Liabilities / Assets
22nd percentile
Higher debt load relative to assets than 22% of similar nonprofits.
EIN 94-1433814 • 501(c)14 • Sacramento, CA
Profile
Non-profit, state chartered, natural person credit union, provide competitive financial services to the members of vision one credit union.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
22nd percentile
Higher debt load relative to assets than 22% of similar nonprofits.
Liabilities / Revenue
50th percentile
Higher debt load relative to revenue than 50% of similar nonprofits.
Net Margin
26th percentile
Higher net margin than 26% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
27th percentile
Faster asset growth than 27% of similar nonprofits.
Revenue Growth
24th percentile
Faster revenue growth than 24% of similar nonprofits.
Assets
Down$92,893,445
Down $2,006,297 (-2.1%) from 2023
Liabilities
Down$78,547,322
Down $2,245,224 (-2.8%) from 2023
Net Assets
Up$14,346,123
Up $238,927 (+1.7%) from 2023
Revenue
Up$4,760,407
Up $207,978 (+4.6%) from 2023
Expenses
Up$4,521,480
Up $441,567 (+11%) from 2023
Net Income
Down$238,927
Down $233,589 (-49%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
Non-profit, state chartered, natural person credit union, provide competitive financial services to the members of vision one credit union.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $79,482,605 | $77,457,894 | ▼ $2,024,711 |
| Rtn Earn Endowment Incm Other Fnds | $14,107,196 | $14,346,123 | ▲ $238,927 |
| Savings and Temporary Cash Investments | $13,934,321 | $14,067,203 | ▲ $132,882 |
| Land, Buildings, and Equipment, Net | $202,609 | $159,609 | ▼ $43,000 |
| Investments Program Related | $115,198 | $115,198 | → $0 |
| Cash and Non-Interest-Bearing Accounts | $5,157 | $67,919 | ▲ $62,762 |
| Accounts Receivable | - | $0 | - |
| Pledges and Grants Receivable | - | $0 | - |
| Receivable From Disqualified Prsn | - | $0 | - |
| Receivables From Officers Etc | - | $0 | - |
| Investments Other Securities | - | $0 | - |
| Investments in Publicly Traded Securities | - | $0 | - |
| Intangible Assets | - | $0 | - |
| Inventories for Sale or Use | - | $0 | - |
| Prepaid Expenses and Deferred Charges | - | $0 | - |
| Total Assets | $94,899,742 | $92,893,445 | ▼ $2,006,297 |
| Other Assets Total | $1,159,852 | $1,025,622 | ▼ $134,230 |
| Liabilities | |||
| Other Liabilities | $79,420,106 | $77,682,850 | ▼ $1,737,256 |
| Accounts Payable and Accrued Expenses | $1,372,440 | $864,472 | ▼ $507,968 |
| Total Liabilities | $80,792,546 | $78,547,322 | ▼ $2,245,224 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $14,107,196 | $14,346,123 | ▲ $238,927 |
| Total Liabilities and Net Assets / Fund Balance | $94,899,742 | $92,893,445 | ▼ $2,006,297 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Leasehold Improvements | $80,068 | $507,571 | $587,639 |
| Buildings | - | $358,086 | $358,086 |
| Other Land Buildings | $37,977 | $229,499 | $267,476 |
| Land | $41,564 | - | $41,564 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Robert Schultz | CEO/president | FT | $359,068 | $150,487 | $509,555 |
| Kenneth Ferreira | CCO/evp | FT | $230,050 | $99,183 | $329,233 |
| Deanna Miyata | CFO/SVP | FT | $174,550 | $78,587 | $253,137 |
| Theresa Diltz | VP Loan Admin | FT | $128,063 | $7,534 | $135,597 |
| Lika Sertic | VP/Deposit Ops | FT | $120,327 | $6,765 | $127,092 |
| Name | Title |
|---|---|
| A Nick Guitierrez | Board Chairman |
| David Plevyak | Sc Chairman |
| Fred Guarcello | Board Sec |
| Tomas Wing | Board Treasurer |
| Edward Andersen | Board Vice Chai |
| Samantha Combs | Sc Member |
| John Okamoto | Sc Secretary |
| Lika Sertic | VP/Deposit Operati |
| Theresa Diltz | VP/Loan Administra |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $1,809,287 |
| Other Expenses | $1,156,056 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Benefits to Members | - | - | - | $1,556,137 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $1,354,616 |
| Other Salaries and Wages | - | - | - | $454,671 |
| Fees for Services Other | - | - | - | $432,416 |
| Office Expenses | - | - | - | $271,377 |
| Occupancy | - | - | - | $119,949 |
| Other Expenses | - | - | - | $14,346 |
| Advertising | - | - | - | $6,603 |
| Travel | - | - | - | $5,939 |
| All Other Expenses | - | - | - | $1,702 |
| Interest | - | - | - | $33 |
| Total Functional Expenses | $0 | $0 | $0 | $4,521,480 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | - | $0 | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $0 | - |
| Liability | Amount |
|---|---|
| All Other Shares | $51,974,671 |
| Share drafts | $21,625,480 |
| Regular Shares | $4,082,699 |
“Most members are licensed optometrists in California, staff and member doctors of Vision Service Plan (VSP), employees, members, and affiliates of California Optometric Association (COA), and Ohio Optometric Association (OOA), staff and members of Colorado Optometric Association, faculty, staff, and students of California and Ohio colleges of optometry, and their qualifying family members.”
