals.

225 LA Crosse StLA Crosse, WI 54602-0579

www.gecuwi.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

69th percentile

0.91x

Higher debt load relative to assets than 69% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

69th percentile

17.85x

Higher debt load relative to revenue than 69% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Net Margin

36th percentile

8.7%

Higher net margin than 36% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

78th percentile

6.5%

Faster asset growth than 78% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2022 to 2024

Revenue Growth

84th percentile

27%

Faster revenue growth than 84% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets69th percentile

Assets

Up

$110,989,797

Up $4,502,053 (+4.2%) from 2023

Liabilities

Up

$100,801,488

Up $4,009,766 (+4.1%) from 2023

Net Assets

Up

$10,188,309

Up $492,287 (+5.1%) from 2023

Operations
Liabilities / Revenue69th percentileNet Margin36th percentile

Revenue

Up

$5,647,499

Up $1,269,315 (+29%) from 2023

Expenses

Up

$5,155,212

Up $1,193,274 (+30%) from 2023

Net Income

Up

$492,287

Up $76,041 (+18%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth78th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150M$100M$50M$0Assets 2010: $47,303,232Liabilities 2010: $43,145,337Net Assets 2010: $4,157,8952010Assets 2011: $53,484,513Liabilities 2011: $48,866,053Net Assets 2011: $4,618,4602011Assets 2012: $54,812,550Liabilities 2012: $49,690,943Net Assets 2012: $5,121,6072012Assets 2013: $55,254,363Liabilities 2013: $49,899,374Net Assets 2013: $5,354,9892013Assets 2014: $57,034,502Liabilities 2014: $51,420,543Net Assets 2014: $5,613,9592014Assets 2015: $60,183,932Liabilities 2015: $54,208,394Net Assets 2015: $5,975,5382015Assets 2016: $65,147,342Liabilities 2016: $58,752,680Net Assets 2016: $6,394,6622016Assets 2017: $69,027,471Liabilities 2017: $62,463,819Net Assets 2017: $6,563,6522017Assets 2018: $69,379,099Liabilities 2018: $62,458,064Net Assets 2018: $6,921,0352018Assets 2019: $73,583,020Liabilities 2019: $66,205,915Net Assets 2019: $7,377,1052019Assets 2020: $91,425,034Liabilities 2020: $83,632,366Net Assets 2020: $7,792,6682020Assets 2021: $93,877,128Liabilities 2021: $85,355,124Net Assets 2021: $8,522,0042021Assets 2022: $97,792,154Liabilities 2022: $88,516,527Net Assets 2022: $9,275,6272022Assets 2023: $106,487,744Liabilities 2023: $96,791,722Net Assets 2023: $9,696,0222023Assets 2024: $110,989,797Liabilities 2024: $100,801,488Net Assets 2024: $10,188,3092024

Highlighted filing

2024

Assets$110,989,797
Liabilities$100,801,488
Net Assets$10,188,309
Open 2024 Filing

Operations Trend

Revenue Growth84th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $2,510,1642010Revenue 2011: $2,728,274Expenses 2011: $2,506,149Net Income 2011: $222,1252011Expenses 2012: $2,341,5212012Revenue 2013: $2,474,576Expenses 2013: $2,241,194Net Income 2013: $233,3822013Revenue 2014: $2,565,017Expenses 2014: $2,306,047Net Income 2014: $258,9702014Revenue 2015: $2,661,748Expenses 2015: $2,300,169Net Income 2015: $361,5792015Revenue 2016: $2,742,956Expenses 2016: $2,323,832Net Income 2016: $419,1242016Revenue 2017: $2,820,513Expenses 2017: $2,651,523Net Income 2017: $168,9902017Revenue 2018: $2,938,485Expenses 2018: $2,581,102Net Income 2018: $357,3832018Revenue 2019: $3,221,649Expenses 2019: $2,765,579Net Income 2019: $456,0702019Revenue 2020: $3,586,647Expenses 2020: $3,171,083Net Income 2020: $415,5642020Revenue 2021: $3,469,228Expenses 2021: $2,739,892Net Income 2021: $729,3362021Revenue 2022: $3,521,998Expenses 2022: $2,768,375Net Income 2022: $753,6232022Revenue 2023: $4,378,184Expenses 2023: $3,961,938Net Income 2023: $416,2462023Revenue 2024: $5,647,499Expenses 2024: $5,155,212Net Income 2024: $492,2872024

