Liabilities / Assets
60th percentile
Higher debt load relative to assets than 60% of similar nonprofits.
990 • Fiscal year 2019 • EIN 73-0742019
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
60th percentile
Higher debt load relative to assets than 60% of similar nonprofits.
Liabilities / Revenue
8th percentile
Higher debt load relative to revenue than 8% of similar nonprofits.
Net Margin
57th percentile
Higher net margin than 57% of similar nonprofits.
Top Officer Pay
90th percentile
Higher top officer pay than 90% of similar nonprofits.
Top officer pay equals 2.6% of source-year revenue.
Asset Growth
75th percentile
Faster asset growth than 75% of similar nonprofits.
Revenue Growth
96th percentile
Faster revenue growth than 96% of similar nonprofits.
Assets
Up$166,993,127
Up $11,037,460 (+7.1%) from 2018
Net Assets
Up$17,645,859
Up $2,821,537 (+19%) from 2018
Liabilities
Up$149,347,268
Up $8,215,923 (+5.8%) from 2018
Revenue
Up$13,990,498
Up $2,572,683 (+23%) from 2018
Expenses
Up$11,990,121
Up $2,270,515 (+23%) from 2018
Net Income
Up$2,000,377
Up $302,168 (+18%) from 2018
Providing financial services to school employees, students, and their families.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $116,359,831 | $127,613,744 | ▲ $11,253,913 |
| Investments Other Securities | $30,938,516 | $31,024,493 | ▲ $85,977 |
| Rtn Earn Endowment Incm Other Fnds | $14,824,322 | $17,645,859 | ▲ $2,821,537 |
| Land, Buildings, and Equipment, Net | $4,710,755 | $5,542,458 | ▲ $831,703 |
| Cash and Non-Interest-Bearing Accounts | $741,547 | $788,906 | ▲ $47,359 |
| Prepaid Expenses and Deferred Charges | $281,531 | $422,263 | ▲ $140,732 |
| Receivables From Officers Etc | $111,531 | $83,373 | ▼ $28,158 |
| Accounts Receivable | $26,889 | $3,384 | ▼ $23,505 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $155,955,667 | $166,993,127 | ▲ $11,037,460 |
| Other Assets Total | $2,785,067 | $1,514,506 | ▼ $1,270,561 |
| Liabilities | |||
| Other Liabilities | $130,609,930 | $140,683,512 | ▲ $10,073,582 |
| Mortgage Notes Payable Secured by Investment Property | - | $7,000,000 | - |
| Accounts Payable and Accrued Expenses | $10,521,415 | $1,663,756 | ▼ $8,857,659 |
| Total Liabilities | $141,131,345 | $149,347,268 | ▲ $8,215,923 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $14,824,322 | $17,645,859 | ▲ $2,821,537 |
| Total Liabilities and Net Assets / Fund Balance | $155,955,667 | $166,993,127 | ▲ $11,037,460 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $3,653,882 | $1,015,098 | $4,668,980 |
| Land | $1,880,956 | - | $1,880,956 |
| Equipment | $0 | $1,014,581 | $1,014,581 |
| Leasehold Improvements | $7,620 | $15,492 | $23,112 |
| Other Securities | $1,293,901 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Cindy White | President / CEO | FT | $178,520 | $182,053 | $360,573 |
| Trent Vaughn | Senior Vice President of M | FT | $131,870 | $90,061 | $221,931 |
| Bob Herzig | Vice President of Finance/ | FT | $131,991 | $10,831 | $142,822 |
| Name | Title |
|---|---|
| Mike Ossenkop | Board Member - Chairman |
| Chester Weems | Board Member |
| Dean Niles | Board Member |
| James Harrod | Board Member |
| Jeff Dewitt | Board Member |
| Rick Dawkins | Board Member |
| Steven Allen | Board Member |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Jack Henry & Associates Inc | Data Processing Services/core Processor | PO Box 609, Monett, MO 65708 | $377,199 |
| Line Item | Amount |
|---|---|
| Other Expenses | $6,796,029 |
| Salaries, Compensation, and Employee Benefits | $3,641,053 |
| Grants and Similar Amounts Paid | $30,546 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $2,336,386 |
| Benefits to Members | - | - | - | $1,522,493 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $725,328 |
| Information Technology | - | - | - | $603,424 |
| Office Expenses | - | - | - | $292,314 |
| All Other Expenses | - | - | - | $257,143 |
| Occupancy | - | - | - | $254,176 |
| Other Employee Benefits | - | - | - | $230,386 |
| Depreciation Depletion | - | - | - | $226,692 |
| Payroll Taxes | - | - | - | $221,310 |
| Interest | - | - | - | $192,112 |
| Pension Plan Contributions | - | - | - | $127,643 |
| Advertising | - | - | - | $95,168 |
| Conferences and Meetings | - | - | - | $84,221 |
| Insurance | - | - | - | $80,218 |
| Other Expenses | - | - | - | $76,264 |
| Fees for Services Other | - | - | - | $53,513 |
| Fees for Services Accounting | - | - | - | $37,000 |
| Grants to Domestic Individuals | - | - | - | $30,546 |
| Fees for Services Legal | - | - | - | $20,507 |
| Travel | - | - | - | $12,289 |
| Fees for Service Investment Mgmnt Fees | - | - | - | $2,760 |
| Total Functional Expenses | $0 | $0 | $0 | $11,990,121 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $111,531 | $83,373 | ▼ $28,158 |
| Liability | Amount |
|---|---|
| Share Accounts | $140,178,000 |
| Indirect Lending Funding Account | $225,060 |
| Loan Proceeds Disbursement | $153,427 |
| Total Clearing Accounts | $127,025 |
“The organization has only one class of members and no stockholders.”
“MEMBER ELECTION”
“Determined by board of directors”
“Documents provided upon request”
“Per section 715.7 of the National Credit Union Administration, A credit union which is not required to obtain a financial statement audit may fulfill its supervisory committee responsibility by obtaining an Other Supervisory Committee Audit. Oklahoma Educators Credit Union fulfills this obligation by obtaining a Supervisory Committee Annual Review by a third-party.”
“No change in process from prior year.”
“Oklahoma Educators Credit Union purchased a property for use as their future corporate headquarters. A suspense liability was established for the future purchase of furniture, equipment and computers. To establish the suspense liability account, an expense category of office equipment was established and appears as an other expense on Part IX, Line 24 of the 990.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 10521415 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1663756 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 26889 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 3384 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | PROVIDING FINANCIAL SERVICES TO SCHOOL EMPLOYEES, STUDENTS, AND THEIR FAMILIES. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 95168 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 257143 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 1522493 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | OKLAHOMA EDUCATORS CREDIT UNION |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4057222234 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 4001 NW EXPRESSWAY |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | OKLAHOMA CITY |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OK |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 73116 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 741547 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 788906 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 725328 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 0 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 84221 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 377199 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | PO Box 609 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | Monett |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 65708 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | Jack Henry & Associates Inc |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | DATA PROCESSING SERVICES/CORE PROCESSOR |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 1522493 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 30546 |