“Each member has the right to vote during the annual election of the board of directors and supervisory committee.”
“Members are entitled to vote in the annual elections of the Board of Directors and on other corporate matters.”
“The return preparer e-mails a draft of the form 990 to a designated officer and/or ceo of the credit union for review. The designated individual(s) review the draft and present any questions, comments, or corrections to the return preparer. Upon satisfactory completion of the form 990, the organization's authorized individual signs the appropriate signature form(s) to authorize the electronic filing of the return. A copy of the form 990, as filed, is provided by the return preparer to theorganization's ceo or other designated individual(s).”
“The process for determining compensation of the CEO includes a review and approval by independent persons, comparability data, and contemporaneous substantiation of the deliberation and decision.”
“The process for determining compensation of key employees includes a review and approval by CEO, comparability data, and contemporaneous substantiation of the deliberation and decision.”
“Governing documents and conflict of interest are available upon request. Financial statements are accessible online via www.ncua.gov and upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 1372440 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 864472 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | NON-PROFIT, STATE CHARTERED, NATURAL PERSON CREDIT UNION, PROVIDE COMPETITIVE FINANCIAL SERVICES TO THE MEMBERS OF VISION ONE CREDIT UNION. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 6603 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 1702 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 1556137 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | DEANNA MIYATA |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9163634293 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 277637 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | SACRAMENTO |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | CA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 95827 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 5157 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 67919 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 1354616 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 1556137 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 688607 |
| IRS990/CYOtherExpensesAmt | 0 | 1156056 |
| IRS990/CYOtherRevenueAmt | 0 | 569446 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 3502354 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 238927 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1809287 |
| IRS990/CYTotalExpensesAmt | 0 | 4521480 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 4760407 |
| IRS990/DAFExcessBusinessHoldingsInd | 0 | false |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 0 |
| IRS990/Desc | 0 | NON-PROFIT, STATE-CHARTERED, NATURAL PERSON CREDIT UNION, PROVIDE COMPETITIVE FINANCIAL SERVICES TO THE 1,622 MEMBERS OF VISION ONE CREDIT UNION. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DistributionToDonorInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 12 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 432416 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 11 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 12 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 13 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 14 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 15 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 50.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 50.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 50.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 50.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 50.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 17103 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 13323 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 7534 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 6765 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | ROBERT SCHULTZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | KENNETH FERREIRA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | DEANNA MIYATA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Theresa Diltz |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Lika Sertic |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | A NICK GUITIERREZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | FRED GUARCELLO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | TOMAS WING |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | EDWARD ANDERSEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | John Okamoto |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Samantha Combs |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | David Plevyak |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | KENNETH FERREIRA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | DEANNA MIYATA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | Theresa Diltz |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | LIKA SERTIC |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 509555 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 312130 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 239814 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 128063 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 120327 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO/PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CCO/EVP |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | CFO/SVP |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | VP Loan Admin |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | VP/Deposit Ops |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD SEC |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD VICE CHAI |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | SC SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | SC MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | SC CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | CCO/EVP |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | CFO/SVP |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | VP/Loan Administra |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | VP/Deposit Operati |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1951 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 4760407 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 5 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 0 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 0 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/TotalAmt | 0 | 33 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 688607 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 688607 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 115198 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 115198 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 320 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1095156 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 202609 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 159609 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1254765 |
| IRS990/LegalDomicileStateCd | 0 | CA |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | NON-PROFIT, STATE CHARTERED, NATURAL PERSON CREDIT UNION, PROVIDE COMPETITIVE FINANCIAL SERVICES TO THE MEMBERS OF VISION ONE CREDIT UNION. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 14107196 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 14346123 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 119949 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 271377 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 1159852 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1025622 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/Desc | 0 | Provision for credit losses |