Highlighted filing

2024

Revenue$5,647,499
Expenses$5,155,212
Net Income$492,287
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$110,989,797
Liabilities
$100,801,488
Net assets
$10,188,309
Revenue
$5,647,499
Expenses
$5,155,212
Net income
$492,287
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$111$101$10.2$5.65$5.16$0.49
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$106$96.8$9.70$4.38$3.96$0.42
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$97.8$88.5$9.28$3.52$2.77$0.75
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$93.9$85.4$8.52$3.47$2.74$0.73
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$91.4$83.6$7.79$3.59$3.17$0.42
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$73.6$66.2$7.38$3.22$2.77$0.46
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$69.4$62.5$6.92$2.94$2.58$0.36
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$69.0$62.5$6.56$2.82$2.65$0.17
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$65.1$58.8$6.39$2.74$2.32$0.42
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$60.2$54.2$5.98$2.66$2.30$0.36
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$57.0$51.4$5.61$2.57$2.31$0.26
2013Detailed filing. Detailed filing data is available for this year.$55.3$49.9$5.35$2.47$2.24$0.23
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$54.8$49.7$5.12$2.34
2011Summary only. Only limited summary data is available for this year.$53.5$48.9$4.62$2.73$2.51$0.22
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$47.3$43.1$4.16$2.51
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 12, 2025
Return Version
2024v5.2
Gross Receipts
$5,647,499
Mission and Program Overview

Mission

A nonprofit member-owned thrift institution organized to provide financial services to individuals.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$91,033,907$90,534,969▼ $498,938
Savings and Temporary Cash Investments$12,665,270$17,391,199▲ $4,725,929
Rtn Earn Endowment Incm Other Fnds$9,696,022$10,188,309▲ $492,287
Land, Buildings, and Equipment, Net$632,713$650,365▲ $17,652
Cash and Non-Interest-Bearing Accounts$462,654$546,215▲ $83,561
Investments Program Related$393,019$424,697▲ $31,678
Prepaid Expenses and Deferred Charges$209,169$231,045▲ $21,876
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$106,487,744$110,989,797▲ $4,502,053
Other Assets Total$1,091,012$1,211,307▲ $120,295
Liabilities
Other Liabilities$96,288,111$100,478,120▲ $4,190,009
Accounts Payable and Accrued Expenses$475,832$286,458▼ $189,374
Escrow Account Liability$27,779$36,910▲ $9,131
Total Liabilities$96,791,722$100,801,488▲ $4,009,766
Net Assets / Fund Balance
Total Net Assets Fund Balance$9,696,022$10,188,309▲ $492,287
Total Liabilities and Net Assets / Fund Balance$106,487,744$110,989,797▲ $4,502,053

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$479,021$980,785$1,459,806
Equipment$46,344$279,789$326,133
Land$125,000-$125,000
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Travis CarleyPresidentFT$135,907$50,737$186,644

Board Members and Trustees

NameTitle
Wayne DelagraveChair
Jeffrey GreeneVice-chair
Thomas KrattDirector
Jayne AbrahamSecretary
Shawn HandlandTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$5,077,012
Investment Income
$570,261
Other Revenue
$226
Change in Net Assets
$492,287
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,869,709
Salaries, Compensation, and Employee Benefits$1,285,503
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$753,534
Other Employee Benefits---$276,508
Information Technology---$214,190
Advertising---$210,559
Other Expenses---$168,172
Current Officers, Directors, Trustees, and Key Employees---$135,907
All Other Expenses---$127,613
Office Expenses---$116,053
Occupancy---$104,607
Payroll Taxes---$66,231
Pension Plan Contributions---$53,323
Depreciation Depletion---$39,359
Insurance---$33,525
Fees for Services Accounting---$28,390
Conferences and Meetings---$26,728
Fees for Services Other---$7,921
Fees for Service Investment Mgmnt Fees---$5,755
Travel---$998
Total Functional Expenses$0$0$0$5,155,212
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares$100,478,120
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (board of directors).”

