Civic Intelligence

Oklahoma Educators Credit Union

990 • Fiscal year 2018 • EIN 73-0742019

Jan 01, 2018 to Dec 31, 2018 • Filed on May 10, 2019

Organization ProfileWWW.OECU.COM

View Organization Page

4001 NW ExpresswayOklahoma City, OK 73116

(405) 722-2234

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

70th percentile

0.90x

Higher debt load relative to assets than 70% of similar nonprofits.

2018 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2018

Liabilities / Revenue

12th percentile

12.36x

Higher debt load relative to revenue than 12% of similar nonprofits.

2018 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2018

Net Margin

59th percentile

15%

Higher net margin than 59% of similar nonprofits.

2018 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2018

Top Officer Pay

73rd percentile

$257,100

Higher top officer pay than 73% of similar nonprofits.

Top officer pay equals 2.3% of source-year revenue.

2018 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2018

Asset Growth

84th percentile

8.4%

Faster asset growth than 84% of similar nonprofits.

2018 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2017 to 2018

Revenue Growth

93rd percentile

20%

Faster revenue growth than 93% of similar nonprofits.

2018 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets70th percentile

Assets

Up

$155,955,667

Up $12,050,217 (+8.4%) from 2017

Net Assets

Up

$14,824,322

Up $1,533,420 (+12%) from 2017

Liabilities

Up

$141,131,345

Up $10,516,797 (+8.1%) from 2017

Revenue And Expenses
Liabilities / Revenue12th percentileNet Margin59th percentile

Revenue

Up

$11,417,815

Up $1,924,738 (+20%) from 2017

Expenses

Up

$9,719,606

Up $1,975,477 (+26%) from 2017

Net Income

Down

$1,698,209

Down $50,739 (-2.9%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth84th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $100,424,488Liabilities 2010: $93,396,215Net Assets 2010: $7,028,2732010Assets 2011: $101,738,277Liabilities 2011: $94,012,700Net Assets 2011: $7,725,5772011Assets 2012: $106,089,581Liabilities 2012: $98,382,384Net Assets 2012: $7,707,1972012Assets 2013: $110,493,781Liabilities 2013: $103,455,257Net Assets 2013: $7,038,5242013Assets 2014: $113,875,217Liabilities 2014: $104,869,535Net Assets 2014: $9,005,6822014Assets 2015: $120,462,316Liabilities 2015: $109,987,222Net Assets 2015: $10,475,0942015Assets 2016: $131,559,259Liabilities 2016: $120,087,950Net Assets 2016: $11,471,3092016Assets 2017: $143,905,450Liabilities 2017: $130,614,548Net Assets 2017: $13,290,9022017Assets 2018: $155,955,667Liabilities 2018: $141,131,345Net Assets 2018: $14,824,3222018Assets 2019: $166,993,127Liabilities 2019: $149,347,268Net Assets 2019: $17,645,8592019Assets 2020: $215,642,463Liabilities 2020: $194,985,982Net Assets 2020: $20,656,4812020Assets 2021: $242,039,953Liabilities 2021: $219,373,509Net Assets 2021: $22,666,4442021Assets 2022: $253,800,311Liabilities 2022: $233,088,542Net Assets 2022: $20,711,7692022Assets 2023: $235,069,234Liabilities 2023: $211,807,325Net Assets 2023: $23,261,9092023Assets 2024: $211,325,265Liabilities 2024: $186,375,174Net Assets 2024: $24,950,0912024

Highlighted filing

2018

Assets$155,955,667
Liabilities$141,131,345
Net Assets$14,824,322
Open 2018 Filing

Operations Trend

Revenue Growth93rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $4,856,3752010Expenses 2011: $4,049,7552011Expenses 2012: $3,868,2342012Revenue 2013: $3,777,332Expenses 2013: $3,655,077Net Income 2013: $122,2552013Revenue 2014: $5,271,154Expenses 2014: $4,161,242Net Income 2014: $1,109,9122014Revenue 2015: $6,694,691Expenses 2015: $5,242,306Net Income 2015: $1,452,3852015Revenue 2016: $7,526,298Expenses 2016: $6,278,882Net Income 2016: $1,247,4162016Revenue 2017: $9,493,077Expenses 2017: $7,744,129Net Income 2017: $1,748,9482017Revenue 2018: $11,417,815Expenses 2018: $9,719,606Net Income 2018: $1,698,2092018Revenue 2019: $13,990,498Expenses 2019: $11,990,121Net Income 2019: $2,000,3772019Revenue 2020: $15,320,509Expenses 2020: $13,118,986Net Income 2020: $2,201,5232020Revenue 2021: $16,355,869Expenses 2021: $13,297,637Net Income 2021: $3,058,2322021Revenue 2022: $17,834,253Expenses 2022: $14,832,015Net Income 2022: $3,002,2382022Revenue 2023: $17,887,015Expenses 2023: $14,883,873Net Income 2023: $3,003,1422023Revenue 2024: $17,333,989Expenses 2024: $14,914,195Net Income 2024: $2,419,7942024