| IRS990/OtherExpensesGrp/Desc | 1 | Loan servicing |
| IRS990/OtherExpensesGrp/Desc | 2 | Association dues |
| IRS990/OtherExpensesGrp/Desc | 3 | Regulatory Supervision |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 180000 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 105079 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 18612 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 14346 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 79420106 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 77682850 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | FEE INCOME |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | OTHER NON OPERATING INCOME (EXPENSE) |
| IRS990/OtherRevenueMiscGrp/Desc | 2 | OTHER OPERATING INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 569446 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 569446 |
| IRS990/OtherRevenueTotalAmt | 0 | 569446 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 454671 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 79482605 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 77457894 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 0 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3502354 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 3502354 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 1112065 |
| IRS990/PYInvestmentIncomeAmt | 0 | 604087 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 976543 |
| IRS990/PYOtherRevenueAmt | 0 | 575816 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 3372526 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 472516 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1991305 |
| IRS990/PYTotalExpensesAmt | 0 | 4079913 |
| IRS990/PYTotalRevenueAmt | 0 | 4552429 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 238927 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | true |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 14107196 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 14346123 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 13934321 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 14067203 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 358086 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 358086 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 41564 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 41564 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 80068 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 507571 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 587639 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 37977 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 229499 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 267476 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 51974671 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 4082699 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 21625480 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | ALL OTHER SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | REGULAR SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | Share drafts |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 159609 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 77682850 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 174550 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 230050 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 2 | 359068 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 47500 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 1 | 55000 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 2 | 65000 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 13323 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 1 | 17103 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 17764 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 1 | 27080 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 2 | 85487 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | DEANNA MIYATA |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 1 | KENNETH FERREIRA |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 2 | ROBERT SCHULTZ |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | CFO/SVP |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 1 | CCO/EVP |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 2 | CEO/PRESIDENT |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 253137 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 1 | 329233 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 2 | 509555 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990ScheduleJ/WrittenEmploymentContractInd | 0 | X |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Most members are licensed optometrists in California, staff and member doctors of Vision Service Plan (VSP), employees, members, and affiliates of California Optometric Association (COA), and Ohio Optometric Association (OOA), staff and members of Colorado Optometric Association, faculty, staff, and students of California and Ohio colleges of optometry, and their qualifying family members. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | EACH MEMBER HAS THE RIGHT TO VOTE DURING THE ANNUAL ELECTION OF THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Members are entitled to vote in the annual elections of the Board of Directors and on other corporate matters. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE RETURN PREPARER E-MAILS A DRAFT OF THE FORM 990 TO A DESIGNATED OFFICER AND/OR CEO OF THE CREDIT UNION FOR REVIEW. THE DESIGNATED INDIVIDUAL(S) REVIEW THE DRAFT AND PRESENT ANY QUESTIONS, COMMENTS, OR CORRECTIONS TO THE RETURN PREPARER. UPON SATISFACTORY COMPLETION OF THE FORM 990, THE ORGANIZATION'S AUTHORIZED INDIVIDUAL SIGNS THE APPROPRIATE SIGNATURE FORM(S) TO AUTHORIZE THE ELECTRONIC FILING OF THE RETURN. A COPY OF THE FORM 990, AS FILED, IS PROVIDED BY THE RETURN PREPARER TO THEORGANIZATION'S CEO OR OTHER DESIGNATED INDIVIDUAL(S). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | The process for determining compensation of the CEO includes a review and approval by independent persons, comparability data, and contemporaneous substantiation of the deliberation and decision. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | The process for determining compensation of key employees includes a review and approval by CEO, comparability data, and contemporaneous substantiation of the deliberation and decision. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | GOVERNING DOCUMENTS AND CONFLICT OF INTEREST ARE AVAILABLE UPON REQUEST. FINANCIAL STATEMENTS ARE ACCESSIBLE ONLINE VIA WWW.NCUA.GOV AND UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section A, Line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section B, Line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Section B, Line 15b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part VI, Section C, Line 19 |
| IRS990ScheduleR/AssetExchangeInd | 0 | false |
| IRS990ScheduleR/AssetPurchaseFromOtherOrgInd | 0 | false |
| IRS990ScheduleR/AssetSaleToOtherOrgInd | 0 | false |
| IRS990ScheduleR/DivRelatedOrganizationInd | 0 | false |
| IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd | 0 | false |
| IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd | 0 | false |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd | 0 | false |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingNACd | 0 | N/A |
| IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd | 0 | false |
| IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd | 0 | false |
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