Form 990, Part VI, Section A, Line 7A

“The board of directors is elected by the membership utilizing their one vote per member.”

Form 990, Part VI, Section A, Line 7B

“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., ncua, wisconsin office of credit unions).”

Form 990, Part VI, Section B, Line 11B

“Each member has one vote to utilize in ratifying significant discussions beyond the authority of the board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., ncua, wisconsin office of credit unions).”

Form 990, Part VI, Section B, Line 12

“Discussed at board meetings and required per the code of conduct that all board members sign.”

Form 990, Part VI, Section B, Line 15

“Board reviews comparable peers and industry standard reports for ceo compensation.”

Form 990, Part VI, Section C, Line 19

“Posted in cu lobby and available upon request.”

Filing and Contact Details

Filer

Filer Name
Governmental Employees Credit Union
EIN
39-6049660
Phone
8886732154
Address
225 LA CROSSE ST, LA CROSSE, WI 54602-0579

Signing Officer

Name
Travis Carley
Title
President
Phone
8886732154
Signed
2025-11-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Travis Carley
Formed
1931
Legal Domicile
Wi
Voting Board Members
5
Independent Board Members
5
Employees
20
Volunteers
5

Preparer

Firm
Hawkins Ash Cpas Llp
Address
520 N BROADWAY SUITE 250, GREEN BAY, WI 54303
Preparer
Jeffrey Danen CPA
Phone
9203369850
Supplemental Narrative

Financial Statement Notes

PART IV, LINE 2B:

“When necessary, escrow accounts associated with mortgages are held on behalf of members.”