Highlighted filing

2018

Revenue$11,417,815
Expenses$9,719,606
Net Income$1,698,209
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
May 10, 2019
Return Version
2018v3.1
Gross Receipts
$11,417,815
Mission and Program Overview

Mission

Providing financial services to school employees, students, and their families.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$109,759,538$116,359,831▲ $6,600,293
Investments Other Securities$24,897,326$30,938,516▲ $6,041,190
Rtn Earn Endowment Incm Other Fnds$13,290,902$14,824,322▲ $1,533,420
Land, Buildings, and Equipment, Net$5,128,620$4,710,755▼ $417,865
Cash and Non-Interest-Bearing Accounts$860,024$741,547▼ $118,477
Prepaid Expenses and Deferred Charges$425,952$281,531▼ $144,421
Receivables From Officers Etc$93,075$111,531▲ $18,456
Accounts Receivable$22,767$26,889▲ $4,122
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$143,905,450$155,955,667▲ $12,050,217
Other Assets Total$2,718,148$2,785,067▲ $66,919
Liabilities
Other Liabilities$117,193,820$130,609,930▲ $13,416,110
Accounts Payable and Accrued Expenses$13,420,728$10,521,415▼ $2,899,313
Total Liabilities$130,614,548$141,131,345▲ $10,516,797
Net Assets / Fund Balance
Total Net Assets Fund Balance$13,290,902$14,824,322▲ $1,533,420
Total Liabilities and Net Assets / Fund Balance$143,905,450$155,955,667▲ $12,050,217

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,934,546$866,080$3,800,626
Land$1,764,756-$1,764,756
Equipment$0$891,315$891,315
Leasehold Improvements$11,453$11,659$23,112
Other Securities$33,000--
Compensation and Service Providers
Top Officer Pay73rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Cindy WhitePresident / CEOFT$162,294$94,806$257,100
Trent VaughnSenior Vice President of Members ServicesFT$147,296$51,801$199,097
Trent VaughnSenior Vice President of Members Ser-$114,132$84,965$199,097
Bob HerzigVice President of Finance/human ResourcesFT$111,884$31,944$143,828

Board Members and Trustees

NameTitle
Mike OssenkopBoard Member - Chairman
Chester WeemsBoard Member
Dean NilesBoard Member
James HarrodBoard Member
Rick DawkinsBoard Member
Steven AllenBoard Member
Tom FultonBoard Member

Highest Paid Contractors

ContractorServicesLocationCompensation
FiservData Processing Services/core Processor255 FISERV DRIVE, Brookfield, WI 53045$304,575
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$10,875,029
Investment Income
$542,786
Other Revenue
$0
Change in Net Assets
$1,698,209
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$5,748,197
Salaries, Compensation, and Employee Benefits$2,967,069
Grants and Similar Amounts Paid$25,834
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,979,972
Information Technology---$986,113
Benefits to Members---$978,506
Current Officers, Directors, Trustees, and Key Employees---$588,316
Depreciation Depletion---$450,720
Occupancy---$263,114
Office Expenses---$234,859
Advertising---$232,057
Interest---$202,044
Other Employee Benefits---$189,469
Payroll Taxes---$184,609
All Other Expenses---$184,050
Fees for Services Legal---$127,380
Conferences and Meetings---$126,718
Fees for Services Other---$117,965
Other Expenses---$78,658
Travel---$57,343
Insurance---$56,808
Fees for Services Accounting---$37,000
Grants to Domestic Individuals---$25,834
Pension Plan Contributions---$24,703
Fees for Service Investment Mgmnt Fees---$2,304
Total Functional Expenses$0$0$0$9,719,606
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$93,075$111,531▲ $18,456
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share Accounts$130,609,930
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

“The organization has only one class of members and no stockholders.”

Form 990, Part VI, Section A, line 7A

“MEMBER ELECTION”

Form 990, Part VI, Section B, line 11B

“Determined by board of directors”

Form 990, Part VI, Section C, line 19

“Documents provided upon request”

Filing and Contact Details

Filer

Filer Name
Oklahoma Educators Credit Union
EIN
73-0742019
Phone
4057222234
Address
4001 NW EXPRESSWAY, OKLAHOMA CITY, OK 73116

Signing Officer

Name
Cindy White
Title
President
Phone
4057222234
Signed
2019-05-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Cindy White
Formed
1960
Legal Domicile
Ok
Voting Board Members
7
Independent Board Members
7
Employees
117
Volunteers
14

Preparer

Firm
Barbara a Ley a Professional Corp
Address
6305 WATERFORD BLVD STE 450, OKLAHOMA CITY, OK 73118
Preparer
Clarissa Hunter
Phone
4058480255
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 2C:

“No change in process from prior year”

