Civic Intelligence

Memorial Credit Union

EIN 74-1240617 • 501(c)14 • Houston, TX

View Organization Page

Profile

Providing financial health

7789 SW Frwy Suite 175Houston, TX 77074

www.memorialcu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

72nd percentile

0.90x

Higher debt load relative to assets than 72% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

19th percentile

12.52x

Higher debt load relative to revenue than 19% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

17th percentile

1.0%

Higher net margin than 17% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

72nd percentile

$195,053

Higher top officer pay than 72% of similar nonprofits.

Top officer pay equals 2.9% of source-year revenue.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Asset Growth

30th percentile

-1.2%

Faster asset growth than 30% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

24th percentile

3.4%

Faster revenue growth than 24% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets72nd percentile

Assets

Down

$93,440,654

Down $1,128,611 (-1.2%) from 2023

Liabilities

Down

$83,840,973

Down $1,197,711 (-1.4%) from 2023

Net Assets

Up

$9,599,681

Up $69,100 (+0.7%) from 2023

Operations
Liabilities / Revenue19th percentileNet Margin17th percentile

Revenue

Up

$6,697,524

Up $220,808 (+3.4%) from 2023

Expenses

Up

$6,628,424

Up $550,888 (+9.1%) from 2023

Net Income

Down

$69,100

Down $330,080 (-83%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth30th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100M$50M$0Assets 2011: $66,020,584Liabilities 2011: $59,874,772Net Assets 2011: $6,145,8122011Assets 2012: $72,095,569Liabilities 2012: $65,868,452Net Assets 2012: $6,227,1172012Assets 2013: $73,972,021Liabilities 2013: $67,658,312Net Assets 2013: $6,313,7092013Assets 2014: $71,762,684Liabilities 2014: $64,964,858Net Assets 2014: $6,797,8262014Assets 2015: $72,856,232Liabilities 2015: $66,049,612Net Assets 2015: $6,806,6202015Assets 2016: $74,540,001Liabilities 2016: $67,526,701Net Assets 2016: $7,013,3002016Assets 2017: $74,106,009Liabilities 2017: $66,871,731Net Assets 2017: $7,234,2782017Assets 2018: $73,430,039Liabilities 2018: $65,967,625Net Assets 2018: $7,462,4142018Assets 2019: $74,036,050Liabilities 2019: $66,304,189Net Assets 2019: $7,731,8612019Assets 2020: $90,904,421Liabilities 2020: $82,901,157Net Assets 2020: $8,003,2642020Assets 2021: $92,769,186Liabilities 2021: $84,507,415Net Assets 2021: $8,261,7712021Assets 2022: $94,243,992Liabilities 2022: $85,065,443Net Assets 2022: $9,178,5492022Assets 2023: $94,569,265Liabilities 2023: $85,038,684Net Assets 2023: $9,530,5812023Assets 2024: $93,440,654Liabilities 2024: $83,840,973Net Assets 2024: $9,599,6812024

Highlighted filing

2024

Assets$93,440,654
Liabilities$83,840,973
Net Assets$9,599,681
Open 2024 Filing

Operations Trend

Revenue Growth24th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0Expenses 2011: $5,379,8462011Expenses 2012: $5,608,3692012Revenue 2013: $5,410,784Expenses 2013: $5,324,191Net Income 2013: $86,5932013Revenue 2014: $5,672,734Expenses 2014: $5,188,617Net Income 2014: $484,1172014Revenue 2015: $5,032,500Expenses 2015: $5,023,706Net Income 2015: $8,7942015Revenue 2016: $5,544,306Expenses 2016: $5,337,626Net Income 2016: $206,6802016Revenue 2017: $5,730,646Expenses 2017: $5,509,668Net Income 2017: $220,9782017Revenue 2018: $5,854,465Expenses 2018: $5,626,329Net Income 2018: $228,1362018Revenue 2019: $5,947,594Expenses 2019: $5,678,147Net Income 2019: $269,4472019Revenue 2020: $5,942,190Expenses 2020: $5,670,787Net Income 2020: $271,4032020Revenue 2021: $5,778,606Expenses 2021: $5,520,099Net Income 2021: $258,5072021Revenue 2022: $6,273,128Expenses 2022: $5,356,350Net Income 2022: $916,7782022Revenue 2023: $6,476,716Expenses 2023: $6,077,536Net Income 2023: $399,1802023Revenue 2024: $6,697,524Expenses 2024: $6,628,424Net Income 2024: $69,1002024