| IRS990/CYInvestmentIncomeAmt | 0 | 741323 |
| IRS990/CYOtherExpensesAmt | 0 | 6796029 |
| IRS990/CYOtherRevenueAmt | 0 | 19340 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 13229835 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 2000377 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 3641053 |
| IRS990/CYTotalExpensesAmt | 0 | 11990121 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 13990498 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 226692 |
| IRS990/Desc | 0 | OKLAHOMA EDUCATORS CREDIT UNION IS A STATE CHARTERED CREDIT UNION SERVICING EDUCATORS, STUDENTS, AND THEIR FAMILIES. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 150 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/ExpenseAmt | 0 | 11990121 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 37000 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 20507 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 53513 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 2760 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 60.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 60.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 60.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 4324 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 10825 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 10831 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | DEAN NILES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | CHESTER WEEMS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | STEVEN ALLEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JAMES HARROD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | RICK DAWKINS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JEFF DEWITT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | MIKE OSSENKOP |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | CINDY WHITE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | TRENT VAUGHN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | BOB HERZIG |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 356249 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 211106 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 131991 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER - CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | PRESIDENT / CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | SENIOR VICE PRESIDENT OF M |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | VICE PRESIDENT OF FINANCE/ |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 1960 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 39783 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantAmt | 0 | 30546 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 30546 |
| IRS990/GrantsToIndividualsInd | 0 | 1 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 1998943 |
| IRS990/GrossReceiptsAmt | 0 | 15949658 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 19340 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 3 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 603424 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 80218 |
| IRS990/InterestGrp/TotalAmt | 0 | 192112 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 701540 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 701540 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 30938516 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 31024493 |
| IRS990/IRPDocumentCnt | 0 | 2459 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 2045171 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 4710755 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 5542458 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 7587629 |
| IRS990/LegalDomicileStateCd | 0 | OK |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 1959160 |
| IRS990/LessRentalExpensesGrp/RealAmt | 0 | 0 |
| IRS990/LoanOutstandingInd | 0 | 1 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | PROVIDING FINANCIAL SERVICES TO SCHOOL EMPLOYEES, STUDENTS, AND THEIR FAMILIES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 7000000 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 14824322 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 17645859 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 39783 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 39783 |
| IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt | 0 | 19340 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 19340 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 821160 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 254176 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 292314 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 2785067 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1514506 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 230386 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 1 | OFFICE EQUIPMENT |
| IRS990/OtherExpensesGrp/Desc | 2 | PROCESSING FEES |
| IRS990/OtherExpensesGrp/Desc | 3 | EMPLOYEE & DIRECTOR EXP |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 3232373 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 934196 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 341659 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 76264 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 130609930 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 140683512 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 2336386 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 116359831 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 127613744 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 221310 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 127643 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 281531 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 422263 |
| IRS990/PrincipalOfficerNm | 0 | CINDY WHITE |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES AND SERVICE CHARGES |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 9368155 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 3508420 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 353260 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 9368155 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 3508420 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 353260 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 978506 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 25834 |