Raw XML Appendix385 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0475832
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0286458
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0A NONPROFIT MEMBER-OWNED THRIFT INSTITUTION ORGANIZED TO PROVIDE FINANCIAL SERVICES TO INDIVIDUALS.
IRS990/AdvertisingGrp/TotalAmt0210559
IRS990/AllOtherExpensesGrp/TotalAmt0127613
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0TRAVIS CARLEY
IRS990/BooksInCareOfDetail/PhoneNum06087857720
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0225 LA CROSSE STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0LA CROSSE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd054601
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0462654
IRS990/CashNonInterestBearingGrp/EOYAmt0546215
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0135907
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/TotalAmt026728
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0570261
IRS990/CYOtherExpensesAmt03869709
IRS990/CYOtherRevenueAmt0226
IRS990/CYProgramServiceRevenueAmt05077012
IRS990/CYRevenuesLessExpensesAmt0492287
IRS990/CYSalariesCompEmpBnftPaidAmt01285503
IRS990/CYTotalExpensesAmt05155212
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt05647499
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt039359
IRS990/Desc0WE FUNDED 1,198 LOANS DURING 2024. AS OF 12/31/24, WE HAD 711 MORTGAGES/HOME EQUITY, 2,989 CONSUMER LOANS AND 13 MEMBER BUSINESS LOANS. WE ALSO HAD 1,079 CREDIT CARD ACCOUNTS AS OF 12/31/24.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt020
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EscrowAccountLiabilityGrp/BOYAmt027779
IRS990/EscrowAccountLiabilityGrp/EOYAmt036910
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt028390
IRS990/FeesForServicesOtherGrp/TotalAmt07921
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt05755
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt540.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt550737
IRS990/Form990PartVIISectionAGrp/PersonNm0WAYNE DELAGRAVE
IRS990/Form990PartVIISectionAGrp/PersonNm1JEFFREY GREENE
IRS990/Form990PartVIISectionAGrp/PersonNm2SHAWN HANDLAND
IRS990/Form990PartVIISectionAGrp/PersonNm3JAYNE ABRAHAM
IRS990/Form990PartVIISectionAGrp/PersonNm4THOMAS KRATT
IRS990/Form990PartVIISectionAGrp/PersonNm5TRAVIS CARLEY
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt5135907
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE-CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01931
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt05027
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt05027
IRS990/GrossReceiptsAmt05647499
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt05
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0214190
IRS990/InsuranceGrp/TotalAmt033525
IRS990/InvestmentIncomeGrp/ExclusionAmt0565234
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0565234
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0393019
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0424697
IRS990/IRPDocumentCnt01602
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01260574
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0632713
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0650365
IRS990/LandBldgEquipCostOrOtherBssAmt01910939
IRS990/LegalDomicileStateCd0WI
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0A NONPROFIT MEMBER-OWNED THRIFT INSTITUTION ORGANIZED TO PROVIDE FINANCIAL SERVICES TO INDIVIDUALS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt09696022
IRS990/NetAssetsOrFundBalancesEOYAmt010188309
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt05027
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt05027
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0104607
IRS990/OfficeExpensesGrp/TotalAmt0116053
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01091012
IRS990/OtherAssetsTotalGrp/EOYAmt01211307
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0276508
IRS990/OtherExpensesGrp/Desc0DIVIDENDS TO MEMBERS
IRS990/OtherExpensesGrp/Desc1CREDIT LOSS EXPENSE
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/Desc3MEMBER ACCOUNT/CARD COS
IRS990/OtherExpensesGrp/TotalAmt02271315
IRS990/OtherExpensesGrp/TotalAmt1335332
IRS990/OtherExpensesGrp/TotalAmt2179192
IRS990/OtherExpensesGrp/TotalAmt3168172
IRS990/OtherLiabilitiesGrp/BOYAmt096288111
IRS990/OtherLiabilitiesGrp/EOYAmt0100478120
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0MISC. REVENUE-RELATED-
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0226
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0226
IRS990/OtherRevenueTotalAmt0226
IRS990/OtherSalariesAndWagesGrp/TotalAmt0753534
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt091033907
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt090534969
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt066231
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt053323
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0209169
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0231045
IRS990/PrincipalOfficerNm0TRAVIS CARLEY
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4524298
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2INTERCHANGE INCOME
IRS990/ProgramServiceRevenueGrp/Desc3OTHER OPERATING INCOME
IRS990/ProgramServiceRevenueGrp/Desc4INSURANCE SALES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt04697159
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1141116
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2117000
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt384856
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt433172
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt04697159
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1142825
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2117000
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt384856
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt435172
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt01709