Highlighted filing

2024

Revenue$6,697,524
Expenses$6,628,424
Net Income$69,100
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$93,440,654
Liabilities
$83,840,973
Net assets
$9,599,681
Revenue
$6,697,524
Expenses
$6,628,424
Net income
$69,100
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$93.4$83.8$9.60$6.70$6.63$0.07
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$94.6$85.0$9.53$6.48$6.08$0.40
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$94.2$85.1$9.18$6.27$5.36$0.92
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$92.8$84.5$8.26$5.78$5.52$0.26
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$90.9$82.9$8.00$5.94$5.67$0.27
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$74.0$66.3$7.73$5.95$5.68$0.27
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$73.4$66.0$7.46$5.85$5.63$0.23
2017Detailed filing. Detailed filing data is available for this year.$74.1$66.9$7.23$5.73$5.51$0.22
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$74.5$67.5$7.01$5.54$5.34$0.21
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$72.9$66.0$6.81$5.03$5.02$0.01
2014Detailed filing. Detailed filing data is available for this year.$71.8$65.0$6.80$5.67$5.19$0.48
2013Detailed filing. Detailed filing data is available for this year.$74.0$67.7$6.31$5.41$5.32$0.09
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$72.1$65.9$6.23$5.61
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$66.0$59.9$6.15$5.38
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 15, 2025
Return Version
2024v5.0
Gross Receipts
$6,697,524
Mission and Program Overview

Mission

Our mission is to grow the financial health of our members and their families for years to come, starting with how we can help them today.

Memorial credit union is a co-operative thrift institution and is a member of the national credit union administration insurance fund . The credit union is regulated by the state of texas credit union department as well as the national credit union administration.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$81,384,453$75,356,187▼ $6,028,266
Savings and Temporary Cash Investments$5,891,877$10,439,935▲ $4,548,058
Investments Other Securities$3,500,000$2,750,000▼ $750,000
Cash and Non-Interest-Bearing Accounts$1,764,692$2,323,590▲ $558,898
Prepaid Expenses and Deferred Charges$350,760$938,584▲ $587,824
Receivables From Officers Etc$830,327$791,254▼ $39,073
Loans From Officers Directors$830,327$791,254▼ $39,073
Land, Buildings, and Equipment, Net$116,925$105,058▼ $11,867
Total Assets$94,569,265$93,440,654▼ $1,128,611
Other Assets Total$730,231$736,046▲ $5,815
Liabilities
Other Liabilities$80,922,606$80,681,106▼ $241,500
Unsecured Notes Loans Payable$2,608,000$1,988,000▼ $620,000
Accounts Payable and Accrued Expenses$677,751$380,613▼ $297,138
Total Liabilities$85,038,684$83,840,973▼ $1,197,711
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$9,530,581$9,599,681▲ $69,100
Net Assets With Donor Restrictions$0$0→ $0
Total Net Assets Fund Balance$9,530,581$9,599,681▲ $69,100
Total Liabilities and Net Assets / Fund Balance$94,569,265$93,440,654▼ $1,128,611

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$0$0$0
Other Land Buildings$0$0$0
Land$0-$0
Equipment$105,058$0$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay72nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Thomas RogersCEOFT$183,053$12,000$195,053
Robyn OliveEvpFT$143,169$10,000$153,169
Tricia MacaulayVP of LendingFT$118,795$8,500$127,295
Anthony JulianVP of CollectionsFT$114,802$8,500$123,302

Board Members and Trustees

NameTitle
Vicki M JonesChairperson
Valentino MurphyVice Chairperson
Audrey BarnettBoard Member
Kerry RoseBoard Member
Paul WenzBoard Member
Mary BakerBoard Secreatary
Joe DicksonBoard Treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$5,444,091
Investment Income
$579,926
Other Revenue
$673,507
Change in Net Assets
$69,100

Audited Revenue Reconciliation

Revenue per Audited Statements
$6,697,524
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$6,697,524
Total Revenue per Form 990
$6,697,524
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,574,351
Salaries, Compensation, and Employee Benefits$2,149,273
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Information Technology---$1,773,638
Other Salaries and Wages---$1,713,807
Benefits to Members---$904,800
Office Expenses---$445,297
Occupancy---$398,985
Advertising---$378,986
Other Employee Benefits---$315,371
Payroll Taxes---$120,095
Other Expenses---$99,438
Travel---$4,363
Total Functional Expenses$0$0$0$6,628,424

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$6,628,424
Total Expenses per Audited Statements$6,628,424
Total Expenses per Form 990$6,628,424
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$830,327$791,254▼ $39,073
Receivables from Officers, Directors, Trustees, and Key Employees$830,327$791,254▼ $39,073
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Other Liabilities$80,681,106
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The Credit Union is based on memberships.”

Form 990, Part VI, Section A, Line 7A

“The governing body is elected by the credit union membership.”

Form 990, Part VI, Section B, Line 11B

“We make it available upon request.”

Form 990, Part VI, Section B, Line 15

“The board reviewed salary comparability to assist in the establishment of the CEO's salary.”