Raw XML AppendixShowing 400 of 528 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/OtherExpensesGrp/TotalAmt2102963
IRS990/OtherExpensesGrp/TotalAmt378658
IRS990/OtherLiabilitiesGrp/BOYAmt0117193820
IRS990/OtherLiabilitiesGrp/EOYAmt0130609930
IRS990/OtherSalariesAndWagesGrp/TotalAmt01979972
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0109759538
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0116359831
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0184609
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt024703
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0425952
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0281531
IRS990/PrincipalOfficerNm0CINDY WHITE
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND SERVICE CHARGES
IRS990/ProgramServiceRevenueGrp/Desc2OTHER INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt07798329
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12685727
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2390973
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt07798329
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12685727
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2390973
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0707319
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0428512
IRS990/PYOtherExpensesAmt04407968
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt09064565
IRS990/PYRevenuesLessExpensesAmt01748948
IRS990/PYSalariesCompEmpBnftPaidAmt02628842
IRS990/PYTotalExpensesAmt07744129
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt09493077
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt093075
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0111531
IRS990/ReconcilationRevenueExpnssAmt01698209
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd01
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt011417815
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt013290902
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt014824322
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt02934546
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0866080
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03800626
IRS990ScheduleD/EquipmentGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0891315
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0891315
IRS990ScheduleD/LandGrp/BookValueAmt01764756
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01764756
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt011453
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt011659
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt023112
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0130609930
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARE ACCOUNTS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt02378854
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt13138346
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt225338316
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt350000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt433000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CATALYST CORP CU
IRS990ScheduleD/OtherSecuritiesGrp/Desc1FEDERAL HOME LOAN BANK
IRS990ScheduleD/OtherSecuritiesGrp/Desc2MBO SECURITIES
IRS990ScheduleD/OtherSecuritiesGrp/Desc3SERVICE CENTER CU
IRS990ScheduleD/OtherSecuritiesGrp/Desc4CUSO - INSURANCE
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd4C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04710755
IRS990ScheduleD/TotalBookValueSecuritiesAmt030938516
IRS990ScheduleD/TotalLiabilityAmt0130609930
IRS990ScheduleI/GrantRecordsMaintainedInd01
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt024884
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt1950
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt0TEACHER GRANT PROGRAM
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt1TEACHER OF THE YEAR EVENT
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt071
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt119
IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt0Grant recipients are chosen by a committee based on the information provided by the applicant including: reason for the project, clearly stated goals, impact and longevity of funds, and credit union membership. Decision of the committee will be final
IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc0Part I, Line 2:
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0162294
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1114132
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount041454
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount133164
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt051368
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt144479
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt17322
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt01984
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0CINDY WHITE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1TRENT VAUGHN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT / CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1SENIOR VICE PRESIDENT OF MEMBERS SER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0257100
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1199097
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt030849
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt135064
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt213568
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt332050
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0CAR & HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1OTHER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2CAR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3CAR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt069003
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt140109
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt223138
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt373775
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0TOMMY FULTON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1STEVEN ALLEN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2MICHAEL OSSENKOP
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3JAMES HARROD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd31
IRS990ScheduleL/TotalBalanceDueAmt0111531
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS ONLY ONE CLASS OF MEMBERS AND NO STOCKHOLDERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBER ELECTION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DETERMINED BY BOARD OF DIRECTORS

Document Assets

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Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$155,955,667
Liabilities
$141,131,345
Net assets
$14,824,322
Revenue
$11,417,815
Expenses
$9,719,606
Net income
$1,698,209
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$211$186$25.0$17.3$14.9$2.42
2023Detailed filing. Detailed filing data is available for this year.$235$212$23.3$17.9$14.9$3.00
2022Detailed filing. Detailed filing data is available for this year.$254$233$20.7$17.8$14.8$3.00
2021Detailed filing. Detailed filing data is available for this year.$242$219$22.7$16.4$13.3$3.06
2020Detailed filing. Detailed filing data is available for this year.$216$195$20.7$15.3$13.1$2.20
2019Detailed filing. Detailed filing data is available for this year.$167$149$17.6$14.0$12.0$2.00
2018Detailed filing. Detailed filing data is available for this year.$156$141$14.8$11.4$9.72$1.70
2017Detailed filing. Detailed filing data is available for this year.$144$131$13.3$9.49$7.74$1.75
2016Detailed filing. Detailed filing data is available for this year.$132$120$11.5$7.53$6.28$1.25
2015Detailed filing. Detailed filing data is available for this year.$120$110$10.5$6.69$5.24$1.45
2014Detailed filing. Detailed filing data is available for this year.$114$105$9.01$5.27$4.16$1.11
2013Detailed filing. Detailed filing data is available for this year.$110$103$7.04$3.78$3.66$0.12
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$106$98.4$7.71$3.87
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$102$94.0$7.73$4.05
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$100$93.4$7.03$4.86