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt12000
IRS990/ProgSrvcAccomActy2Grp/Desc0WE HAD DEPOSIT, TRANSACTION, AND INVESTMENT ACCOUNTS WITH 6,617 MEMBERS AS OF 12/31/2024. DURING 2024, WE OPENED 2,974 NEW DEPOSIT, TRANSACTION AND INVESTMENT ACCOUNTS.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0204953
IRS990/PYOtherExpensesAmt02748803
IRS990/PYOtherRevenueAmt0115
IRS990/PYProgramServiceRevenueAmt04173116
IRS990/PYRevenuesLessExpensesAmt0416246
IRS990/PYSalariesCompEmpBnftPaidAmt01213135
IRS990/PYTotalExpensesAmt03961938
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt04378184
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0492287
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt09696022
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt010188309
IRS990/SavingsAndTempCashInvstGrp/BOYAmt012665270
IRS990/SavingsAndTempCashInvstGrp/EOYAmt017391199
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0479021
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0980785
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01459806
IRS990ScheduleD/EquipmentGrp/BookValueAmt046344
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0279789
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0326133
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/LandGrp/BookValueAmt0125000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0125000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0100478120
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0WHEN NECESSARY, ESCROW ACCOUNTS ASSOCIATED WITH MORTGAGES ARE HELD ON BEHALF OF MEMBERS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 2B:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0650365
IRS990ScheduleD/TotalLiabilityAmt0100478120
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0135907
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt08508
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt042229
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0TRAVIS CARLEY
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0186644
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION CONSISTS OF MEMBERS. TO BE A MEMBER, ONE MUST HAVE A SHARE/SAVINGS ACCOUNT. EACH MEMBER HAS ONE VOTE TO ELECT THE GOVERNING BODY (BOARD OF DIRECTORS).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP UTILIZING THEIR ONE VOTE PER MEMBER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EACH MEMBER HAS ONE VOTE TO UTILIZE IN RATIFYING SIGNIFICANT DECISIONS BEYOND THE AUTHORITY OF THE BOARD AS OUTLINED IN THE ORGANIZATION'S BYLAWS. ANY DECISION TO DISSOLVE OR MERGE THE ORGANIZATION REQUIRES APPROVAL OF MEMBERSHIP, UNLESS MANDATED BY REGULATORY AGENCY (I.E., NCUA, WISCONSIN OFFICE OF CREDIT UNIONS).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3EACH MEMBER HAS ONE VOTE TO UTILIZE IN RATIFYING SIGNIFICANT DISCUSSIONS BEYOND THE AUTHORITY OF THE BOARD AS OUTLINED IN THE ORGANIZATION'S BYLAWS. ANY DECISION TO DISSOLVE OR MERGE THE ORGANIZATION REQUIRES APPROVAL OF MEMBERSHIP, UNLESS MANDATED BY REGULATORY AGENCY (I.E., NCUA, WISCONSIN OFFICE OF CREDIT UNIONS).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4DISCUSSED AT BOARD MEETINGS AND REQUIRED PER THE CODE OF CONDUCT THAT ALL BOARD MEMBERS SIGN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5BOARD REVIEWS COMPARABLE PEERS AND INDUSTRY STANDARD REPORTS FOR CEO COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6POSTED IN CU LOBBY AND AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0106487744
IRS990/TotalAssetsEOYAmt0110989797
IRS990/TotalAssetsGrp/BOYAmt0106487744
IRS990/TotalAssetsGrp/EOYAmt0110989797
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt020
IRS990/TotalFunctionalExpensesGrp/TotalAmt05155212
IRS990/TotalGrossUBIAmt03709
IRS990/TotalLiabilitiesBOYAmt096791722
IRS990/TotalLiabilitiesEOYAmt0100801488
IRS990/TotalLiabilitiesGrp/BOYAmt096791722
IRS990/TotalLiabilitiesGrp/EOYAmt0100801488
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt09696022
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt010188309
IRS990/TotalOtherCompensationAmt050737
IRS990/TotalProgramServiceRevenueAmt05077012
IRS990/TotalReportableCompFromOrgAmt0135907
IRS990/TotalRevenueGrp/ExclusionAmt0565234
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt05078556
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt05647499
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt03709
IRS990/TotalVolunteersCnt05
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0106487744
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0110989797
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt0998
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0225 LA CROSSE ST
IRS990/USAddress/CityNm0LA CROSSE
IRS990/USAddress/StateAbbreviationCd0WI
IRS990/USAddress/ZIPCd0546020579
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0WWW.GECUWI.COM
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0TRAVIS CARLEY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum08886732154
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GOVERNMENTAL EMPLOYEES CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0GOVE
ReturnHeader/Filer/EIN0396049660
ReturnHeader/Filer/PhoneNum08886732154
ReturnHeader/Filer/USAddress/AddressLine1Txt0225 LA CROSSE ST
ReturnHeader/Filer/USAddress/CityNm0LA CROSSE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd0546020579
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0390912608
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0HAWKINS ASH CPAS LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0520 N BROADWAY SUITE 250
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0GREEN BAY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd054303
ReturnHeader/PreparerPersonGrp/PhoneNum09203369850
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-12
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JEFFREY DANEN CPA
ReturnHeader/ReturnTs02025-11-13T10:29:06-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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