Form 990, Part VI, Section C, Line 19

“Memorial Credit Union provides governing documents and fnancial statements to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Memorial Credit Union
EIN
74-1240617
Phone
7137786300
Address
7789 SW FRWY SUITE 175, HOUSTON, TX 77074

Signing Officer

Name
Robyn Olive
Title
Executive Vice President
Phone
7137786302
Signed
2025-05-15

Organization Details

Principal Officer
Thomas Rogers
Formed
1953
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
7
Employees
36
Volunteers
7
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

“Provision for loan losses, performance & loan incentives, state operating fees and other operational expenses are included.”

Form 990, Part XII, Line 2C

“Reviewed by ALCO committee”

Financial Statement Notes

Schedule D, Part X, Line 2

“TOTAL DEMAND DEPOSITS”

Raw XML AppendixShowing 400 of 611 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0677751
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0380613
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0MEMORIAL CREDIT UNION IS A CO-OPERATIVE THRIFT INSTITUTION AND IS A MEMBER OF THE NATIONAL CREDIT UNION ADMINISTRATION INSURANCE FUND . THE CREDIT UNION IS REGULATED BY THE STATE OF TEXAS CREDIT UNION DEPARTMENT AS WELL AS THE NATIONAL CREDIT UNION ADMINISTRATION.
IRS990/AdvertisingGrp/TotalAmt0378986
IRS990/AuditCommitteeInd01
IRS990/BenefitsToMembersGrp/TotalAmt0904800
IRS990/BooksInCareOfDetail/PersonNm0ROBYN OLIVE
IRS990/BooksInCareOfDetail/PhoneNum07137786302
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt07789 SW FRWY SUITE 175
IRS990/BooksInCareOfDetail/USAddress/CityNm0HOUSTON
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990/BooksInCareOfDetail/USAddress/ZIPCd077074
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt01764692
IRS990/CashNonInterestBearingGrp/EOYAmt02323590
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt0904800
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0579926
IRS990/CYOtherExpensesAmt03574351
IRS990/CYOtherRevenueAmt0673507
IRS990/CYProgramServiceRevenueAmt05444091
IRS990/CYRevenuesLessExpensesAmt069100
IRS990/CYSalariesCompEmpBnftPaidAmt02149273
IRS990/CYTotalExpensesAmt06628424
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt06697524
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0SHARE ACCOUNT: CREDIT UNION'S SHARE ACCOUNT OFFER ADVANTAGES TO MEMBERS OF ALL AGES, CREDIT UNION HAD 10,237 MEMBERS AS OF DECEMBER 31, 2024. MEMBERS SAVINGS ACCOUNT PAY MONTHLY DIVIDENDS. MEMBERS CAN USE THE HOME BANKING AND MOBILE BANKING TO CHECK THEIR ACCOUNTS.THE BRANCH NETWORK AND ATM'S ARE WORLDWIDE. SPECIAL ACCOUNT FOR MINORS TO ENCOURAGE CONSISTENT SAVINGS HABITS. MEMBERS CAN JOIN CHRISTMAS AND VACATION CLUB ACCOUNTS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRestrictionNetAssetsGrp/BOYAmt00
IRS990/DonorRestrictionNetAssetsGrp/EOYAmt00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt036
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/ExpenseAmt03116010
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt240
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt340
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/PersonNm0THOMAS ROGERS
IRS990/Form990PartVIISectionAGrp/PersonNm1ROBYN OLIVE
IRS990/Form990PartVIISectionAGrp/PersonNm2TRICIA MACAULAY
IRS990/Form990PartVIISectionAGrp/PersonNm3ANTHONY JULIAN
IRS990/Form990PartVIISectionAGrp/PersonNm4PAUL WENZ
IRS990/Form990PartVIISectionAGrp/PersonNm5VICKI M JONES
IRS990/Form990PartVIISectionAGrp/PersonNm6MARY BAKER
IRS990/Form990PartVIISectionAGrp/PersonNm7JOE DICKSON
IRS990/Form990PartVIISectionAGrp/PersonNm8KERRY ROSE
IRS990/Form990PartVIISectionAGrp/PersonNm9VALENTINO MURPHY
IRS990/Form990PartVIISectionAGrp/PersonNm10AUDREY BARNETT
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0195053
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1153169
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2127295
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3123302
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1EVP
IRS990/Form990PartVIISectionAGrp/TitleTxt2VP OF LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt3VP OF COLLECTIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD SECREATARY
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9VICE CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01953
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt06697524
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt04
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/TotalAmt01773638
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0579926
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0579926
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt03500000
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt02750000
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt00
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0116925
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0105058
IRS990/LandBldgEquipCostOrOtherBssAmt0105058
IRS990/LegalDomicileStateCd0TX
IRS990/LoanOutstandingInd01
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt0830327
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt0791254
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0OUR MISSION IS TO GROW THE FINANCIAL HEALTH OF OUR MEMBERS AND THEIR FAMILIES FOR YEARS TO COME, STARTING WITH HOW WE CAN HELP THEM TODAY.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt09530581
IRS990/NetAssetsOrFundBalancesEOYAmt09599681
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt09530581
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt09599681