| IRS990/PYInvestmentIncomeAmt | 0 | 542786 |
| IRS990/PYOtherExpensesAmt | 0 | 5748197 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 10875029 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1698209 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 2967069 |
| IRS990/PYTotalExpensesAmt | 0 | 9719606 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 11417815 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 111531 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 83373 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 2000377 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 0 |
| IRS990/RelatedEntityInd | 0 | 1 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 1 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 19340 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RevenueAmt | 0 | 13931375 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 14824322 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 17645859 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 3653882 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 1015098 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 4668980 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 1014581 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 1014581 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 1880956 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 1880956 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 7620 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 15492 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 23112 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 140178000 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 153427 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 225060 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 127025 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARE ACCOUNTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | LOAN PROCEEDS DISBURSEMENT |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | INDIRECT LENDING FUNDING ACCOUNT |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | TOTAL CLEARING ACCOUNTS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 1423380 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 384300 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 2 | 27839912 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 3 | 50000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 4 | 33000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 5 | 1293901 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | CATALYST CORP CU |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | FEDERAL HOME LOAN BANK |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 2 | MBO SECURITIES |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 3 | SERVICE CENTER CU |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 4 | CUSO - INSURANCE |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 5 | NCUA SHARE INSURANCE FUND |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 2 | F |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 3 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 4 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 5 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 5542458 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 31024493 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 140683512 |
| IRS990ScheduleI/GrantRecordsMaintainedInd | 0 | 1 |
| IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt | 0 | 29596 |
| IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt | 1 | 950 |
| IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt | 0 | TEACHER GRANT PROGRAM |
| IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt | 1 | TEACHER OF THE YEAR EVENT |
| IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt | 0 | 81 |
| IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt | 1 | 19 |
| IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt | 0 | Grant recipients are chosen by a committee based on the information provided by the applicant including: reason for the project, clearly stated goals, impact and longevity of funds, and credit union membership. Decision of the committee will be final |
| IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Part I, Line 2: |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 178520 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 131870 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 49927 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 1 | 39942 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 4324 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 1 | 5185 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 1 | 5640 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 127802 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 1 | 39294 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | CINDY WHITE |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 1 | TRENT VAUGHN |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT / CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 1 | SENIOR VICE PRESIDENT OF M |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 360573 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 1 | 221931 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 31621 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 1 | 8415 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 2 | 28322 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 3 | 15015 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 1 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 2 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 3 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 1 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 2 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 3 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 1 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 2 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 3 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | OTHER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 1 | CAR |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 2 | CAR |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 3 | CAR |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 0 | 40109 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 1 | 23138 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 2 | 30127 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 3 | 73775 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | STEVEN ALLEN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 1 | MICHAEL OSSENKOP |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 2 | MICHAEL OSSENKOP |
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Displayed year
2019 • Form 990Detailed filing. Detailed filing data is available for this year.