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0398985
IRS990/OfficeExpensesGrp/TotalAmt0445297
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0730231
IRS990/OtherAssetsTotalGrp/EOYAmt0736046
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0315371
IRS990/OtherExpensesGrp/Desc0Provision for Loan Losses
IRS990/OtherExpensesGrp/Desc1State Operating and Other Operation Expense
IRS990/OtherExpensesGrp/Desc2Performance & Loan Incentives
IRS990/OtherExpensesGrp/Desc3Contract Labor
IRS990/OtherExpensesGrp/TotalAmt0241676
IRS990/OtherExpensesGrp/TotalAmt199945
IRS990/OtherExpensesGrp/TotalAmt2132023
IRS990/OtherExpensesGrp/TotalAmt399438
IRS990/OtherLiabilitiesGrp/BOYAmt080922606
IRS990/OtherLiabilitiesGrp/EOYAmt080681106
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/Desc0All Other Revenu
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0673507
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0673507
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt0673507
IRS990/OtherSalariesAndWagesGrp/TotalAmt01713807
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt081384453
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt075356187
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0120095
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0350760
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0938584
IRS990/PrincipalOfficerNm0Thomas Rogers
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/Desc0Credit Union
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt05444091
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt05444091
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgSrvcAccomActy2Grp/Desc0CHECKING ACCOUNT: CREDIT UNION PROVIDES CHECKING ACCOUNTS FOR MEMBERS WITH VARIOUS FEATURES FROM FREE CHECKING ACCOUNT TO THOSE WITH ENHANCED BENEFITS. MOST OFFER DIVIDENDS THAT PAY MONTHLY. THE CREDIT UNION EXTENDS THESE ACCOUNTS TO ALL THE MEMBERS WITH FREE DEBIT CARD, ONLINE BANKING ACCESS, MOBILE APP, FREE REMOTE DEPOSIT AND BILL PAY SERVICES.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0287745
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0706786
IRS990/ProgSrvcAccomActy3Grp/Desc0LOAN: CREDIT UNION HAS PROVIDED VEHICLE LOANS SINCE ITS EARLY YEARS. OTHER PRODUCT LINES NOW INCLUDES EFFICIENT UNDERWRITING AND FLEXIBLE OFFERINGS FOR RECREATIONAL VEHICLES, BOAT AND MOTORCYCLES. MEMBERS CAN HAVE PAYMENT PROTECTION AVAILABLE ON ANY OF THESE LOAN TYPES.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt01048694
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt04712990
IRS990/ProgSrvcAccomActyOtherGrp/Desc0Information technology, marketing , compensation and benefits
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt02175975
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt0673507
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0395085
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0463328
IRS990/PYOtherExpensesAmt03525005
IRS990/PYOtherRevenueAmt0784755
IRS990/PYProgramServiceRevenueAmt05228633
IRS990/PYRevenuesLessExpensesAmt0399180
IRS990/PYSalariesCompEmpBnftPaidAmt02157446
IRS990/PYTotalExpensesAmt06077536
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt06476716
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0830327
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0791254
IRS990/ReconcilationRevenueExpnssAmt069100
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0604241
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt05891877
IRS990/SavingsAndTempCashInvstGrp/EOYAmt010439935
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/BuildingsGrp/DepreciationAmt00
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt0105058
IRS990ScheduleD/EquipmentGrp/DepreciationAmt00
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0105058
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt06628424
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt00
IRS990ScheduleD/OtherExpensesIncludedAmt00
IRS990ScheduleD/OtherExpensesNotIncludedAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt080681106
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Other Liabilities
IRS990ScheduleD/OtherRevenueAmt00
IRS990ScheduleD/OtherRevenuesNotIncludedAmt00
IRS990ScheduleD/PriorYearAdjustmentsAmt00
IRS990ScheduleD/RecoveriesPriorYearGrantsAmt00
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt06697524
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0TOTAL DEMAND DEPOSITS
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule D, Part X, Line 2
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0105058
IRS990ScheduleD/TotalExpensesPerForm990Amt06628424
IRS990ScheduleD/TotalLiabilityAmt080681106
IRS990ScheduleD/TotalRevenuePerForm990Amt06697524
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt06697524
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt06628424
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0183053
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1143169
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2118795
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt3114802
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount012000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount110000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount28500
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount38500
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0THOMAS ROGERS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1ROBYN OLIVE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm2TRICIA MACAULAY

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)14 • $50M-$100M nonprofits